Cost of Living Comparison Between Mumbai (Bombay) and Bilaspur Cost of Living Comparison Between Mumbai (Bombay) and Bilaspur

Monthly Cost of Living

A single person spends $779 per month in Mumbai (Bombay) vs $365 in Bilaspur, rent included.

A couple spends around $1,255 per month in Mumbai (Bombay) vs $601 in Bilaspur, rent included.

A family of three spends $1,732 per month in Mumbai (Bombay) vs $837 in Bilaspur, rent included.

Mumbai (Bombay) costs about 114% more than Bilaspur, driven mainly by Eating Out.

Both Mumbai (Bombay) and Bilaspur are more affordable than the global median – Mumbai (Bombay) 42% lower, Bilaspur 73% lower.

Meal at Budget Restaurant

$5.32 ₹509

$2.38 ₹228

123.53%

Three-Course Dinner for Two, Mid-Range

$22.40 ₹2,143

$12.58 ₹1,203

78.06%

Fast Food Meal (McDonalds, etc)

$4.63 ₹443

$5.37 ₹514

-13.78%

Cappuccino

$2.52 ₹241

$1.53 ₹146

64.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.47

$0.28 ₹26.68

82.14%

Water (0.33 liter bottle)

$0.15 ₹14.71

$0.11 ₹10.50

36.36%

Local Beer (0.5 liter draught)

$2.28 ₹218

$2.36 ₹225

-3.39%

Imported Beer (0.33 liter bottle)

$3.95 ₹378

$3.45 ₹330

14.49%

Milk (1 liter)

$0.75 ₹71.4

$0.62 ₹59.4

20.97%

White Bread (500g)

$0.51 ₹49.04

$0.39 ₹37.31

30.77%

Rice (white) (1kg)

$0.77 ₹74.0

$0.61 ₹58.3

26.23%

Eggs

$1.08 ₹103

$0.86 ₹81.9

25.58%

Local Cheese (1kg)

$7.14 ₹683

$3.34 ₹320

113.77%

Chicken Fillets (1kg)

$3.88 ₹372

$2.80 ₹268

38.57%

Apples (1kg)

$2.30 ₹220

$1.98 ₹189

16.16%

Banana (1kg)

$0.81 ₹77.7

$0.73 ₹69.8

10.96%

Oranges (1kg)

$1.26 ₹121

$1.01 ₹96.4

24.75%

Tomato (1kg)

$0.64 ₹61.0

$0.50 ₹47.63

28.00%

Potato (1kg)

$0.58 ₹55.1

$0.48 ₹46.07

20.83%

Onion (1kg)

$0.63 ₹60.4

$0.43 ₹41.33

46.51%

Lettuce (1 head)

$0.64 ₹61.3

$0.48 ₹46.39

33.33%

Water (1.5 liter bottle)

$0.33 ₹31.14

$0.37 ₹35.04

-10.81%

Cigarettes 20 Pack (Marlboro, Camel)

$4.20 ₹402

$4.06 ₹388

3.45%

Wine (Bottle)

$8.25 ₹790

$6.66 ₹637

23.87%

Local Beer (0.5 liter bottle)

$2.17 ₹208

$2.01 ₹192

7.96%

Imported Beer (0.33 liter bottle)

$3.40 ₹325

$3.21 ₹307

5.92%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.03 ₹673

$5.16 ₹494

36.24%

One-way Ticket (Public Transport)

$0.24 ₹23.08

$0.30 ₹29.05

-20.00%

Public Transport Monthly Pass (Regular Price)

$4.51 ₹432

$8.83 ₹845

-48.92%

Taxi Start (Normal Tariff)

$0.37 ₹35.03

$0.42 ₹40.30

-11.90%

Taxi (Normal Tariff) (1km)

$0.19 ₹18.55

Taxi 1hour Waiting (Normal Tariff)

$1.41 ₹135

Gasoline (1 liter)

$1.19 ₹114

$1.22 ₹116

-2.46%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$7,550 ₹722.5K

130.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.5K ₹2.3M

$13.6K ₹1.3M

80.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.8 ₹4,860

$16.81 ₹1,609

202.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.81 ₹460

$3.58 ₹342

34.36%

Internet (50+ Mbps, Unlimited Data)

$8.75 ₹837

$6.48 ₹620

35.03%

Gym Membership (Monthly)

$23.11 ₹2,211

$14.51 ₹1,388

59.27%

Tennis Court (1 Hour on Weekend)

$11.99 ₹1,147

$6.95 ₹665

72.52%

Cinema Ticket

$4.71 ₹450

$2.85 ₹272

65.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$122 ₹11.6K

$52.0 ₹4,979

133.58%

International Primary School, 1 Child (Yearly)

$3,393 ₹324.7K

$1,546 ₹147.9K

119.51%

Jeans (Levis 501 Or Similar)

$29.14 ₹2,789

$34.47 ₹3,299

-15.46%

Summer Dress (H&M, Zara, etc)

$30.61 ₹2,929

$29.13 ₹2,788

5.08%

Sport Shoes (Adidas, Nike)

$55.2 ₹5,277

$40.83 ₹3,907

35.07%

Men's Leather Business Shoes

$39.74 ₹3,803

$35.44 ₹3,391

12.13%

1-bedroom Apartment, City Center (Monthly)

$705 ₹67.4K

$123 ₹11.8K

473.75%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.1K

$76.1 ₹7,281

368.80%

3-bedroom Apartment, City Center (Monthly)

$1,792 ₹171.5K

$278 ₹26.6K

544.11%

3-bedroom Apartment, Outside City Center (Monthly)

$825 ₹79.0K

$179 ₹17.1K

362.09%

Buy Apartment in City Center (m2)

$6,436 ₹615.9K

$975 ₹93.3K

560.34%

Buy Apartment Outside City Center (m2)

$2,627 ₹251.4K

$448 ₹42.9K

486.62%

Average Monthly Net Salary (After Tax)

$744 ₹71.2K

$338 ₹32.4K

120.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

7.97

15.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): May 31, 2026

Last update for Bilaspur: May 31, 2026

Cost Breakdown

A central one-bedroom costs $705 in Mumbai (Bombay) versus $123 in Bilaspur. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 120% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) versus $13.00 in Bilaspur. Monthly groceries follow the same trend: $129 vs $99.0 – making Bilaspur the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Bilaspur: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 114% more than Bilaspur, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,168 per month in Mumbai (Bombay) and $547 in Bilaspur. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bilaspur, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 30% more in Mumbai (Bombay), though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) and $13.00 in Bilaspur. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Bilaspur, where all-in costs run around $365, than in Mumbai (Bombay) at $779. In Bilaspur it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Bilaspur costs $365 versus $779 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Bilaspur. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.