Last update: Oct 2026

Cost of Living Comparison Between Morgex and Cebu

For one person, living is cheaper in Cebu: $915 a month against $1,918 in Morgex, rent and utilities included – about $12,000 less a year. Other living expenses account for most of the difference.

93

Cost of Living Index in Morgex
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Morgex Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Morgex

🇮🇹 Italy

$1,918

/mo nomad

Cebu

🇵🇭 Philippines

$915

/mo nomad

Monthly Cost of Living

How much you'll spend in Morgex and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Morgex and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,918 in Morgex versus $915 in Cebu.

Morgex $1,918
Cebu $915

Estimated couple costs with rent: $3,015 in Morgex versus $1,418 in Cebu.

Morgex $3,015
Cebu $1,418

Monthly costs for a family of three with rent: $4,112 in Morgex versus $1,921 in Cebu.

Morgex $4,112
Cebu $1,921

Living in Morgex is roughly 110% more expensive than in Cebu, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Morgex is 42% above, Cebu is 33% below.

Meal at Budget Restaurant

$22.10 €19.78

$3.05 ₱195

624.59%

Three-Course Dinner for Two, Mid-Range

$101 €90.3

$24.00 ₱1,533

320.46%

Fast Food Meal (McDonalds, etc)

$13.77 €12.32

$3.99 ₱255

245.11%

Cappuccino

$2.15 €1.92

$2.50 ₱160

-14.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.54 €3.17

$1.54 ₱98.5

129.87%

Water (0.33 liter bottle)

$1.68 €1.51

$0.50 ₱31.82

236.00%

Local Beer (0.5 liter draught)

$6.58 €5.89

$1.78 ₱113

269.66%

Imported Beer (0.33 liter bottle)

$6.73 €6.02

$2.17 ₱138

210.14%

Milk (1 liter)

$1.68 €1.50

$2.00 ₱128

-16.00%

White Bread (500g)

$2.67 €2.38

$1.37 ₱87.4

94.89%

Rice (white) (1kg)

$3.58 €3.20

$1.03 ₱65.8

247.57%

Eggs

$4.86 €4.35

$2.03 ₱130

139.41%

Local Cheese (1kg)

$31.26 €27.97

$10.20 ₱651

206.47%

Chicken Fillets (1kg)

$12.86 €11.51

$4.45 ₱284

188.99%

Beef Round Steak (1kg)

$27.98 €25.04

$7.67 ₱490

264.80%

Apples (1kg)

$2.95 €2.64

$3.31 ₱211

-10.88%

Banana (1kg)

$2.93 €2.63

$1.46 ₱93.1

100.68%

Oranges (1kg)

$2.95 €2.64

$2.32 ₱148

27.16%

Tomato (1kg)

$3.37 €3.02

$1.49 ₱95.4

126.17%

Potato (1kg)

$2.55 €2.28

$2.34 ₱149

8.97%

Onion (1kg)

$2.21 €1.98

$1.94 ₱124

13.92%

Lettuce (1 head)

$2.24 €2.01

$1.16 ₱74.1

93.10%

Water (1.5 liter bottle)

$0.64 €0.57

$0.68 ₱43.51

-5.88%

Cigarettes 20 Pack (Marlboro, Camel)

$7.73 €6.92

$2.99 ₱191

158.53%

Wine (Bottle)

$8.88 €7.95

$6.24 ₱399

42.31%

Local Beer (0.5 liter bottle)

$1.69 €1.51

$1.23 ₱78.4

37.40%

Imported Beer (0.33 liter bottle)

$1.59 €1.42

$1.73 ₱111

-8.09%

One-way Ticket (Public Transport)

$1.62 €1.45

$0.23 ₱14.56

604.35%

Public Transport Monthly Pass (Regular Price)

$41.71 €37.31

$12.34 ₱788

238.01%

Taxi Start (Normal Tariff)

$5.57 €4.98

$0.79 ₱50.7

605.06%

Taxi (Normal Tariff) (1km)

$2.21 €1.98

$0.22 ₱14.06

904.55%

Taxi 1hour Waiting (Normal Tariff)

$39.47 €35.31

$4.54 ₱290

769.38%

Gasoline (1 liter)

$2.08 €1.86

$1.32 ₱84.1

57.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K €31.9K

$21.0K ₱1.3M

69.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.5K €30.8K

$19.4K ₱1.2M

77.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$221 €197

$119 ₱7,572

86.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.91 €11.55

$14.22 ₱909

-9.21%

Internet (50+ Mbps, Unlimited Data)

$32.35 €28.95

$27.47 ₱1,755

17.76%

Gym Membership (Monthly)

$55.0 €49.20

$32.31 ₱2,064

70.19%

Tennis Court (1 Hour on Weekend)

$24.02 €21.49

$6.50 ₱415

269.54%

Cinema Ticket

$11.00 €9.85

$5.40 ₱345

103.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$723 €647

$276 ₱17.6K

162.06%

International Primary School, 1 Child (Yearly)

$7,081 €6,336

$7,866 ₱502.4K

-9.98%

Jeans (Levis 501 Or Similar)

$110 €98.1

$49.37 ₱3,153

122.00%

Summer Dress (H&M, Zara, etc)

$55.5 €49.62

$24.58 ₱1,570

125.63%

Sport Shoes (Adidas, Nike)

$130 €116

$76.6 ₱4,895

69.21%

Men's Leather Business Shoes

$162 €145

$58.9 ₱3,760

175.21%

1-bedroom Apartment, City Center (Monthly)

$711 €636

$503 ₱32.2K

41.23%

1-bedroom Apartment, Outside City Center (Monthly)

$556 €497

$305 ₱19.4K

82.45%

3-bedroom Apartment, City Center (Monthly)

$1,139 €1,019

$1,075 ₱68.6K

5.98%

3-bedroom Apartment, Outside City Center (Monthly)

$889 €796

$632 ₱40.4K

40.70%

Buy Apartment in City Center (m2)

$2,965 €2,653

$2,870 ₱183.3K

3.34%

Buy Apartment Outside City Center (m2)

$2,060 €1,843

$1,877 ₱119.9K

9.76%

Average Monthly Net Salary (After Tax)

$336 ₱21.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

3.73

7.2

-48.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Morgex: October 17, 2026

Last update for Cebu: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Morgex

$556 29%

Cebu

$305 33.3% 45.2% $251

Groceries & Markets

Morgex

$438 22.9%

Cebu

$210 22.9% 52.2% $229

Eating Out

Morgex

$311 16.2%

Cebu

$88 9.6% 71.8% $223

Monthly Utilities & Internet

Morgex

$266 13.9%

Cebu

$160 17.5% 39.7% $106

Clothing & Footwear

Morgex

$206 10.7%

Cebu

$94 10.3% 54.1% $111

Sport & Entertainment

Morgex

$77 4%

Cebu

$43 4.7% 44% $34

Getting Around

Morgex

$65 3.4%

Cebu

$15 1.7% 76.6% $50

Cost Breakdown

A one-bedroom apartment in the center runs $711 in Morgex and $503 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $101 in Morgex vs $24 in Cebu for a mid-range dinner for two. Groceries echo the gap at $438 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇮🇹 Morgex

🇵🇭 Cebu

🕒 Local time

01:22 1:22 AM

08:22 8:22 AM

7 h ahead of Morgex

🌤 Weather

👥 Population

2,100

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 27, 2026: 1 USD = 0.895 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.87 PHP (100 PHP = 1.57 USD). 1 EUR = 71.51 PHP (100 PHP = 1.4 EUR).

USD to EUR in detail →

On the map

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Between locations

Morgex Cebu 11,170 km ≈ 14 h nonstop flight

From you

Morgex
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Morgex vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 110% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,878 in Morgex and $1,372 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $711 in Morgex versus $503 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $1,918 per month in Morgex versus $915 in Cebu – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 70% less than in Morgex. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Morgex and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 52% less than in Morgex. Beyond cost, consider language, visa policies, and how big the international community is in each city.