Cost of Living Comparison Between Austin, TX and Mount Vernon, NY Cost of Living Comparison Between Austin, TX and Mount Vernon, NY

Monthly Cost of Living

Monthly costs for one person with rent: $2,701 in Austin, TX versus $2,603 in Mount Vernon, NY.

Estimated couple costs with rent: $4,086 in Austin, TX versus $3,870 in Mount Vernon, NY.

Monthly costs for a family of three with rent: $5,470 in Austin, TX versus $5,138 in Mount Vernon, NY.

Living in Austin, TX is roughly 4% more expensive than in Mount Vernon, NY, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Austin, TX 102% above, Mount Vernon, NY 95% above.

Meal at Budget Restaurant

$19.97 $19.97

$19.67 $19.67

1.53%

Three-Course Dinner for Two, Mid-Range

$74.5 $74.5

$102 $102

-26.75%

Fast Food Meal (McDonalds, etc)

$9.85 $9.85

$12.52 $12.52

-21.33%

Cappuccino

$5.79 $5.79

$6.04 $6.04

-4.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.75 $2.75

$2.45 $2.45

12.24%

Water (0.33 liter bottle)

$2.17 $2.17

$1.88 $1.88

15.43%

Local Beer (0.5 liter draught)

$5.98 $5.98

$7.87 $7.87

-24.02%

Imported Beer (0.33 liter bottle)

$8.11 $8.11

$9.10 $9.10

-10.88%

Milk (1 liter)

$1.10 $1.10

$1.32 $1.32

-16.67%

White Bread (500g)

$3.28 $3.28

$3.67 $3.67

-10.63%

Rice (white) (1kg)

$3.37 $3.37

$5.26 $5.26

-35.93%

Eggs

$4.31 $4.31

$4.86 $4.86

-11.32%

Local Cheese (1kg)

$12.02 $12.02

$17.41 $17.41

-30.96%

Chicken Fillets (1kg)

$10.58 $10.58

$11.93 $11.93

-11.32%

Beef Round Steak (1kg)

$14.59 $14.59

$17.41 $17.41

-16.20%

Apples (1kg)

$5.04 $5.04

$5.06 $5.06

-0.40%

Banana (1kg)

$1.57 $1.57

$2.44 $2.44

-35.66%

Oranges (1kg)

$4.38 $4.38

$3.89 $3.89

12.60%

Tomato (1kg)

$4.07 $4.07

$4.28 $4.28

-4.91%

Potato (1kg)

$2.77 $2.77

$3.70 $3.70

-25.14%

Onion (1kg)

$2.82 $2.82

$4.06 $4.06

-30.54%

Lettuce (1 head)

$1.96 $1.96

$2.40 $2.40

-18.33%

Water (1.5 liter bottle)

$2.23 $2.23

$2.58 $2.58

-13.57%

Cigarettes 20 Pack (Marlboro, Camel)

$8.75 $8.75

$12.16 $12.16

-28.04%

Wine (Bottle)

$14.71 $14.71

$19.80 $19.80

-25.71%

Local Beer (0.5 liter bottle)

$2.34 $2.34

$1.68 $1.68

39.29%

Imported Beer (0.33 liter bottle)

$3.47 $3.47

$3.86 $3.86

-10.10%

One-way Ticket (Public Transport)

$1.52 $1.52

$2.03 $2.03

-25.12%

Public Transport Monthly Pass (Regular Price)

$42.74 $42.74

Taxi Start (Normal Tariff)

$4.31 $4.31

$5.04 $5.04

-14.48%

Taxi (Normal Tariff) (1km)

$1.80 $1.80

$2.00 $2.00

-10.00%

Taxi 1hour Waiting (Normal Tariff)

$35.23 $35.23

$23.84 $23.84

47.78%

Gasoline (1 liter)

$0.80 $0.80

$0.92 $0.92

-13.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.7K $25.7K

$35.6K $35.6K

-27.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$25.7K $25.7K

4.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 $173

$128 $128

35.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.5 $58.5

$45.58 $45.58

28.39%

Internet (50+ Mbps, Unlimited Data)

$67.1 $67.1

$66.0 $66.0

1.64%

Gym Membership (Monthly)

$61.8 $61.8

$42.56 $42.56

45.25%

Tennis Court (1 Hour on Weekend)

$9.85 $9.85

Cinema Ticket

$14.80 $14.80

$17.27 $17.27

-14.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,414 $1,414

$2,206 $2,206

-35.93%

International Primary School, 1 Child (Yearly)

$22.1K $22.1K

$23.6K $23.6K

-6.32%

Jeans (Levis 501 Or Similar)

$54.9 $54.9

$67.3 $67.3

-18.39%

Summer Dress (H&M, Zara, etc)

$46.67 $46.67

$47.64 $47.64

-2.04%

Sport Shoes (Adidas, Nike)

$87.6 $87.6

$75.1 $75.1

16.68%

Men's Leather Business Shoes

$119 $119

$136 $136

-12.46%

1-bedroom Apartment, City Center (Monthly)

$2,200 $2,200

$1,605 $1,605

37.05%

1-bedroom Apartment, Outside City Center (Monthly)

$1,428 $1,428

$1,328 $1,328

7.49%

3-bedroom Apartment, City Center (Monthly)

$3,769 $3,769

$2,579 $2,579

46.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,704 $2,704

$2,236 $2,236

20.90%

Buy Apartment in City Center (m2)

$7,334 $7,334

$2,709 $2,709

170.72%

Buy Apartment Outside City Center (m2)

$3,140 $3,140

$2,462 $2,462

27.53%

Average Monthly Net Salary (After Tax)

$5,093 $5,093

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

6.44

0.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: July 20, 2026

Last update for Mount Vernon, NY: July 22, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,200 in Austin, TX and $1,605 in Mount Vernon, NY. Housing cost is often the main lever when comparing two cities.

Dining out: $74.0 in Austin, TX vs $102 in Mount Vernon, NY for a mid-range dinner for two. Groceries echo the gap at $376 vs $447 per month, with Austin, TX cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Mount Vernon, NY: Cost of Living - Frequently Asked Questions

Mount Vernon, NY wins on cost – living expenses run 4% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Mount Vernon, NY the obvious pick if budget is a priority.

You'd need roughly $4,052 in Austin, TX and $3,904 in Mount Vernon, NY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,200 in Austin, TX versus $1,605 in Mount Vernon, NY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,414 in Austin, TX versus $2,206 in Mount Vernon, NY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Mount Vernon, NY – a meal for two runs $102 versus $74.0 in Austin, TX. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,500. Mount Vernon, NY is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Mount Vernon, NY gentler on the wallet – expenses run 4% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.