Last update: Oct 2026

Cost of Living Comparison Between Mount Vernon, NY and Austin, TX

For one person, living costs are similar in Mount Vernon, NY and in Austin, TX: $2,675 and $2,698 a month, rent and utilities included.

Mount Vernon, NY
🇺🇸 United States
$2,675
/mo nomad
Austin, TX
🇺🇸 United States
$2,698
/mo nomad
Monthly Cost of Living

How much you'll spend in Mount Vernon, NY and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mount Vernon, NY and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,675 in Mount Vernon, NY versus $2,698 in Austin, TX.

  • Mount Vernon, NY $2,675
  • Austin, TX $2,698

Estimated couple costs with rent: $4,104 in Mount Vernon, NY versus $4,160 in Austin, TX.

  • Mount Vernon, NY $4,104
  • Austin, TX $4,160

Monthly costs for a family of three with rent: $5,534 in Mount Vernon, NY versus $5,622 in Austin, TX.

  • Mount Vernon, NY $5,534
  • Austin, TX $5,622

Living in Mount Vernon, NY costs roughly 1% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Mount Vernon, NY 97% above, Austin, TX 99% above.

Currency
🍽 Eating Out
Mount Vernon, NY
Austin, TX
Difference
Meal at Budget Restaurant
$24.89 $24.89
$20.63 $20.63
20.65%
Three-Course Dinner for Two, Mid-Range
$99.7 $99.7
$84.6 $84.6
17.86%
Fast Food Meal (McDonalds, etc)
$10.79 $10.79
$12.07 $12.07
-10.60%
Cappuccino
$6.15 $6.15
$5.48 $5.48
12.23%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.19 $2.19
$3.80 $3.80
-42.37%
Water (0.33 liter bottle)
$1.60 $1.60
$2.47 $2.47
-35.22%
Local Beer (0.5 liter draught)
$7.98 $7.98
$8.05 $8.05
-0.87%
Imported Beer (0.33 liter bottle)
$7.98 $7.98
$8.88 $8.88
-10.14%
🛒 Groceries & Markets
Mount Vernon, NY
Austin, TX
Difference
Milk (1 liter)
$1.31 $1.31
$1.11 $1.11
18.02%
White Bread (500g)
$4.17 $4.17
$3.72 $3.72
12.10%
Rice (white) (1kg)
$7.57 $7.57
$3.37 $3.37
124.63%
Eggs
$5.95 $5.95
$4.32 $4.32
37.73%
Local Cheese (1kg)
$12.32 $12.32
$13.13 $13.13
-6.17%
Chicken Fillets (1kg)
$11.75 $11.75
$14.15 $14.15
-16.96%
Beef Round Steak (1kg)
$16.95 $16.95
$16.33 $16.33
3.80%
Apples (1kg)
$5.30 $5.30
$4.55 $4.55
16.48%
Banana (1kg)
$1.79 $1.79
$1.46 $1.46
22.60%
Oranges (1kg)
$6.21 $6.21
$4.71 $4.71
31.85%
Tomato (1kg)
$6.01 $6.01
$4.15 $4.15
44.82%
Potato (1kg)
$4.09 $4.09
$2.58 $2.58
58.53%
Onion (1kg)
$3.83 $3.83
$2.35 $2.35
62.98%
Lettuce (1 head)
$2.88 $2.88
$1.77 $1.77
62.71%
Water (1.5 liter bottle)
$2.54 $2.54
$2.14 $2.14
18.69%
Cigarettes 20 Pack (Marlboro, Camel)
$11.86 $11.86
$10.10 $10.10
17.43%
Wine (Bottle)
$20.14 $20.14
$15.19 $15.19
32.59%
Local Beer (0.5 liter bottle)
$1.70 $1.70
$2.82 $2.82
-39.72%
Imported Beer (0.33 liter bottle)
$3.83 $3.83
$3.44 $3.44
11.34%
🚌 Getting Around
Mount Vernon, NY
Austin, TX
Difference
One-way Ticket (Public Transport)
$2.06 $2.06
$1.54 $1.54
33.77%
Public Transport Monthly Pass (Regular Price)
-
$40.99 $40.99
-
Taxi Start (Normal Tariff)
$3.06 $3.06
$2.80 $2.80
9.29%
Taxi (Normal Tariff) (1km)
$2.10 $2.10
$1.60 $1.60
31.25%
Taxi 1hour Waiting (Normal Tariff)
$23.54 $23.54
$34.34 $34.34
-31.45%
Gasoline (1 liter)
$1.12 $1.12
$0.94 $0.94
19.15%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.8K $27.8K
$34.0K $34.0K
-18.23%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K $25.5K
$26.8K $26.8K
-4.59%
🧾 Monthly Utilities & Internet
Mount Vernon, NY
Austin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$212 $212
$223 $223
-4.69%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.8 $74.8
$58.9 $58.9
26.93%
Internet (50+ Mbps, Unlimited Data)
$64.3 $64.3
$70.6 $70.6
-8.87%
🎉 Sport & Entertainment
Mount Vernon, NY
Austin, TX
Difference
Gym Membership (Monthly)
$39.42 $39.42
$57.7 $57.7
-31.68%
Tennis Court (1 Hour on Weekend)
-
$16.53 $16.53
-
Cinema Ticket
$14.62 $14.62
$14.26 $14.26
2.52%
🧸 Childcare & Education
Mount Vernon, NY
Austin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,242 $2,242
$1,511 $1,511
48.37%
International Primary School, 1 Child (Yearly)
$24.1K $24.1K
$20.9K $20.9K
15.30%
👕👟 Clothing & Footwear
Mount Vernon, NY
Austin, TX
Difference
Jeans (Levis 501 Or Similar)
$40.81 $40.81
$51.3 $51.3
-20.40%
Summer Dress (H&M, Zara, etc)
$50.4 $50.4
$44.17 $44.17
14.10%
Sport Shoes (Adidas, Nike)
$74.9 $74.9
$87.0 $87.0
-13.96%
Men's Leather Business Shoes
$135 $135
$104 $104
28.90%
🏠 Accommodation & Living
Mount Vernon, NY
Austin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$1,366 $1,366
$1,940 $1,940
-29.61%
1-bedroom Apartment, Outside City Center (Monthly)
$1,256 $1,256
$1,316 $1,316
-4.62%
3-bedroom Apartment, City Center (Monthly)
$2,516 $2,516
$3,664 $3,664
-31.35%
3-bedroom Apartment, Outside City Center (Monthly)
$2,295 $2,295
$2,565 $2,565
-10.54%
Buy Apartment in City Center (m2)
$2,539 $2,539
$7,354 $7,354
-65.47%
Buy Apartment Outside City Center (m2)
$2,089 $2,089
$3,129 $3,129
-33.23%
💵 Salaries & Financials
Mount Vernon, NY
Austin, TX
Difference
Average Monthly Net Salary (After Tax)
$4,460 $4,460
$5,286 $5,286
-15.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.75
6.79
-0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mount Vernon, NY: October 19, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Mount Vernon, NY
$1.3K
Austin, TX
$1.3K 4.8% $61
Groceries & Markets
Mount Vernon, NY
$466
Austin, TX
$406 12.9% $60
Eating Out
Mount Vernon, NY
$376
Austin, TX
$350 7% $26
Monthly Utilities & Internet
Mount Vernon, NY
$351
Austin, TX
$352 0.2% $0.8
Clothing & Footwear
Mount Vernon, NY
$135
Austin, TX
$129 4.6% $6.2
Sport & Entertainment
Mount Vernon, NY
$69
Austin, TX
$86 25.6% $18
Getting Around
Mount Vernon, NY
$22 *
Austin, TX
$58 166% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,366 in Mount Vernon, NY and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $100 in Mount Vernon, NY vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $466 vs $406 per month, with Austin, TX cheaper across the board.

Good to know
🇺🇸 Mount Vernon, NY
🇺🇸 Austin, TX
🕒 Local time
02:01 2:01 AM
01:01 1:01 AM
1 h behind Mount Vernon, NY
🌤 Weather
👥 Population
73,893
974,447
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Mount Vernon, NY Austin, TX 2,450 km ≈ 3 h 30 min nonstop flight
From you
  • Mount Vernon, NY
  • Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mount Vernon, NY vs Austin, TX: Cost of Living - Frequently Asked Questions
Which city is more expensive, Mount Vernon, NY or Austin, TX?
Mount Vernon, NY wins on cost – living expenses run 1% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Mount Vernon, NY the obvious pick if budget is a priority.
Are salaries higher in Mount Vernon, NY or in Austin, TX?
On paper, salaries run 19% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Mount Vernon, NY compared to Austin, TX?
Rent for a central apartment: $1,366 in Mount Vernon, NY versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Mount Vernon, NY and in Austin, TX?
Childcare runs $2,242 in Mount Vernon, NY versus $1,511 in Austin, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Mount Vernon, NY and in Austin, TX?
Dining out is cheaper in Mount Vernon, NY – a meal for two runs $100 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $2,500/month in Mount Vernon, NY or in Austin, TX?
Both cities are expensive relative to $2,500. Mount Vernon, NY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city offers a better quality of life: Mount Vernon, NY or Austin, TX?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is more affordable for expats?
Expats usually find Mount Vernon, NY gentler on the wallet – expenses run 1% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Mount Vernon, NY vs other spots: cost of living compared

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