Cost of Living Comparison Between Mumbai (Bombay) and Bilaspur Cost of Living Comparison Between Mumbai (Bombay) and Bilaspur

Monthly Cost of Living

A single person spends $795 per month in Mumbai (Bombay) vs $360 in Bilaspur, rent included.

A couple spends around $1,311 per month in Mumbai (Bombay) vs $572 in Bilaspur, rent included.

A family of three spends $1,827 per month in Mumbai (Bombay) vs $785 in Bilaspur, rent included.

Mumbai (Bombay) costs about 121% more than Bilaspur, driven mainly by Eating Out.

Both Mumbai (Bombay) and Bilaspur are more affordable than the global median – Mumbai (Bombay) 42% lower, Bilaspur 74% lower.

Meal at Budget Restaurant

$5.30 ₹501

$2.06 ₹194

157.28%

Three-Course Dinner for Two, Mid-Range

$21.42 ₹2,023

$12.46 ₹1,177

71.91%

Fast Food Meal (McDonalds, etc)

$4.29 ₹405

$4.87 ₹460

-11.91%

Cappuccino

$2.61 ₹246

$1.36 ₹128

91.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.29

$0.41 ₹38.68

Water (0.33 liter bottle)

$0.14 ₹13.06

$0.14 ₹12.88

Local Beer (0.5 liter draught)

$2.59 ₹245

$1.55 ₹146

67.10%

Imported Beer (0.33 liter bottle)

$4.16 ₹393

$3.17 ₹300

31.23%

Milk (1 liter)

$0.69 ₹65.7

$0.55 ₹51.5

25.45%

White Bread (500g)

$0.49 ₹46.05

$0.44 ₹41.70

11.36%

Rice (white) (1kg)

$0.73 ₹68.9

$0.70 ₹66.0

4.29%

Eggs

$0.95 ₹89.6

$0.86 ₹81.6

10.47%

Local Cheese (1kg)

$5.69 ₹537

$4.10 ₹387

38.78%

Chicken Fillets (1kg)

$3.48 ₹329

$2.87 ₹271

21.25%

Apples (1kg)

$2.34 ₹222

$1.86 ₹175

25.81%

Banana (1kg)

$0.67 ₹63.4

$0.61 ₹57.2

9.84%

Oranges (1kg)

$1.20 ₹114

$1.02 ₹96.4

17.65%

Tomato (1kg)

$0.50 ₹47.21

$0.49 ₹46.45

2.04%

Potato (1kg)

$0.38 ₹35.57

$0.32 ₹30.68

18.75%

Onion (1kg)

$0.40 ₹38.18

$0.46 ₹43.93

-13.04%

Lettuce (1 head)

$0.49 ₹46.17

$0.42 ₹39.93

16.67%

Water (1.5 liter bottle)

$0.29 ₹27.00

$0.31 ₹29.60

-6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 ₹470

$4.34 ₹410

14.75%

Wine (Bottle)

$8.23 ₹777

$7.14 ₹675

15.27%

Local Beer (0.5 liter bottle)

$2.10 ₹199

$1.75 ₹166

20.00%

Imported Beer (0.33 liter bottle)

$3.15 ₹298

$2.38 ₹225

32.35%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.95 ₹562

$5.04 ₹476

18.06%

One-way Ticket (Public Transport)

$0.20 ₹18.87

$0.27 ₹25.79

-25.93%

Public Transport Monthly Pass (Regular Price)

$5.88 ₹556

$6.26 ₹592

-6.07%

Taxi Start (Normal Tariff)

$0.31 ₹29.07

$0.79 ₹74.9

-60.76%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.28

$0.25 ₹24.00

32.00%

Taxi 1hour Waiting (Normal Tariff)

$1.55 ₹146

$1.55 ₹147

Gasoline (1 liter)

$1.10 ₹104

$1.00 ₹94.6

10.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.2K ₹1.5M

$13.0K ₹1.2M

25.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K ₹2.1M

$17.1K ₹1.6M

32.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.1 ₹5,584

$40.11 ₹3,789

47.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.38 ₹414

$3.15 ₹297

39.05%

Internet (50+ Mbps, Unlimited Data)

$9.34 ₹883

$7.36 ₹696

26.90%

Gym Membership (Monthly)

$27.20 ₹2,570

$12.18 ₹1,151

123.32%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,333

$6.40 ₹605

120.47%

Cinema Ticket

$4.62 ₹437

$2.54 ₹240

81.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.1K

$53.3 ₹5,031

120.92%

International Primary School, 1 Child (Yearly)

$4,947 ₹467.4K

$1,218 ₹115.1K

306.21%

Jeans (Levis 501 Or Similar)

$33.63 ₹3,177

$24.36 ₹2,301

38.05%

Summer Dress (H&M, Zara, etc)

$38.59 ₹3,646

$21.63 ₹2,043

78.41%

Sport Shoes (Adidas, Nike)

$59.8 ₹5,648

$41.97 ₹3,965

42.44%

Men's Leather Business Shoes

$48.89 ₹4,619

$25.20 ₹2,381

94.01%

1-bedroom Apartment, City Center (Monthly)

$652 ₹61.6K

$123 ₹11.6K

430.87%

1-bedroom Apartment, Outside City Center (Monthly)

$356 ₹33.6K

$74.8 ₹7,071

375.48%

3-bedroom Apartment, City Center (Monthly)

$1,907 ₹180.2K

$266 ₹25.1K

617.10%

3-bedroom Apartment, Outside City Center (Monthly)

$863 ₹81.5K

$174 ₹16.5K

394.98%

Buy Apartment in City Center (m2)

$6,242 ₹589.7K

$912 ₹86.2K

584.21%

Buy Apartment Outside City Center (m2)

$2,324 ₹219.5K

$567 ₹53.5K

310.06%

Average Monthly Net Salary (After Tax)

$804 ₹75.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

8.86

-5.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): August 30, 2026

Last update for Bilaspur: August 29, 2026

Cost Breakdown

A central one-bedroom costs $652 in Mumbai (Bombay) versus $123 in Bilaspur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) versus $12.00 in Bilaspur. Monthly groceries follow the same trend: $117 vs $97.0 – making Bilaspur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Bilaspur: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 121% more than Bilaspur, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,192 per month in Mumbai (Bombay) and $539 in Bilaspur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bilaspur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 20% more in Mumbai (Bombay), though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) and $12.00 in Bilaspur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Bilaspur, where all-in costs run around $360, than in Mumbai (Bombay) at $795. In Bilaspur it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bilaspur costs $360 versus $795 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Bilaspur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.