Last update: Oct 2026

Cost of Living Comparison Between Montreal and Saint Andrew Parish

For one person, living is cheaper in Saint Andrew Parish: $1,496 a month against $2,064 in Montreal, rent and utilities included – about $6,800 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
71

Cost of Living Index in Saint Andrew Parish
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Saint Andrew Parish Living Index

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Montreal

🇨🇦 Canada

$2,064

/mo nomad

Saint Andrew Parish

🇯🇲 Jamaica

$1,496

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Saint Andrew Parish

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Saint Andrew Parish actually costs, broken down by who's living it.

A single person spends $2,064 per month in Montreal vs $1,496 in Saint Andrew Parish, rent included.

Montreal $2,064
Saint Andrew Parish $1,496

A couple spends around $3,156 per month in Montreal vs $2,422 in Saint Andrew Parish, rent included.

Montreal $3,156
Saint Andrew Parish $2,422

A family of three spends $4,247 per month in Montreal vs $3,348 in Saint Andrew Parish, rent included.

Montreal $4,247
Saint Andrew Parish $3,348

Montreal costs about 38% more than Saint Andrew Parish, and outside of rent the biggest gap is in transport.

Both Montreal and Saint Andrew Parish sit above the global median – Montreal by 52%, Saint Andrew Parish by 10%.

Meal at Budget Restaurant

$18.98 CA$26.55

$13.43 JMD 2,120

41.33%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$102

$67.2 JMD 10.6K

8.54%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.22

$8.15 JMD 1,287

33.50%

Cappuccino

$3.81 CA$5.34

$5.42 JMD 855

-29.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.71

$1.20 JMD 190

61.67%

Water (0.33 liter bottle)

$1.58 CA$2.21

$0.71 JMD 111

122.54%

Local Beer (0.5 liter draught)

$6.37 CA$8.91

$2.24 JMD 354

184.37%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.16

$3.22 JMD 509

125.47%

Milk (1 liter)

$2.23 CA$3.11

$3.38 JMD 533

-34.02%

White Bread (500g)

$3.17 CA$4.44

$2.60 JMD 411

21.92%

Rice (white) (1kg)

$3.31 CA$4.63

$1.63 JMD 257

103.07%

Eggs

$3.63 CA$5.08

$3.51 JMD 554

3.42%

Local Cheese (1kg)

$13.16 CA$18.40

$11.52 JMD 1,818

14.24%

Chicken Fillets (1kg)

$11.56 CA$16.17

$6.23 JMD 983

85.55%

Beef Round Steak (1kg)

$13.71 CA$19.18

$10.36 JMD 1,636

32.34%

Apples (1kg)

$3.29 CA$4.60

$6.07 JMD 959

-45.80%

Banana (1kg)

$1.46 CA$2.04

$3.98 JMD 629

-63.32%

Oranges (1kg)

$3.37 CA$4.71

$4.94 JMD 781

-31.78%

Tomato (1kg)

$3.15 CA$4.40

$3.10 JMD 489

1.61%

Potato (1kg)

$1.89 CA$2.64

$3.32 JMD 524

-43.07%

Onion (1kg)

$1.79 CA$2.51

$2.58 JMD 408

-30.62%

Lettuce (1 head)

$2.47 CA$3.46

$1.86 JMD 294

32.80%

Water (1.5 liter bottle)

$1.58 CA$2.21

$0.96 JMD 151

64.58%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.78

$9.27 JMD 1,464

21.68%

Wine (Bottle)

$10.49 CA$14.68

$11.46 JMD 1,809

-8.46%

Local Beer (0.5 liter bottle)

$2.34 CA$3.27

$2.54 JMD 401

-7.87%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.07

$3.08 JMD 487

-5.52%

One-way Ticket (Public Transport)

$2.61 CA$3.65

$0.65 JMD 103

301.54%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

Taxi Start (Normal Tariff)

$3.26 CA$4.56

$0.97 JMD 154

236.08%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.01

$3.10 JMD 490

-53.55%

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.76

$6.14 JMD 969

444.46%

Gasoline (1 liter)

$1.33 CA$1.86

$1.30 JMD 206

2.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.0K

$44.9K JMD 7.1M

-36.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.5K

$24.9K JMD 3.9M

-15.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$115 JMD 18.1K

-30.34%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$47.98

$29.93 JMD 4,725

14.60%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$59.9

$53.3 JMD 8,414

-19.59%

Gym Membership (Monthly)

$31.14 CA$43.56

$60.1 JMD 9,491

-48.19%

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.14

Cinema Ticket

$11.23 CA$15.71

$13.44 JMD 2,122

-16.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$734

$254 JMD 40.0K

107.10%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.8K

$8,331 JMD 1.3M

96.01%

Jeans (Levis 501 Or Similar)

$58.0 CA$81.1

$23.59 JMD 3,725

145.87%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.3

$31.28 JMD 4,939

21.84%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$77.4 JMD 12.2K

20.65%

Men's Leather Business Shoes

$110 CA$154

$74.8 JMD 11.8K

47.40%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,797

$825 JMD 130.2K

55.79%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,366

$534 JMD 84.3K

82.98%

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,176

$1,680 JMD 265.2K

35.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,329

$1,109 JMD 175.0K

50.18%

Buy Apartment in City Center (m2)

$5,139 CA$7,188

$2,675 JMD 422.4K

92.10%

Buy Apartment Outside City Center (m2)

$3,834 CA$5,363

Average Monthly Net Salary (After Tax)

$3,002 CA$4,199

$726 JMD 114.7K

313.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

-50.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Saint Andrew Parish: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

Saint Andrew Parish

$534 35.7% 45.4% $443

Groceries & Markets

Montreal

$351 17%

Saint Andrew Parish

$342 22.9% 2.5% $8.7

Eating Out

Montreal

$291 14.1%

Saint Andrew Parish

$222 14.9% 23.6% $69

Monthly Utilities & Internet

Montreal

$157 7.6%

Saint Andrew Parish

$198 13.3% 26% $41

Clothing & Footwear

Montreal

$135 6.5%

Saint Andrew Parish

$93 6.2% 30.9% $42

Getting Around

Montreal

$100 4.9%

Saint Andrew Parish

$19 * 1.3% 80.9% $81

Sport & Entertainment

Montreal

$54 2.6%

Saint Andrew Parish

$87 5.8% 62.3% $33

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,285 in Montreal versus $825 in Saint Andrew Parish. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Montreal are about 4.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73 in Montreal versus $67 in Saint Andrew Parish. Monthly groceries follow the same trend: $351 vs $342 – making Saint Andrew Parish the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇯🇲 Saint Andrew Parish

🕒 Local time

21:00 9:00 PM

20:00 8:00 PM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

555,995

💱 Currency

Canadian Dollar CAD $

Jamaican Dollar JMD $

📈 Exchange rate

1 CAD = 0.715 USD

1 CAD = 0.642 EUR

1,000 JMD = 6.33 USD

1,000 JMD = 5.69 EUR

Exchange rates and currency converter

JMD, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 29, 2026: 1 USD = 1.4 CAD (1 CAD = 0.715 USD). 1 EUR = 1.56 CAD (1 CAD = 0.642 EUR).

Jamaican Dollar exchange rates as of October 29, 2026: 1 USD = 158 JMD (1,000 JMD = 6.33 USD). 1 EUR = 176 JMD (1,000 JMD = 5.69 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Saint Andrew Parish 3,060 km ≈ 4 h 15 min nonstop flight

From you

Montreal
Saint Andrew Parish

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Saint Andrew Parish: Cost of Living - Frequently Asked Questions

Montreal costs about 38% more than Saint Andrew Parish, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,096 per month in Montreal and $2,244 in Saint Andrew Parish. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint Andrew Parish, especially for central apartments: a one-bedroom in the center costs $825 there versus $1,285 in Montreal.

Monthly expenses with rent come to $2,064 in Montreal and $1,496 in Saint Andrew Parish. That makes Saint Andrew Parish about 28% cheaper.

A mid-range dinner for two costs $73 in Montreal and $67 in Saint Andrew Parish. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Saint Andrew Parish, where all-in costs run around $1,496, than in Montreal at $2,064. In Saint Andrew Parish it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

Families tend to lean toward Saint Andrew Parish – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Saint Andrew Parish. If higher salaries or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.