Last update: Nov 2026

Cost of Living Comparison Between Montreal and Saint Croix

For one person, living is cheaper in Saint Croix: $832 a month against $2,067 in Montreal, rent and utilities included – about $14,800 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index

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Montreal

🇨🇦 Canada

$2,067

/mo nomad

Saint Croix

🇻🇮 U.S. Virgin Islands

$832

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Saint Croix

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Saint Croix actually costs, broken down by who's living it.

A single person spends $2,067 per month in Montreal vs $832 in Saint Croix, rent included.

Montreal $2,067
Saint Croix $832

A couple spends around $3,179 per month in Montreal vs $1,695 in Saint Croix, rent included.

Montreal $3,179
Saint Croix $1,695

A family of three spends $4,291 per month in Montreal vs $2,559 in Saint Croix, rent included.

Montreal $4,291
Saint Croix $2,559

Montreal costs about 149% more than Saint Croix, and outside of rent the biggest gap is in groceries.

Montreal sits 53% above the global median, while Saint Croix is 38% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.89 CA$26.48

$39.83 $39.83

-52.57%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$150 $150

-51.67%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.13

$9.82 $9.82

9.88%

Cappuccino

$3.98 CA$5.58

$7.40 $7.40

-46.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.83

$3.29 $3.29

-38.60%

Water (0.33 liter bottle)

$1.63 CA$2.29

$3.02 $3.02

-46.03%

Local Beer (0.5 liter draught)

$6.32 CA$8.86

$6.08 $6.08

3.95%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.90

$8.22 $8.22

-14.11%

Milk (1 liter)

$2.33 CA$3.27

$2.45 $2.45

-4.90%

White Bread (500g)

$3.25 CA$4.55

$7.20 $7.20

-54.86%

Rice (white) (1kg)

$3.26 CA$4.58

$11.24 $11.24

-71.00%

Eggs

$3.48 CA$4.87

$8.55 $8.55

-59.30%

Local Cheese (1kg)

$13.73 CA$19.25

$22.35 $22.35

-38.57%

Chicken Fillets (1kg)

$11.48 CA$16.09

Beef Round Steak (1kg)

$14.26 CA$19.99

Apples (1kg)

$3.52 CA$4.94

$11.22 $11.22

-68.63%

Banana (1kg)

$1.46 CA$2.04

Oranges (1kg)

$3.41 CA$4.78

Tomato (1kg)

$3.20 CA$4.49

Potato (1kg)

$1.94 CA$2.71

Onion (1kg)

$1.78 CA$2.50

Lettuce (1 head)

$2.52 CA$3.53

$5.95 $5.95

-57.65%

Water (1.5 liter bottle)

$1.58 CA$2.22

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.13

Wine (Bottle)

$10.57 CA$14.82

Local Beer (0.5 liter bottle)

$2.35 CA$3.29

Imported Beer (0.33 liter bottle)

$2.90 CA$4.06

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$3.17 CA$4.45

Taxi (Normal Tariff) (1km)

$1.49 CA$2.09

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$46.94

Gasoline (1 liter)

$1.36 CA$1.91

$0.98 $0.98

38.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.3K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$109

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$49.94

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.3

Gym Membership (Monthly)

$30.07 CA$42.16

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

Cinema Ticket

$11.27 CA$15.80

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$732

International Primary School, 1 Child (Yearly)

$17.8K CA$24.9K

Jeans (Levis 501 Or Similar)

$59.0 CA$82.7

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.7

Sport Shoes (Adidas, Nike)

$99.8 CA$140

Men's Leather Business Shoes

$110 CA$154

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,820

$2,540 $2,540

-48.89%

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,360

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,257

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,368

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$2,943 CA$4,125

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for Saint Croix: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

Saint Croix

–

Groceries & Markets

Montreal

$357 17.3%

Saint Croix

–

Eating Out

Montreal

$292 14.1%

Saint Croix

–

Monthly Utilities & Internet

Montreal

$157 7.6%

Saint Croix

–

Clothing & Footwear

Montreal

$138 6.7%

Saint Croix

–

Getting Around

Montreal

$100 4.8%

Saint Croix

–

Sport & Entertainment

Montreal

$53 2.6%

Saint Croix

–

Cost Breakdown

A central one-bedroom costs $1,298 in Montreal versus $2,540 in Saint Croix. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73 in Montreal versus $150 in Saint Croix. Groceries tell a different story – $357 in Montreal vs $323 in Saint Croix – so Saint Croix wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇻🇮 Saint Croix

🕒 Local time

03:29 3:29 AM

04:29 4:29 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

50,601

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Saint Croix 3,190 km ≈ 4 h 30 min nonstop flight

From you

Montreal
Saint Croix

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Saint Croix: Cost of Living - Frequently Asked Questions

Montreal costs about 149% more than Saint Croix, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,100 per month in Montreal and $1,247 in Saint Croix. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments: a one-bedroom in the center costs $1,298 there versus $2,540 in Saint Croix.

Monthly expenses with rent come to $2,067 in Montreal and $832 in Saint Croix. That makes Saint Croix about 60% cheaper.

Groceries cost about 11% more in Montreal, though the gap depends on what you buy.

A $1,200 monthly budget goes further in Saint Croix, where all-in costs run around $832, than in Montreal at $2,067. In Saint Croix it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $832 in Saint Croix to $2,067 in Montreal. Climate, culture, job market, and personal taste all factor in.