Cost of Living Comparison Between Mumbai (Bombay) and Bharuch, Gujarat Cost of Living Comparison Between Mumbai (Bombay) and Bharuch, Gujarat

Monthly Cost of Living

A single person spends $765 per month in Mumbai (Bombay) vs $499 in Bharuch, Gujarat, rent included.

A couple spends around $1,268 per month in Mumbai (Bombay) vs $678 in Bharuch, Gujarat, rent included.

A family of three spends $1,770 per month in Mumbai (Bombay) vs $856 in Bharuch, Gujarat, rent included.

Mumbai (Bombay) costs about 54% more than Bharuch, Gujarat, driven mainly by Eating Out.

Both Mumbai (Bombay) and Bharuch, Gujarat are more affordable than the global median – Mumbai (Bombay) 43% lower, Bharuch, Gujarat 63% lower.

Currency
🍽 Eating Out
Mumbai (Bombay)
Bharuch, Gujarat
Difference
Meal at Budget Restaurant
$5.37 ₹507
$1.77 ₹167
203.39%
Three-Course Dinner for Two, Mid-Range
$21.77 ₹2,053
$6.42 ₹606
239.10%
Fast Food Meal (McDonalds, etc)
$4.59 ₹433
$2.38 ₹225
92.86%
Cappuccino
$2.56 ₹241
$1.38 ₹131
85.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.47 ₹44.07
$0.41 ₹39.08
14.63%
Water (0.33 liter bottle)
$0.19 ₹18.21
$0.16 ₹15.13
18.75%
Local Beer (0.5 liter draught)
$2.25 ₹213
$2.51 ₹237
-10.36%
Imported Beer (0.33 liter bottle)
$4.13 ₹389
$3.45 ₹326
19.71%
🛒 Groceries & Markets
Mumbai (Bombay)
Bharuch, Gujarat
Difference
Milk (1 liter)
$0.74 ₹69.7
$0.71 ₹67.2
4.23%
White Bread (500g)
$0.48 ₹45.61
$0.52 ₹49.35
-7.69%
Rice (white) (1kg)
$0.79 ₹74.2
$0.71 ₹67.1
11.27%
Eggs
$1.08 ₹101
$1.01 ₹95.4
6.93%
Local Cheese (1kg)
$7.18 ₹677
$5.14 ₹485
39.69%
Chicken Fillets (1kg)
$3.94 ₹371
$2.67 ₹252
47.57%
Apples (1kg)
$2.31 ₹218
$1.49 ₹141
55.03%
Banana (1kg)
$0.82 ₹77.2
$0.52 ₹49.49
57.69%
Oranges (1kg)
$1.30 ₹123
$1.03 ₹97.6
26.21%
Tomato (1kg)
$0.64 ₹60.3
$0.39 ₹36.56
64.10%
Potato (1kg)
$0.57 ₹53.9
$0.31 ₹29.67
83.87%
Onion (1kg)
$0.62 ₹58.8
$0.33 ₹31.28
87.88%
Lettuce (1 head)
$0.64 ₹60.0
$0.37 ₹35.00
72.97%
Water (1.5 liter bottle)
$0.35 ₹33.23
$0.35 ₹33.37
-
Cigarettes 20 Pack (Marlboro, Camel)
$4.21 ₹397
$3.45 ₹326
22.03%
Wine (Bottle)
$8.22 ₹776
$7.73 ₹729
6.34%
Local Beer (0.5 liter bottle)
$2.10 ₹198
$1.83 ₹173
14.75%
Imported Beer (0.33 liter bottle)
$3.30 ₹311
$2.77 ₹261
19.13%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$7.25 ₹684
$4.22 ₹398
71.80%
🚌 Getting Around
Mumbai (Bombay)
Bharuch, Gujarat
Difference
One-way Ticket (Public Transport)
$0.22 ₹20.61
$0.24 ₹22.64
-8.33%
Public Transport Monthly Pass (Regular Price)
$4.59 ₹433
$8.69 ₹819
-47.18%
Taxi Start (Normal Tariff)
$0.33 ₹31.48
$0.31 ₹29.57
6.45%
Taxi (Normal Tariff) (1km)
-
$0.31 ₹28.97
-
Taxi 1hour Waiting (Normal Tariff)
$1.41 ₹133
$1.75 ₹165
-19.43%
Gasoline (1 liter)
$1.18 ₹112
$1.17 ₹110
0.85%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$17.6K ₹1.7M
$11.5K ₹1.1M
53.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$24.9K ₹2.4M
$20.7K ₹2.0M
20.28%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Bharuch, Gujarat
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$51.3 ₹4,841
$59.0 ₹5,561
-12.96%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$5.05 ₹476
$3.35 ₹316
50.75%
Internet (50+ Mbps, Unlimited Data)
$9.01 ₹850
$7.35 ₹693
22.59%
🎉 Sport & Entertainment
Mumbai (Bombay)
Bharuch, Gujarat
Difference
Gym Membership (Monthly)
$22.71 ₹2,142
$15.77 ₹1,488
44.01%
Tennis Court (1 Hour on Weekend)
$12.11 ₹1,142
$6.42 ₹605
88.63%
Cinema Ticket
$4.78 ₹451
$4.00 ₹377
19.50%
🧸 Childcare & Education
Mumbai (Bombay)
Bharuch, Gujarat
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$119 ₹11.2K
$38.43 ₹3,625
210.25%
International Primary School, 1 Child (Yearly)
$3,361 ₹317.0K
$1,496 ₹141.1K
124.65%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Bharuch, Gujarat
Difference
Jeans (Levis 501 Or Similar)
$29.66 ₹2,798
$23.25 ₹2,193
27.57%
Summer Dress (H&M, Zara, etc)
$31.13 ₹2,936
$18.33 ₹1,728
69.83%
Sport Shoes (Adidas, Nike)
$55.4 ₹5,226
$39.97 ₹3,770
38.60%
Men's Leather Business Shoes
$40.58 ₹3,828
$24.45 ₹2,306
65.97%
🏠 Accommodation & Living
Mumbai (Bombay)
Bharuch, Gujarat
Difference
1-bedroom Apartment, City Center (Monthly)
$689 ₹65.0K
$169 ₹16.0K
306.76%
1-bedroom Apartment, Outside City Center (Monthly)
$354 ₹33.4K
$181 ₹17.1K
95.34%
3-bedroom Apartment, City Center (Monthly)
$1,843 ₹173.8K
$250 ₹23.6K
636.83%
3-bedroom Apartment, Outside City Center (Monthly)
$851 ₹80.3K
$246 ₹23.2K
245.38%
Buy Apartment in City Center (m2)
$6,359 ₹599.8K
$622 ₹58.7K
921.57%
Buy Apartment Outside City Center (m2)
$2,719 ₹256.4K
$656 ₹61.8K
314.69%
💵 Salaries & Financials
Mumbai (Bombay)
Bharuch, Gujarat
Difference
Average Monthly Net Salary (After Tax)
$744 ₹70.2K
$947 ₹89.3K
-21.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
9.22
8.67
6.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): June 15, 2026

Last update for Bharuch, Gujarat: June 14, 2026

Cost Breakdown

A central one-bedroom costs $689 in Mumbai (Bombay) versus $169 in Bharuch, Gujarat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 27% higher in Bharuch, Gujarat, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) versus $6.00 in Bharuch, Gujarat. Monthly groceries follow the same trend: $129 vs $102 – making Bharuch, Gujarat the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Bharuch, Gujarat: Cost of Living - Frequently Asked Questions
Is Bharuch, Gujarat cheaper than Mumbai (Bombay)?
Yes – Mumbai (Bombay) is pricier by about 54%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,148 per month in Mumbai (Bombay) and $748 in Bharuch, Gujarat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Bharuch, Gujarat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 89% less in Bharuch, Gujarat. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $119 per month in Mumbai (Bombay) and $38.43 in Bharuch, Gujarat. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Mumbai (Bombay) or in Bharuch, Gujarat?
A $1,500 monthly budget goes further in Bharuch, Gujarat, where all-in costs run around $499, than in Mumbai (Bombay) at $765. In Bharuch, Gujarat it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.
Is Mumbai (Bombay) or Bharuch, Gujarat more family-friendly?
Families tend to lean toward Bharuch, Gujarat – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is the better choice to relocate to?
If budget matters most, go with Bharuch, Gujarat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.

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