Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Bilaspur

For one person, living is cheaper in Bilaspur: $360 a month against $785 in Mumbai (Bombay), rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
18

Cost of Living Index in Bilaspur
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Bilaspur Living Index

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Mumbai (Bombay)

🇮🇳 India

$785

/mo nomad

Bilaspur

🇮🇳 India

$360

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Bilaspur

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Bilaspur actually costs, broken down by who's living it.

A single person spends $785 per month in Mumbai (Bombay) vs $360 in Bilaspur, rent included.

Mumbai (Bombay) $785
Bilaspur $360

A couple spends around $1,308 per month in Mumbai (Bombay) vs $578 in Bilaspur, rent included.

Mumbai (Bombay) $1,308
Bilaspur $578

A family of three spends $1,831 per month in Mumbai (Bombay) vs $796 in Bilaspur, rent included.

Mumbai (Bombay) $1,831
Bilaspur $796

Mumbai (Bombay) costs about 118% more than Bilaspur, and outside of rent the biggest gap is in eating out.

Both Mumbai (Bombay) and Bilaspur are more affordable than the global median – Mumbai (Bombay) 42% lower, Bilaspur 73% lower.

Meal at Budget Restaurant

$5.18 ₹492

$2.12 ₹201

144.34%

Three-Course Dinner for Two, Mid-Range

$20.64 ₹1,960

$12.37 ₹1,174

66.86%

Fast Food Meal (McDonalds, etc)

$4.11 ₹390

$4.83 ₹459

-14.91%

Cappuccino

$2.68 ₹254

$1.34 ₹127

100.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.88

$0.36 ₹34.53

5.56%

Water (0.33 liter bottle)

$0.13 ₹12.53

$0.15 ₹13.80

-13.33%

Local Beer (0.5 liter draught)

$2.56 ₹243

$1.78 ₹169

43.82%

Imported Beer (0.33 liter bottle)

$4.24 ₹403

$2.85 ₹271

48.77%

Milk (1 liter)

$0.72 ₹68.1

$0.50 ₹47.66

44.00%

White Bread (500g)

$0.51 ₹48.64

$0.44 ₹42.13

15.91%

Rice (white) (1kg)

$0.78 ₹73.6

$0.60 ₹57.3

30.00%

Eggs

$1.04 ₹98.7

$0.85 ₹80.9

22.35%

Local Cheese (1kg)

$5.41 ₹514

$4.41 ₹419

22.68%

Chicken Fillets (1kg)

$3.57 ₹339

$2.78 ₹264

28.42%

Apples (1kg)

$2.24 ₹213

$1.92 ₹182

16.67%

Banana (1kg)

$0.74 ₹70.0

$0.66 ₹62.8

12.12%

Oranges (1kg)

$1.21 ₹115

$0.89 ₹84.3

35.96%

Tomato (1kg)

$0.48 ₹45.69

$0.47 ₹45.08

2.13%

Potato (1kg)

$0.35 ₹33.12

$0.53 ₹50.4

-33.96%

Onion (1kg)

$0.38 ₹35.70

$0.43 ₹40.44

-11.63%

Lettuce (1 head)

$0.40 ₹38.40

$0.43 ₹41.10

-6.98%

Water (1.5 liter bottle)

$0.31 ₹29.77

$0.29 ₹27.14

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 ₹473

$4.91 ₹466

1.43%

Wine (Bottle)

$8.46 ₹803

$7.21 ₹685

17.34%

Local Beer (0.5 liter bottle)

$1.98 ₹188

$1.63 ₹155

21.47%

Imported Beer (0.33 liter bottle)

$3.17 ₹301

$2.61 ₹248

21.46%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.17 ₹586

$4.81 ₹457

28.27%

One-way Ticket (Public Transport)

$0.22 ₹20.94

$0.25 ₹23.47

-12.00%

Public Transport Monthly Pass (Regular Price)

$5.64 ₹535

$7.78 ₹739

-27.51%

Taxi Start (Normal Tariff)

$0.35 ₹32.89

$0.86 ₹81.2

-59.30%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.21

$0.25 ₹23.55

24.00%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹146

$1.59 ₹151

-3.14%

Gasoline (1 liter)

$1.11 ₹105

$1.01 ₹95.7

9.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.0K ₹1.5M

$12.4K ₹1.2M

28.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$19.8K ₹1.9M

12.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ₹5,905

$35.46 ₹3,368

75.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.58 ₹435

$3.39 ₹321

35.10%

Internet (50+ Mbps, Unlimited Data)

$9.43 ₹895

$6.45 ₹612

46.20%

Gym Membership (Monthly)

$27.93 ₹2,652

$14.05 ₹1,335

98.79%

Tennis Court (1 Hour on Weekend)

$13.87 ₹1,317

$6.65 ₹632

108.57%

Cinema Ticket

$4.97 ₹472

$2.84 ₹269

75.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.2K

$46.57 ₹4,422

154.11%

International Primary School, 1 Child (Yearly)

$4,844 ₹460.0K

$1,409 ₹133.8K

243.71%

Jeans (Levis 501 Or Similar)

$35.28 ₹3,351

$21.50 ₹2,042

64.09%

Summer Dress (H&M, Zara, etc)

$38.79 ₹3,683

$23.80 ₹2,261

62.98%

Sport Shoes (Adidas, Nike)

$55.7 ₹5,291

$37.75 ₹3,585

47.60%

Men's Leather Business Shoes

$46.65 ₹4,429

$28.54 ₹2,710

63.45%

1-bedroom Apartment, City Center (Monthly)

$610 ₹57.9K

$121 ₹11.5K

403.53%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹33.9K

$72.2 ₹6,858

394.74%

3-bedroom Apartment, City Center (Monthly)

$1,876 ₹178.1K

$264 ₹25.0K

611.31%

3-bedroom Apartment, Outside City Center (Monthly)

$894 ₹84.9K

$173 ₹16.4K

416.40%

Buy Apartment in City Center (m2)

$5,882 ₹558.6K

$984 ₹93.4K

497.78%

Buy Apartment Outside City Center (m2)

$2,403 ₹228.2K

$511 ₹48.5K

370.30%

Average Monthly Net Salary (After Tax)

$755 ₹71.7K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.86

-6.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 19, 2026

Last update for Bilaspur: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$357 45.5%

Bilaspur

$72 20.1% 79.8% $285

Groceries & Markets

Mumbai (Bombay)

$117 14.9%

Bilaspur

$97 27% 16.8% $20

Eating Out

Mumbai (Bombay)

$109 13.9%

Bilaspur

$64 17.8% 41.2% $45

Clothing & Footwear

Mumbai (Bombay)

$79 10.1%

Bilaspur

$50 14% 36.8% $29

Monthly Utilities & Internet

Mumbai (Bombay)

$76 9.7%

Bilaspur

$45 12.6% 40.6% $31

Sport & Entertainment

Mumbai (Bombay)

$38 4.8%

Bilaspur

$20 5.5% 47.9% $18

Getting Around

Mumbai (Bombay)

$8.4 1.1%

Bilaspur

$11 3% 29.3% $2.5

Cost Breakdown

A central one-bedroom costs $610 in Mumbai (Bombay) versus $121 in Bilaspur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) versus $12.00 in Bilaspur. Monthly groceries follow the same trend: $117 vs $97.0 – making Bilaspur the more affordable choice for daily food spending.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Bilaspur

🕒 Local time

18:49 6:49 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

115,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Bilaspur 1,420 km ≈ 2 h 15 min nonstop flight

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Mumbai (Bombay)
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Bilaspur: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 118% more than Bilaspur, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,178 per month in Mumbai (Bombay) and $540 in Bilaspur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bilaspur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 20% more in Mumbai (Bombay), though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) and $12.00 in Bilaspur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$800 covers both cities comfortably – all-in costs are $785 in Mumbai (Bombay) and $360 in Bilaspur, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Bilaspur costs $360 versus $785 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Bilaspur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.