Cost of Living Comparison Between Mumbai (Bombay) and Balaghat Cost of Living Comparison Between Mumbai (Bombay) and Balaghat

Monthly Cost of Living

A single person spends $795 per month in Mumbai (Bombay) vs $365 in Balaghat, rent included.

A couple spends around $1,311 per month in Mumbai (Bombay) vs $581 in Balaghat, rent included.

A family of three spends $1,827 per month in Mumbai (Bombay) vs $796 in Balaghat, rent included.

Mumbai (Bombay) costs about 118% more than Balaghat, driven mainly by Eating Out.

Both Mumbai (Bombay) and Balaghat are more affordable than the global median – Mumbai (Bombay) 42% lower, Balaghat 73% lower.

Meal at Budget Restaurant

$5.30 ₹501

$1.81 ₹171

192.82%

Three-Course Dinner for Two, Mid-Range

$21.42 ₹2,023

$10.23 ₹967

109.38%

Fast Food Meal (McDonalds, etc)

$4.29 ₹405

$4.12 ₹390

4.13%

Cappuccino

$2.61 ₹246

$1.56 ₹147

67.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.29

$0.34 ₹32.23

20.59%

Water (0.33 liter bottle)

$0.14 ₹13.06

$0.15 ₹14.07

-6.67%

Local Beer (0.5 liter draught)

$2.59 ₹245

$1.68 ₹159

54.17%

Imported Beer (0.33 liter bottle)

$4.16 ₹393

$3.18 ₹301

30.82%

Milk (1 liter)

$0.69 ₹65.7

$0.62 ₹58.8

11.29%

White Bread (500g)

$0.49 ₹46.06

$0.48 ₹45.61

2.08%

Rice (white) (1kg)

$0.73 ₹68.9

$0.67 ₹63.3

8.96%

Eggs

$0.95 ₹89.6

$0.84 ₹79.1

13.10%

Local Cheese (1kg)

$5.69 ₹537

$4.58 ₹433

24.24%

Chicken Fillets (1kg)

$3.48 ₹329

$2.92 ₹276

19.18%

Apples (1kg)

$2.34 ₹222

$1.93 ₹182

21.24%

Banana (1kg)

$0.67 ₹63.4

$0.65 ₹61.9

3.08%

Oranges (1kg)

$1.20 ₹114

$0.98 ₹92.2

22.45%

Tomato (1kg)

$0.50 ₹47.21

$0.48 ₹45.37

4.17%

Potato (1kg)

$0.38 ₹35.57

$0.32 ₹30.52

18.75%

Onion (1kg)

$0.40 ₹38.18

$0.41 ₹38.32

-2.44%

Lettuce (1 head)

$0.49 ₹46.17

$0.41 ₹38.55

19.51%

Water (1.5 liter bottle)

$0.29 ₹27.01

$0.31 ₹29.73

-6.45%

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 ₹470

$4.42 ₹418

12.67%

Wine (Bottle)

$8.23 ₹777

$8.06 ₹762

2.11%

Local Beer (0.5 liter bottle)

$2.10 ₹199

$1.87 ₹177

12.30%

Imported Beer (0.33 liter bottle)

$3.15 ₹298

$2.37 ₹224

32.91%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.95 ₹562

$4.97 ₹469

19.72%

One-way Ticket (Public Transport)

$0.20 ₹18.87

$0.28 ₹26.77

-28.57%

Public Transport Monthly Pass (Regular Price)

$5.88 ₹556

$6.42 ₹606

-8.41%

Taxi Start (Normal Tariff)

$0.31 ₹29.07

$0.79 ₹74.2

-60.76%

Taxi (Normal Tariff) (1km)

$0.33 ₹31.28

$0.29 ₹27.74

13.79%

Taxi 1hour Waiting (Normal Tariff)

$1.55 ₹146

$1.35 ₹128

14.81%

Gasoline (1 liter)

$1.10 ₹104

$1.12 ₹106

-1.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.2K ₹1.5M

$14.1K ₹1.3M

15.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.6K ₹2.1M

$21.3K ₹2.0M

6.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$59.1 ₹5,584

$35.56 ₹3,360

66.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.38 ₹414

$3.43 ₹324

27.70%

Internet (50+ Mbps, Unlimited Data)

$9.34 ₹883

$6.51 ₹615

43.47%

Gym Membership (Monthly)

$27.20 ₹2,570

$15.75 ₹1,488

72.70%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,334

$6.54 ₹618

115.75%

Cinema Ticket

$4.62 ₹437

$3.14 ₹297

47.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.1K

$47.45 ₹4,483

147.92%

International Primary School, 1 Child (Yearly)

$4,947 ₹467.4K

$1,495 ₹141.3K

230.86%

Jeans (Levis 501 Or Similar)

$33.63 ₹3,178

$23.20 ₹2,192

44.96%

Summer Dress (H&M, Zara, etc)

$38.59 ₹3,646

$23.26 ₹2,198

65.91%

Sport Shoes (Adidas, Nike)

$59.8 ₹5,648

$39.32 ₹3,715

52.03%

Men's Leather Business Shoes

$48.89 ₹4,619

$28.75 ₹2,716

70.05%

1-bedroom Apartment, City Center (Monthly)

$652 ₹61.6K

$123 ₹11.6K

431.56%

1-bedroom Apartment, Outside City Center (Monthly)

$356 ₹33.6K

$66.4 ₹6,271

436.16%

3-bedroom Apartment, City Center (Monthly)

$1,907 ₹180.2K

$270 ₹25.5K

605.93%

3-bedroom Apartment, Outside City Center (Monthly)

$863 ₹81.5K

$154 ₹14.6K

458.58%

Buy Apartment in City Center (m2)

$6,242 ₹589.8K

$846 ₹79.9K

637.89%

Buy Apartment Outside City Center (m2)

$2,324 ₹219.5K

$548 ₹51.8K

323.78%

Average Monthly Net Salary (After Tax)

$804 ₹75.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.36

8.86

-5.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): August 30, 2026

Last update for Balaghat: August 30, 2026

Cost Breakdown

A central one-bedroom costs $652 in Mumbai (Bombay) versus $123 in Balaghat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) versus $10.00 in Balaghat. Monthly groceries follow the same trend: $117 vs $103 – making Balaghat the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Balaghat: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 118% more than Balaghat, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,192 per month in Mumbai (Bombay) and $547 in Balaghat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Balaghat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $118 per month in Mumbai (Bombay) and $47.45 in Balaghat. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 14% more in Mumbai (Bombay), though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Balaghat, where all-in costs run around $365, than in Mumbai (Bombay) at $795. In Balaghat it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Balaghat costs $365 versus $795 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Balaghat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.