Last update: Oct 2026

Cost of Living Comparison Between Montreal and Vina del Mar

For one person, living is cheaper in Vina del Mar: $1,062 a month against $2,018 in Montreal, rent and utilities included – about $11,500 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
51

Cost of Living Index in Vina del Mar
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Vina del Mar Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Vina del Mar

🇨🇱 Chile

$1,062

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Vina del Mar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Vina del Mar actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $1,062 in Vina del Mar, rent included.

Montreal $2,018
Vina del Mar $1,062

A couple spends around $3,085 per month in Montreal vs $1,710 in Vina del Mar, rent included.

Montreal $3,085
Vina del Mar $1,710

A family of three spends $4,152 per month in Montreal vs $2,357 in Vina del Mar, rent included.

Montreal $4,152
Vina del Mar $2,357

Montreal costs about 90% more than Vina del Mar, and outside of rent the biggest gap is in groceries.

Montreal sits 49% above the global median, while Vina del Mar is 21% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.82 CA$26.61

$8.36 CLP 8,230

125.12%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$58.4 CLP 57.5K

20.28%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$7.82 CLP 7,699

36.32%

Cappuccino

$3.84 CA$5.43

$3.50 CLP 3,442

9.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$1.42 CLP 1,394

35.21%

Water (0.33 liter bottle)

$1.54 CA$2.18

$1.09 CLP 1,073

41.28%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$3.56 CLP 3,508

75.00%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$3.41 CLP 3,356

108.21%

Milk (1 liter)

$2.31 CA$3.27

$1.31 CLP 1,292

76.34%

White Bread (500g)

$3.14 CA$4.44

$1.18 CLP 1,166

166.10%

Rice (white) (1kg)

$3.21 CA$4.54

$1.64 CLP 1,618

95.73%

Eggs

$3.52 CA$4.97

$3.51 CLP 3,454

0.28%

Local Cheese (1kg)

$12.81 CA$18.11

$9.66 CLP 9,505

32.61%

Chicken Fillets (1kg)

$11.46 CA$16.20

$5.13 CLP 5,053

123.39%

Beef Round Steak (1kg)

$13.39 CA$18.92

$12.02 CLP 11.8K

11.40%

Apples (1kg)

$3.14 CA$4.43

$1.51 CLP 1,490

107.95%

Banana (1kg)

$1.44 CA$2.03

$1.79 CLP 1,763

-19.55%

Oranges (1kg)

$3.47 CA$4.91

$1.29 CLP 1,270

168.99%

Tomato (1kg)

$3.07 CA$4.34

$1.11 CLP 1,091

176.58%

Potato (1kg)

$1.90 CA$2.69

$1.55 CLP 1,525

22.58%

Onion (1kg)

$1.77 CA$2.50

$1.26 CLP 1,241

40.48%

Lettuce (1 head)

$2.34 CA$3.31

$0.98 CLP 966

138.78%

Water (1.5 liter bottle)

$1.55 CA$2.19

$1.24 CLP 1,223

25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$4.88 CLP 4,801

133.20%

Wine (Bottle)

$10.63 CA$15.03

$7.28 CLP 7,171

46.02%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$1.75 CLP 1,727

29.71%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$2.15 CLP 2,121

31.16%

One-way Ticket (Public Transport)

$2.66 CA$3.76

$0.52 CLP 514

411.54%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

$38.66 CLP 38.1K

99.92%

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$1.49 CLP 1,469

114.77%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$1.25 CLP 1,228

18.40%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$12.33 CLP 12.1K

166.67%

Gasoline (1 liter)

$1.34 CA$1.90

$1.36 CLP 1,338

-1.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$18.3K CLP 18.0M

53.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$17.4K CLP 17.2M

12.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$108 CLP 106.3K

-29.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$14.92 CLP 14.7K

127.55%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$17.68 CLP 17.4K

139.31%

Gym Membership (Monthly)

$29.76 CA$42.07

$44.29 CLP 43.6K

-32.81%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

$23.63 CLP 23.3K

-14.18%

Cinema Ticket

$11.15 CA$15.77

$6.06 CLP 5,965

83.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$497 CLP 489.5K

1.97%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

$5,087 CLP 5.0M

215.53%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$43.11 CLP 42.4K

33.50%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$33.47 CLP 32.9K

12.28%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$55.2 CLP 54.3K

66.64%

Men's Leather Business Shoes

$110 CA$155

$85.8 CLP 84.5K

27.69%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$468 CLP 460.8K

169.27%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$333 CLP 328.0K

184.41%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$836 CLP 823.0K

155.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$619 CLP 609.3K

160.69%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$2,379 CLP 2.3M

108.48%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$1,525 CLP 1.5M

151.73%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$1,075 CLP 1.1M

162.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

4.83

-7.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Vina del Mar: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Vina del Mar

$333 31.4% 64.8% $614

Groceries & Markets

Montreal

$346 17.2%

Vina del Mar

$219 20.6% 36.8% $128

Eating Out

Montreal

$288 14.3%

Vina del Mar

$167 15.7% 42% $121

Monthly Utilities & Internet

Montreal

$152 7.5%

Vina del Mar

$141 13.2% 7.6% $12

Clothing & Footwear

Montreal

$133 6.6%

Vina del Mar

$98 9.2% 26.7% $36

Getting Around

Montreal

$99 4.9%

Vina del Mar

$48 4.6% 50.8% $50

Sport & Entertainment

Montreal

$52 2.6%

Vina del Mar

$56 5.3% 8.4% $4.3

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $468 in Vina del Mar. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 163% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Montreal versus $58.0 in Vina del Mar. Monthly groceries follow the same trend: $346 vs $219 – making Vina del Mar the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇨🇱 Vina del Mar

🕒 Local time

11:52 11:52 AM

12:52 12:52 PM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

332,875

💱 Currency

Canadian Dollar CAD $

Chilean Peso CLP $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

10,000 CLP = 10.16 USD

10,000 CLP = 9.04 EUR

Exchange rates and currency converter

CLP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 17, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Chilean Peso exchange rates as of October 17, 2026: 1 USD = 984 CLP (1,000 CLP = 1.02 USD). 1 EUR = 1,107 CLP (10,000 CLP = 9.04 EUR).

USD to CAD in detail →

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Montreal Vina del Mar 8,730 km ≈ 11 h nonstop flight

From you

Montreal
Vina del Mar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Vina del Mar: Cost of Living - Frequently Asked Questions

Montreal costs about 90% more than Vina del Mar, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $1,594 in Vina del Mar. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Vina del Mar, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 58% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $70.0 in Montreal and $58.0 in Vina del Mar. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Vina del Mar, where all-in costs run around $1,062, than in Montreal at $2,018. In Vina del Mar it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Vina del Mar costs $1,062 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Vina del Mar. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.