Cost of Living Comparison Between Mumbai (Bombay) and Amritsar Cost of Living Comparison Between Mumbai (Bombay) and Amritsar

Monthly Cost of Living

Monthly costs for one person with rent: $795 in Mumbai (Bombay) versus $395 in Amritsar.

Estimated couple costs with rent: $1,311 in Mumbai (Bombay) versus $600 in Amritsar.

Monthly costs for a family of three with rent: $1,827 in Mumbai (Bombay) versus $805 in Amritsar.

Living in Mumbai (Bombay) is roughly 101% more expensive than in Amritsar, driven mainly by Eating Out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Amritsar 71% lower.

Currency
🍽 Eating Out
Mumbai (Bombay)
Amritsar
Difference
Meal at Budget Restaurant
$5.30 ₹503
$2.05 ₹195
158.54%
Three-Course Dinner for Two, Mid-Range
$21.42 ₹2,033
$8.44 ₹801
153.79%
Fast Food Meal (McDonalds, etc)
$4.29 ₹407
$3.33 ₹316
28.83%
Cappuccino
$2.61 ₹248
$1.88 ₹179
38.83%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.41 ₹38.48
$0.40 ₹38.07
2.50%
Water (0.33 liter bottle)
$0.14 ₹13.12
$0.22 ₹20.90
-36.36%
Local Beer (0.5 liter draught)
$2.59 ₹246
$1.60 ₹152
61.87%
Imported Beer (0.33 liter bottle)
$4.16 ₹395
$3.06 ₹291
35.95%
🛒 Groceries & Markets
Mumbai (Bombay)
Amritsar
Difference
Milk (1 liter)
$0.69 ₹66.0
$0.61 ₹57.5
13.11%
White Bread (500g)
$0.49 ₹46.28
$0.55 ₹51.9
-10.91%
Rice (white) (1kg)
$0.73 ₹69.2
$0.82 ₹78.0
-10.98%
Eggs
$0.95 ₹90.0
$0.91 ₹86.2
4.40%
Local Cheese (1kg)
$5.69 ₹540
$4.28 ₹407
32.94%
Chicken Fillets (1kg)
$3.48 ₹330
$2.88 ₹274
20.83%
Apples (1kg)
$2.34 ₹223
$1.84 ₹175
27.17%
Banana (1kg)
$0.67 ₹63.7
$0.78 ₹73.7
-14.10%
Oranges (1kg)
$1.20 ₹114
$0.58 ₹55.2
106.90%
Tomato (1kg)
$0.50 ₹47.44
$0.47 ₹44.98
6.38%
Potato (1kg)
$0.38 ₹35.75
$0.33 ₹31.71
15.15%
Onion (1kg)
$0.40 ₹38.37
$0.37 ₹35.50
8.11%
Lettuce (1 head)
$0.49 ₹46.40
$0.30 ₹28.93
63.33%
Water (1.5 liter bottle)
$0.29 ₹27.14
$0.30 ₹28.42
-3.33%
Cigarettes 20 Pack (Marlboro, Camel)
$4.98 ₹472
$5.15 ₹489
-3.30%
Wine (Bottle)
$8.23 ₹781
$11.71 ₹1,111
-29.72%
Local Beer (0.5 liter bottle)
$2.10 ₹200
$1.72 ₹163
22.09%
Imported Beer (0.33 liter bottle)
$3.15 ₹299
$2.62 ₹249
20.23%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$5.95 ₹565
$5.62 ₹534
5.87%
🚌 Getting Around
Mumbai (Bombay)
Amritsar
Difference
One-way Ticket (Public Transport)
$0.20 ₹18.96
$0.38 ₹36.28
-47.37%
Public Transport Monthly Pass (Regular Price)
$5.88 ₹558
$20.91 ₹1,985
-71.88%
Taxi Start (Normal Tariff)
$0.31 ₹29.21
$1.03 ₹98.1
-69.90%
Taxi (Normal Tariff) (1km)
$0.33 ₹31.43
$0.22 ₹20.90
50.00%
Taxi 1hour Waiting (Normal Tariff)
$1.55 ₹147
$1.64 ₹156
-5.49%
Gasoline (1 liter)
$1.10 ₹105
$1.10 ₹105
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.2K ₹1.5M
$12.8K ₹1.2M
27.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.6K ₹2.1M
$24.7K ₹2.3M
-8.44%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Amritsar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$59.1 ₹5,612
$46.37 ₹4,402
27.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.38 ₹416
$2.95 ₹280
48.47%
Internet (50+ Mbps, Unlimited Data)
$9.34 ₹887
$6.69 ₹635
39.61%
🎉 Sport & Entertainment
Mumbai (Bombay)
Amritsar
Difference
Gym Membership (Monthly)
$27.20 ₹2,582
$30.25 ₹2,872
-10.08%
Tennis Court (1 Hour on Weekend)
$14.11 ₹1,340
$5.32 ₹505
165.23%
Cinema Ticket
$4.62 ₹439
$3.24 ₹307
42.59%
🧸 Childcare & Education
Mumbai (Bombay)
Amritsar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$118 ₹11.2K
$39.19 ₹3,720
200.18%
International Primary School, 1 Child (Yearly)
$4,947 ₹469.7K
$598 ₹56.8K
726.94%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Amritsar
Difference
Jeans (Levis 501 Or Similar)
$33.63 ₹3,193
$27.08 ₹2,571
24.19%
Summer Dress (H&M, Zara, etc)
$38.59 ₹3,664
$24.96 ₹2,369
54.61%
Sport Shoes (Adidas, Nike)
$59.8 ₹5,675
$54.8 ₹5,206
9.01%
Men's Leather Business Shoes
$48.89 ₹4,642
$44.07 ₹4,184
10.94%
🏠 Accommodation & Living
Mumbai (Bombay)
Amritsar
Difference
1-bedroom Apartment, City Center (Monthly)
$652 ₹61.9K
$63.4 ₹6,022
928.02%
1-bedroom Apartment, Outside City Center (Monthly)
$356 ₹33.8K
$30.98 ₹2,941
1048.64%
3-bedroom Apartment, City Center (Monthly)
$1,907 ₹181.1K
$116 ₹11.0K
1550.95%
3-bedroom Apartment, Outside City Center (Monthly)
$863 ₹81.9K
$79.0 ₹7,502
992.07%
Buy Apartment in City Center (m2)
$6,242 ₹592.6K
$819 ₹77.7K
662.49%
Buy Apartment Outside City Center (m2)
$2,324 ₹220.6K
$633 ₹60.1K
267.35%
💵 Salaries & Financials
Mumbai (Bombay)
Amritsar
Difference
Average Monthly Net Salary (After Tax)
$804 ₹76.3K
$704 ₹66.8K
14.15%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.36
8
4.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): August 30, 2026

Last update for Amritsar: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $652 in Mumbai (Bombay) and $63.4 in Amritsar. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $8.00 in Amritsar for a mid-range dinner for two. Groceries echo the gap at $117 vs $108 per month, with Amritsar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Amritsar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Mumbai (Bombay) or Amritsar?
Amritsar wins on cost – living expenses run 101% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Amritsar the obvious pick if budget is a priority.
Are salaries higher in Mumbai (Bombay) or in Amritsar?
Average pay runs 14% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Mumbai (Bombay) compared to Amritsar?
Rent for a central apartment: $652 in Mumbai (Bombay) versus $63.4 in Amritsar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Mumbai (Bombay) and in Amritsar?
Dining out is cheaper in Amritsar – a meal for two runs $8.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Mumbai (Bombay) compared to Amritsar?
All in, you'll spend $795 per month in Mumbai (Bombay) versus $395 in Amritsar – a 101% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Mumbai (Bombay) or in Amritsar?
At $395 in Amritsar versus $795 in Mumbai (Bombay), a $1,000 budget is realistic in Amritsar but tight or insufficient in Mumbai (Bombay). The gap between the two cities makes Amritsar the clear choice for anyone on this budget.
Which city is better for digital nomads, Mumbai (Bombay) or Amritsar?
Both work as nomad bases, but Amritsar delivers better value – similar infrastructure at $395 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Amritsar hard to pass up.
Which city is more affordable for expats?
Expats usually find Amritsar gentler on the wallet – expenses run 101% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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