Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Mount Vernon, NY

For one person, living costs are similar in Austin, TX and in Mount Vernon, NY: $2,698 and $2,675 a month, rent and utilities included.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
132

Cost of Living Index in Mount Vernon, NY
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Mount Vernon, NY Living Index

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Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Mount Vernon, NY

🇺🇸 United States

$2,675

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Mount Vernon, NY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Mount Vernon, NY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,698 in Austin, TX versus $2,675 in Mount Vernon, NY.

Austin, TX $2,698
Mount Vernon, NY $2,675

Estimated couple costs with rent: $4,160 in Austin, TX versus $4,104 in Mount Vernon, NY.

Austin, TX $4,160
Mount Vernon, NY $4,104

Monthly costs for a family of three with rent: $5,622 in Austin, TX versus $5,534 in Mount Vernon, NY.

Austin, TX $5,622
Mount Vernon, NY $5,534

Living in Austin, TX is roughly 1% more expensive than in Mount Vernon, NY, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Austin, TX 99% above, Mount Vernon, NY 97% above.

Meal at Budget Restaurant

$20.63 $20.63

$24.89 $24.89

-17.12%

Three-Course Dinner for Two, Mid-Range

$84.6 $84.6

$99.7 $99.7

-15.15%

Fast Food Meal (McDonalds, etc)

$12.07 $12.07

$10.79 $10.79

11.86%

Cappuccino

$5.48 $5.48

$6.15 $6.15

-10.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 $3.80

$2.19 $2.19

73.52%

Water (0.33 liter bottle)

$2.47 $2.47

$1.60 $1.60

54.38%

Local Beer (0.5 liter draught)

$8.05 $8.05

$7.98 $7.98

0.88%

Imported Beer (0.33 liter bottle)

$8.88 $8.88

$7.98 $7.98

11.28%

Milk (1 liter)

$1.11 $1.11

$1.31 $1.31

-15.27%

White Bread (500g)

$3.72 $3.72

$4.17 $4.17

-10.79%

Rice (white) (1kg)

$3.37 $3.37

$7.57 $7.57

-55.48%

Eggs

$4.32 $4.32

$5.95 $5.95

-27.39%

Local Cheese (1kg)

$13.13 $13.13

$12.32 $12.32

6.57%

Chicken Fillets (1kg)

$14.15 $14.15

$11.75 $11.75

20.43%

Beef Round Steak (1kg)

$16.33 $16.33

$16.95 $16.95

-3.66%

Apples (1kg)

$4.55 $4.55

$5.30 $5.30

-14.15%

Banana (1kg)

$1.46 $1.46

$1.79 $1.79

-18.44%

Oranges (1kg)

$4.71 $4.71

$6.21 $6.21

-24.15%

Tomato (1kg)

$4.15 $4.15

$6.01 $6.01

-30.95%

Potato (1kg)

$2.58 $2.58

$4.09 $4.09

-36.92%

Onion (1kg)

$2.35 $2.35

$3.83 $3.83

-38.64%

Lettuce (1 head)

$1.77 $1.77

$2.88 $2.88

-38.54%

Water (1.5 liter bottle)

$2.14 $2.14

$2.54 $2.54

-15.75%

Cigarettes 20 Pack (Marlboro, Camel)

$10.10 $10.10

$11.86 $11.86

-14.84%

Wine (Bottle)

$15.19 $15.19

$20.14 $20.14

-24.58%

Local Beer (0.5 liter bottle)

$2.82 $2.82

$1.70 $1.70

65.88%

Imported Beer (0.33 liter bottle)

$3.44 $3.44

$3.83 $3.83

-10.18%

One-way Ticket (Public Transport)

$1.54 $1.54

$2.06 $2.06

-25.24%

Public Transport Monthly Pass (Regular Price)

$40.99 $40.99

Taxi Start (Normal Tariff)

$2.80 $2.80

$3.06 $3.06

-8.50%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$2.10 $2.10

-23.81%

Taxi 1hour Waiting (Normal Tariff)

$34.34 $34.34

$23.54 $23.54

45.88%

Gasoline (1 liter)

$0.94 $0.94

$1.12 $1.12

-16.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.0K $34.0K

$27.8K $27.8K

22.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.5K $25.5K

4.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$223 $223

$212 $212

4.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.9 $58.9

$74.8 $74.8

-21.21%

Internet (50+ Mbps, Unlimited Data)

$70.6 $70.6

$64.3 $64.3

9.73%

Gym Membership (Monthly)

$57.7 $57.7

$39.42 $39.42

46.37%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.26 $14.26

$14.62 $14.62

-2.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,511 $1,511

$2,242 $2,242

-32.60%

International Primary School, 1 Child (Yearly)

$20.9K $20.9K

$24.1K $24.1K

-13.27%

Jeans (Levis 501 Or Similar)

$51.3 $51.3

$40.81 $40.81

25.63%

Summer Dress (H&M, Zara, etc)

$44.17 $44.17

$50.4 $50.4

-12.36%

Sport Shoes (Adidas, Nike)

$87.0 $87.0

$74.9 $74.9

16.22%

Men's Leather Business Shoes

$104 $104

$135 $135

-22.42%

1-bedroom Apartment, City Center (Monthly)

$1,940 $1,940

$1,366 $1,366

42.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$1,256 $1,256

4.84%

3-bedroom Apartment, City Center (Monthly)

$3,664 $3,664

$2,516 $2,516

45.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,565 $2,565

$2,295 $2,295

11.79%

Buy Apartment in City Center (m2)

$7,354 $7,354

$2,539 $2,539

189.61%

Buy Apartment Outside City Center (m2)

$3,129 $3,129

$2,089 $2,089

49.76%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

$4,460 $4,460

18.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

6.75

0.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 19, 2026

Last update for Mount Vernon, NY: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.8%

Mount Vernon, NY

$1.3K 46.9% 4.6% $61

Groceries & Markets

Austin, TX

$406 15.1%

Mount Vernon, NY

$466 17.4% 14.8% $60

Monthly Utilities & Internet

Austin, TX

$352 13.1%

Mount Vernon, NY

$351 13.1% 0.2% $0.8

Eating Out

Austin, TX

$350 13%

Mount Vernon, NY

$376 14.1% 7.5% $26

Clothing & Footwear

Austin, TX

$129 4.8%

Mount Vernon, NY

$135 5.1% 4.8% $6.2

Sport & Entertainment

Austin, TX

$86 3.2%

Mount Vernon, NY

$69 2.6% 20.4% $18

Getting Around

Austin, TX

$58 2.2%

Mount Vernon, NY

$22 * 0.8% 62.4% $36

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,940 in Austin, TX and $1,366 in Mount Vernon, NY. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 19% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $100 in Mount Vernon, NY for a mid-range dinner for two. Groceries echo the gap at $406 vs $466 per month, with Austin, TX cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇺🇸 Mount Vernon, NY

🕒 Local time

02:37 2:37 AM

03:37 3:37 AM

1 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

73,893

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Mount Vernon, NY 2,450 km ≈ 3 h 30 min nonstop flight

From you

Austin, TX
Mount Vernon, NY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Mount Vernon, NY: Cost of Living - Frequently Asked Questions

Mount Vernon, NY wins on cost – living expenses run 1% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Mount Vernon, NY the obvious pick if budget is a priority.

Average pay runs 19% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,940 in Austin, TX versus $1,366 in Mount Vernon, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,511 in Austin, TX versus $2,242 in Mount Vernon, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Mount Vernon, NY – a meal for two runs $100 versus $85.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Mount Vernon, NY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Mount Vernon, NY gentler on the wallet – expenses run 1% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.