Last update: Oct 2026

Cost of Living Comparison Between Montreal and Tena

For one person, living is cheaper in Tena: $831 a month against $2,018 in Montreal, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
41

Cost of Living Index in Tena
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Tena Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Tena

🇪🇨 Ecuador

$831

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Tena

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Tena actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $831 in Tena, rent included.

Montreal $2,018
Tena $831

A couple spends around $3,085 per month in Montreal vs $1,425 in Tena, rent included.

Montreal $3,085
Tena $1,425

A family of three spends $4,152 per month in Montreal vs $2,018 in Tena, rent included.

Montreal $4,152
Tena $2,018

Montreal costs about 143% more than Tena, and outside of rent the biggest gap is in groceries.

Montreal sits 49% above the global median, while Tena is 38% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.82 CA$26.61

$6.03 $6.03

212.11%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$54.9 $54.9

28.10%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$7.61 $7.61

40.08%

Cappuccino

$3.84 CA$5.43

$3.39 $3.39

13.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$1.38 $1.38

39.13%

Water (0.33 liter bottle)

$1.54 CA$2.18

$1.10 $1.10

40.00%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$3.45 $3.45

80.58%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$6.09 $6.09

16.58%

Milk (1 liter)

$2.31 CA$3.27

$1.15 $1.15

100.87%

White Bread (500g)

$3.14 CA$4.44

$1.53 $1.53

105.23%

Rice (white) (1kg)

$3.21 CA$4.54

$1.56 $1.56

105.77%

Eggs

$3.52 CA$4.97

$2.16 $2.16

62.96%

Local Cheese (1kg)

$12.81 CA$18.11

$6.41 $6.41

99.84%

Chicken Fillets (1kg)

$11.46 CA$16.20

$5.63 $5.63

103.55%

Beef Round Steak (1kg)

$13.39 CA$18.92

$7.77 $7.77

72.33%

Apples (1kg)

$3.14 CA$4.43

$2.22 $2.22

41.44%

Banana (1kg)

$1.44 CA$2.03

$1.18 $1.18

22.03%

Oranges (1kg)

$3.47 CA$4.91

$1.27 $1.27

173.23%

Tomato (1kg)

$3.07 CA$4.34

$1.13 $1.13

171.68%

Potato (1kg)

$1.90 CA$2.69

$1.19 $1.19

59.66%

Onion (1kg)

$1.77 CA$2.50

$1.07 $1.07

65.42%

Lettuce (1 head)

$2.34 CA$3.31

$0.92 $0.92

154.35%

Water (1.5 liter bottle)

$1.55 CA$2.19

$1.05 $1.05

47.62%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$5.87 $5.87

93.87%

Wine (Bottle)

$10.63 CA$15.03

$9.91 $9.91

7.27%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$1.59 $1.59

42.77%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$3.17 $3.17

-11.04%

One-way Ticket (Public Transport)

$2.66 CA$3.76

$0.33 $0.33

706.06%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

$16.94 $16.94

356.26%

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$1.51 $1.51

111.92%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$0.76 $0.76

94.74%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$9.95 $9.95

230.45%

Gasoline (1 liter)

$1.34 CA$1.90

$0.80 $0.80

67.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$21.3K $21.3K

32.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$28.5K $28.5K

-31.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$29.16 $29.16

160.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$17.66 $17.66

92.24%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$28.72 $28.72

47.32%

Gym Membership (Monthly)

$29.76 CA$42.07

$32.43 $32.43

-8.23%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

$15.44 $15.44

31.35%

Cinema Ticket

$11.15 CA$15.77

$6.45 $6.45

72.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$226 $226

124.10%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

$8,840 $8,840

81.56%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$69.8 $69.8

-17.51%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$50.4 $50.4

-25.41%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$114 $114

-19.32%

Men's Leather Business Shoes

$110 CA$155

$106 $106

3.42%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$300 $300

319.76%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$186 $186

410.73%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$728 $728

193.63%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$417 $417

287.13%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$1,120 $1,120

342.88%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$717 $717

435.13%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

10.12

-55.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Tena: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Tena

$186 22.3% 80.4% $762

Groceries & Markets

Montreal

$346 17.2%

Tena

$197 23.8% 43% $149

Eating Out

Montreal

$288 14.3%

Tena

$151 18.2% 47.5% $137

Monthly Utilities & Internet

Montreal

$152 7.5%

Tena

$76 9.1% 50.4% $77

Clothing & Footwear

Montreal

$133 6.6%

Tena

$153 18.4% 14.6% $20

Getting Around

Montreal

$99 4.9%

Tena

$24 2.8% 76.1% $75

Sport & Entertainment

Montreal

$52 2.6%

Tena

$45 5.5% 12.9% $6.7

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $300 in Tena. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $70.0 in Montreal versus $55.0 in Tena. Monthly groceries follow the same trend: $346 vs $197 – making Tena the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇪🇨 Tena

🕒 Local time

08:14 8:14 AM

07:14 7:14 AM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

16,669

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Tena 5,190 km ≈ 7 h nonstop flight

From you

Montreal
Tena

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Tena: Cost of Living - Frequently Asked Questions

Montreal costs about 143% more than Tena, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $1,247 in Tena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 76% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $70.0 in Montreal and $55.0 in Tena. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Tena, where all-in costs run around $831, than in Montreal at $2,018. In Tena it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Tena costs $831 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.