Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Chiang Mai

Name: Chiang Mai
Address: Chiang Mai, TH

For one person, living is cheaper in Mumbai (Bombay): $813 a month against $936 in Chiang Mai, rent and utilities included – about $1,500 less a year. The total is higher in Chiang Mai despite lower rent and utilities.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Chiang Mai

🇹🇭 Thailand

$936

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $813 per month in Mumbai (Bombay) vs $936 in Chiang Mai, rent included.

Mumbai (Bombay) $813
Chiang Mai $936

A couple spends around $1,352 per month in Mumbai (Bombay) vs $1,457 in Chiang Mai, rent included.

Mumbai (Bombay) $1,352
Chiang Mai $1,457

A family of three spends $1,891 per month in Mumbai (Bombay) vs $1,979 in Chiang Mai, rent included.

Mumbai (Bombay) $1,891
Chiang Mai $1,979

Mumbai (Bombay) is about 13% cheaper than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both Mumbai (Bombay) and Chiang Mai are more affordable than the global median – Mumbai (Bombay) 40% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$5.35 ₹508

$2.24 ฿75.6

138.84%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$19.00 ฿641

9.84%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$5.55 ฿187

-26.49%

Cappuccino

$2.78 ₹264

$1.67 ฿56.5

66.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.24

$0.64 ฿21.54

-37.50%

Water (0.33 liter bottle)

$0.15 ₹14.42

$0.31 ฿10.31

-51.61%

Local Beer (0.5 liter draught)

$2.64 ₹251

$2.36 ฿79.5

11.86%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$3.66 ฿124

16.12%

Milk (1 liter)

$0.74 ₹70.5

$1.95 ฿65.7

-62.05%

White Bread (500g)

$0.54 ₹51.3

$1.44 ฿48.46

-62.50%

Rice (white) (1kg)

$0.78 ₹74.1

$1.33 ฿45.03

-41.35%

Eggs

$1.00 ₹95.1

$2.28 ฿77.1

-56.14%

Local Cheese (1kg)

$5.61 ₹533

$16.45 ฿555

-65.90%

Chicken Fillets (1kg)

$3.58 ₹340

$2.78 ฿93.9

28.78%

Beef Round Steak (1kg)

$9.31 ฿314

Apples (1kg)

$2.17 ₹206

$2.35 ฿79.4

-7.66%

Banana (1kg)

$0.69 ₹65.8

$0.97 ฿32.79

-28.87%

Oranges (1kg)

$1.21 ₹114

$1.60 ฿53.9

-24.38%

Tomato (1kg)

$0.49 ₹46.33

$1.50 ฿50.6

-67.33%

Potato (1kg)

$0.33 ₹31.71

$1.28 ฿43.11

-74.22%

Onion (1kg)

$0.37 ₹35.53

$1.10 ฿37.18

-66.36%

Lettuce (1 head)

$0.44 ₹41.79

$0.71 ฿23.82

-38.03%

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.49 ฿16.36

-36.73%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$4.14 ฿140

20.77%

Wine (Bottle)

$8.34 ₹792

$17.52 ฿591

-52.40%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$1.61 ฿54.5

23.60%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$2.78 ฿93.9

12.23%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

One-way Ticket (Public Transport)

$0.20 ₹18.95

$0.87 ฿29.30

-77.01%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

$54.1 ฿1,825

-87.24%

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$1.16 ฿39.04

-73.28%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.53 ฿17.80

-41.51%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

$2.42 ฿81.7

-33.47%

Gasoline (1 liter)

$1.10 ₹105

$1.45 ฿48.88

-24.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$21.1K ฿710.5K

-25.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$26.9K ฿909.0K

-16.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,873

$62.2 ฿2,098

-0.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$12.17 ฿411

-62.86%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$20.12 ฿679

-55.42%

Gym Membership (Monthly)

$37.11 ₹3,524

$37.31 ฿1,259

-0.54%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

$3.77 ฿127

274.27%

Cinema Ticket

$5.01 ₹476

$6.49 ฿219

-22.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$736 ฿24.8K

-83.83%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$14.8K ฿498.2K

-66.49%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$53.4 ฿1,801

-31.85%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$24.64 ฿831

57.10%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$91.5 ฿3,087

-40.17%

Men's Leather Business Shoes

$48.03 ₹4,561

$71.9 ฿2,427

-33.24%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$482 ฿16.3K

32.64%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$309 ฿10.4K

20.31%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$1,006 ฿33.9K

108.03%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$633 ฿21.4K

45.99%

Buy Apartment in City Center (m2)

$5,706 ₹541.8K

$2,363 ฿79.7K

141.44%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.1K

$1,589 ฿53.6K

61.10%

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

$590 ฿19.9K

28.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

5.57

48.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Chiang Mai

$309 33% 16.9% $63

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Chiang Mai

$234 25.1% 100% $117

Eating Out

Mumbai (Bombay)

$112 13.8%

Chiang Mai

$78 8.3% 30.9% $35

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Chiang Mai

$109 11.6% 35.7% $29

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Chiang Mai

$94 10.1% 25.4% $19

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Chiang Mai

$50 5.4% 6.7% $3.1

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Chiang Mai

$61 6.6% 542% $52

Cost Breakdown

A central one-bedroom costs $640 in Mumbai (Bombay) versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Mumbai (Bombay), which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $21 in Mumbai (Bombay) versus $19 in Chiang Mai. Groceries tell a different story – $117 in Mumbai (Bombay) vs $234 in Chiang Mai – so Mumbai (Bombay) wins on supermarket bills even if dining out costs more.

Good to know

🇮🇳 Mumbai (Bombay)

🇹🇭 Chiang Mai

🕒 Local time

12:47 12:47 PM

14:17 2:17 PM

1 h 30 min ahead of Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

127,240

💱 Currency

Indian Rupee INR ₹

Thai Baht THB ฿

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 1, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Thai Baht exchange rates as of November 1, 2026: 1 USD = 33.74 THB (100 THB = 2.96 USD). 1 EUR = 37.67 THB (100 THB = 2.65 EUR).

USD to INR in detail →

On the map

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Between locations

Mumbai (Bombay) Chiang Mai 2,740 km ≈ 4 h nonstop flight

From you

Mumbai (Bombay)
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Chiang Mai: Cost of Living - Frequently Asked Questions

Chiang Mai costs about 15% more than Mumbai (Bombay), and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,220 per month in Mumbai (Bombay) and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $640 in Mumbai (Bombay).

Kindergarten costs $119 per month in Mumbai (Bombay) and $736 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 100% more in Chiang Mai, though the gap depends on what you buy.

$1,200 covers both cities comfortably – all-in costs are $813 in Mumbai (Bombay) and $936 in Chiang Mai, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Mumbai (Bombay) costs $813 versus $936 in Chiang Mai. Both appeal to remote workers, and the cost gap matters when income varies month to month.