Last update: Nov 2026

Cost of Living Comparison Between Montreal and Tortola

For one person, living is cheaper in Montreal: $2,067 a month against $2,450 in Tortola, rent and utilities included – about $4,600 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index

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Montreal

🇨🇦 Canada

$2,067

/mo nomad

Tortola

🇻🇬 British Virgin Islands

$2,450

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Tortola

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Tortola actually costs, broken down by who's living it.

A single person spends $2,067 per month in Montreal vs $2,450 in Tortola, rent included.

Montreal $2,067
Tortola $2,450

A couple spends around $3,179 per month in Montreal vs $4,150 in Tortola, rent included.

Montreal $3,179
Tortola $4,150

A family of three spends $4,291 per month in Montreal vs $5,850 in Tortola, rent included.

Montreal $4,291
Tortola $5,850

Montreal is about 16% cheaper than Tortola, and outside of rent the biggest gap is in groceries.

Both Montreal and Tortola sit above the global median – Montreal by 53%, Tortola by 81%.

Meal at Budget Restaurant

$18.89 CA$26.57

$21.84 $21.84

-13.51%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$82.2 $82.2

-11.68%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.18

$14.95 $14.95

-27.83%

Cappuccino

$3.98 CA$5.60

$8.04 $8.04

-50.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.84

$1.85 $1.85

9.19%

Water (0.33 liter bottle)

$1.63 CA$2.29

$1.36 $1.36

19.85%

Local Beer (0.5 liter draught)

$6.32 CA$8.89

$3.89 $3.89

62.47%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.93

$4.95 $4.95

42.63%

Milk (1 liter)

$2.33 CA$3.28

$2.93 $2.93

-20.48%

White Bread (500g)

$3.25 CA$4.57

$4.55 $4.55

-28.57%

Rice (white) (1kg)

$3.26 CA$4.59

$6.97 $6.97

-53.23%

Eggs

$3.48 CA$4.89

$7.22 $7.22

-51.80%

Local Cheese (1kg)

$13.73 CA$19.31

$12.88 $12.88

6.60%

Chicken Fillets (1kg)

$11.48 CA$16.14

$12.86 $12.86

-10.73%

Beef Round Steak (1kg)

$14.26 CA$20.05

$19.74 $19.74

-27.76%

Apples (1kg)

$3.52 CA$4.95

$2.00 $2.00

76.00%

Banana (1kg)

$1.46 CA$2.05

$3.98 $3.98

-63.32%

Oranges (1kg)

$3.41 CA$4.80

$2.06 $2.06

65.53%

Tomato (1kg)

$3.20 CA$4.50

$7.47 $7.47

-57.16%

Potato (1kg)

$1.94 CA$2.72

$6.16 $6.16

-68.51%

Onion (1kg)

$1.78 CA$2.50

$5.09 $5.09

-65.03%

Lettuce (1 head)

$2.52 CA$3.54

$11.85 $11.85

-78.73%

Water (1.5 liter bottle)

$1.58 CA$2.22

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.18

$4.93 $4.93

133.47%

Wine (Bottle)

$10.57 CA$14.87

$11.16 $11.16

-5.29%

Local Beer (0.5 liter bottle)

$2.35 CA$3.30

$3.95 $3.95

-40.51%

Imported Beer (0.33 liter bottle)

$2.90 CA$4.07

One-way Ticket (Public Transport)

$2.61 CA$3.68

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$3.17 CA$4.46

Taxi (Normal Tariff) (1km)

$1.49 CA$2.10

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$47.10

Gasoline (1 liter)

$1.36 CA$1.92

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$109

$98.7 $98.7

-21.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$50.1

$102 $102

-64.96%

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.5

$99.1 $99.1

-55.86%

Gym Membership (Monthly)

$30.07 CA$42.29

Tennis Court (1 Hour on Weekend)

$19.97 CA$28.08

Cinema Ticket

$11.27 CA$15.85

$19.62 $19.62

-42.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$734

International Primary School, 1 Child (Yearly)

$17.8K CA$25.0K

Jeans (Levis 501 Or Similar)

$59.0 CA$82.9

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.9

Sport Shoes (Adidas, Nike)

$99.8 CA$140

Men's Leather Business Shoes

$110 CA$154

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,826

$1,403 $1,403

-7.43%

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,365

$1,262 $1,262

-23.11%

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,267

$3,283 $3,283

-29.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,376

$3,099 $3,099

-45.49%

Buy Apartment in City Center (m2)

$5,004 CA$7,037

Buy Apartment Outside City Center (m2)

$3,736 CA$5,255

$10.9K $10.9K

-65.87%

Average Monthly Net Salary (After Tax)

$2,943 CA$4,139

$1,619 $1,619

81.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for Tortola: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

Tortola

–

Groceries & Markets

Montreal

$357 17.3%

Tortola

–

Eating Out

Montreal

$292 14.1%

Tortola

–

Monthly Utilities & Internet

Montreal

$157 7.6%

Tortola

–

Clothing & Footwear

Montreal

$138 6.7%

Tortola

–

Getting Around

Montreal

$100 4.8%

Tortola

–

Sport & Entertainment

Montreal

$53 2.6%

Tortola

–

Cost Breakdown

A central one-bedroom costs $1,298 in Montreal versus $1,403 in Tortola. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 82% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $73 in Montreal versus $82 in Tortola. Monthly groceries follow the same trend: $357 vs $491 – making Montreal the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇻🇬 Tortola

🕒 Local time

16:37 4:37 PM

17:37 5:37 PM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

8,449

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.711 USD

1 CAD = 0.636 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.57 CAD (1 CAD = 0.636 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Tortola 3,120 km ≈ 4 h 30 min nonstop flight

From you

Montreal
Tortola

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Tortola: Cost of Living - Frequently Asked Questions

Tortola costs about 19% more than Montreal, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,100 per month in Montreal and $3,675 in Tortola. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,298 in Montreal and $1,403 in Tortola. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $2,067 in Montreal and $2,450 in Tortola. That makes Montreal about 16% cheaper.

Groceries cost about 38% more in Tortola, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $2,067 in Montreal and $2,450 in Tortola. You’ll need shared housing and careful budgeting no matter which city you pick.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.