Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Agra

For one person, living is cheaper in Agra: $403 a month against $785 in Mumbai (Bombay), rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

Mumbai (Bombay)
🇮🇳 India
$785
/mo nomad
Agra
🇮🇳 India
$403
/mo nomad
Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Agra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Agra actually costs, broken down by who's living it.

Monthly costs for one person with rent: $785 in Mumbai (Bombay) versus $403 in Agra.

  • Mumbai (Bombay) $785
  • Agra $403

Estimated couple costs with rent: $1,308 in Mumbai (Bombay) versus $615 in Agra.

  • Mumbai (Bombay) $1,308
  • Agra $615

Monthly costs for a family of three with rent: $1,831 in Mumbai (Bombay) versus $826 in Agra.

  • Mumbai (Bombay) $1,831
  • Agra $826

Living in Mumbai (Bombay) is roughly 95% more expensive than in Agra, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 42% lower, Agra 70% lower.

Currency
🍽 Eating Out
Mumbai (Bombay)
Agra
Difference
Meal at Budget Restaurant
$5.18 ₹492
$3.14 ₹298
64.97%
Three-Course Dinner for Two, Mid-Range
$20.64 ₹1,960
$15.62 ₹1,484
32.14%
Fast Food Meal (McDonalds, etc)
$4.11 ₹390
$3.67 ₹349
11.99%
Cappuccino
$2.68 ₹254
$2.02 ₹192
32.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.38 ₹35.88
$0.41 ₹39.18
-7.32%
Water (0.33 liter bottle)
$0.13 ₹12.53
$0.14 ₹13.50
-7.14%
Local Beer (0.5 liter draught)
$2.56 ₹243
$2.09 ₹199
22.49%
Imported Beer (0.33 liter bottle)
$4.24 ₹403
$2.56 ₹243
65.63%
🛒 Groceries & Markets
Mumbai (Bombay)
Agra
Difference
Milk (1 liter)
$0.72 ₹68.1
$0.71 ₹67.1
1.41%
White Bread (500g)
$0.51 ₹48.64
$0.55 ₹52.6
-7.27%
Rice (white) (1kg)
$0.78 ₹73.6
$0.74 ₹70.7
5.41%
Eggs
$1.04 ₹98.7
$1.09 ₹104
-4.59%
Local Cheese (1kg)
$5.41 ₹514
$3.55 ₹338
52.39%
Chicken Fillets (1kg)
$3.57 ₹339
$4.57 ₹434
-21.88%
Apples (1kg)
$2.24 ₹213
$1.59 ₹151
40.88%
Banana (1kg)
$0.74 ₹70.0
$0.59 ₹55.7
25.42%
Oranges (1kg)
$1.21 ₹115
$0.80 ₹76.0
51.25%
Tomato (1kg)
$0.48 ₹45.69
$0.81 ₹76.5
-40.74%
Potato (1kg)
$0.35 ₹33.12
$0.36 ₹33.96
-2.78%
Onion (1kg)
$0.38 ₹35.70
$0.46 ₹43.69
-17.39%
Lettuce (1 head)
$0.40 ₹38.40
$0.84 ₹79.9
-52.38%
Water (1.5 liter bottle)
$0.31 ₹29.77
$0.28 ₹26.43
10.71%
Cigarettes 20 Pack (Marlboro, Camel)
$4.98 ₹473
$4.90 ₹466
1.63%
Wine (Bottle)
$8.46 ₹803
$7.31 ₹694
15.73%
Local Beer (0.5 liter bottle)
$1.98 ₹188
$1.42 ₹135
39.44%
Imported Beer (0.33 liter bottle)
$3.17 ₹301
$2.58 ₹245
22.87%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
$6.17 ₹586
$7.38 ₹701
-16.40%
🚌 Getting Around
Mumbai (Bombay)
Agra
Difference
One-way Ticket (Public Transport)
$0.22 ₹20.94
$0.31 ₹29.27
-29.03%
Public Transport Monthly Pass (Regular Price)
$5.64 ₹535
$15.86 ₹1,506
-64.44%
Taxi Start (Normal Tariff)
$0.35 ₹32.89
$0.30 ₹28.95
16.67%
Taxi (Normal Tariff) (1km)
$0.31 ₹29.21
$0.20 ₹18.95
55.00%
Taxi 1hour Waiting (Normal Tariff)
$1.54 ₹146
$1.25 ₹118
23.20%
Gasoline (1 liter)
$1.11 ₹105
$1.06 ₹101
4.72%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.0K ₹1.5M
$11.3K ₹1.1M
40.68%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.2K ₹2.1M
$19.2K ₹1.8M
15.61%
🧾 Monthly Utilities & Internet
Mumbai (Bombay)
Agra
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.2 ₹5,905
$53.5 ₹5,084
16.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.58 ₹435
$3.41 ₹324
34.31%
Internet (50+ Mbps, Unlimited Data)
$9.43 ₹895
$6.49 ₹616
45.30%
🎉 Sport & Entertainment
Mumbai (Bombay)
Agra
Difference
Gym Membership (Monthly)
$27.93 ₹2,652
$17.82 ₹1,692
56.73%
Tennis Court (1 Hour on Weekend)
$13.87 ₹1,317
$12.99 ₹1,234
6.77%
Cinema Ticket
$4.97 ₹472
$3.18 ₹302
56.29%
🧸 Childcare & Education
Mumbai (Bombay)
Agra
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$118 ₹11.2K
$34.77 ₹3,302
240.35%
International Primary School, 1 Child (Yearly)
$4,844 ₹460.0K
$1,162 ₹110.4K
316.77%
👕👟 Clothing & Footwear
Mumbai (Bombay)
Agra
Difference
Jeans (Levis 501 Or Similar)
$35.28 ₹3,351
$33.29 ₹3,162
5.98%
Summer Dress (H&M, Zara, etc)
$38.79 ₹3,683
$19.57 ₹1,858
98.21%
Sport Shoes (Adidas, Nike)
$55.7 ₹5,291
$50.3 ₹4,774
10.82%
Men's Leather Business Shoes
$46.65 ₹4,429
$27.81 ₹2,641
67.75%
🏠 Accommodation & Living
Mumbai (Bombay)
Agra
Difference
1-bedroom Apartment, City Center (Monthly)
$610 ₹57.9K
$122 ₹11.6K
398.06%
1-bedroom Apartment, Outside City Center (Monthly)
$357 ₹33.9K
$52.0 ₹4,941
586.72%
3-bedroom Apartment, City Center (Monthly)
$1,876 ₹178.1K
$184 ₹17.5K
918.96%
3-bedroom Apartment, Outside City Center (Monthly)
$894 ₹84.9K
$63.8 ₹6,060
1300.47%
Buy Apartment in City Center (m2)
$5,882 ₹558.6K
$1,035 ₹98.3K
468.37%
Buy Apartment Outside City Center (m2)
$2,403 ₹228.2K
$167 ₹15.8K
1341.61%
💵 Salaries & Financials
Mumbai (Bombay)
Agra
Difference
Average Monthly Net Salary (After Tax)
$755 ₹71.7K
$297 ₹28.2K
154.52%
20-Year Fixed Mortgage Interest Rate (Annual %)
8.29
8.33
-0.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 19, 2026

Last update for Agra: October 18, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Mumbai (Bombay)
$357
Agra
$52 85.4% $305
Groceries & Markets
Mumbai (Bombay)
$117
Agra
$108 7.8% $9.1
Eating Out
Mumbai (Bombay)
$109
Agra
$78 28.4% $31
Clothing & Footwear
Mumbai (Bombay)
$79
Agra
$59 25.8% $20
Monthly Utilities & Internet
Mumbai (Bombay)
$76
Agra
$63 16.8% $13
Sport & Entertainment
Mumbai (Bombay)
$38
Agra
$24 36.2% $14
Getting Around
Mumbai (Bombay)
$8.4
Agra
$18 119% $10

Cost Breakdown

A one-bedroom apartment in the center runs $610 in Mumbai (Bombay) and $122 in Agra. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays 155% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21.00 in Mumbai (Bombay) vs $16.00 in Agra for a mid-range dinner for two. Groceries echo the gap at $117 vs $108 per month, with Agra cheaper across the board.

Good to know
🇮🇳 Mumbai (Bombay)
🇮🇳 Agra
🕒 Local time
23:18 11:18 PM
23:18 11:18 PM
Same time as Mumbai (Bombay)
🌤 Weather
👥 Population
12,442,373
1,500,000
💱 Currency
Exchange rates and currency converter

USD, EUR to INR – Indian Rupee Converter

Indian Rupee exchange rates as of October 22, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

On the map
Between locations
  • Mumbai (Bombay) Agra 1,040 km ≈ 1 h 45 min nonstop flight
From you
  • Mumbai (Bombay)
  • Agra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mumbai (Bombay) vs Agra: Cost of Living - Frequently Asked Questions
Which city is more expensive, Mumbai (Bombay) or Agra?
Agra wins on cost – living expenses run 95% lower than in Mumbai (Bombay). Housing and daily spending are where you'll feel the difference most, making Agra the obvious pick if budget is a priority.
Are salaries higher in Mumbai (Bombay) or in Agra?
Average pay runs 155% higher in Mumbai (Bombay), which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Mumbai (Bombay) compared to Agra?
Rent for a central apartment: $610 in Mumbai (Bombay) versus $122 in Agra. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Mumbai (Bombay) or in Agra?
Supermarket bills run roughly 8% higher in Mumbai (Bombay). For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Mumbai (Bombay) and in Agra?
Dining out is cheaper in Agra – a meal for two runs $16.00 versus $21.00 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $800/month in Mumbai (Bombay) or in Agra?
Either city works on $800 a month, though Agra gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.
Which city is better for digital nomads, Mumbai (Bombay) or Agra?
Both work as nomad bases, but Agra delivers better value – similar infrastructure at $403 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Agra hard to pass up.
Which city is more affordable for expats?
Expats usually find Agra gentler on the wallet – expenses run 95% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.

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