Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and the Andaman Islands

For one person, living is cheaper in the Andaman Islands: $363 a month against $785 in Mumbai (Bombay), rent and utilities included – about $5,100 less a year. Rent and utilities account for most of the difference.

38

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
17

Cost of Living Index in the Andaman Islands
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Andaman Islands Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$785

/mo nomad

Andaman Islands

🇮🇳 India

$363

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in the Andaman Islands

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in the Andaman Islands actually costs, broken down by who's living it.

Monthly costs for one person with rent: $785 in Mumbai (Bombay) versus $363 in the Andaman Islands.

Mumbai (Bombay) $785
Andaman Islands $363

Estimated couple costs with rent: $1,308 in Mumbai (Bombay) versus $567 in the Andaman Islands.

Mumbai (Bombay) $1,308
Andaman Islands $567

Monthly costs for a family of three with rent: $1,831 in Mumbai (Bombay) versus $772 in the Andaman Islands.

Mumbai (Bombay) $1,831
Andaman Islands $772

Living in Mumbai (Bombay) is roughly 116% more expensive than in the Andaman Islands, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Andaman Islands 73% lower.

Meal at Budget Restaurant

$5.18 ₹492

$2.06 ₹195

151.46%

Three-Course Dinner for Two, Mid-Range

$20.64 ₹1,960

$6.13 ₹582

236.70%

Fast Food Meal (McDonalds, etc)

$4.11 ₹390

$3.69 ₹351

11.38%

Cappuccino

$2.68 ₹254

$1.28 ₹122

109.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹35.88

$0.71 ₹67.2

-46.48%

Water (0.33 liter bottle)

$0.13 ₹12.53

$0.20 ₹18.84

-35.00%

Local Beer (0.5 liter draught)

$2.56 ₹243

$1.45 ₹137

76.55%

Imported Beer (0.33 liter bottle)

$4.24 ₹403

$2.84 ₹269

49.30%

Milk (1 liter)

$0.72 ₹68.1

$0.95 ₹90.1

-24.21%

White Bread (500g)

$0.51 ₹48.64

$0.46 ₹43.52

10.87%

Rice (white) (1kg)

$0.78 ₹73.6

$0.72 ₹68.2

8.33%

Eggs

$1.04 ₹98.7

$1.22 ₹116

-14.75%

Local Cheese (1kg)

$5.41 ₹514

$4.42 ₹420

22.40%

Chicken Fillets (1kg)

$3.57 ₹339

$2.89 ₹275

23.53%

Apples (1kg)

$2.24 ₹213

$1.98 ₹188

13.13%

Banana (1kg)

$0.74 ₹70.0

$0.62 ₹59.3

19.35%

Oranges (1kg)

$1.21 ₹115

$0.89 ₹84.5

35.96%

Tomato (1kg)

$0.48 ₹45.69

$0.45 ₹42.72

6.67%

Potato (1kg)

$0.35 ₹33.12

$0.56 ₹53.2

-37.50%

Onion (1kg)

$0.38 ₹35.70

$0.40 ₹37.59

-5.00%

Lettuce (1 head)

$0.40 ₹38.40

$0.47 ₹44.44

-14.89%

Water (1.5 liter bottle)

$0.31 ₹29.77

$0.25 ₹23.77

24.00%

Cigarettes 20 Pack (Marlboro, Camel)

$4.98 ₹473

$5.14 ₹488

-3.11%

Wine (Bottle)

$8.46 ₹803

$7.52 ₹714

12.50%

Local Beer (0.5 liter bottle)

$1.98 ₹188

$1.65 ₹157

20.00%

Imported Beer (0.33 liter bottle)

$3.17 ₹301

$2.60 ₹247

21.92%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.17 ₹586

$5.02 ₹477

22.91%

One-way Ticket (Public Transport)

$0.22 ₹20.94

$0.25 ₹23.51

-12.00%

Public Transport Monthly Pass (Regular Price)

$5.64 ₹535

$7.75 ₹736

-27.23%

Taxi Start (Normal Tariff)

$0.35 ₹32.89

$0.81 ₹76.9

-56.79%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.21

$0.27 ₹25.67

14.81%

Taxi 1hour Waiting (Normal Tariff)

$1.54 ₹146

$1.56 ₹148

-1.28%

Gasoline (1 liter)

$1.11 ₹105

$1.04 ₹98.8

6.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.0K ₹1.5M

$12.5K ₹1.2M

27.45%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$19.3K ₹1.8M

14.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.2 ₹5,905

$35.05 ₹3,328

77.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.58 ₹435

$3.40 ₹322

34.71%

Internet (50+ Mbps, Unlimited Data)

$9.43 ₹895

$6.41 ₹608

47.11%

Gym Membership (Monthly)

$27.93 ₹2,652

$14.38 ₹1,366

94.23%

Tennis Court (1 Hour on Weekend)

$13.87 ₹1,317

$6.33 ₹601

119.12%

Cinema Ticket

$4.97 ₹472

$2.42 ₹230

105.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$118 ₹11.2K

$47.89 ₹4,547

147.11%

International Primary School, 1 Child (Yearly)

$4,844 ₹460.0K

$1,409 ₹133.8K

243.72%

Jeans (Levis 501 Or Similar)

$35.28 ₹3,351

$21.96 ₹2,085

60.66%

Summer Dress (H&M, Zara, etc)

$38.79 ₹3,683

$23.14 ₹2,198

67.63%

Sport Shoes (Adidas, Nike)

$55.7 ₹5,291

$38.59 ₹3,665

44.39%

Men's Leather Business Shoes

$46.65 ₹4,429

$27.98 ₹2,657

66.73%

1-bedroom Apartment, City Center (Monthly)

$610 ₹57.9K

$123 ₹11.7K

394.98%

1-bedroom Apartment, Outside City Center (Monthly)

$357 ₹33.9K

$73.4 ₹6,967

386.98%

3-bedroom Apartment, City Center (Monthly)

$1,876 ₹178.1K

$261 ₹24.8K

617.65%

3-bedroom Apartment, Outside City Center (Monthly)

$894 ₹84.9K

$172 ₹16.4K

418.92%

Buy Apartment in City Center (m2)

$5,882 ₹558.6K

$985 ₹93.6K

497.02%

Buy Apartment Outside City Center (m2)

$2,403 ₹228.2K

$523 ₹49.7K

359.34%

Average Monthly Net Salary (After Tax)

$755 ₹71.7K

$282 ₹26.8K

167.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.86

-6.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 19, 2026

Last update for the Andaman Islands: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$357 45.5%

Andaman Islands

$73 20.2% 79.5% $284

Groceries & Markets

Mumbai (Bombay)

$117 14.9%

Andaman Islands

$105 28.9% 10.3% $12

Eating Out

Mumbai (Bombay)

$109 13.9%

Andaman Islands

$59 16.4% 45.6% $50

Clothing & Footwear

Mumbai (Bombay)

$79 10.1%

Andaman Islands

$50 13.9% 36.7% $29

Monthly Utilities & Internet

Mumbai (Bombay)

$76 9.7%

Andaman Islands

$45 12.4% 41.1% $31

Sport & Entertainment

Mumbai (Bombay)

$38 4.8%

Andaman Islands

$19 5.3% 49.3% $19

Getting Around

Mumbai (Bombay)

$8.4 1.1%

Andaman Islands

$11 3% 29.8% $2.5

Cost Breakdown

A one-bedroom apartment in the center runs $610 in Mumbai (Bombay) and $123 in the Andaman Islands. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 168% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $6.00 in the Andaman Islands for a mid-range dinner for two. Groceries echo the gap at $117 vs $105 per month, with the Andaman Islands cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Andaman Islands

🕒 Local time

20:24 8:24 PM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

343,125

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Andaman Islands 2,250 km ≈ 3 h 15 min nonstop flight

From you

Mumbai (Bombay)
Andaman Islands

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

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Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Andaman Islands: Cost of Living - Frequently Asked Questions

Andaman Islands is cheaper overall, especially in groceries, eating out, and clothing. The 116% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 168% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $610 in Mumbai (Bombay) versus $123 in the Andaman Islands. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in the Andaman Islands runs roughly 37% less than in Mumbai (Bombay). Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $118 in Mumbai (Bombay) versus $47.89 in the Andaman Islands. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Either city works on $1,000 a month, though Andaman Islands gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

For families, Andaman Islands is more practical. Housing and childcare are both notably cheaper than in Mumbai (Bombay), and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mumbai (Bombay) and Andaman Islands are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Andaman Islands gentler on the wallet – expenses run 116% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.