Cost of Living Comparison Between Montreal and Saguenay Cost of Living Comparison Between Montreal and Saguenay

Monthly Cost of Living

A single person spends $2,108 per month in Montreal vs $1,447 in Saguenay, rent included.

A couple spends around $3,226 per month in Montreal vs $2,322 in Saguenay, rent included.

A family of three spends $4,344 per month in Montreal vs $3,197 in Saguenay, rent included.

Montreal costs about 46% more than Saguenay, driven mainly by Groceries & Markets.

Both Montreal and Saguenay sit above the global median – Montreal by 53%, Saguenay by 5%.

Meal at Budget Restaurant

$17.83 CA$24.73

$15.87 CA$22.01

12.35%

Three-Course Dinner for Two, Mid-Range

$73.6 CA$102

$43.50 CA$60.3

69.13%

Fast Food Meal (McDonalds, etc)

$10.81 CA$15.00

$11.51 CA$15.96

-6.08%

Cappuccino

$3.92 CA$5.44

$3.82 CA$5.30

2.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.04 CA$2.84

$1.56 CA$2.17

30.77%

Water (0.33 liter bottle)

$1.52 CA$2.11

$1.28 CA$1.78

18.75%

Local Beer (0.5 liter draught)

$6.59 CA$9.14

$5.57 CA$7.72

18.31%

Imported Beer (0.33 liter bottle)

$7.14 CA$9.90

$5.32 CA$7.38

34.21%

Milk (1 liter)

$2.37 CA$3.28

$2.10 CA$2.92

12.86%

White Bread (500g)

$3.23 CA$4.48

$2.88 CA$4.00

12.15%

Rice (white) (1kg)

$2.95 CA$4.10

$4.10 CA$5.68

-28.05%

Eggs

$3.69 CA$5.12

$2.94 CA$4.07

25.51%

Local Cheese (1kg)

$13.65 CA$18.93

$8.82 CA$12.24

54.76%

Chicken Fillets (1kg)

$11.94 CA$16.56

$7.17 CA$9.95

66.53%

Beef Round Steak (1kg)

$14.07 CA$19.52

$10.47 CA$14.52

34.38%

Apples (1kg)

$3.61 CA$5.01

$4.38 CA$6.07

-17.58%

Banana (1kg)

$1.55 CA$2.15

$1.41 CA$1.96

9.93%

Oranges (1kg)

$3.29 CA$4.56

$3.76 CA$5.22

-12.50%

Tomato (1kg)

$3.07 CA$4.26

$4.26 CA$5.90

-27.93%

Potato (1kg)

$2.00 CA$2.78

$2.92 CA$4.05

-31.51%

Onion (1kg)

$1.90 CA$2.64

$2.83 CA$3.92

-32.86%

Lettuce (1 head)

$2.64 CA$3.66

$2.56 CA$3.55

3.13%

Water (1.5 liter bottle)

$1.39 CA$1.93

$0.77 CA$1.07

80.52%

Cigarettes 20 Pack (Marlboro, Camel)

$11.80 CA$16.36

$12.47 CA$17.30

-5.37%

Wine (Bottle)

$10.80 CA$14.98

$11.46 CA$15.90

-5.76%

Local Beer (0.5 liter bottle)

$2.37 CA$3.29

$3.15 CA$4.37

-24.76%

Imported Beer (0.33 liter bottle)

$2.90 CA$4.02

$3.37 CA$4.68

-13.95%

One-way Ticket (Public Transport)

$2.74 CA$3.79

$2.66 CA$3.69

3.01%

Public Transport Monthly Pass (Regular Price)

$77.1 CA$107

$57.8 CA$80.1

33.47%

Taxi Start (Normal Tariff)

$3.31 CA$4.59

$2.92 CA$4.05

13.36%

Taxi (Normal Tariff) (1km)

$1.46 CA$2.02

$1.51 CA$2.10

-3.31%

Taxi 1hour Waiting (Normal Tariff)

$32.98 CA$45.74

$27.80 CA$38.55

18.63%

Gasoline (1 liter)

$1.31 CA$1.82

$1.17 CA$1.62

11.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.7K CA$39.8K

$28.9K CA$40.1K

-0.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.4K CA$28.4K

$20.1K CA$27.9K

1.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 CA$111

$65.2 CA$90.4

22.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.79 CA$48.25

$32.83 CA$45.54

5.97%

Internet (50+ Mbps, Unlimited Data)

$42.55 CA$59.0

$46.79 CA$64.9

-9.06%

Gym Membership (Monthly)

$29.20 CA$40.50

$25.74 CA$35.70

13.44%

Tennis Court (1 Hour on Weekend)

$20.33 CA$28.20

$19.49 CA$27.03

4.31%

Cinema Ticket

$11.48 CA$15.93

$9.22 CA$12.78

24.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$565 CA$784

$710 CA$984

-20.35%

International Primary School, 1 Child (Yearly)

$16.6K CA$23.0K

$9,291 CA$12.9K

78.44%

Jeans (Levis 501 Or Similar)

$60.2 CA$83.5

$57.3 CA$79.5

4.97%

Summer Dress (H&M, Zara, etc)

$41.87 CA$58.1

$36.69 CA$50.9

14.12%

Sport Shoes (Adidas, Nike)

$104 CA$144

$87.5 CA$121

18.77%

Men's Leather Business Shoes

$113 CA$156

$111 CA$154

1.65%

1-bedroom Apartment, City Center (Monthly)

$1,294 CA$1,795

$631 CA$875

105.15%

1-bedroom Apartment, Outside City Center (Monthly)

$1,014 CA$1,407

$467 CA$647

117.31%

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,149

$1,233 CA$1,710

84.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,683 CA$2,334

$990 CA$1,373

70.07%

Buy Apartment in City Center (m2)

$5,156 CA$7,151

$5,852 CA$8,117

-11.90%

Buy Apartment Outside City Center (m2)

$3,842 CA$5,328

$3,544 CA$4,915

8.41%

Average Monthly Net Salary (After Tax)

$3,032 CA$4,205

$2,644 CA$3,667

14.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.44

4.45

-0.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: September 6, 2026

Last update for Saguenay: September 7, 2026

Cost Breakdown

A central one-bedroom costs $1,294 in Montreal versus $631 in Saguenay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 15% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in Montreal versus $43.00 in Saguenay. Monthly groceries follow the same trend: $358 vs $318 – making Saguenay the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Saguenay: Cost of Living - Frequently Asked Questions

Montreal costs about 46% more than Saguenay, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,163 per month in Montreal and $2,170 in Saguenay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saguenay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 13% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $74.0 in Montreal and $43.00 in Saguenay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Saguenay, where all-in costs run around $1,447, than in Montreal at $2,108. In Saguenay it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Saguenay costs $1,447 versus $2,108 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saguenay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.