Last update: Oct 2026

Cost of Living Comparison Between Msida and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,805 in Msida, rent and utilities included – about $10,400 less a year. Rent and utilities account for most of the difference.

Msida, Malta
Chiang Mai, Thailand
Msida
🇲🇹 Malta
$1,805
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Msida and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Msida and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,805 per month in Msida vs $936 in Chiang Mai, rent included.

  • Msida $1,805
  • Chiang Mai $936

A couple spends around $2,670 per month in Msida vs $1,457 in Chiang Mai, rent included.

  • Msida $2,670
  • Chiang Mai $1,457

A family of three spends $3,536 per month in Msida vs $1,979 in Chiang Mai, rent included.

  • Msida $3,536
  • Chiang Mai $1,979

Msida costs about 93% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Msida sits 33% above the global median, while Chiang Mai is 31% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Msida
Chiang Mai
Difference
Meal at Budget Restaurant
$11.29 €10.08
$2.24 ฿75.6
404.02%
Three-Course Dinner for Two, Mid-Range
$50.1 €44.69
$19.00 ฿641
163.58%
Fast Food Meal (McDonalds, etc)
$10.72 €9.57
$5.55 ฿187
93.15%
Cappuccino
$2.26 €2.02
$1.67 ฿56.5
35.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.26 €2.01
$0.64 ฿21.53
253.12%
Water (0.33 liter bottle)
$1.10 €0.99
$0.31 ฿10.30
254.84%
Local Beer (0.5 liter draught)
$4.60 €4.11
$2.36 ฿79.5
94.92%
Imported Beer (0.33 liter bottle)
$3.45 €3.08
$3.66 ฿124
-5.74%
🛒 Groceries & Markets
Msida
Chiang Mai
Difference
Milk (1 liter)
$1.12 €1.00
$1.95 ฿65.7
-42.56%
White Bread (500g)
$1.35 €1.21
$1.44 ฿48.45
-6.25%
Rice (white) (1kg)
$4.46 €3.98
$1.33 ฿45.01
235.34%
Eggs
$2.65 €2.36
$2.28 ฿77.0
16.23%
Local Cheese (1kg)
$8.48 €7.57
$16.45 ฿555
-48.45%
Chicken Fillets (1kg)
$10.44 €9.31
$2.78 ฿93.8
275.54%
Beef Round Steak (1kg)
$18.08 €16.13
$9.31 ฿314
94.20%
Apples (1kg)
$4.27 €3.81
$2.35 ฿79.4
81.70%
Banana (1kg)
$2.84 €2.53
$0.97 ฿32.78
192.78%
Oranges (1kg)
$3.69 €3.29
$1.60 ฿53.9
130.63%
Tomato (1kg)
$3.32 €2.96
$1.50 ฿50.6
121.33%
Potato (1kg)
$2.21 €1.97
$1.28 ฿43.10
72.66%
Onion (1kg)
$1.90 €1.69
$1.10 ฿37.17
72.73%
Lettuce (1 head)
$2.35 €2.10
$0.71 ฿23.81
230.99%
Water (1.5 liter bottle)
$1.29 €1.15
$0.49 ฿16.36
163.27%
Cigarettes 20 Pack (Marlboro, Camel)
$6.58 €5.87
$4.14 ฿140
58.94%
Wine (Bottle)
$8.08 €7.21
$17.52 ฿591
-53.88%
Local Beer (0.5 liter bottle)
$1.71 €1.53
$1.61 ฿54.5
6.21%
Imported Beer (0.33 liter bottle)
$2.40 €2.14
$2.78 ฿93.9
-13.67%
🚌 Getting Around
Msida
Chiang Mai
Difference
One-way Ticket (Public Transport)
$2.18 €1.95
$0.87 ฿29.29
150.57%
Public Transport Monthly Pass (Regular Price)
-
$54.1 ฿1,825
-
Taxi Start (Normal Tariff)
$5.45 €4.86
$1.16 ฿39.03
369.83%
Taxi (Normal Tariff) (1km)
$2.17 €1.94
$0.53 ฿17.79
309.43%
Taxi 1hour Waiting (Normal Tariff)
$26.80 €23.91
$2.42 ฿81.7
1007.44%
Gasoline (1 liter)
$1.49 €1.33
$1.45 ฿48.87
2.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.1K €33.1K
$21.1K ฿710.3K
76.22%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$39.7K €35.4K
$26.9K ฿908.7K
47.28%
🧾 Monthly Utilities & Internet
Msida
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$84.8 €75.6
$62.2 ฿2,097
36.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.53 €22.78
$12.17 ฿410
109.78%
Internet (50+ Mbps, Unlimited Data)
$27.62 €24.64
$20.12 ฿679
37.28%
🎉 Sport & Entertainment
Msida
Chiang Mai
Difference
Gym Membership (Monthly)
$56.3 €50.3
$37.31 ฿1,259
50.98%
Tennis Court (1 Hour on Weekend)
-
$3.77 ฿127
-
Cinema Ticket
$9.96 €8.89
$6.49 ฿219
53.47%
🧸 Childcare & Education
Msida
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$363 €324
$736 ฿24.8K
-50.72%
International Primary School, 1 Child (Yearly)
$11.0K €9,770
$14.8K ฿498.0K
-25.83%
👕👟 Clothing & Footwear
Msida
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$86.0 €76.7
$53.4 ฿1,800
61.10%
Summer Dress (H&M, Zara, etc)
$39.84 €35.55
$24.64 ฿831
61.69%
Sport Shoes (Adidas, Nike)
$98.3 €87.7
$91.5 ฿3,086
7.46%
Men's Leather Business Shoes
$78.6 €70.1
$71.9 ฿2,426
9.23%
🏠 Accommodation & Living
Msida
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$1,048 €935
$482 ฿16.3K
117.25%
1-bedroom Apartment, Outside City Center (Monthly)
$917 €818
$309 ฿10.4K
196.74%
3-bedroom Apartment, City Center (Monthly)
$1,823 €1,627
$1,006 ฿33.9K
81.23%
3-bedroom Apartment, Outside City Center (Monthly)
$1,485 €1,325
$633 ฿21.4K
134.39%
Buy Apartment in City Center (m2)
-
$2,363 ฿79.7K
-
Buy Apartment Outside City Center (m2)
-
$1,589 ฿53.6K
-
💵 Salaries & Financials
Msida
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$2,734 €2,440
$590 ฿19.9K
363.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.9
5.57
-47.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Msida: October 26, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Msida
$917
Chiang Mai
$309 66.3% $608
Groceries & Markets
Msida
$320
Chiang Mai
$234 26.7% $85
Eating Out
Msida
$193
Chiang Mai
$78 59.8% $115
Monthly Utilities & Internet
Msida
$138
Chiang Mai
$94 31.5% $43
Clothing & Footwear
Msida
$136
Chiang Mai
$109 20.2% $28
Sport & Entertainment
Msida
$76
Chiang Mai
$50 34.1% $26
Getting Around
Msida
$25 *
Chiang Mai
$61 145% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,048 in Msida versus $482 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Msida are about 4.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $50 in Msida versus $19 in Chiang Mai. Monthly groceries follow the same trend: $320 vs $234 – making Chiang Mai the more affordable choice for daily food spending.

Good to know
🇲🇹 Msida
🇹🇭 Chiang Mai
🕒 Local time
18:36 6:36 PM
00:36 12:36 AM
6 h ahead of Msida
🌤 Weather
👥 Population
8,000
127,240
💱 Currency
Euro EUR €
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD to EUR – Euro Converter

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

Thai Baht exchange rates as of November 2, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.64 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Msida Chiang Mai 8,320 km ≈ 11 h nonstop flight
From you
  • Msida
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Msida vs Chiang Mai: Cost of Living - Frequently Asked Questions
Which city is more expensive, Msida or Chiang Mai?
Msida costs about 93% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Msida and in Chiang Mai?
For a comfortable life, plan on about $2,707 per month in Msida and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Msida or Chiang Mai?
Rent is clearly cheaper in Chiang Mai, especially for central apartments: a one-bedroom in the center costs $482 there versus $1,048 in Msida.
How do dining costs compare in Msida and in Chiang Mai?
A mid-range dinner for two costs $50 in Msida and $19 in Chiang Mai. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Msida or in Chiang Mai?
Groceries cost about 36% more in Msida, though the gap depends on what you buy.
Can you live on $800/month in Msida or in Chiang Mai?
$800 is a stretch for both – monthly costs hit $1,805 in Msida and $936 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: Msida or Chiang Mai?
It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $936 in Chiang Mai to $1,805 in Msida. Climate, culture, job market, and personal taste all factor in.
How safe is Msida compared to Chiang Mai?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.
Should I move to Msida or to Chiang Mai?
If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Msida makes more sense. Both are solid long-term options with distinct trade-offs.

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