Last update: Oct 2026

Cost of Living Comparison Between Montreal and Rio Claro

For one person, living is cheaper in Rio Claro: $840 a month against $2,018 in Montreal, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
41

Cost of Living Index in Rio Claro
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Rio Claro Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Rio Claro

🇧🇷 Brazil

$840

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Rio Claro

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Rio Claro actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $840 in Rio Claro, rent included.

Montreal $2,018
Rio Claro $840

A couple spends around $3,085 per month in Montreal vs $1,265 in Rio Claro, rent included.

Montreal $3,085
Rio Claro $1,265

A family of three spends $4,152 per month in Montreal vs $1,689 in Rio Claro, rent included.

Montreal $4,152
Rio Claro $1,689

Montreal costs about 140% more than Rio Claro, and outside of rent the biggest gap is in eating out.

Montreal sits 49% above the global median, while Rio Claro is 38% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.82 CA$26.61

$5.66 R$28.71

232.51%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$23.80 R$121

195.34%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$7.09 R$35.96

50.35%

Cappuccino

$3.84 CA$5.43

$2.74 R$13.91

40.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$1.11 R$5.63

72.97%

Water (0.33 liter bottle)

$1.54 CA$2.18

$0.65 R$3.28

136.92%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$2.15 R$10.91

189.77%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$2.94 R$14.90

141.50%

Milk (1 liter)

$2.31 CA$3.27

$0.86 R$4.35

168.60%

White Bread (500g)

$3.14 CA$4.44

$1.92 R$9.73

63.54%

Rice (white) (1kg)

$3.21 CA$4.54

$1.33 R$6.74

141.35%

Eggs

$3.52 CA$4.97

$2.24 R$11.37

57.14%

Local Cheese (1kg)

$12.81 CA$18.11

$9.65 R$48.90

32.75%

Chicken Fillets (1kg)

$11.46 CA$16.20

$4.56 R$23.12

151.32%

Beef Round Steak (1kg)

$13.39 CA$18.92

$9.67 R$49.04

38.47%

Apples (1kg)

$3.14 CA$4.43

$2.16 R$10.96

45.37%

Banana (1kg)

$1.44 CA$2.03

$1.31 R$6.65

9.92%

Oranges (1kg)

$3.47 CA$4.91

$1.41 R$7.15

146.10%

Tomato (1kg)

$3.07 CA$4.34

$1.38 R$7.00

122.46%

Potato (1kg)

$1.90 CA$2.69

$1.00 R$5.05

90.00%

Onion (1kg)

$1.77 CA$2.50

$1.22 R$6.19

45.08%

Lettuce (1 head)

$2.34 CA$3.31

$1.17 R$5.93

100.00%

Water (1.5 liter bottle)

$1.55 CA$2.19

$0.89 R$4.52

74.16%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$2.38 R$12.09

378.15%

Wine (Bottle)

$10.63 CA$15.03

$7.92 R$40.13

34.22%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$1.40 R$7.12

62.14%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$1.89 R$9.56

49.21%

One-way Ticket (Public Transport)

$2.66 CA$3.76

$1.02 R$5.19

160.78%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

$39.55 R$200

95.42%

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$1.57 R$7.97

103.82%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$1.62 R$8.23

-8.64%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$17.75 R$90.0

85.24%

Gasoline (1 liter)

$1.34 CA$1.90

$1.16 R$5.88

15.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$24.1K R$122.4K

16.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$32.9K R$166.7K

-40.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$64.2 R$325

18.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$9.45 R$47.88

259.26%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$20.35 R$103

107.91%

Gym Membership (Monthly)

$29.76 CA$42.07

$24.49 R$124

21.52%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$11.15 CA$15.77

$5.86 R$29.71

90.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$242 R$1,225

109.90%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

$5,486 R$27.8K

192.57%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$54.4 R$276

5.79%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$37.28 R$189

0.80%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$96.9 R$491

-5.17%

Men's Leather Business Shoes

$110 CA$155

$60.0 R$304

82.72%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$285 R$1,447

341.51%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$220 R$1,115

330.65%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$441 R$2,234

384.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$332 R$1,682

386.36%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$772 R$3,915

542.20%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$679 R$3,440

465.46%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$528 R$2,676

435.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

12.79

-64.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Rio Claro: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Rio Claro

$220 26.2% 76.8% $728

Groceries & Markets

Montreal

$346 17.2%

Rio Claro

$201 24% 41.8% $145

Eating Out

Montreal

$288 14.3%

Rio Claro

$123 14.7% 57.2% $165

Monthly Utilities & Internet

Montreal

$152 7.5%

Rio Claro

$94 11.2% 38.2% $58

Clothing & Footwear

Montreal

$133 6.6%

Rio Claro

$112 13.3% 16.2% $22

Getting Around

Montreal

$99 4.9%

Rio Claro

$53 6.4% 45.9% $45

Sport & Entertainment

Montreal

$52 2.6%

Rio Claro

$36 4.3% 30.4% $16

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $285 in Rio Claro. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 436% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Montreal versus $24.00 in Rio Claro. Monthly groceries follow the same trend: $346 vs $201 – making Rio Claro the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇧🇷 Rio Claro

🕒 Local time

17:12 5:12 PM

18:12 6:12 PM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

201,418

💱 Currency

Canadian Dollar CAD $

Brazilian Real BRL R$

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 BRL = 0.197 USD

1 BRL = 0.175 EUR

Exchange rates and currency converter

BRL, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Brazilian Real exchange rates as of October 18, 2026: 1 USD = 5.07 BRL (1 BRL = 0.197 USD). 1 EUR = 5.7 BRL (1 BRL = 0.175 EUR).

USD to CAD in detail →

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Montreal Rio Claro 8,000 km ≈ 10 h nonstop flight

From you

Montreal
Rio Claro

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Rio Claro: Cost of Living - Frequently Asked Questions

Montreal costs about 140% more than Rio Claro, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $1,260 in Rio Claro. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Rio Claro, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 72% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $70.0 in Montreal and $24.00 in Rio Claro. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Rio Claro, where all-in costs run around $840, than in Montreal at $2,018. In Rio Claro it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Rio Claro costs $840 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Rio Claro. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.