Last update: Oct 2026

Cost of Living Comparison Between Msida and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,805 in Msida, rent and utilities included – about $5,500 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Msida
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Msida Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Msida

🇲🇹 Malta

$1,805

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Msida and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Msida and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,805 per month in Msida vs $1,349 in Ubud, Bali, rent included.

Msida $1,805
Ubud, Bali $1,349

A couple spends around $2,670 per month in Msida vs $2,305 in Ubud, Bali, rent included.

Msida $2,670
Ubud, Bali $2,305

A family of three spends $3,536 per month in Msida vs $3,261 in Ubud, Bali, rent included.

Msida $3,536
Ubud, Bali $3,261

Msida costs about 34% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$11.29 €10.12

$3.32 Rp 60.3K

240.06%

Three-Course Dinner for Two, Mid-Range

$50.1 €44.88

$35.64 Rp 646.5K

40.52%

Fast Food Meal (McDonalds, etc)

$10.72 €9.61

$5.53 Rp 100.4K

93.85%

Cappuccino

$2.26 €2.03

$2.72 Rp 49.3K

-16.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.26 €2.02

$1.70 Rp 30.9K

32.94%

Water (0.33 liter bottle)

$1.10 €0.99

$0.76 Rp 13.8K

44.74%

Local Beer (0.5 liter draught)

$4.60 €4.12

$2.65 Rp 48.1K

73.58%

Imported Beer (0.33 liter bottle)

$3.45 €3.09

$4.38 Rp 79.5K

-21.23%

Milk (1 liter)

$1.12 €1.00

$1.49 Rp 27.0K

-24.83%

White Bread (500g)

$1.35 €1.21

$2.28 Rp 41.3K

-40.79%

Rice (white) (1kg)

$4.46 €4.00

$1.19 Rp 21.6K

274.79%

Eggs

$2.65 €2.37

$2.04 Rp 36.9K

29.90%

Local Cheese (1kg)

$8.48 €7.60

$17.70 Rp 321.1K

-52.09%

Chicken Fillets (1kg)

$10.44 €9.35

$3.96 Rp 71.9K

163.64%

Beef Round Steak (1kg)

$18.08 €16.20

$12.19 Rp 221.1K

48.32%

Apples (1kg)

$4.27 €3.82

$3.66 Rp 66.3K

16.67%

Banana (1kg)

$2.84 €2.54

$1.52 Rp 27.5K

86.84%

Oranges (1kg)

$3.69 €3.31

$2.23 Rp 40.4K

65.47%

Tomato (1kg)

$3.32 €2.97

$1.97 Rp 35.8K

68.53%

Potato (1kg)

$2.21 €1.98

$1.85 Rp 33.5K

19.46%

Onion (1kg)

$1.90 €1.70

$2.42 Rp 44.0K

-21.49%

Lettuce (1 head)

$2.35 €2.10

$0.99 Rp 18.0K

137.37%

Water (1.5 liter bottle)

$1.29 €1.15

$0.51 Rp 9,313

152.94%

Cigarettes 20 Pack (Marlboro, Camel)

$6.58 €5.89

$2.22 Rp 40.3K

196.40%

Wine (Bottle)

$8.08 €7.24

$22.24 Rp 403.4K

-63.67%

Local Beer (0.5 liter bottle)

$1.71 €1.54

$2.26 Rp 41.0K

-24.34%

Imported Beer (0.33 liter bottle)

$2.40 €2.15

$2.97 Rp 53.9K

-19.19%

One-way Ticket (Public Transport)

$2.18 €1.95

$0.25 Rp 4,553

772.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$5.45 €4.88

$0.44 Rp 7,972

1138.64%

Taxi (Normal Tariff) (1km)

$2.17 €1.95

$0.43 Rp 7,801

404.65%

Taxi 1hour Waiting (Normal Tariff)

$26.80 €24.02

$5.41 Rp 98.1K

395.38%

Gasoline (1 liter)

$1.49 €1.33

$0.82 Rp 15.0K

81.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K €33.3K

$23.8K Rp 432.4M

55.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K €35.6K

$31.7K Rp 575.9M

24.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$84.8 €76.0

$79.1 Rp 1.4M

7.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.53 €22.88

$6.45 Rp 116.9K

295.81%

Internet (50+ Mbps, Unlimited Data)

$27.62 €24.75

$18.58 Rp 337.0K

48.65%

Gym Membership (Monthly)

$56.3 €50.5

$49.48 Rp 897.5K

13.84%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$9.96 €8.93

$4.27 Rp 77.5K

133.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$363 €325

$491 Rp 8.9M

-26.05%

International Primary School, 1 Child (Yearly)

$11.0K €9,813

$5,674 Rp 102.9M

93.00%

Jeans (Levis 501 Or Similar)

$86.0 €77.1

$44.64 Rp 809.7K

92.61%

Summer Dress (H&M, Zara, etc)

$39.84 €35.70

$34.95 Rp 634.0K

13.99%

Sport Shoes (Adidas, Nike)

$98.3 €88.1

$79.9 Rp 1.4M

23.03%

Men's Leather Business Shoes

$78.6 €70.4

$79.4 Rp 1.4M

-1.06%

1-bedroom Apartment, City Center (Monthly)

$1,048 €939

$1,125 Rp 20.4M

-6.86%

1-bedroom Apartment, Outside City Center (Monthly)

$917 €821

$671 Rp 12.2M

36.51%

3-bedroom Apartment, City Center (Monthly)

$1,823 €1,634

$3,565 Rp 64.7M

-48.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,485 €1,330

$1,723 Rp 31.3M

-13.84%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$2,734 €2,450

$164 Rp 3.0M

1568.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.9

13.78

-78.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Msida: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Msida

$917 50.8%

Ubud, Bali

$672 49.8% 26.7% $245

Groceries & Markets

Msida

$320 17.7%

Ubud, Bali

$288 21.4% 9.7% $31

Eating Out

Msida

$193 10.7%

Ubud, Bali

$108 8% 44.2% $85

Monthly Utilities & Internet

Msida

$138 7.6%

Ubud, Bali

$104 7.7% 24.5% $34

Clothing & Footwear

Msida

$136 7.6%

Ubud, Bali

$108 8% 21.1% $29

Sport & Entertainment

Msida

$76 4.2%

Ubud, Bali

$58 4.3% 23.9% $18

Getting Around

Msida

$25 * 1.4%

Ubud, Bali

$11 0.9% 54.4% $14

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,048 in Msida versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Msida are about 17 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50 in Msida versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $320 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇲🇹 Msida

🇮🇩 Ubud, Bali

🕒 Local time

07:00 7:00 AM

14:00 2:00 PM

7 h ahead of Msida

🌤 Weather

👥 Population

8,000

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Msida Ubud, Bali 11,530 km ≈ 15 h nonstop flight

From you

Msida
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Msida vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Msida is pricier by about 34%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,707 per month in Msida and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,048 in Msida and $1,125 in Ubud, Bali. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $1,805 in Msida and $1,349 in Ubud, Bali. That makes Ubud, Bali about 25% cheaper.

Kindergarten costs $363 per month in Msida and $491 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$1,000 is a stretch for both – monthly costs hit $1,805 in Msida and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,349 in Ubud, Bali to $1,805 in Msida. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Msida makes more sense. Both are solid long-term options with distinct trade-offs.