Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Balaghat

For one person, living is cheaper in Balaghat: $352 a month against $782 in Mumbai (Bombay), rent and utilities included – about $5,200 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
Learn more

Mumbai (Bombay) Living Index
18

Cost of Living Index in Balaghat
Learn more

Balaghat Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$782

/mo nomad

Balaghat

🇮🇳 India

$352

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Balaghat

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Balaghat actually costs, broken down by who's living it.

A single person spends $782 per month in Mumbai (Bombay) vs $352 in Balaghat, rent included.

Mumbai (Bombay) $782
Balaghat $352

A couple spends around $1,299 per month in Mumbai (Bombay) vs $558 in Balaghat, rent included.

Mumbai (Bombay) $1,299
Balaghat $558

A family of three spends $1,816 per month in Mumbai (Bombay) vs $763 in Balaghat, rent included.

Mumbai (Bombay) $1,816
Balaghat $763

Mumbai (Bombay) costs about 122% more than Balaghat, and outside of rent the biggest gap is in eating out.

Both Mumbai (Bombay) and Balaghat are more affordable than the global median – Mumbai (Bombay) 42% lower, Balaghat 74% lower.

Meal at Budget Restaurant

$5.38 ₹511

$2.27 ₹216

137.00%

Three-Course Dinner for Two, Mid-Range

$20.76 ₹1,971

$10.67 ₹1,013

94.56%

Fast Food Meal (McDonalds, etc)

$4.19 ₹398

$3.88 ₹369

7.99%

Cappuccino

$2.74 ₹260

$1.51 ₹143

81.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.77

$0.42 ₹40.36

-2.38%

Water (0.33 liter bottle)

$0.16 ₹15.04

$0.13 ₹11.98

23.08%

Local Beer (0.5 liter draught)

$2.59 ₹246

$1.77 ₹168

46.33%

Imported Beer (0.33 liter bottle)

$4.17 ₹396

$2.79 ₹265

49.46%

Milk (1 liter)

$0.75 ₹71.2

$0.62 ₹59.1

20.97%

White Bread (500g)

$0.53 ₹50.5

$0.44 ₹41.51

20.45%

Rice (white) (1kg)

$0.73 ₹69.6

$0.65 ₹61.5

12.31%

Eggs

$0.96 ₹91.4

$0.91 ₹86.6

5.49%

Local Cheese (1kg)

$5.52 ₹524

$4.45 ₹423

24.04%

Chicken Fillets (1kg)

$3.58 ₹340

$2.75 ₹261

30.18%

Apples (1kg)

$2.14 ₹203

$1.83 ₹174

16.94%

Banana (1kg)

$0.69 ₹65.5

$0.64 ₹60.5

7.81%

Oranges (1kg)

$1.23 ₹116

$0.94 ₹89.2

30.85%

Tomato (1kg)

$0.46 ₹43.77

$0.48 ₹45.54

-4.17%

Potato (1kg)

$0.36 ₹34.24

$0.35 ₹32.77

2.86%

Onion (1kg)

$0.39 ₹37.12

$0.36 ₹34.42

8.33%

Lettuce (1 head)

$0.40 ₹38.05

$0.40 ₹37.75

Water (1.5 liter bottle)

$0.31 ₹29.46

$0.29 ₹27.07

6.90%

Cigarettes 20 Pack (Marlboro, Camel)

$5.10 ₹485

$4.75 ₹451

7.37%

Wine (Bottle)

$8.12 ₹771

$6.79 ₹645

19.59%

Local Beer (0.5 liter bottle)

$1.95 ₹185

$1.50 ₹143

30.00%

Imported Beer (0.33 liter bottle)

$3.18 ₹302

$2.70 ₹257

17.78%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.17 ₹586

$4.93 ₹468

25.15%

One-way Ticket (Public Transport)

$0.20 ₹18.99

$0.25 ₹23.87

-20.00%

Public Transport Monthly Pass (Regular Price)

$5.39 ₹512

$7.23 ₹687

-25.45%

Taxi Start (Normal Tariff)

$0.31 ₹29.39

$0.92 ₹86.9

-66.30%

Taxi (Normal Tariff) (1km)

$0.29 ₹28.01

$0.28 ₹26.74

3.57%

Taxi 1hour Waiting (Normal Tariff)

$1.59 ₹151

$1.63 ₹155

-2.45%

Gasoline (1 liter)

$1.10 ₹104

$1.11 ₹105

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.9K ₹1.5M

$11.2K ₹1.1M

42.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.7K ₹2.2M

$18.5K ₹1.8M

22.68%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.6 ₹5,846

$34.85 ₹3,309

76.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.25 ₹404

$3.24 ₹307

31.17%

Internet (50+ Mbps, Unlimited Data)

$9.01 ₹855

$6.72 ₹638

34.08%

Gym Membership (Monthly)

$27.24 ₹2,587

$13.99 ₹1,328

94.71%

Tennis Court (1 Hour on Weekend)

$13.31 ₹1,264

$7.04 ₹669

89.06%

Cinema Ticket

$4.38 ₹416

$3.17 ₹301

38.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$116 ₹11.0K

$41.15 ₹3,908

180.90%

International Primary School, 1 Child (Yearly)

$4,968 ₹471.7K

$1,338 ₹127.0K

271.40%

Jeans (Levis 501 Or Similar)

$37.16 ₹3,529

$19.66 ₹1,867

89.01%

Summer Dress (H&M, Zara, etc)

$39.88 ₹3,787

$26.66 ₹2,531

49.59%

Sport Shoes (Adidas, Nike)

$55.9 ₹5,307

$36.43 ₹3,459

53.39%

Men's Leather Business Shoes

$48.19 ₹4,576

$27.29 ₹2,591

76.58%

1-bedroom Apartment, City Center (Monthly)

$611 ₹58.0K

$120 ₹11.4K

407.95%

1-bedroom Apartment, Outside City Center (Monthly)

$354 ₹33.6K

$66.4 ₹6,308

433.21%

3-bedroom Apartment, City Center (Monthly)

$1,829 ₹173.7K

$254 ₹24.1K

621.41%

3-bedroom Apartment, Outside City Center (Monthly)

$877 ₹83.3K

$149 ₹14.2K

487.35%

Buy Apartment in City Center (m2)

$5,877 ₹558.0K

$917 ₹87.1K

540.62%

Buy Apartment Outside City Center (m2)

$2,448 ₹232.4K

$574 ₹54.5K

326.35%

Average Monthly Net Salary (After Tax)

$758 ₹72.0K

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.86

-6.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 12, 2026

Last update for Balaghat: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$354 45.3%

Balaghat

$66 18.9% 81.2% $288

Groceries & Markets

Mumbai (Bombay)

$116 14.8%

Balaghat

$96 27.3% 16.7% $19

Eating Out

Mumbai (Bombay)

$112 14.3%

Balaghat

$65 18.3% 42.4% $48

Clothing & Footwear

Mumbai (Bombay)

$82 10.4%

Balaghat

$50 14.1% 39.3% $32

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.6%

Balaghat

$45 12.7% 40.1% $30

Sport & Entertainment

Mumbai (Bombay)

$36 4.6%

Balaghat

$20 5.8% 43.5% $16

Getting Around

Mumbai (Bombay)

$8 1%

Balaghat

$11 3% 32.3% $2.6

Cost Breakdown

A central one-bedroom costs $611 in Mumbai (Bombay) versus $120 in Balaghat. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $21.00 in Mumbai (Bombay) versus $11.00 in Balaghat. Monthly groceries follow the same trend: $116 vs $96.0 – making Balaghat the more affordable choice for daily food spending.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Balaghat

🕒 Local time

11:00 11:00 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

84,261

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Mumbai (Bombay) Balaghat 820 km ≈ 1 h 30 min nonstop flight

From you

Mumbai (Bombay)
Balaghat

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Balaghat: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 122% more than Balaghat, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,173 per month in Mumbai (Bombay) and $529 in Balaghat. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Balaghat, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $116 per month in Mumbai (Bombay) and $41.15 in Balaghat. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 20% more in Mumbai (Bombay), though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

$800 covers both cities comfortably – all-in costs are $782 in Mumbai (Bombay) and $352 in Balaghat, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Balaghat costs $352 versus $782 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Balaghat. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.