Cost of Living Comparison Between Mumbai (Bombay) and Andaman Islands Cost of Living Comparison Between Mumbai (Bombay) and Andaman Islands

Monthly Cost of Living

Monthly costs for one person with rent: $763 in Mumbai (Bombay) versus $398 in Andaman Islands.

Estimated couple costs with rent: $1,259 in Mumbai (Bombay) versus $633 in Andaman Islands.

Monthly costs for a family of three with rent: $1,754 in Mumbai (Bombay) versus $868 in Andaman Islands.

Living in Mumbai (Bombay) is roughly 92% more expensive than in Andaman Islands, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 43% lower, Andaman Islands 70% lower.

Meal at Budget Restaurant

$5.17 ₹497

$2.38 ₹229

117.23%

Three-Course Dinner for Two, Mid-Range

$22.50 ₹2,165

$10.44 ₹1,005

115.52%

Fast Food Meal (McDonalds, etc)

$4.70 ₹452

$3.63 ₹349

29.48%

Cappuccino

$2.60 ₹251

$1.54 ₹148

68.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₹48.56

$0.40 ₹38.76

25.00%

Water (0.33 liter bottle)

$0.19 ₹18.21

$0.19 ₹18.39

Local Beer (0.5 liter draught)

$2.33 ₹224

$1.76 ₹170

32.39%

Imported Beer (0.33 liter bottle)

$4.18 ₹402

$3.05 ₹293

37.05%

Milk (1 liter)

$0.73 ₹70.1

$1.07 ₹103

-31.78%

White Bread (500g)

$0.48 ₹46.46

$0.50 ₹47.92

-4.00%

Rice (white) (1kg)

$0.82 ₹79.2

$0.84 ₹80.9

-2.38%

Eggs

$1.05 ₹101

$0.94 ₹90.2

11.70%

Local Cheese (1kg)

$6.87 ₹661

$4.87 ₹469

41.07%

Chicken Fillets (1kg)

$3.89 ₹374

$2.92 ₹281

33.22%

Apples (1kg)

$2.29 ₹220

$2.19 ₹211

4.57%

Banana (1kg)

$0.83 ₹79.7

$0.68 ₹65.7

22.06%

Oranges (1kg)

$1.30 ₹125

$1.00 ₹96.0

30.00%

Tomato (1kg)

$0.65 ₹63.0

$0.51 ₹49.07

27.45%

Potato (1kg)

$0.57 ₹54.8

$0.39 ₹37.32

46.15%

Onion (1kg)

$0.58 ₹56.3

$0.41 ₹39.82

41.46%

Lettuce (1 head)

$0.64 ₹61.9

$0.49 ₹47.42

30.61%

Water (1.5 liter bottle)

$0.35 ₹33.79

$0.27 ₹26.09

29.63%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 ₹406

$3.96 ₹381

6.57%

Wine (Bottle)

$8.18 ₹787

$7.19 ₹692

13.77%

Local Beer (0.5 liter bottle)

$2.08 ₹200

$1.74 ₹168

19.54%

Imported Beer (0.33 liter bottle)

$3.27 ₹315

$2.92 ₹281

11.99%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.98 ₹672

$4.99 ₹481

39.88%

One-way Ticket (Public Transport)

$0.22 ₹21.16

$0.30 ₹29.02

-26.67%

Public Transport Monthly Pass (Regular Price)

$4.69 ₹451

$8.71 ₹838

-46.15%

Taxi Start (Normal Tariff)

$0.37 ₹35.21

$0.84 ₹80.7

-55.95%

Taxi (Normal Tariff) (1km)

$0.26 ₹25.07

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹132

$1.43 ₹138

-4.20%

Gasoline (1 liter)

$1.18 ₹114

$1.14 ₹110

3.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.3K ₹1.7M

$14.2K ₹1.4M

21.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.8K ₹2.4M

$22.0K ₹2.1M

12.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.2 ₹4,831

$39.46 ₹3,797

27.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.08 ₹489

$3.38 ₹326

50.30%

Internet (50+ Mbps, Unlimited Data)

$8.62 ₹830

$7.61 ₹732

13.27%

Gym Membership (Monthly)

$23.20 ₹2,233

$15.94 ₹1,534

45.55%

Tennis Court (1 Hour on Weekend)

$11.85 ₹1,141

$6.94 ₹668

70.75%

Cinema Ticket

$4.70 ₹452

$2.88 ₹277

63.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.4K

$51.0 ₹4,908

132.04%

International Primary School, 1 Child (Yearly)

$3,379 ₹325.1K

$1,510 ₹145.3K

123.79%

Jeans (Levis 501 Or Similar)

$29.21 ₹2,811

$24.67 ₹2,374

18.40%

Summer Dress (H&M, Zara, etc)

$31.19 ₹3,001

$25.33 ₹2,438

23.13%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,442

$43.49 ₹4,185

30.03%

Men's Leather Business Shoes

$40.55 ₹3,902

$31.93 ₹3,073

27.00%

1-bedroom Apartment, City Center (Monthly)

$697 ₹67.0K

$125 ₹12.0K

457.71%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹34.4K

$75.7 ₹7,284

372.03%

3-bedroom Apartment, City Center (Monthly)

$1,783 ₹171.6K

$275 ₹26.5K

548.04%

3-bedroom Apartment, Outside City Center (Monthly)

$844 ₹81.3K

$180 ₹17.3K

369.67%

Buy Apartment in City Center (m2)

$6,047 ₹581.9K

$995 ₹95.8K

507.54%

Buy Apartment Outside City Center (m2)

$2,517 ₹242.2K

$506 ₹48.7K

397.49%

Average Monthly Net Salary (After Tax)

$787 ₹75.7K

$289 ₹27.8K

172.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

8.67

6.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): July 13, 2026

Last update for Andaman Islands: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $697 in Mumbai (Bombay) and $125 in Andaman Islands. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 172% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $23.00 in Mumbai (Bombay) vs $10.00 in Andaman Islands for a mid-range dinner for two. Groceries echo the gap at $127 vs $110 per month, with Andaman Islands cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Andaman Islands: Cost of Living - Frequently Asked Questions

Andaman Islands is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment, Monthly Utilities & Internet. The 92% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 172% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $697 in Mumbai (Bombay) versus $125 in Andaman Islands. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Andaman Islands runs roughly 86% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $118 in Mumbai (Bombay) versus $51.0 in Andaman Islands. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $398 in Andaman Islands versus $763 in Mumbai (Bombay), a $1,500 budget is realistic in Andaman Islands but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Andaman Islands the clear choice for anyone on this budget.

For families, Andaman Islands is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mumbai (Bombay) and Andaman Islands are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Andaman Islands gentler on the wallet – expenses run 92% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.