Cost of Living Comparison Between Mumbai (Bombay) and Chirala Cost of Living Comparison Between Mumbai (Bombay) and Chirala

Monthly Cost of Living

A single person spends $783 per month in Mumbai (Bombay) vs $391 in Chirala, rent included.

A couple spends around $1,280 per month in Mumbai (Bombay) vs $616 in Chirala, rent included.

A family of three spends $1,776 per month in Mumbai (Bombay) vs $841 in Chirala, rent included.

Mumbai (Bombay) costs about 100% more than Chirala, driven mainly by Clothing & Footwear.

Both Mumbai (Bombay) and Chirala are more affordable than the global median – Mumbai (Bombay) 43% lower, Chirala 71% lower.

Currency
🍽 Eating Out
Mumbai (Bombay)
Chirala
Difference
Meal at Budget Restaurant
$5.10 ₹489
$2.56 ₹245
99.22%
Three-Course Dinner for Two, Mid-Range
$20.90 ₹2,004
$10.56 ₹1,013
97.92%
Fast Food Meal (McDonalds, etc)
$4.18 ₹401
$5.19 ₹498
-19.46%
Cappuccino
$2.61 ₹250
$2.17 ₹208
20.28%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.38 ₹35.98
$0.48 ₹46.40
-20.83%
Water (0.33 liter bottle)
$0.14 ₹13.10
$0.11 ₹10.19
27.27%
Local Beer (0.5 liter draught)
$2.57 ₹247
$2.08 ₹199
23.56%
Imported Beer (0.33 liter bottle)
$4.27 ₹410
$3.55 ₹340
20.28%
🛒 Groceries & Markets
Mumbai (Bombay)
Chirala
Difference
Milk (1 liter)
$0.70 ₹67.1
$0.65 ₹62.3
7.69%
White Bread (500g)
$0.52 ₹50.2
$0.30 ₹28.70
73.33%
Rice (white) (1kg)
$0.78 ₹74.4
$0.46 ₹43.93
69.57%
Eggs
$0.96 ₹91.6
$0.86 ₹82.4
11.63%
Local Cheese (1kg)
$5.52 ₹529
$6.84 ₹656
-19.30%
Chicken Fillets (1kg)
$3.57 ₹342
$2.90 ₹278
23.10%
Apples (1kg)
$2.28 ₹218
$1.23 ₹118
85.37%
Banana (1kg)
$0.74 ₹71.0
$0.50 ₹47.67
48.00%
Oranges (1kg)
$1.22 ₹117
$0.81 ₹77.3
50.62%
Tomato (1kg)
$0.47 ₹45.15
$0.44 ₹42.13
6.82%
Potato (1kg)
$0.33 ₹31.95
$0.38 ₹36.86
-13.16%
Onion (1kg)
$0.37 ₹35.30
$0.30 ₹28.40
23.33%
Lettuce (1 head)
$0.43 ₹41.01
$0.45 ₹42.70
-4.44%
Water (1.5 liter bottle)
$0.31 ₹29.89
$0.20 ₹19.15
55.00%
Cigarettes 20 Pack (Marlboro, Camel)
$5.03 ₹483
$2.11 ₹203
138.39%
Wine (Bottle)
$8.27 ₹793
$8.61 ₹825
-3.95%
Local Beer (0.5 liter bottle)
$2.03 ₹194
$1.84 ₹176
10.33%
Imported Beer (0.33 liter bottle)
$3.09 ₹296
$2.62 ₹251
17.94%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.81 ₹557
$3.32 ₹318
75.00%
🚌 Getting Around
Mumbai (Bombay)
Chirala
Difference
One-way Ticket (Public Transport)
$0.20 ₹19.15
$0.27 ₹26.28
-25.93%
Public Transport Monthly Pass (Regular Price)
$5.57 ₹534
$7.38 ₹708
-24.53%
Taxi Start (Normal Tariff)
$0.32 ₹30.85
$0.79 ₹76.1
-59.49%
Taxi (Normal Tariff) (1km)
$0.33 ₹31.19
$0.53 ₹51.1
-37.74%
Taxi 1hour Waiting (Normal Tariff)
$1.59 ₹152
$1.13 ₹108
40.71%
Gasoline (1 liter)
$1.13 ₹109
$1.15 ₹111
-1.74%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$15.9K ₹1.5M
$15.1K ₹1.4M
5.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K ₹2.1M
$22.9K ₹2.2M
-3.06%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Chirala
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$60.9 ₹5,835
$39.33 ₹3,771
54.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.28 ₹410
$4.13 ₹396
3.63%
Internet (50+ Mbps, Unlimited Data)
$9.27 ₹889
$7.82 ₹749
18.54%
🎉 Sport & Entertainment
Mumbai (Bombay)
Chirala
Difference
Gym Membership (Monthly)
$26.11 ₹2,503
$12.37 ₹1,186
111.08%
Tennis Court (1 Hour on Weekend)
$12.92 ₹1,239
$5.91 ₹567
118.61%
Cinema Ticket
$4.81 ₹461
$3.05 ₹292
57.70%
🧸 Childcare & Education
Mumbai (Bombay)
Chirala
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$118 ₹11.4K
$105 ₹10.0K
13.28%
International Primary School, 1 Child (Yearly)
$4,909 ₹470.7K
$2,867 ₹274.8K
71.26%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Chirala
Difference
Jeans (Levis 501 Or Similar)
$35.15 ₹3,371
$21.94 ₹2,104
60.21%
Summer Dress (H&M, Zara, etc)
$39.23 ₹3,761
$21.04 ₹2,018
86.45%
Sport Shoes (Adidas, Nike)
$57.7 ₹5,536
$42.44 ₹4,069
36.05%
Men's Leather Business Shoes
$48.14 ₹4,615
$35.08 ₹3,363
37.23%
🏠 Accommodation & Living
Mumbai (Bombay)
Chirala
Difference
1-bedroom Apartment, City Center (Monthly)
$635 ₹60.9K
$106 ₹10.2K
498.71%
1-bedroom Apartment, Outside City Center (Monthly)
$355 ₹34.0K
$63.4 ₹6,083
459.49%
3-bedroom Apartment, City Center (Monthly)
$1,933 ₹185.4K
$253 ₹24.3K
663.41%
3-bedroom Apartment, Outside City Center (Monthly)
$835 ₹80.0K
$180 ₹17.2K
364.59%
Buy Apartment in City Center (m2)
$6,093 ₹584.2K
$1,095 ₹105.0K
456.37%
Buy Apartment Outside City Center (m2)
$2,473 ₹237.1K
$507 ₹48.6K
387.86%
💵 Salaries & Financials
Mumbai (Bombay)
Chirala
Difference
Average Monthly Net Salary (After Tax)
$754 ₹72.3K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
8.33
8.46
-1.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 12, 2026

Last update for Chirala: September 15, 2026

Cost Breakdown

A central one-bedroom costs $635 in Mumbai (Bombay) versus $106 in Chirala. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) versus $11.00 in Chirala. Monthly groceries follow the same trend: $117 vs $102 – making Chirala the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Chirala: Cost of Living - Frequently Asked Questions
Is Chirala cheaper than Mumbai (Bombay)?
Yes – Mumbai (Bombay) is pricier by about 100%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,174 per month in Mumbai (Bombay) and $586 in Chirala. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Chirala, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Mumbai (Bombay) or in Chirala?
A mid-range dinner for two costs $21.00 in Mumbai (Bombay) and $11.00 in Chirala. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
What are total monthly expenses in Mumbai (Bombay) and in Chirala?
Monthly expenses with rent come to $783 in Mumbai (Bombay) and $391 in Chirala. The difference isn't just one category – it shows up across housing, food, transport, and services.
Is $1,500 a realistic budget for living in Mumbai (Bombay) or in Chirala?
A $1,500 monthly budget goes further in Chirala, where all-in costs run around $391, than in Mumbai (Bombay) at $783. In Chirala it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.
Is Mumbai (Bombay) or Chirala more family-friendly?
Families tend to lean toward Chirala – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Chirala. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.

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