Cost of Living Comparison Between Montreal and Saguenay Cost of Living Comparison Between Montreal and Saguenay

Monthly Cost of Living

A single person spends $2,085 per month in Montreal vs $1,332 in Saguenay, rent included.

A couple spends around $3,174 per month in Montreal vs $2,353 in Saguenay, rent included.

A family of three spends $4,262 per month in Montreal vs $3,374 in Saguenay, rent included.

Montreal costs about 57% more than Saguenay, driven mainly by Groceries & Markets.

Both Montreal and Saguenay sit above the global median – Montreal by 56%, Saguenay by 0%.

Meal at Budget Restaurant

$16.52 CA$23.24

$13.01 CA$18.31

26.98%

Three-Course Dinner for Two, Mid-Range

$74.0 CA$104

$44.95 CA$63.3

64.61%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.40

$11.22 CA$15.79

-2.50%

Cappuccino

$3.84 CA$5.41

$3.91 CA$5.50

-1.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 CA$3.01

$1.52 CA$2.13

40.79%

Water (0.33 liter bottle)

$1.45 CA$2.04

$1.27 CA$1.79

14.17%

Local Beer (0.5 liter draught)

$6.13 CA$8.63

$5.59 CA$7.86

9.66%

Imported Beer (0.33 liter bottle)

$6.73 CA$9.47

$5.09 CA$7.16

32.22%

Milk (1 liter)

$2.35 CA$3.31

$2.18 CA$3.07

7.80%

White Bread (500g)

$3.34 CA$4.69

$2.98 CA$4.19

12.08%

Rice (white) (1kg)

$3.74 CA$5.27

$4.45 CA$6.27

-15.96%

Eggs

$3.39 CA$4.77

$2.60 CA$3.66

30.38%

Local Cheese (1kg)

$16.30 CA$22.93

$12.81 CA$18.02

27.24%

Chicken Fillets (1kg)

$11.81 CA$16.62

$8.59 CA$12.08

37.49%

Beef Round Steak (1kg)

$15.64 CA$22.01

$13.73 CA$19.32

13.91%

Apples (1kg)

$3.69 CA$5.20

$3.99 CA$5.61

-7.52%

Banana (1kg)

$1.70 CA$2.39

$1.25 CA$1.76

36.00%

Oranges (1kg)

$4.11 CA$5.79

$3.95 CA$5.56

4.05%

Tomato (1kg)

$4.41 CA$6.20

$3.96 CA$5.57

11.36%

Potato (1kg)

$2.79 CA$3.93

$1.96 CA$2.75

42.35%

Onion (1kg)

$2.64 CA$3.72

$1.59 CA$2.24

66.04%

Lettuce (1 head)

$2.29 CA$3.22

$2.59 CA$3.64

-11.58%

Water (1.5 liter bottle)

$1.78 CA$2.51

$0.82 CA$1.16

117.07%

Cigarettes 20 Pack (Marlboro, Camel)

$13.17 CA$18.53

$11.92 CA$16.77

10.49%

Wine (Bottle)

$10.64 CA$14.97

$11.24 CA$15.82

-5.34%

Local Beer (0.5 liter bottle)

$2.99 CA$4.20

$3.07 CA$4.32

-2.61%

Imported Beer (0.33 liter bottle)

$3.44 CA$4.83

$2.00 CA$2.81

72.00%

One-way Ticket (Public Transport)

$2.81 CA$3.95

$2.82 CA$3.97

-0.35%

Public Transport Monthly Pass (Regular Price)

$72.8 CA$102

$56.8 CA$79.9

28.32%

Taxi Start (Normal Tariff)

$3.52 CA$4.95

$3.66 CA$5.15

-3.83%

Taxi (Normal Tariff) (1km)

$1.45 CA$2.05

$1.95 CA$2.75

-25.64%

Taxi 1hour Waiting (Normal Tariff)

$34.29 CA$48.26

$31.28 CA$44.02

9.62%

Gasoline (1 liter)

$1.22 CA$1.72

$1.15 CA$1.62

6.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.5K

$25.0K CA$35.2K

0.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K CA$31.1K

$20.3K CA$28.6K

9.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.5 CA$108

$87.2 CA$123

-12.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.60 CA$50.1

$38.88 CA$54.7

-8.44%

Internet (50+ Mbps, Unlimited Data)

$42.96 CA$60.5

$43.25 CA$60.9

-0.67%

Gym Membership (Monthly)

$43.39 CA$61.1

$33.57 CA$47.24

29.25%

Tennis Court (1 Hour on Weekend)

$16.83 CA$23.68

$14.11 CA$19.85

19.28%

Cinema Ticket

$11.09 CA$15.60

$9.74 CA$13.70

13.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 CA$879

$613 CA$863

1.81%

International Primary School, 1 Child (Yearly)

$5,896 CA$8,296

$6,342 CA$8,923

-7.04%

Jeans (Levis 501 Or Similar)

$63.1 CA$88.8

$60.2 CA$84.6

4.90%

Summer Dress (H&M, Zara, etc)

$44.50 CA$62.6

$53.1 CA$74.8

-16.26%

Sport Shoes (Adidas, Nike)

$103 CA$145

$96.1 CA$135

6.96%

Men's Leather Business Shoes

$118 CA$166

$128 CA$180

-7.51%

1-bedroom Apartment, City Center (Monthly)

$1,207 CA$1,699

$613 CA$862

96.97%

1-bedroom Apartment, Outside City Center (Monthly)

$965 CA$1,358

$300 CA$422

221.49%

3-bedroom Apartment, City Center (Monthly)

$2,031 CA$2,858

$1,299 CA$1,827

56.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,577 CA$2,219

$1,065 CA$1,498

48.12%

Buy Apartment in City Center (m2)

$5,085 CA$7,155

$5,707 CA$8,031

-10.90%

Buy Apartment Outside City Center (m2)

$3,783 CA$5,324

$3,425 CA$4,820

10.46%

Average Monthly Net Salary (After Tax)

$2,890 CA$4,066

$2,588 CA$3,642

11.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.87

-27.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: July 11, 2026

Last update for Saguenay: July 13, 2026

Cost Breakdown

A central one-bedroom costs $1,207 in Montreal versus $613 in Saguenay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 12% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in Montreal versus $45.00 in Saguenay. Monthly groceries follow the same trend: $395 vs $337 – making Saguenay the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Saguenay: Cost of Living - Frequently Asked Questions

Montreal costs about 57% more than Saguenay, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,127 per month in Montreal and $1,998 in Saguenay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saguenay, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 17% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $74.0 in Montreal and $45.00 in Saguenay. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Saguenay, where all-in costs run around $1,332, than in Montreal at $2,085. In Saguenay it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Saguenay costs $1,332 versus $2,085 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Saguenay. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.