Last update: Oct 2026

Cost of Living Comparison Between Montreal and Santa Maria, CA

For one person, living is cheaper in Montreal: $2,018 a month against $2,899 in Santa Maria, CA, rent and utilities included – about $10,600 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
142

Cost of Living Index in Santa Maria, CA
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Santa Maria, CA Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Santa Maria, CA

🇺🇸 United States

$2,899

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Santa Maria, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Santa Maria, CA actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $2,899 in Santa Maria, CA, rent included.

Montreal $2,018
Santa Maria, CA $2,899

A couple spends around $3,085 per month in Montreal vs $4,163 in Santa Maria, CA, rent included.

Montreal $3,085
Santa Maria, CA $4,163

A family of three spends $4,152 per month in Montreal vs $5,427 in Santa Maria, CA, rent included.

Montreal $4,152
Santa Maria, CA $5,427

Montreal is about 30% cheaper than Santa Maria, CA, and outside of rent the biggest gap is in utilities.

Both Montreal and Santa Maria, CA sit above the global median – Montreal by 49%, Santa Maria, CA by 115%.

Meal at Budget Restaurant

$18.82 CA$26.61

$13.21 $13.21

42.47%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$59.6 $59.6

17.98%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$9.84 $9.84

8.33%

Cappuccino

$3.84 CA$5.43

$6.07 $6.07

-36.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$3.44 $3.44

-44.19%

Water (0.33 liter bottle)

$1.54 CA$2.18

$1.96 $1.96

-21.43%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$7.52 $7.52

-17.15%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$9.38 $9.38

-24.31%

Milk (1 liter)

$2.31 CA$3.27

$1.06 $1.06

117.92%

White Bread (500g)

$3.14 CA$4.44

$4.12 $4.12

-23.79%

Rice (white) (1kg)

$3.21 CA$4.54

$4.85 $4.85

-33.81%

Eggs

$3.52 CA$4.97

$4.79 $4.79

-26.51%

Local Cheese (1kg)

$12.81 CA$18.11

$8.83 $8.83

45.07%

Chicken Fillets (1kg)

$11.46 CA$16.20

$7.52 $7.52

52.39%

Beef Round Steak (1kg)

$13.39 CA$18.92

$13.55 $13.55

-1.18%

Apples (1kg)

$3.14 CA$4.43

$1.33 $1.33

136.09%

Banana (1kg)

$1.44 CA$2.03

$1.43 $1.43

0.70%

Oranges (1kg)

$3.47 CA$4.91

$2.55 $2.55

36.08%

Tomato (1kg)

$3.07 CA$4.34

$3.27 $3.27

-6.12%

Potato (1kg)

$1.90 CA$2.69

$1.92 $1.92

-1.04%

Onion (1kg)

$1.77 CA$2.50

$1.08 $1.08

63.89%

Lettuce (1 head)

$2.34 CA$3.31

$1.97 $1.97

18.78%

Water (1.5 liter bottle)

$1.55 CA$2.19

$1.85 $1.85

-16.22%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$11.50 $11.50

-1.04%

Wine (Bottle)

$10.63 CA$15.03

$15.15 $15.15

-29.83%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$1.94 $1.94

17.01%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$4.29 $4.29

-34.27%

One-way Ticket (Public Transport)

$2.66 CA$3.76

$2.04 $2.04

30.39%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

$49.55 $49.55

55.98%

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$6.20 $6.20

-48.39%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

Gasoline (1 liter)

$1.34 CA$1.90

$1.30 $1.30

3.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$36.7K $36.7K

-23.20%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$26.9K $26.9K

-27.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$162 $162

-53.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$68.5 $68.5

-50.42%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$60.4 $60.4

-29.97%

Gym Membership (Monthly)

$29.76 CA$42.07

$29.38 $29.38

1.29%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$11.15 CA$15.77

$14.90 $14.90

-25.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$1,888 $1,888

-73.13%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$46.77 $46.77

23.05%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$39.74 $39.74

-5.44%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$93.7 $93.7

-1.96%

Men's Leather Business Shoes

$110 CA$155

$125 $125

-12.12%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$2,199 $2,199

-42.68%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$1,738 $1,738

-45.48%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$3,497 $3,497

-38.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$2,928 $2,928

-44.89%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$8,572 $8,572

-42.14%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$8,442 $8,442

-54.54%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$4,231 $4,231

-33.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.39

-29.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Santa Maria, CA: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Santa Maria, CA

$1.7K 60% 83.4% $790

Groceries & Markets

Montreal

$346 17.2%

Santa Maria, CA

$323 11.2% 6.7% $23

Eating Out

Montreal

$288 14.3%

Santa Maria, CA

$286 9.9% 0.6% $1.7

Monthly Utilities & Internet

Montreal

$152 7.5%

Santa Maria, CA

$291 10% 91% $139

Clothing & Footwear

Montreal

$133 6.6%

Santa Maria, CA

$137 4.7% 2.8% $3.8

Getting Around

Montreal

$99 4.9%

Santa Maria, CA

$64 * 2.2% 35.1% $35

Sport & Entertainment

Montreal

$52 2.6%

Santa Maria, CA

$59 2% 13.7% $7.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $2,199 in Santa Maria, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 50% higher in Santa Maria, CA, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Montreal versus $60.0 in Santa Maria, CA. Monthly groceries follow the same trend: $346 vs $323 – making Santa Maria, CA the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇺🇸 Santa Maria, CA

🕒 Local time

03:18 3:18 AM

00:18 12:18 AM

3 h behind Montreal

🌤 Weather

👥 Population

1,762,949

107,408

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Santa Maria, CA 4,080 km ≈ 6 h nonstop flight

From you

Montreal
Santa Maria, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Santa Maria, CA: Cost of Living - Frequently Asked Questions

Santa Maria, CA costs about 44% more than Montreal, and outside of rent the gap comes mainly from utilities. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $4,348 in Santa Maria, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 7% cheaper in Santa Maria, CA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $70.0 in Montreal and $60.0 in Santa Maria, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Santa Maria, CA at $2,899. In Montreal it covers expenses comfortably, while in Santa Maria, CA it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,018 versus $2,899 in Santa Maria, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Santa Maria, CA makes more sense. Both are solid long-term options with distinct trade-offs.