Last update: Nov 2026

Cost of Living Comparison Between Mumbai (Bombay) and Belgaum

For one person, living is cheaper in Belgaum: $332 a month against $811 in Mumbai (Bombay), rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
16

Cost of Living Index in Belgaum
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Belgaum Living Index

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Mumbai (Bombay)

🇮🇳 India

$811

/mo nomad

Belgaum

🇮🇳 India

$332

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Belgaum

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Belgaum actually costs, broken down by who's living it.

Monthly costs for one person with rent: $811 in Mumbai (Bombay) versus $332 in Belgaum.

Mumbai (Bombay) $811
Belgaum $332

Estimated couple costs with rent: $1,402 in Mumbai (Bombay) versus $558 in Belgaum.

Mumbai (Bombay) $1,402
Belgaum $558

Monthly costs for a family of three with rent: $1,992 in Mumbai (Bombay) versus $784 in Belgaum.

Mumbai (Bombay) $1,992
Belgaum $784

Living in Mumbai (Bombay) is roughly 144% more expensive than in Belgaum, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Belgaum 75% lower.

Meal at Budget Restaurant

$5.12 ₹484

$1.89 ₹178

170.90%

Three-Course Dinner for Two, Mid-Range

$26.54 ₹2,508

$10.75 ₹1,015

146.88%

Fast Food Meal (McDonalds, etc)

$3.92 ₹370

$2.61 ₹247

50.19%

Cappuccino

$2.86 ₹270

$1.61 ₹152

77.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.14

$0.36 ₹34.15

11.11%

Water (0.33 liter bottle)

$0.14 ₹13.68

$0.11 ₹10.51

27.27%

Local Beer (0.5 liter draught)

$2.71 ₹256

$0.93 ₹88.1

191.40%

Imported Beer (0.33 liter bottle)

$4.32 ₹408

$2.26 ₹213

91.15%

Milk (1 liter)

$0.74 ₹70.1

$0.71 ₹66.9

4.23%

White Bread (500g)

$0.52 ₹48.93

$0.51 ₹48.35

1.96%

Rice (white) (1kg)

$0.75 ₹71.3

$0.62 ₹59.0

20.97%

Eggs

$1.02 ₹96.1

$0.77 ₹73.0

32.47%

Local Cheese (1kg)

$5.73 ₹541

$4.88 ₹461

17.42%

Chicken Fillets (1kg)

$3.64 ₹344

$3.01 ₹284

20.93%

Apples (1kg)

$2.37 ₹224

$1.60 ₹151

48.13%

Banana (1kg)

$0.69 ₹65.4

$0.64 ₹60.6

7.81%

Oranges (1kg)

$1.25 ₹118

$1.52 ₹143

-17.76%

Tomato (1kg)

$0.47 ₹44.82

$0.31 ₹29.71

51.61%

Potato (1kg)

$0.34 ₹32.35

$0.38 ₹36.06

-10.53%

Onion (1kg)

$0.37 ₹35.39

$0.40 ₹37.56

-7.50%

Lettuce (1 head)

$0.43 ₹40.45

$0.25 ₹23.43

72.00%

Water (1.5 liter bottle)

$0.31 ₹29.72

$0.31 ₹29.75

Cigarettes 20 Pack (Marlboro, Camel)

$4.95 ₹468

$3.80 ₹359

30.26%

Wine (Bottle)

$8.43 ₹796

$5.44 ₹514

54.96%

Local Beer (0.5 liter bottle)

$1.99 ₹188

$1.40 ₹132

42.14%

Imported Beer (0.33 liter bottle)

$3.18 ₹300

$2.13 ₹201

49.30%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.04 ₹570

$2.62 ₹247

130.53%

One-way Ticket (Public Transport)

$0.22 ₹20.80

$0.20 ₹18.87

10.00%

Public Transport Monthly Pass (Regular Price)

$5.63 ₹532

$14.87 ₹1,404

-62.14%

Taxi Start (Normal Tariff)

$0.37 ₹34.66

$1.08 ₹102

-65.74%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.41

$0.51 ₹48.36

-35.29%

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹129

$0.87 ₹81.8

57.47%

Gasoline (1 liter)

$1.12 ₹106

$1.10 ₹104

1.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.7K ₹1.5M

$10.9K ₹1.0M

44.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₹2.2M

$18.4K ₹1.7M

23.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$69.6 ₹6,572

$29.82 ₹2,817

133.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.35 ₹411

$3.14 ₹296

38.54%

Internet (50+ Mbps, Unlimited Data)

$9.11 ₹860

$5.66 ₹535

60.95%

Gym Membership (Monthly)

$37.44 ₹3,536

$4.64 ₹438

706.90%

Tennis Court (1 Hour on Weekend)

$14.26 ₹1,347

$6.55 ₹619

117.71%

Cinema Ticket

$4.40 ₹416

$2.08 ₹197

111.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.2K

$20.95 ₹1,979

465.54%

International Primary School, 1 Child (Yearly)

$6,043 ₹570.9K

$858 ₹81.0K

604.61%

Jeans (Levis 501 Or Similar)

$34.60 ₹3,269

$13.53 ₹1,278

155.73%

Summer Dress (H&M, Zara, etc)

$40.28 ₹3,805

$35.81 ₹3,383

12.48%

Sport Shoes (Adidas, Nike)

$52.2 ₹4,934

$43.50 ₹4,109

20.07%

Men's Leather Business Shoes

$46.71 ₹4,413

$23.60 ₹2,230

97.92%

1-bedroom Apartment, City Center (Monthly)

$609 ₹57.5K

$122 ₹11.5K

400.21%

1-bedroom Apartment, Outside City Center (Monthly)

$364 ₹34.4K

$64.0 ₹6,042

469.68%

3-bedroom Apartment, City Center (Monthly)

$2,169 ₹204.9K

$262 ₹24.8K

727.02%

3-bedroom Apartment, Outside City Center (Monthly)

$995 ₹94.0K

$194 ₹18.3K

413.09%

Buy Apartment in City Center (m2)

$5,687 ₹537.2K

$594 ₹56.1K

857.25%

Buy Apartment Outside City Center (m2)

$2,662 ₹251.4K

$404 ₹38.1K

559.35%

Average Monthly Net Salary (After Tax)

$717 ₹67.8K

$306 ₹28.9K

134.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.26

10.75

-23.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): November 2, 2026

Last update for Belgaum: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$364 45%

Belgaum

$64 19.3% 82.4% $300

Groceries & Markets

Mumbai (Bombay)

$119 14.7%

Belgaum

$96 28.9% 19.4% $23

Eating Out

Mumbai (Bombay)

$111 13.8%

Belgaum

$53 16.1% 52.2% $58

Monthly Utilities & Internet

Mumbai (Bombay)

$83 10.2%

Belgaum

$39 11.6% 53.5% $44

Clothing & Footwear

Mumbai (Bombay)

$78 9.7%

Belgaum

$52 15.8% 33% $26

Sport & Entertainment

Mumbai (Bombay)

$46 5.7%

Belgaum

$8.8 2.7% 81% $37

Getting Around

Mumbai (Bombay)

$8.5 1.1%

Belgaum

$19 5.8% 126% $11

Cost Breakdown

A one-bedroom apartment in the center runs $609 in Mumbai (Bombay) and $122 in Belgaum. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2.3 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $27 in Mumbai (Bombay) vs $11 in Belgaum for a mid-range dinner for two. Groceries echo the gap at $119 vs $96 per month, with Belgaum cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Belgaum

🕒 Local time

09:28 9:28 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

600,000

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Belgaum: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $811 in Mumbai (Bombay) and $332 in Belgaum, so Belgaum is about 59% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Mumbai (Bombay) is about 2.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $609 in Mumbai (Bombay) versus $122 in Belgaum. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $11 versus $27 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $811 per month in Mumbai (Bombay) versus $332 in Belgaum – Belgaum is about 59% cheaper, which adds up to real savings over time.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Belgaum wins on affordability, Mumbai (Bombay) on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.