Last update: Oct 2026

Cost of Living Comparison Between Mosta and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,055 in Mosta, rent and utilities included – about $13,600 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Mosta
Learn more

Mosta Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Mosta

🇲🇹 Malta

$2,055

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Mosta and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mosta and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,055 in Mosta versus $918 in Cebu.

Mosta $2,055
Cebu $918

Estimated couple costs with rent: $3,080 in Mosta versus $1,409 in Cebu.

Mosta $3,080
Cebu $1,409

Monthly costs for a family of three with rent: $4,105 in Mosta versus $1,900 in Cebu.

Mosta $4,105
Cebu $1,900

Living in Mosta is roughly 124% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Mosta is 52% above, Cebu is 32% below.

Meal at Budget Restaurant

$16.94 €15.07

$3.09 ₱194

448.22%

Three-Course Dinner for Two, Mid-Range

$89.5 €79.6

$24.22 ₱1,525

269.61%

Fast Food Meal (McDonalds, etc)

$12.46 €11.08

$3.92 ₱247

217.86%

Cappuccino

$2.37 €2.11

$2.51 ₱158

-5.58%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.09 €1.86

$1.59 ₱100

31.45%

Water (0.33 liter bottle)

$1.15 €1.02

$0.53 ₱33.43

116.98%

Local Beer (0.5 liter draught)

$2.77 €2.46

$1.78 ₱112

55.62%

Imported Beer (0.33 liter bottle)

$5.00 €4.44

$2.17 ₱137

130.41%

Milk (1 liter)

$1.36 €1.21

$1.92 ₱121

-29.17%

White Bread (500g)

$1.41 €1.25

$1.36 ₱85.4

3.68%

Rice (white) (1kg)

$3.55 €3.16

$1.01 ₱63.5

251.49%

Eggs

$3.27 €2.91

$2.03 ₱128

61.08%

Local Cheese (1kg)

$10.51 €9.34

$9.86 ₱621

6.59%

Chicken Fillets (1kg)

$12.17 €10.83

$4.39 ₱277

177.22%

Beef Round Steak (1kg)

$11.33 €10.08

$7.60 ₱479

49.08%

Apples (1kg)

$3.87 €3.44

$3.30 ₱208

17.27%

Banana (1kg)

$2.69 €2.40

$1.39 ₱87.8

93.53%

Oranges (1kg)

$2.00 €1.78

$2.33 ₱147

-14.16%

Tomato (1kg)

$3.70 €3.29

$1.50 ₱94.3

146.67%

Potato (1kg)

$1.62 €1.44

$2.36 ₱149

-31.36%

Onion (1kg)

$2.55 €2.27

$1.90 ₱119

34.21%

Lettuce (1 head)

$2.26 €2.01

$1.19 ₱74.9

89.92%

Water (1.5 liter bottle)

$0.62 €0.56

$0.63 ₱39.71

-1.59%

Cigarettes 20 Pack (Marlboro, Camel)

$6.16 €5.48

$3.00 ₱189

105.33%

Wine (Bottle)

$6.08 €5.41

$6.03 ₱379

0.83%

Local Beer (0.5 liter bottle)

$1.20 €1.07

$1.23 ₱77.7

-2.44%

Imported Beer (0.33 liter bottle)

$2.30 €2.05

$1.75 ₱110

31.43%

One-way Ticket (Public Transport)

$2.74 €2.44

$0.25 ₱15.86

996.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$3.97 €3.53

$0.77 ₱48.62

415.58%

Taxi (Normal Tariff) (1km)

$1.84 €1.64

$0.23 ₱14.53

700.00%

Taxi 1hour Waiting (Normal Tariff)

$28.13 €25.03

$4.46 ₱281

530.72%

Gasoline (1 liter)

$1.54 €1.37

$1.31 ₱82.8

17.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K €24.7K

$21.2K ₱1.3M

30.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.1K

$19.1K ₱1.2M

100.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 €106

$120 ₱7,569

-1.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.03 €22.26

$14.00 ₱882

78.79%

Internet (50+ Mbps, Unlimited Data)

$29.18 €25.96

$27.54 ₱1,734

5.95%

Gym Membership (Monthly)

$74.9 €66.6

$32.33 ₱2,035

131.61%

Tennis Court (1 Hour on Weekend)

$33.39 €29.70

$6.65 ₱419

402.11%

Cinema Ticket

$11.15 €9.91

$5.65 ₱356

97.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$277 €246

$275 ₱17.3K

0.61%

International Primary School, 1 Child (Yearly)

$12.1K €10.7K

$7,918 ₱498.5K

52.32%

Jeans (Levis 501 Or Similar)

$57.0 €50.7

$49.33 ₱3,106

15.59%

Summer Dress (H&M, Zara, etc)

$68.3 €60.8

$25.24 ₱1,589

170.76%

Sport Shoes (Adidas, Nike)

$111 €98.6

$77.0 ₱4,846

44.05%

Men's Leather Business Shoes

$131 €116

$57.2 ₱3,601

128.72%

1-bedroom Apartment, City Center (Monthly)

$1,206 €1,073

$500 ₱31.5K

141.43%

1-bedroom Apartment, Outside City Center (Monthly)

$1,064 €947

$309 ₱19.4K

244.68%

3-bedroom Apartment, City Center (Monthly)

$2,000 €1,779

$1,078 ₱67.9K

85.58%

3-bedroom Apartment, Outside City Center (Monthly)

$1,635 €1,454

$615 ₱38.7K

165.69%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$1,767 €1,571

$346 ₱21.8K

410.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.05

7.2

-43.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mosta: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mosta

$1.1K 51.8%

Cebu

$309 33.6% 71% $756

Groceries & Markets

Mosta

$293 14.3%

Cebu

$206 22.4% 29.7% $87

Eating Out

Mosta

$238 11.6%

Cebu

$88 9.6% 62.9% $150

Monthly Utilities & Internet

Mosta

$173 8.4%

Cebu

$162 17.6% 6.4% $11

Clothing & Footwear

Mosta

$165 8%

Cebu

$94 10.2% 43.1% $71

Sport & Entertainment

Mosta

$97 4.7%

Cebu

$44 4.8% 55.1% $54

Getting Around

Mosta

$24 * 1.2%

Cebu

$16 1.7% 35.6% $8.6

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,206 in Mosta and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Mosta pays 411% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $90.0 in Mosta vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $293 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇲🇹 Mosta

🇵🇭 Cebu

🕒 Local time

11:25 11:25 AM

17:25 5:25 PM

6 h ahead of Mosta

🌤 Weather

👥 Population

20,241

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Mosta Cebu 11,040 km ≈ 14 h nonstop flight

From you

Mosta
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mosta vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 124% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 411% higher in Mosta, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,206 in Mosta versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 42% higher in Mosta. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $2,055 per month in Mosta versus $918 in Cebu – a 124% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,055 in Mosta, a $1,500 budget is realistic in Cebu but tight or insufficient in Mosta. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Mosta, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Mosta and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 124% less than in Mosta. Beyond cost, consider language, visa policies, and how big the international community is in each city.