Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Amritsar

For one person, living is cheaper in Amritsar: $381 a month against $782 in Mumbai (Bombay), rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

Mumbai (Bombay)
🇮🇳 India
$782
/mo nomad
Amritsar
🇮🇳 India
$381
/mo nomad
Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Amritsar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Amritsar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $782 in Mumbai (Bombay) versus $381 in Amritsar.

  • Mumbai (Bombay) $782
  • Amritsar $381

Estimated couple costs with rent: $1,299 in Mumbai (Bombay) versus $591 in Amritsar.

  • Mumbai (Bombay) $1,299
  • Amritsar $591

Monthly costs for a family of three with rent: $1,816 in Mumbai (Bombay) versus $802 in Amritsar.

  • Mumbai (Bombay) $1,816
  • Amritsar $802

Living in Mumbai (Bombay) is roughly 105% more expensive than in Amritsar, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Amritsar 72% lower.

Currency
🍽 Eating Out
Mumbai (Bombay)
Amritsar
Difference
Meal at Budget Restaurant
$5.38 ₹511
$2.04 ₹194
163.73%
Three-Course Dinner for Two, Mid-Range
$20.76 ₹1,971
$8.24 ₹782
151.94%
Fast Food Meal (McDonalds, etc)
$4.19 ₹398
$3.35 ₹318
25.07%
Cappuccino
$2.74 ₹260
$1.97 ₹187
39.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.41 ₹38.77
$0.44 ₹41.39
-6.82%
Water (0.33 liter bottle)
$0.16 ₹15.04
$0.20 ₹18.96
-20.00%
Local Beer (0.5 liter draught)
$2.59 ₹246
$1.52 ₹145
70.39%
Imported Beer (0.33 liter bottle)
$4.17 ₹396
$3.17 ₹301
31.55%
🛒 Groceries & Markets
Mumbai (Bombay)
Amritsar
Difference
Milk (1 liter)
$0.75 ₹71.2
$0.69 ₹65.3
8.70%
White Bread (500g)
$0.53 ₹50.5
$0.52 ₹48.95
1.92%
Rice (white) (1kg)
$0.73 ₹69.6
$0.86 ₹81.3
-15.12%
Eggs
$0.96 ₹91.4
$0.84 ₹79.8
14.29%
Local Cheese (1kg)
$5.52 ₹524
$4.19 ₹398
31.74%
Chicken Fillets (1kg)
$3.58 ₹340
$2.94 ₹279
21.77%
Apples (1kg)
$2.14 ₹203
$1.66 ₹158
28.92%
Banana (1kg)
$0.69 ₹65.5
$0.71 ₹67.3
-2.82%
Oranges (1kg)
$1.23 ₹116
$0.62 ₹58.5
98.39%
Tomato (1kg)
$0.46 ₹43.77
$0.47 ₹44.85
-2.13%
Potato (1kg)
$0.36 ₹34.24
$0.28 ₹26.57
28.57%
Onion (1kg)
$0.39 ₹37.12
$0.33 ₹31.75
18.18%
Lettuce (1 head)
$0.40 ₹38.05
$0.29 ₹28.00
37.93%
Water (1.5 liter bottle)
$0.31 ₹29.46
$0.30 ₹28.49
3.33%
Cigarettes 20 Pack (Marlboro, Camel)
$5.10 ₹485
$4.93 ₹468
3.45%
Wine (Bottle)
$8.12 ₹771
$11.53 ₹1,095
-29.58%
Local Beer (0.5 liter bottle)
$1.95 ₹185
$1.66 ₹158
17.47%
Imported Beer (0.33 liter bottle)
$3.18 ₹302
$2.71 ₹258
17.34%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.17 ₹586
$5.55 ₹527
11.17%
🚌 Getting Around
Mumbai (Bombay)
Amritsar
Difference
One-way Ticket (Public Transport)
$0.20 ₹18.99
$0.39 ₹36.80
-48.72%
Public Transport Monthly Pass (Regular Price)
$5.39 ₹512
$21.28 ₹2,021
-74.67%
Taxi Start (Normal Tariff)
$0.31 ₹29.39
$1.02 ₹97.2
-69.61%
Taxi (Normal Tariff) (1km)
$0.29 ₹28.01
$0.22 ₹20.90
31.82%
Taxi 1hour Waiting (Normal Tariff)
$1.59 ₹151
$1.59 ₹151
-
Gasoline (1 liter)
$1.10 ₹104
$1.12 ₹106
-1.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$15.9K ₹1.5M
$12.3K ₹1.2M
28.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.7K ₹2.2M
$25.4K ₹2.4M
-10.40%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Amritsar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$61.6 ₹5,846
$38.33 ₹3,640
60.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.25 ₹404
$3.06 ₹291
38.89%
Internet (50+ Mbps, Unlimited Data)
$9.01 ₹855
$6.51 ₹618
38.40%
🎉 Sport & Entertainment
Mumbai (Bombay)
Amritsar
Difference
Gym Membership (Monthly)
$27.24 ₹2,587
$29.96 ₹2,845
-9.08%
Tennis Court (1 Hour on Weekend)
$13.31 ₹1,264
$5.13 ₹487
159.45%
Cinema Ticket
$4.38 ₹416
$3.11 ₹295
40.84%
🧸 Childcare & Education
Mumbai (Bombay)
Amritsar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$116 ₹11.0K
$38.96 ₹3,700
196.69%
International Primary School, 1 Child (Yearly)
$4,968 ₹471.7K
$583 ₹55.3K
752.75%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Amritsar
Difference
Jeans (Levis 501 Or Similar)
$37.16 ₹3,529
$27.61 ₹2,622
34.59%
Summer Dress (H&M, Zara, etc)
$39.88 ₹3,787
$24.41 ₹2,318
63.38%
Sport Shoes (Adidas, Nike)
$55.9 ₹5,307
$55.0 ₹5,224
1.58%
Men's Leather Business Shoes
$48.19 ₹4,576
$43.21 ₹4,103
11.53%
🏠 Accommodation & Living
Mumbai (Bombay)
Amritsar
Difference
1-bedroom Apartment, City Center (Monthly)
$611 ₹58.0K
$62.0 ₹5,891
884.78%
1-bedroom Apartment, Outside City Center (Monthly)
$354 ₹33.6K
$30.97 ₹2,941
1043.72%
3-bedroom Apartment, City Center (Monthly)
$1,829 ₹173.7K
$113 ₹10.7K
1519.73%
3-bedroom Apartment, Outside City Center (Monthly)
$877 ₹83.3K
$79.9 ₹7,584
998.00%
Buy Apartment in City Center (m2)
$5,877 ₹558.0K
$808 ₹76.8K
626.85%
Buy Apartment Outside City Center (m2)
$2,448 ₹232.4K
$634 ₹60.2K
286.00%
💵 Salaries & Financials
Mumbai (Bombay)
Amritsar
Difference
Average Monthly Net Salary (After Tax)
$758 ₹72.0K
$709 ₹67.3K
6.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.29
8
3.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 12, 2026

Last update for Amritsar: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Mumbai (Bombay)
$354
Amritsar
$31 91.3% $323
Groceries & Markets
Mumbai (Bombay)
$116
Amritsar
$106 7.9% $9.2
Eating Out
Mumbai (Bombay)
$112
Amritsar
$67 40.6% $45
Clothing & Footwear
Mumbai (Bombay)
$82
Amritsar
$68 17% $14
Monthly Utilities & Internet
Mumbai (Bombay)
$75
Amritsar
$48 36% $27
Sport & Entertainment
Mumbai (Bombay)
$36
Amritsar
$36 0.5% $0.2
Getting Around
Mumbai (Bombay)
$8
Amritsar
$25 213% $17

Cost Breakdown

A one-bedroom apartment in the center runs $611 in Mumbai (Bombay) and $62.0 in Amritsar. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 7% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $8.00 in Amritsar for a mid-range dinner for two. Groceries echo the gap at $116 vs $107 per month, with Amritsar cheaper across the board.

Good to know
🇮🇳 Mumbai (Bombay)
🇮🇳 Amritsar
🕒 Local time
07:35 7:35 AM
07:35 7:35 AM
Same time as Mumbai (Bombay)
🌤 Weather
👥 Population
12,442,373
1,132,761
💱 Currency
Exchange rates and currency converter

USD, EUR to INR – Indian Rupee Converter

Indian Rupee exchange rates as of October 18, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

On the map
Between locations
  • Mumbai (Bombay) Amritsar 1,410 km ≈ 2 h 15 min nonstop flight
From you
  • Mumbai (Bombay)
  • Amritsar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Amritsar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Mumbai (Bombay) or Amritsar?
Amritsar wins on cost – living expenses run 105% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Amritsar the obvious pick if budget is a priority.
Are salaries higher in Mumbai (Bombay) or in Amritsar?
Average pay runs 7% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Mumbai (Bombay) compared to Amritsar?
Rent for a central apartment: $611 in Mumbai (Bombay) versus $62.0 in Amritsar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do dining costs compare in Mumbai (Bombay) and in Amritsar?
Dining out is cheaper in Amritsar – a meal for two runs $8.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
How much does it cost to live in Mumbai (Bombay) compared to Amritsar?
All in, you'll spend $782 per month in Mumbai (Bombay) versus $381 in Amritsar – a 105% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $800/month in Mumbai (Bombay) or in Amritsar?
Either city works on $800 a month, though Amritsar gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Mumbai (Bombay) or Amritsar?
Both work as nomad bases, but Amritsar delivers better value – similar infrastructure at $381 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Amritsar hard to pass up.
Which city is more affordable for expats?
Expats usually find Amritsar gentler on the wallet – expenses run 105% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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