Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Bharuch, Gujarat

For one person, living is cheaper in Bharuch, Gujarat: $475 a month against $813 in Mumbai (Bombay), rent and utilities included – about $4,100 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
23

Cost of Living Index in Bharuch, Gujarat
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Bharuch, Gujarat Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Bharuch, Gujarat

🇮🇳 India

$475

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Bharuch, Gujarat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Bharuch, Gujarat actually costs, broken down by who's living it.

A single person spends $813 per month in Mumbai (Bombay) vs $475 in Bharuch, Gujarat, rent included.

Mumbai (Bombay) $813
Bharuch, Gujarat $475

A couple spends around $1,352 per month in Mumbai (Bombay) vs $646 in Bharuch, Gujarat, rent included.

Mumbai (Bombay) $1,352
Bharuch, Gujarat $646

A family of three spends $1,891 per month in Mumbai (Bombay) vs $817 in Bharuch, Gujarat, rent included.

Mumbai (Bombay) $1,891
Bharuch, Gujarat $817

Mumbai (Bombay) costs about 71% more than Bharuch, Gujarat, and outside of rent the biggest gap is in eating out.

Both Mumbai (Bombay) and Bharuch, Gujarat are more affordable than the global median – Mumbai (Bombay) 40% lower, Bharuch, Gujarat 65% lower.

Meal at Budget Restaurant

$5.35 ₹509

$1.76 ₹167

203.98%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,987

$5.40 ₹514

286.48%

Fast Food Meal (McDonalds, etc)

$4.08 ₹388

$3.74 ₹357

9.09%

Cappuccino

$2.78 ₹264

$1.38 ₹131

101.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.34

$0.41 ₹39.02

-2.44%

Water (0.33 liter bottle)

$0.15 ₹14.46

$0.17 ₹16.53

-11.76%

Local Beer (0.5 liter draught)

$2.64 ₹252

$2.31 ₹220

14.29%

Imported Beer (0.33 liter bottle)

$4.25 ₹405

$4.81 ₹458

-11.64%

Milk (1 liter)

$0.74 ₹70.7

$0.67 ₹63.4

10.45%

White Bread (500g)

$0.54 ₹51.5

$0.44 ₹42.12

22.73%

Rice (white) (1kg)

$0.78 ₹74.3

$0.79 ₹75.7

-1.27%

Eggs

$1.00 ₹95.3

$0.96 ₹91.8

4.17%

Local Cheese (1kg)

$5.61 ₹534

$5.12 ₹487

9.57%

Chicken Fillets (1kg)

$3.58 ₹341

$2.89 ₹276

23.88%

Apples (1kg)

$2.17 ₹206

$1.33 ₹126

63.16%

Banana (1kg)

$0.69 ₹66.0

$0.52 ₹49.04

32.69%

Oranges (1kg)

$1.21 ₹115

$0.93 ₹89.0

30.11%

Tomato (1kg)

$0.49 ₹46.46

$0.47 ₹44.59

4.26%

Potato (1kg)

$0.33 ₹31.79

$0.33 ₹31.81

Onion (1kg)

$0.37 ₹35.63

$0.31 ₹29.11

19.35%

Lettuce (1 head)

$0.44 ₹41.90

$0.38 ₹35.74

15.79%

Water (1.5 liter bottle)

$0.31 ₹29.72

$0.33 ₹31.08

-6.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹476

$5.14 ₹490

-2.72%

Wine (Bottle)

$8.34 ₹794

$8.58 ₹817

-2.80%

Local Beer (0.5 liter bottle)

$1.99 ₹190

$1.53 ₹146

30.07%

Imported Beer (0.33 liter bottle)

$3.12 ₹297

$2.78 ₹265

12.23%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹572

$3.87 ₹369

55.30%

One-way Ticket (Public Transport)

$0.20 ₹19.00

Public Transport Monthly Pass (Regular Price)

$6.90 ₹657

Taxi Start (Normal Tariff)

$0.31 ₹29.92

$0.44 ₹41.53

-29.55%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.49

$0.28 ₹26.34

10.71%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹154

$1.28 ₹122

25.78%

Gasoline (1 liter)

$1.10 ₹105

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.4K ₹1.1M

36.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$19.3K ₹1.8M

16.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,889

$25.84 ₹2,460

139.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹430

$3.50 ₹333

29.14%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹854

$5.13 ₹489

74.85%

Gym Membership (Monthly)

$37.11 ₹3,534

$13.41 ₹1,277

176.73%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,344

$6.33 ₹603

122.91%

Cinema Ticket

$5.01 ₹477

$1.98 ₹188

153.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$34.08 ₹3,244

249.21%

International Primary School, 1 Child (Yearly)

$4,948 ₹471.1K

$728 ₹69.3K

580.05%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,463

$19.64 ₹1,870

85.18%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,685

$17.11 ₹1,629

126.24%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,211

$31.37 ₹2,986

74.47%

Men's Leather Business Shoes

$48.03 ₹4,573

$17.94 ₹1,709

167.73%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.9K

$165 ₹15.7K

287.60%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.4K

$215 ₹20.5K

72.60%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹199.2K

$291 ₹27.7K

618.87%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹88.0K

$280 ₹26.6K

230.48%

Buy Apartment in City Center (m2)

$5,706 ₹543.2K

$624 ₹59.4K

815.04%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.7K

$640 ₹61.0K

299.84%

Average Monthly Net Salary (After Tax)

$757 ₹72.1K

$898 ₹85.5K

-15.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.8

-5.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Bharuch, Gujarat: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Bharuch, Gujarat

$215 45.3% 42.1% $156

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Bharuch, Gujarat

$101 21.3% 13.6% $16

Eating Out

Mumbai (Bombay)

$112 13.8%

Bharuch, Gujarat

$65 13.8% 41.8% $47

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Bharuch, Gujarat

$39 8.2% 51.6% $41

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Bharuch, Gujarat

$34 7.3% 54.2% $41

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Bharuch, Gujarat

$17 3.7% 63.2% $30

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Bharuch, Gujarat

$2.6 * 0.6% 72.6% $6.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $640 in Mumbai (Bombay) versus $165 in Bharuch, Gujarat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Bharuch, Gujarat, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $21 in Mumbai (Bombay) versus $5 in Bharuch, Gujarat. Monthly groceries follow the same trend: $117 vs $101 – making Bharuch, Gujarat the more affordable choice for daily food spending.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Bharuch, Gujarat

🕒 Local time

15:11 3:11 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

169,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.5 USD

1,000 INR = 9.41 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.41 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Bharuch, Gujarat 300 km

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Mumbai (Bombay)
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Bharuch, Gujarat: Cost of Living - Frequently Asked Questions

Yes – Mumbai (Bombay) is pricier by about 71%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $1,220 per month in Mumbai (Bombay) and $713 in Bharuch, Gujarat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bharuch, Gujarat, especially for central apartments: a one-bedroom in the center costs $165 there versus $640 in Mumbai (Bombay).

A mid-range dinner for two costs $21 in Mumbai (Bombay) and $5 in Bharuch, Gujarat. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 16% more in Mumbai (Bombay), though the gap depends on what you buy.

$1,000 covers both cities comfortably – all-in costs are $813 in Mumbai (Bombay) and $475 in Bharuch, Gujarat, leaving budget for savings and extras in both cases.

Families tend to lean toward Bharuch, Gujarat – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.