Cost of Living Comparison Between Mumbai (Bombay) and Dharwad Cost of Living Comparison Between Mumbai (Bombay) and Dharwad

Monthly Cost of Living

Monthly costs for one person with rent: $779 in Mumbai (Bombay) versus $393 in Dharwad.

Estimated couple costs with rent: $1,255 in Mumbai (Bombay) versus $621 in Dharwad.

Monthly costs for a family of three with rent: $1,732 in Mumbai (Bombay) versus $850 in Dharwad.

Living in Mumbai (Bombay) is roughly 98% more expensive than Dharwad, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Dharwad 71% lower.

Meal at Budget Restaurant

$5.32 ₹509

$2.36 ₹226

125.42%

Three-Course Dinner for Two, Mid-Range

$22.40 ₹2,143

$10.59 ₹1,013

111.52%

Fast Food Meal (McDonalds, etc)

$4.63 ₹443

$3.82 ₹366

21.20%

Cappuccino

$2.52 ₹241

$1.52 ₹146

65.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.47

$0.37 ₹35.76

37.84%

Water (0.33 liter bottle)

$0.15 ₹14.71

$0.14 ₹13.29

7.14%

Local Beer (0.5 liter draught)

$2.28 ₹218

$1.78 ₹170

28.09%

Imported Beer (0.33 liter bottle)

$3.95 ₹378

$3.11 ₹298

27.01%

Milk (1 liter)

$0.75 ₹71.4

$0.69 ₹66.4

8.70%

White Bread (500g)

$0.51 ₹49.04

$0.46 ₹43.62

10.87%

Rice (white) (1kg)

$0.77 ₹74.0

$0.68 ₹64.6

13.24%

Eggs

$1.08 ₹103

$0.88 ₹84.6

22.73%

Local Cheese (1kg)

$7.14 ₹683

$4.86 ₹465

46.91%

Chicken Fillets (1kg)

$3.88 ₹372

$2.93 ₹280

32.42%

Apples (1kg)

$2.30 ₹220

$1.97 ₹188

16.75%

Banana (1kg)

$0.81 ₹77.7

$0.73 ₹70.3

10.96%

Oranges (1kg)

$1.26 ₹121

$0.99 ₹94.7

27.27%

Tomato (1kg)

$0.64 ₹61.0

$0.54 ₹51.8

18.52%

Potato (1kg)

$0.58 ₹55.1

$0.35 ₹33.96

65.71%

Onion (1kg)

$0.63 ₹60.4

$0.44 ₹42.35

43.18%

Lettuce (1 head)

$0.64 ₹61.3

$0.49 ₹46.63

30.61%

Water (1.5 liter bottle)

$0.33 ₹31.14

$0.34 ₹32.56

-2.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ₹402

$3.89 ₹373

7.97%

Wine (Bottle)

$8.25 ₹790

$6.21 ₹595

32.85%

Local Beer (0.5 liter bottle)

$2.17 ₹208

$1.74 ₹167

24.71%

Imported Beer (0.33 liter bottle)

$3.40 ₹325

$2.90 ₹278

17.24%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.03 ₹673

$5.01 ₹480

40.32%

One-way Ticket (Public Transport)

$0.24 ₹23.08

$0.28 ₹26.78

-14.29%

Public Transport Monthly Pass (Regular Price)

$4.51 ₹432

$8.81 ₹843

-48.81%

Taxi Start (Normal Tariff)

$0.37 ₹35.03

$0.85 ₹80.9

-56.47%

Taxi (Normal Tariff) (1km)

$0.26 ₹24.89

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹135

$1.49 ₹142

-5.37%

Gasoline (1 liter)

$1.19 ₹114

$1.16 ₹111

2.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$13.9K ₹1.3M

25.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₹2.3M

$21.8K ₹2.1M

12.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.8 ₹4,860

$38.55 ₹3,690

31.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.81 ₹460

$3.55 ₹339

35.49%

Internet (50+ Mbps, Unlimited Data)

$8.75 ₹837

$7.55 ₹723

15.89%

Gym Membership (Monthly)

$23.11 ₹2,211

$15.86 ₹1,518

45.71%

Tennis Court (1 Hour on Weekend)

$11.99 ₹1,147

$6.86 ₹657

74.78%

Cinema Ticket

$4.71 ₹450

$2.88 ₹275

63.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$122 ₹11.6K

$51.8 ₹4,960

134.48%

International Primary School, 1 Child (Yearly)

$3,393 ₹324.7K

$1,546 ₹147.9K

119.51%

Jeans (Levis 501 Or Similar)

$29.14 ₹2,789

$23.88 ₹2,285

22.03%

Summer Dress (H&M, Zara, etc)

$30.61 ₹2,929

$25.24 ₹2,415

21.28%

Sport Shoes (Adidas, Nike)

$55.2 ₹5,277

$42.40 ₹4,058

30.07%

Men's Leather Business Shoes

$39.74 ₹3,803

$32.26 ₹3,087

23.19%

1-bedroom Apartment, City Center (Monthly)

$705 ₹67.4K

$123 ₹11.7K

475.10%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.1K

$77.2 ₹7,388

361.93%

3-bedroom Apartment, City Center (Monthly)

$1,792 ₹171.5K

$273 ₹26.1K

556.46%

3-bedroom Apartment, Outside City Center (Monthly)

$825 ₹79.0K

$179 ₹17.1K

360.98%

Buy Apartment in City Center (m2)

$6,436 ₹615.9K

$962 ₹92.0K

569.41%

Buy Apartment Outside City Center (m2)

$2,627 ₹251.4K

$539 ₹51.6K

387.28%

Average Monthly Net Salary (After Tax)

$744 ₹71.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.67

6.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): May 31, 2026

Last update for Dharwad: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $705 in Mumbai (Bombay) and $123 in Dharwad. Housing cost is often the main lever when comparing two cities.

Dining out: $22.00 in Mumbai (Bombay) vs $11.00 in Dharwad for a mid-range dinner for two. Groceries echo the gap at $129 vs $103 per month, with Dharwad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Dharwad: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Dharwad differ by about 98% in total monthly costs ($779 vs $393 including rent). Dharwad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $1,168 in Mumbai (Bombay) and $589 in Dharwad to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $705 in Mumbai (Bombay) versus $123 in Dharwad. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $779 per month in Mumbai (Bombay) versus $393 in Dharwad – a 98% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Dharwad runs roughly 95% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.

At $393 in Dharwad versus $779 in Mumbai (Bombay), a $2,000 budget is realistic in Dharwad but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Dharwad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Dharwad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Dharwad gentler on the wallet – expenses run 98% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.