Last update: Oct 2026

Cost of Living Comparison Between Cebu and Morgex

For one person, living is cheaper in Cebu: $915 a month against $1,918 in Morgex, rent and utilities included – about $12,000 less a year. Other living expenses account for most of the difference.

44

Cost of Living Index in Cebu
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Cebu Living Index
93

Cost of Living Index in Morgex
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Morgex Living Index

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Cebu

🇵🇭 Philippines

$915

/mo nomad

Morgex

🇮🇹 Italy

$1,918

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Morgex

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Morgex actually costs, broken down by who's living it.

Monthly costs for one person with rent: $915 in Cebu versus $1,918 in Morgex.

Cebu $915
Morgex $1,918

Estimated couple costs with rent: $1,418 in Cebu versus $3,015 in Morgex.

Cebu $1,418
Morgex $3,015

Monthly costs for a family of three with rent: $1,921 in Cebu versus $4,112 in Morgex.

Cebu $1,921
Morgex $4,112

Living in Cebu costs roughly 52% less than in Morgex, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Cebu is 33% below, Morgex is 42% above.

Meal at Budget Restaurant

$3.05 ₱195

$22.10 €19.78

-86.20%

Three-Course Dinner for Two, Mid-Range

$24.00 ₱1,533

$101 €90.3

-76.22%

Fast Food Meal (McDonalds, etc)

$3.99 ₱255

$13.77 €12.32

-71.02%

Cappuccino

$2.50 ₱160

$2.15 €1.92

16.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 ₱98.5

$3.54 €3.17

-56.50%

Water (0.33 liter bottle)

$0.50 ₱31.82

$1.68 €1.51

-70.24%

Local Beer (0.5 liter draught)

$1.78 ₱113

$6.58 €5.89

-72.95%

Imported Beer (0.33 liter bottle)

$2.17 ₱138

$6.73 €6.02

-67.76%

Milk (1 liter)

$2.00 ₱128

$1.68 €1.50

19.05%

White Bread (500g)

$1.37 ₱87.4

$2.67 €2.38

-48.69%

Rice (white) (1kg)

$1.03 ₱65.8

$3.58 €3.20

-71.23%

Eggs

$2.03 ₱130

$4.86 €4.35

-58.23%

Local Cheese (1kg)

$10.20 ₱651

$31.26 €27.97

-67.37%

Chicken Fillets (1kg)

$4.45 ₱284

$12.86 €11.51

-65.40%

Beef Round Steak (1kg)

$7.67 ₱490

$27.98 €25.04

-72.59%

Apples (1kg)

$3.31 ₱211

$2.95 €2.64

12.20%

Banana (1kg)

$1.46 ₱93.1

$2.93 €2.63

-50.17%

Oranges (1kg)

$2.32 ₱148

$2.95 €2.64

-21.36%

Tomato (1kg)

$1.49 ₱95.4

$3.37 €3.02

-55.79%

Potato (1kg)

$2.34 ₱149

$2.55 €2.28

-8.24%

Onion (1kg)

$1.94 ₱124

$2.21 €1.98

-12.22%

Lettuce (1 head)

$1.16 ₱74.1

$2.24 €2.01

-48.21%

Water (1.5 liter bottle)

$0.68 ₱43.51

$0.64 €0.57

6.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.99 ₱191

$7.73 €6.92

-61.32%

Wine (Bottle)

$6.24 ₱399

$8.88 €7.95

-29.73%

Local Beer (0.5 liter bottle)

$1.23 ₱78.4

$1.69 €1.51

-27.22%

Imported Beer (0.33 liter bottle)

$1.73 ₱111

$1.59 €1.42

8.81%

One-way Ticket (Public Transport)

$0.23 ₱14.56

$1.62 €1.45

-85.80%

Public Transport Monthly Pass (Regular Price)

$12.34 ₱788

$41.71 €37.31

-70.41%

Taxi Start (Normal Tariff)

$0.79 ₱50.7

$5.57 €4.98

-85.82%

Taxi (Normal Tariff) (1km)

$0.22 ₱14.06

$2.21 €1.98

-90.05%

Taxi 1hour Waiting (Normal Tariff)

$4.54 ₱290

$39.47 €35.31

-88.50%

Gasoline (1 liter)

$1.32 ₱84.1

$2.08 €1.86

-36.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.0K ₱1.3M

$35.6K €31.9K

-41.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.4K ₱1.2M

$34.5K €30.8K

-43.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$119 ₱7,572

$221 €197

-46.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.22 ₱909

$12.91 €11.55

10.15%

Internet (50+ Mbps, Unlimited Data)

$27.47 ₱1,755

$32.35 €28.95

-15.09%

Gym Membership (Monthly)

$32.31 ₱2,064

$55.0 €49.20

-41.24%

Tennis Court (1 Hour on Weekend)

$6.50 ₱415

$24.02 €21.49

-72.94%

Cinema Ticket

$5.40 ₱345

$11.00 €9.85

-50.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$276 ₱17.6K

$723 €647

-61.84%

International Primary School, 1 Child (Yearly)

$7,866 ₱502.4K

$7,081 €6,336

11.08%

Jeans (Levis 501 Or Similar)

$49.37 ₱3,153

$110 €98.1

-54.95%

Summer Dress (H&M, Zara, etc)

$24.58 ₱1,570

$55.5 €49.62

-55.68%

Sport Shoes (Adidas, Nike)

$76.6 ₱4,895

$130 €116

-40.90%

Men's Leather Business Shoes

$58.9 ₱3,760

$162 €145

-63.66%

1-bedroom Apartment, City Center (Monthly)

$503 ₱32.2K

$711 €636

-29.19%

1-bedroom Apartment, Outside City Center (Monthly)

$305 ₱19.4K

$556 €497

-45.19%

3-bedroom Apartment, City Center (Monthly)

$1,075 ₱68.6K

$1,139 €1,019

-5.64%

3-bedroom Apartment, Outside City Center (Monthly)

$632 ₱40.4K

$889 €796

-28.93%

Buy Apartment in City Center (m2)

$2,870 ₱183.3K

$2,965 €2,653

-3.23%

Buy Apartment Outside City Center (m2)

$1,877 ₱119.9K

$2,060 €1,843

-8.89%

Average Monthly Net Salary (After Tax)

$336 ₱21.5K

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

3.73

93.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 19, 2026

Last update for Morgex: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$305 33.3%

Morgex

$556 29% 82.4% $251

Groceries & Markets

Cebu

$210 22.9%

Morgex

$438 22.9% 109% $229

Monthly Utilities & Internet

Cebu

$160 17.5%

Morgex

$266 13.9% 66% $106

Clothing & Footwear

Cebu

$94 10.3%

Morgex

$206 10.7% 118% $111

Eating Out

Cebu

$88 9.6%

Morgex

$311 16.2% 255% $223

Sport & Entertainment

Cebu

$43 4.7%

Morgex

$77 4% 78.7% $34

Getting Around

Cebu

$15 1.7%

Morgex

$65 3.4% 328% $50

Cost Breakdown

A one-bedroom apartment in the center runs $503 in Cebu and $711 in Morgex. Housing cost is often the main lever when comparing two cities.

Dining out: $24 in Cebu vs $101 in Morgex for a mid-range dinner for two. Groceries echo the gap at $210 vs $438 per month, with Cebu cheaper across the board.

Good to know

🇵🇭 Cebu

🇮🇹 Morgex

🕒 Local time

09:01 9:01 AM

02:01 2:01 AM

7 h behind Cebu

🌤 Weather

👥 Population

964,169

2,100

💱 Currency

Philippine Peso PHP ₱

Euro EUR €

📈 Exchange rate

100 PHP = 1.57 USD

100 PHP = 1.4 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 27, 2026: 1 USD = 63.87 PHP (100 PHP = 1.57 USD). 1 EUR = 71.51 PHP (100 PHP = 1.4 EUR).

Euro exchange rates as of October 27, 2026: 1 USD = 0.895 EUR (1 EUR = 1.12 USD).

USD to PHP in detail →

On the map

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Between locations

Cebu Morgex 11,170 km ≈ 14 h nonstop flight

From you

Cebu
Morgex

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Morgex: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 110% gap adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,372 in Cebu and $2,878 in Morgex to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $503 in Cebu versus $711 in Morgex. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you’ll spend $915 per month in Cebu versus $1,918 in Morgex – a 110% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 70% less than in Morgex. Both cities have functional networks, but the price difference matters if you’re watching your budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Cebu and Morgex are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 52% less than in Morgex. Beyond cost, consider language, visa policies, and how big the international community is in each city.