Cost of Living Comparison Between Montreal and Whitby, ON Cost of Living Comparison Between Montreal and Whitby, ON

Monthly Cost of Living

A single person spends $2,088 per month in Montreal vs $3,069 in Whitby, ON, rent included.

A couple spends around $3,123 per month in Montreal vs $4,037 in Whitby, ON, rent included.

A family of three spends $4,157 per month in Montreal vs $5,004 in Whitby, ON, rent included.

Montreal is about 32% cheaper than Whitby, ON, driven mainly by Monthly Utilities & Internet.

Both Montreal and Whitby, ON sit above the global median – Montreal by 56%, Whitby, ON by 129%.

Meal at Budget Restaurant

$15.89 CA$21.77

$15.52 CA$21.26

2.38%

Three-Course Dinner for Two, Mid-Range

$74.7 CA$102

$73.5 CA$101

1.65%

Fast Food Meal (McDonalds, etc)

$10.83 CA$14.83

$10.19 CA$13.97

6.28%

Cappuccino

$3.80 CA$5.21

$3.57 CA$4.89

6.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 CA$2.88

$2.05 CA$2.80

2.44%

Water (0.33 liter bottle)

$1.51 CA$2.08

$1.62 CA$2.22

-6.79%

Local Beer (0.5 liter draught)

$6.09 CA$8.34

$5.97 CA$8.18

2.01%

Imported Beer (0.33 liter bottle)

$6.48 CA$8.88

$6.10 CA$8.36

6.23%

Milk (1 liter)

$2.32 CA$3.18

$2.60 CA$3.57

-10.77%

White Bread (500g)

$3.26 CA$4.47

$2.63 CA$3.61

23.95%

Rice (white) (1kg)

$3.79 CA$5.19

$4.46 CA$6.12

-15.02%

Eggs

$3.46 CA$4.73

$3.37 CA$4.62

2.67%

Local Cheese (1kg)

$16.07 CA$22.02

$12.27 CA$16.81

30.97%

Chicken Fillets (1kg)

$11.78 CA$16.14

$9.31 CA$12.75

26.53%

Beef Round Steak (1kg)

$15.13 CA$20.73

$8.96 CA$12.28

68.86%

Apples (1kg)

$3.74 CA$5.12

$3.64 CA$4.98

2.75%

Banana (1kg)

$1.71 CA$2.34

$2.12 CA$2.91

-19.34%

Oranges (1kg)

$3.92 CA$5.37

$3.89 CA$5.33

0.77%

Tomato (1kg)

$4.28 CA$5.87

$5.09 CA$6.98

-15.91%

Potato (1kg)

$2.74 CA$3.75

$4.44 CA$6.08

-38.29%

Onion (1kg)

$2.64 CA$3.62

$3.19 CA$4.37

-17.24%

Lettuce (1 head)

$2.28 CA$3.13

$2.89 CA$3.96

-21.11%

Water (1.5 liter bottle)

$1.71 CA$2.34

$1.44 CA$1.97

18.75%

Cigarettes 20 Pack (Marlboro, Camel)

$13.39 CA$18.35

$14.69 CA$20.13

-8.85%

Wine (Bottle)

$10.95 CA$15.00

$12.78 CA$17.51

-14.32%

Local Beer (0.5 liter bottle)

$3.00 CA$4.11

$3.20 CA$4.38

-6.25%

Imported Beer (0.33 liter bottle)

$3.60 CA$4.94

$2.93 CA$4.01

22.87%

One-way Ticket (Public Transport)

$2.82 CA$3.86

$2.86 CA$3.92

-1.40%

Public Transport Monthly Pass (Regular Price)

$75.1 CA$103

$89.6 CA$123

-16.22%

Taxi Start (Normal Tariff)

$3.52 CA$4.82

$3.17 CA$4.34

11.04%

Taxi (Normal Tariff) (1km)

$1.46 CA$2.00

$2.75 CA$3.77

-46.91%

Taxi 1hour Waiting (Normal Tariff)

$34.29 CA$46.97

$22.18 CA$30.38

54.60%

Gasoline (1 liter)

$1.19 CA$1.63

$1.12 CA$1.53

6.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$34.3K

$24.6K CA$33.7K

1.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.9K CA$30.0K

$22.9K CA$31.4K

-4.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.7 CA$102

$141 CA$193

-46.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.83 CA$49.09

$54.7 CA$75.0

-34.51%

Internet (50+ Mbps, Unlimited Data)

$43.53 CA$59.6

$63.8 CA$87.5

-31.80%

Gym Membership (Monthly)

$43.06 CA$59.0

$38.17 CA$52.3

12.81%

Tennis Court (1 Hour on Weekend)

$16.90 CA$23.15

Cinema Ticket

$11.10 CA$15.21

$9.23 CA$12.65

20.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$609 CA$834

$1,091 CA$1,495

-44.22%

International Primary School, 1 Child (Yearly)

$5,925 CA$8,117

$18.8K CA$25.7K

-68.43%

Jeans (Levis 501 Or Similar)

$62.8 CA$86.0

$60.6 CA$83.0

3.53%

Summer Dress (H&M, Zara, etc)

$44.85 CA$61.5

$58.7 CA$80.5

-23.63%

Sport Shoes (Adidas, Nike)

$101 CA$138

$78.5 CA$108

28.64%

Men's Leather Business Shoes

$118 CA$162

$158 CA$216

-25.19%

1-bedroom Apartment, City Center (Monthly)

$1,221 CA$1,673

$1,840 CA$2,520

-33.63%

1-bedroom Apartment, Outside City Center (Monthly)

$955 CA$1,308

$1,870 CA$2,562

-48.95%

3-bedroom Apartment, City Center (Monthly)

$2,105 CA$2,883

$2,402 CA$3,290

-12.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,600 CA$2,192

$2,325 CA$3,185

-31.18%

Buy Apartment in City Center (m2)

$5,308 CA$7,272

$7,909 CA$10.8K

-32.89%

Buy Apartment Outside City Center (m2)

$4,045 CA$5,542

$5,127 CA$7,025

-21.11%

Average Monthly Net Salary (After Tax)

$3,031 CA$4,152

$3,250 CA$4,452

-6.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.4

-21.72%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: April 27, 2026

Last update for Whitby, ON: April 28, 2026

Cost Breakdown

A central one-bedroom costs $1,221 in Montreal versus $1,840 in Whitby, ON. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 7% higher in Whitby, ON, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $75.0 in Montreal versus $74.0 in Whitby, ON. Monthly groceries follow the same trend: $391 vs $362 – making Whitby, ON the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Whitby, ON: Cost of Living - Frequently Asked Questions

Whitby, ON costs about 47% more than Montreal, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,132 per month in Montreal and $4,604 in Whitby, ON. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 8% cheaper in Whitby, ON – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $75.0 in Montreal and $74.0 in Whitby, ON. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,088, than in Whitby, ON at $3,069. In Montreal it covers expenses comfortably, while in Whitby, ON it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,088 versus $3,069 in Whitby, ON. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Whitby, ON makes more sense. Both are solid long-term options with distinct trade-offs.