Cost of Living Comparison Between Mumbai (Bombay) and Bhavnagar Cost of Living Comparison Between Mumbai (Bombay) and Bhavnagar

Monthly Cost of Living

A single person spends $783 per month in Mumbai (Bombay) vs $331 in Bhavnagar, rent included.

A couple spends around $1,280 per month in Mumbai (Bombay) vs $507 in Bhavnagar, rent included.

A family of three spends $1,776 per month in Mumbai (Bombay) vs $684 in Bhavnagar, rent included.

Mumbai (Bombay) costs about 137% more than Bhavnagar, driven mainly by Eating Out.

Both Mumbai (Bombay) and Bhavnagar are more affordable than the global median – Mumbai (Bombay) 43% lower, Bhavnagar 76% lower.

Currency
🍽 Eating Out
Mumbai (Bombay)
Bhavnagar
Difference
Meal at Budget Restaurant
$5.10 ₹489
$1.59 ₹153
220.75%
Three-Course Dinner for Two, Mid-Range
$20.90 ₹2,005
$9.52 ₹913
119.54%
Fast Food Meal (McDonalds, etc)
$4.18 ₹401
$3.16 ₹303
32.28%
Cappuccino
$2.61 ₹250
$1.34 ₹128
94.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.38 ₹35.99
$0.37 ₹35.13
2.70%
Water (0.33 liter bottle)
$0.14 ₹13.11
$0.16 ₹15.22
-12.50%
Local Beer (0.5 liter draught)
$2.57 ₹247
$2.15 ₹206
19.53%
Imported Beer (0.33 liter bottle)
$4.27 ₹410
$2.49 ₹239
71.49%
🛒 Groceries & Markets
Mumbai (Bombay)
Bhavnagar
Difference
Milk (1 liter)
$0.70 ₹67.2
$0.64 ₹61.1
9.37%
White Bread (500g)
$0.52 ₹50.2
$0.38 ₹36.26
36.84%
Rice (white) (1kg)
$0.78 ₹74.4
$0.52 ₹49.89
50.00%
Eggs
$0.96 ₹91.6
$0.89 ₹85.6
7.87%
Local Cheese (1kg)
$5.52 ₹530
$4.59 ₹440
20.26%
Chicken Fillets (1kg)
$3.57 ₹342
$2.84 ₹272
25.70%
Apples (1kg)
$2.28 ₹218
$1.71 ₹164
33.33%
Banana (1kg)
$0.74 ₹71.0
$0.58 ₹55.3
27.59%
Oranges (1kg)
$1.22 ₹117
$0.76 ₹72.7
60.53%
Tomato (1kg)
$0.47 ₹45.17
$0.53 ₹50.5
-11.32%
Potato (1kg)
$0.33 ₹31.97
$0.35 ₹33.40
-5.71%
Onion (1kg)
$0.37 ₹35.31
$0.43 ₹41.35
-13.95%
Lettuce (1 head)
$0.43 ₹41.02
$0.46 ₹44.05
-6.52%
Water (1.5 liter bottle)
$0.31 ₹29.90
$0.25 ₹23.76
24.00%
Cigarettes 20 Pack (Marlboro, Camel)
$5.03 ₹483
$4.91 ₹471
2.44%
Wine (Bottle)
$8.27 ₹793
$7.69 ₹738
7.54%
Local Beer (0.5 liter bottle)
$2.03 ₹195
$1.86 ₹179
9.14%
Imported Beer (0.33 liter bottle)
$3.09 ₹296
$2.68 ₹257
15.30%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.81 ₹557
$4.90 ₹470
18.57%
🚌 Getting Around
Mumbai (Bombay)
Bhavnagar
Difference
One-way Ticket (Public Transport)
$0.20 ₹19.16
$0.32 ₹30.96
-37.50%
Public Transport Monthly Pass (Regular Price)
$5.57 ₹534
$5.66 ₹543
-1.59%
Taxi Start (Normal Tariff)
$0.32 ₹30.86
$0.51 ₹48.84
-37.25%
Taxi (Normal Tariff) (1km)
$0.33 ₹31.20
$0.18 ₹16.86
83.33%
Taxi 1hour Waiting (Normal Tariff)
$1.59 ₹152
$1.06 ₹102
50.00%
Gasoline (1 liter)
$1.13 ₹109
$1.07 ₹103
5.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$15.9K ₹1.5M
$11.5K ₹1.1M
38.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K ₹2.1M
$17.8K ₹1.7M
24.82%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Bhavnagar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$60.9 ₹5,838
$31.17 ₹2,990
95.25%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.28 ₹410
$3.40 ₹326
25.88%
Internet (50+ Mbps, Unlimited Data)
$9.27 ₹890
$6.00 ₹576
54.50%
🎉 Sport & Entertainment
Mumbai (Bombay)
Bhavnagar
Difference
Gym Membership (Monthly)
$26.11 ₹2,504
$9.63 ₹924
171.13%
Tennis Court (1 Hour on Weekend)
$12.92 ₹1,239
$2.07 ₹199
524.15%
Cinema Ticket
$4.81 ₹462
$2.57 ₹247
87.16%
🧸 Childcare & Education
Mumbai (Bombay)
Bhavnagar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$118 ₹11.4K
$31.86 ₹3,056
271.81%
International Primary School, 1 Child (Yearly)
$4,909 ₹470.9K
$863 ₹82.8K
468.90%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Bhavnagar
Difference
Jeans (Levis 501 Or Similar)
$35.15 ₹3,372
$23.07 ₹2,213
52.36%
Summer Dress (H&M, Zara, etc)
$39.23 ₹3,763
$24.32 ₹2,332
61.31%
Sport Shoes (Adidas, Nike)
$57.7 ₹5,538
$41.36 ₹3,967
39.60%
Men's Leather Business Shoes
$48.14 ₹4,617
$27.57 ₹2,645
74.61%
🏠 Accommodation & Living
Mumbai (Bombay)
Bhavnagar
Difference
1-bedroom Apartment, City Center (Monthly)
$635 ₹60.9K
$104 ₹10.0K
508.05%
1-bedroom Apartment, Outside City Center (Monthly)
$355 ₹34.0K
$57.8 ₹5,540
514.61%
3-bedroom Apartment, City Center (Monthly)
$1,933 ₹185.4K
$206 ₹19.7K
839.66%
3-bedroom Apartment, Outside City Center (Monthly)
$835 ₹80.1K
$128 ₹12.3K
549.93%
Buy Apartment in City Center (m2)
$6,093 ₹584.4K
$771 ₹73.9K
690.61%
Buy Apartment Outside City Center (m2)
$2,473 ₹237.2K
$295 ₹28.3K
737.36%
💵 Salaries & Financials
Mumbai (Bombay)
Bhavnagar
Difference
Average Monthly Net Salary (After Tax)
$754 ₹72.3K
$243 ₹23.3K
209.61%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.33
8.91
-6.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): September 12, 2026

Last update for Bhavnagar: September 12, 2026

Cost Breakdown

A central one-bedroom costs $635 in Mumbai (Bombay) versus $104 in Bhavnagar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 210% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) versus $10.00 in Bhavnagar. Monthly groceries follow the same trend: $117 vs $98.0 – making Bhavnagar the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Bhavnagar: Cost of Living - Frequently Asked Questions
Is Bhavnagar cheaper than Mumbai (Bombay)?
Yes – Mumbai (Bombay) is pricier by about 137%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,174 per month in Mumbai (Bombay) and $496 in Bhavnagar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Bhavnagar, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What are total monthly expenses in Mumbai (Bombay) and in Bhavnagar?
Monthly expenses with rent come to $783 in Mumbai (Bombay) and $331 in Bhavnagar. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city has cheaper public transport?
Public transport costs about 2% less in Bhavnagar. For daily commuters, that gap adds up to noticeable savings over a year.
Is $1,500 a realistic budget for living in Mumbai (Bombay) or in Bhavnagar?
A $1,500 monthly budget goes further in Bhavnagar, where all-in costs run around $331, than in Mumbai (Bombay) at $783. In Bhavnagar it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.
Is Mumbai (Bombay) or Bhavnagar more family-friendly?
Families tend to lean toward Bhavnagar – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Bhavnagar. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.

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