Cost of Living Comparison Between Mumbai (Bombay) and Bharuch, Gujarat Cost of Living Comparison Between Mumbai (Bombay) and Bharuch, Gujarat

Monthly Cost of Living

A single person spends $759 per month in Mumbai (Bombay) vs $495 in Bharuch, Gujarat, rent included.

A couple spends around $1,262 per month in Mumbai (Bombay) vs $675 in Bharuch, Gujarat, rent included.

A family of three spends $1,766 per month in Mumbai (Bombay) vs $855 in Bharuch, Gujarat, rent included.

Mumbai (Bombay) costs about 53% more than Bharuch, Gujarat, driven mainly by Eating Out.

Both Mumbai (Bombay) and Bharuch, Gujarat are more affordable than the global median – Mumbai (Bombay) 43% lower, Bharuch, Gujarat 63% lower.

Meal at Budget Restaurant

$5.31 ₹504

$1.71 ₹162

210.53%

Three-Course Dinner for Two, Mid-Range

$22.21 ₹2,108

$6.34 ₹602

250.32%

Fast Food Meal (McDonalds, etc)

$4.67 ₹443

$2.27 ₹216

105.73%

Cappuccino

$2.62 ₹249

$1.38 ₹131

89.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ₹48.04

$0.42 ₹39.41

21.43%

Water (0.33 liter bottle)

$0.15 ₹14.08

$0.18 ₹17.30

-16.67%

Local Beer (0.5 liter draught)

$2.27 ₹216

$2.48 ₹235

-8.47%

Imported Beer (0.33 liter bottle)

$4.09 ₹388

$3.45 ₹328

18.55%

Milk (1 liter)

$0.80 ₹75.7

$0.70 ₹66.8

14.29%

White Bread (500g)

$0.52 ₹49.64

$0.52 ₹48.93

Rice (white) (1kg)

$0.82 ₹77.5

$0.77 ₹73.1

6.49%

Eggs

$1.09 ₹104

$0.95 ₹89.9

14.74%

Local Cheese (1kg)

$7.02 ₹666

$5.19 ₹492

35.26%

Chicken Fillets (1kg)

$3.89 ₹369

$2.61 ₹248

49.04%

Apples (1kg)

$2.38 ₹226

$1.46 ₹138

63.01%

Banana (1kg)

$0.80 ₹76.3

$0.49 ₹46.31

63.27%

Oranges (1kg)

$1.30 ₹123

$1.06 ₹101

22.64%

Tomato (1kg)

$0.65 ₹61.7

$0.38 ₹36.45

71.05%

Potato (1kg)

$0.57 ₹53.7

$0.29 ₹27.51

96.55%

Onion (1kg)

$0.63 ₹60.2

$0.31 ₹29.19

103.23%

Lettuce (1 head)

$0.63 ₹60.1

$0.38 ₹35.87

65.79%

Water (1.5 liter bottle)

$0.33 ₹31.00

$0.32 ₹30.75

3.13%

Cigarettes 20 Pack (Marlboro, Camel)

$4.00 ₹380

$3.52 ₹334

13.64%

Wine (Bottle)

$8.07 ₹766

Local Beer (0.5 liter bottle)

$2.16 ₹205

$1.83 ₹174

18.03%

Imported Beer (0.33 liter bottle)

$3.39 ₹322

$2.72 ₹258

24.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.13 ₹677

$4.38 ₹416

62.79%

One-way Ticket (Public Transport)

$0.24 ₹22.82

$0.22 ₹20.86

9.09%

Public Transport Monthly Pass (Regular Price)

$4.63 ₹440

$8.94 ₹849

-48.21%

Taxi Start (Normal Tariff)

$0.34 ₹32.17

$0.34 ₹32.75

Taxi (Normal Tariff) (1km)

$0.31 ₹29.16

Taxi 1hour Waiting (Normal Tariff)

$1.40 ₹133

$1.71 ₹163

-18.13%

Gasoline (1 liter)

$1.22 ₹116

$1.16 ₹110

5.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.6M

$11.8K ₹1.1M

46.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K ₹2.4M

$21.2K ₹2.0M

19.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,764

$58.7 ₹5,573

-14.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.00 ₹474

$3.32 ₹315

50.60%

Internet (50+ Mbps, Unlimited Data)

$8.79 ₹835

$7.28 ₹691

20.74%

Gym Membership (Monthly)

$23.18 ₹2,201

$15.81 ₹1,501

46.62%

Tennis Court (1 Hour on Weekend)

$11.81 ₹1,121

$6.24 ₹593

89.26%

Cinema Ticket

$4.70 ₹446

$3.89 ₹370

20.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.5K

$37.98 ₹3,605

217.98%

International Primary School, 1 Child (Yearly)

$3,385 ₹321.4K

$1,537 ₹145.9K

120.23%

Jeans (Levis 501 Or Similar)

$29.30 ₹2,782

$23.18 ₹2,200

26.40%

Summer Dress (H&M, Zara, etc)

$30.72 ₹2,917

$18.07 ₹1,715

70.01%

Sport Shoes (Adidas, Nike)

$55.0 ₹5,225

$40.97 ₹3,890

34.32%

Men's Leather Business Shoes

$39.51 ₹3,751

$24.34 ₹2,311

62.33%

1-bedroom Apartment, City Center (Monthly)

$694 ₹65.9K

$168 ₹15.9K

313.29%

1-bedroom Apartment, Outside City Center (Monthly)

$359 ₹34.1K

$180 ₹17.1K

99.17%

3-bedroom Apartment, City Center (Monthly)

$1,797 ₹170.6K

$258 ₹24.5K

597.42%

3-bedroom Apartment, Outside City Center (Monthly)

$821 ₹77.9K

$253 ₹24.1K

224.06%

Buy Apartment in City Center (m2)

$6,515 ₹618.6K

$622 ₹59.1K

946.91%

Buy Apartment Outside City Center (m2)

$2,661 ₹252.6K

$655 ₹62.2K

305.98%

Average Monthly Net Salary (After Tax)

$719 ₹68.3K

$972 ₹92.2K

-26.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.67

6.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): April 26, 2026

Last update for Bharuch, Gujarat: April 25, 2026

Cost Breakdown

A central one-bedroom costs $694 in Mumbai (Bombay) versus $168 in Bharuch, Gujarat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in Bharuch, Gujarat, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) versus $6.00 in Bharuch, Gujarat. Monthly groceries follow the same trend: $130 vs $102 – making Bharuch, Gujarat the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Bharuch, Gujarat: Cost of Living - Frequently Asked Questions

Yes – Mumbai (Bombay) is pricier by about 53%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,139 per month in Mumbai (Bombay) and $743 in Bharuch, Gujarat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bharuch, Gujarat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 93% less in Bharuch, Gujarat. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $121 per month in Mumbai (Bombay) and $37.98 in Bharuch, Gujarat. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Bharuch, Gujarat, where all-in costs run around $495, than in Mumbai (Bombay) at $759. In Bharuch, Gujarat it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

Families tend to lean toward Bharuch, Gujarat – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Bharuch, Gujarat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.