Cost of Living Comparison Between Montreal and Waterloo Cost of Living Comparison Between Montreal and Waterloo

😐 Solo nomad: Montreal is 13.3% more expensive than Waterloo without rent, and 13.3% cheaper with rent.

😐 Family of 3: Montreal is 8.2% more expensive than Waterloo without rent, and 7.1% cheaper with rent.

Meal at Budget Restaurant

$16.33 CA$22.23

$14.98 CA$20.39

9.01%

Three-Course Dinner for Two, Mid-Range

$73.7 CA$100

$66.9 CA$91

10.21%

Fast Food Meal (McDonalds, etc)

$10.99 CA$14.96

$9.83 CA$13.38

11.80%

Cappuccino

$3.82 CA$5.2

$3.11 CA$4.24

22.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.1 CA$2.86

$1.57 CA$2.14

33.76%

Water (0.33 liter bottle)

$1.52 CA$2.07

$1.62 CA$2.21

-6.17%

Local Beer (0.5 liter draught)

$5.92 CA$8.05

$5.55 CA$7.55

6.67%

Imported Beer (0.33 liter bottle)

$6.47 CA$8.8

$6.75 CA$9.18

-4.15%

Milk (1 liter)

$2.27 CA$3.09

$2.16 CA$2.94

5.09%

White Bread (500g)

$3.36 CA$4.58

$2.23 CA$3.04

50.67%

Rice (white) (1kg)

$3.66 CA$4.98

$2.55 CA$3.47

43.53%

Eggs

$3.43 CA$4.67

$3.03 CA$4.12

13.20%

Local Cheese (1kg)

$16.48 CA$22.43

$8.23 CA$11.2

100.24%

Chicken Fillets (1kg)

$11.61 CA$15.8

$16.56 CA$22.54

-29.89%

Beef Round Steak (1kg)

$15.19 CA$20.67

$14.16 CA$19.27

7.27%

Apples (1kg)

$3.61 CA$4.91

$4.15 CA$5.65

-13.01%

Banana (1kg)

$1.68 CA$2.28

$1.18 CA$1.61

42.37%

Oranges (1kg)

$4.12 CA$5.61

$3.22 CA$4.39

27.95%

Tomato (1kg)

$4.44 CA$6.05

$3.78 CA$5.14

17.46%

Potato (1kg)

$2.64 CA$3.59

$2.28 CA$3.1

15.79%

Onion (1kg)

$2.6 CA$3.54

$2.84 CA$3.87

-8.45%

Lettuce (1 head)

$2.17 CA$2.96

$1.95 CA$2.65

11.28%

Water (1.5 liter bottle)

$1.78 CA$2.42

$1.61 CA$2.19

10.56%

Cigarettes 20 Pack (Marlboro, Camel)

$13.27 CA$18.06

$14.19 CA$19.32

-6.48%

Wine (Bottle)

$12.7 CA$17.29

$10.91 CA$14.85

16.41%

Local Beer (0.5 liter bottle)

$3.11 CA$4.24

$2.49 CA$3.39

24.90%

Imported Beer (0.33 liter bottle)

$3.6 CA$4.89

$3.33 CA$4.54

8.11%

One-way Ticket (Public Transport)

$2.69 CA$3.66

$2.79 CA$3.8

-3.58%

Public Transport Monthly Pass (Regular Price)

$73.1 CA$99.5

$69.5 CA$94.6

5.19%

Taxi Start (Normal Tariff)

$3.53 CA$4.81

$2.64 CA$3.6

33.71%

Taxi (Normal Tariff) (1km)

$1.4 CA$1.9

$1.68 CA$2.29

-16.67%

Taxi 1hour Waiting (Normal Tariff)

$34.13 CA$46.45

$29.07 CA$39.57

17.41%

Gasoline (1 liter)

$1.23 CA$1.68

$1.16 CA$1.58

6.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.2K CA$34.3K

$25.3K CA$34.4K

-0.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K CA$29.4K

$19.6K CA$26.7K

10.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.3 CA$102

$186 CA$254

-59.64%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.75 CA$50

$37.08 CA$50.5

-0.89%

Internet (50+ Mbps, Unlimited Data)

$44.37 CA$60.4

$54 CA$73.5

-17.85%

Gym Membership (Monthly)

$43.45 CA$59.1

$39.11 CA$53.2

11.10%

Tennis Court (1 Hour on Weekend)

$17.07 CA$23.24

$15.74 CA$21.43

8.45%

Cinema Ticket

$11.17 CA$15.2

$12.04 CA$16.38

-7.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$621 CA$845

$566 CA$770

9.78%

International Primary School, 1 Child (Yearly)

$5,850 CA$7,963

$10.2K CA$13.9K

-42.64%

Jeans (Levis 501 Or Similar)

$62.9 CA$85.6

$53.2 CA$72.5

18.07%

Summer Dress (H&M, Zara, etc)

$45.2 CA$61.5

$25.85 CA$35.19

74.85%

Sport Shoes (Adidas, Nike)

$103 CA$140

$70.9 CA$96.5

45.22%

Men's Leather Business Shoes

$122 CA$166

$87.2 CA$119

39.54%

1-bedroom Apartment, City Center (Monthly)

$1,197 CA$1,629

$1,426 CA$1,941

-16.05%

1-bedroom Apartment, Outside City Center (Monthly)

$944 CA$1,285

$1,251 CA$1,703

-24.53%

3-bedroom Apartment, City Center (Monthly)

$2,069 CA$2,816

$2,344 CA$3,191

-11.74%

3-bedroom Apartment, Outside City Center (Monthly)

$1,558 CA$2,120

$2,068 CA$2,815

-24.67%

Buy Apartment in City Center (m2)

$6,154 CA$8,377

$5,623 CA$7,654

9.45%

Buy Apartment Outside City Center (m2)

$4,461 CA$6,072

$4,343 CA$5,912

2.71%

Average Monthly Net Salary (After Tax)

$2,940 CA$4,002

$3,028 CA$4,122

-2.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.71

-25.34%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 29, 2025

Last update for Waterloo: October 28, 2025

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