Cost of Living Comparison Between Mumbai (Bombay) and Belgaum Cost of Living Comparison Between Mumbai (Bombay) and Belgaum

Monthly Cost of Living

Monthly costs for one person with rent: $763 in Mumbai (Bombay) versus $362 in Belgaum.

Estimated couple costs with rent: $1,259 in Mumbai (Bombay) versus $608 in Belgaum.

Monthly costs for a family of three with rent: $1,754 in Mumbai (Bombay) versus $853 in Belgaum.

Living in Mumbai (Bombay) is roughly 111% more expensive than in Belgaum, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Belgaum 73% lower.

Meal at Budget Restaurant

$5.17 ₹498

$2.34 ₹225

120.94%

Three-Course Dinner for Two, Mid-Range

$22.50 ₹2,167

$11.43 ₹1,100

96.85%

Fast Food Meal (McDonalds, etc)

$4.70 ₹452

$3.13 ₹301

50.16%

Cappuccino

$2.60 ₹251

$2.07 ₹200

25.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹48.58

$0.37 ₹36.05

35.14%

Water (0.33 liter bottle)

$0.19 ₹18.22

$0.14 ₹13.21

35.71%

Local Beer (0.5 liter draught)

$2.33 ₹224

$1.08 ₹104

115.74%

Imported Beer (0.33 liter bottle)

$4.18 ₹403

$2.99 ₹288

39.80%

Milk (1 liter)

$0.73 ₹70.1

$0.74 ₹71.4

-1.35%

White Bread (500g)

$0.48 ₹46.49

$0.30 ₹28.58

60.00%

Rice (white) (1kg)

$0.82 ₹79.3

$0.59 ₹56.3

38.98%

Eggs

$1.05 ₹101

$0.81 ₹78.2

29.63%

Local Cheese (1kg)

$6.87 ₹661

$4.82 ₹464

42.53%

Chicken Fillets (1kg)

$3.89 ₹374

$2.88 ₹277

35.07%

Apples (1kg)

$2.29 ₹220

$1.62 ₹156

41.36%

Banana (1kg)

$0.83 ₹79.8

$1.12 ₹107

-25.89%

Oranges (1kg)

$1.30 ₹125

$1.84 ₹177

-29.35%

Tomato (1kg)

$0.65 ₹63.0

$0.34 ₹32.57

91.18%

Potato (1kg)

$0.57 ₹54.8

$0.39 ₹37.96

46.15%

Onion (1kg)

$0.58 ₹56.3

$0.43 ₹41.07

34.88%

Lettuce (1 head)

$0.64 ₹61.9

$0.45 ₹43.23

42.22%

Water (1.5 liter bottle)

$0.35 ₹33.81

$0.37 ₹35.38

-5.41%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 ₹406

$4.55 ₹438

-7.25%

Wine (Bottle)

$8.18 ₹787

$5.37 ₹517

52.33%

Local Beer (0.5 liter bottle)

$2.08 ₹200

$1.36 ₹131

52.94%

Imported Beer (0.33 liter bottle)

$3.27 ₹315

$2.30 ₹221

42.17%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.98 ₹672

$4.89 ₹471

42.74%

One-way Ticket (Public Transport)

$0.22 ₹21.17

$0.21 ₹20.33

4.76%

Public Transport Monthly Pass (Regular Price)

$4.69 ₹451

$8.83 ₹850

-46.89%

Taxi Start (Normal Tariff)

$0.37 ₹35.23

$1.18 ₹113

-68.64%

Taxi (Normal Tariff) (1km)

$0.58 ₹55.9

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹132

$1.47 ₹142

-6.80%

Gasoline (1 liter)

$1.18 ₹114

$1.23 ₹119

-4.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.7M

$13.9K ₹1.3M

23.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.4M

$20.2K ₹1.9M

23.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,834

$51.6 ₹4,965

-2.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₹489

$3.30 ₹318

53.94%

Internet (50+ Mbps, Unlimited Data)

$8.62 ₹830

$6.96 ₹670

23.85%

Gym Membership (Monthly)

$23.20 ₹2,234

$6.63 ₹638

249.92%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,141

$7.46 ₹718

58.85%

Cinema Ticket

$4.70 ₹452

$1.89 ₹182

148.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$23.71 ₹2,283

399.11%

International Primary School, 1 Child (Yearly)

$3,379 ₹325.3K

$1,182 ₹113.8K

185.87%

Jeans (Levis 501 Or Similar)

$29.21 ₹2,812

$19.51 ₹1,878

49.72%

Summer Dress (H&M, Zara, etc)

$31.19 ₹3,003

$24.94 ₹2,402

25.06%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,445

$31.75 ₹3,057

78.11%

Men's Leather Business Shoes

$40.55 ₹3,904

$23.60 ₹2,272

71.82%

1-bedroom Apartment, City Center (Monthly)

$697 ₹67.1K

$135 ₹13.0K

414.32%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.4K

$69.7 ₹6,712

412.52%

3-bedroom Apartment, City Center (Monthly)

$1,783 ₹171.7K

$293 ₹28.2K

508.61%

3-bedroom Apartment, Outside City Center (Monthly)

$844 ₹81.3K

$215 ₹20.7K

293.41%

Buy Apartment in City Center (m2)

$6,047 ₹582.2K

$585 ₹56.3K

934.45%

Buy Apartment Outside City Center (m2)

$2,517 ₹242.4K

$397 ₹38.3K

533.58%

Average Monthly Net Salary (After Tax)

$787 ₹75.8K

$468 ₹45.0K

68.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

10.75

-14.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 13, 2026

Last update for Belgaum: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $697 in Mumbai (Bombay) and $135 in Belgaum. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 68% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Mumbai (Bombay) vs $11.00 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $127 vs $99.0 per month, with Belgaum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Belgaum: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) and Belgaum differ by about 111% in total monthly costs ($763 vs $362 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 68% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $697 in Mumbai (Bombay) versus $135 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $11.00 versus $23.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $763 per month in Mumbai (Bombay) versus $362 in Belgaum – a 111% gap that adds up to real savings over time for anyone picking the cheaper option.

At $362 in Belgaum versus $763 in Mumbai (Bombay), a $2,000 budget is realistic in Belgaum but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Belgaum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Mumbai (Bombay) and Belgaum are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 111% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.