Last update: Nov 2026

Cost of Living Comparison Between Montreal and Puerto de Tierra

For one person, living is cheaper in Puerto de Tierra: $1,319 a month against $2,067 in Montreal, rent and utilities included – about $9,000 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
Learn more

Montreal Living Index
63

Cost of Living Index in Puerto de Tierra
Learn more

Puerto de Tierra Living Index

Jump to prices

Montreal

🇨🇦 Canada

$2,067

/mo nomad

Puerto de Tierra

🇵🇷 Puerto Rico

$1,319

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Puerto de Tierra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Puerto de Tierra actually costs, broken down by who's living it.

A single person spends $2,067 per month in Montreal vs $1,319 in Puerto de Tierra, rent included.

Montreal $2,067
Puerto de Tierra $1,319

A couple spends around $3,179 per month in Montreal vs $2,082 in Puerto de Tierra, rent included.

Montreal $3,179
Puerto de Tierra $2,082

A family of three spends $4,291 per month in Montreal vs $2,846 in Puerto de Tierra, rent included.

Montreal $4,291
Puerto de Tierra $2,846

Montreal costs about 57% more than Puerto de Tierra, and outside of rent the biggest gap is in transport.

Montreal sits 53% above the global median, while Puerto de Tierra is 2% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.89 CA$26.57

$19.49 $19.49

-3.08%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$84.5 $84.5

-14.16%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.18

$9.05 $9.05

19.23%

Cappuccino

$3.98 CA$5.60

$3.46 $3.46

15.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.84

$1.84 $1.84

9.78%

Water (0.33 liter bottle)

$1.63 CA$2.29

$1.47 $1.47

10.88%

Local Beer (0.5 liter draught)

$6.32 CA$8.89

$2.95 $2.95

114.24%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.93

$5.09 $5.09

38.70%

Milk (1 liter)

$2.33 CA$3.28

$1.81 $1.81

28.73%

White Bread (500g)

$3.25 CA$4.57

$3.53 $3.53

-7.93%

Rice (white) (1kg)

$3.26 CA$4.59

$2.31 $2.31

41.13%

Eggs

$3.48 CA$4.89

$7.59 $7.59

-54.15%

Local Cheese (1kg)

$13.73 CA$19.31

$12.69 $12.69

8.20%

Chicken Fillets (1kg)

$11.48 CA$16.14

$9.38 $9.38

22.39%

Beef Round Steak (1kg)

$14.26 CA$20.05

$13.13 $13.13

8.61%

Apples (1kg)

$3.52 CA$4.95

$4.92 $4.92

-28.46%

Banana (1kg)

$1.46 CA$2.05

$2.58 $2.58

-43.41%

Oranges (1kg)

$3.41 CA$4.80

$4.78 $4.78

-28.66%

Tomato (1kg)

$3.20 CA$4.50

$4.71 $4.71

-32.06%

Potato (1kg)

$1.94 CA$2.72

$3.75 $3.75

-48.27%

Onion (1kg)

$1.78 CA$2.50

$3.99 $3.99

-55.39%

Lettuce (1 head)

$2.52 CA$3.54

$3.48 $3.48

-27.59%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.59 $1.59

-0.63%

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.18

$11.80 $11.80

-2.46%

Wine (Bottle)

$10.57 CA$14.87

$15.78 $15.78

-33.02%

Local Beer (0.5 liter bottle)

$2.35 CA$3.30

$3.10 $3.10

-24.19%

Imported Beer (0.33 liter bottle)

$2.90 CA$4.07

$4.06 $4.06

-28.57%

One-way Ticket (Public Transport)

$2.61 CA$3.68

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$3.17 CA$4.46

$2.53 $2.53

25.30%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.10

$1.47 $1.47

1.36%

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$47.10

$41.94 $41.94

-20.15%

Gasoline (1 liter)

$1.36 CA$1.92

$1.27 $1.27

7.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.4K

$35.1K $35.1K

-20.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.7K

$27.8K $27.8K

-23.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$109

$322 $322

-75.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$50.1

$70.5 $70.5

-49.47%

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.5

$70.6 $70.6

-38.02%

Gym Membership (Monthly)

$30.07 CA$42.29

Tennis Court (1 Hour on Weekend)

$19.97 CA$28.08

Cinema Ticket

$11.27 CA$15.85

$10.68 $10.68

5.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$734

$808 $808

-35.40%

International Primary School, 1 Child (Yearly)

$17.8K CA$25.0K

$12.1K $12.1K

47.26%

Jeans (Levis 501 Or Similar)

$59.0 CA$82.9

$55.6 $55.6

5.98%

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.9

$61.5 $61.5

-36.56%

Sport Shoes (Adidas, Nike)

$99.8 CA$140

$110 $110

-9.55%

Men's Leather Business Shoes

$110 CA$154

$114 $114

-4.16%

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,826

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,365

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,267

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,376

Buy Apartment in City Center (m2)

$5,004 CA$7,037

Buy Apartment Outside City Center (m2)

$3,736 CA$5,255

Average Monthly Net Salary (After Tax)

$2,943 CA$4,139

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.55

-31.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for Puerto de Tierra: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

Puerto de Tierra

- * 0% 100%

Groceries & Markets

Montreal

$357 17.3%

Puerto de Tierra

$407 30.9% 14.1% $50

Eating Out

Montreal

$292 14.1%

Puerto de Tierra

$263 19.9% 9.9% $29

Monthly Utilities & Internet

Montreal

$157 7.6%

Puerto de Tierra

$464 35.1% 195% $307

Clothing & Footwear

Montreal

$138 6.7%

Puerto de Tierra

$154 11.7% 11.2% $15

Getting Around

Montreal

$100 4.8%

Puerto de Tierra

$9.9 * 0.8% 90.1% $90

Sport & Entertainment

Montreal

$53 2.6%

Puerto de Tierra

$21 * 1.6% 59.4% $31

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $73 in Montreal versus $85 in Puerto de Tierra. Monthly groceries follow the same trend: $357 vs $407 – making Montreal the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇵🇷 Puerto de Tierra

🕒 Local time

14:43 2:43 PM

15:43 3:43 PM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.711 USD

1 CAD = 0.636 EUR

1 USD = 0.895 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.57 CAD (1 CAD = 0.636 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Montreal Puerto de Tierra 3,080 km ≈ 4 h 15 min nonstop flight

From you

Montreal
Puerto de Tierra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Puerto de Tierra: Cost of Living - Frequently Asked Questions

Montreal costs about 57% more than Puerto de Tierra, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,100 per month in Montreal and $1,978 in Puerto de Tierra. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $73 in Montreal and $85 in Puerto de Tierra. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Interestingly, groceries are about 12% cheaper in Montreal – one category where the pricier city actually offers better value.

A $1,500 monthly budget goes further in Puerto de Tierra, where all-in costs run around $1,319, than in Montreal at $2,067. In Puerto de Tierra it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,319 in Puerto de Tierra to $2,067 in Montreal. Climate, culture, job market, and personal taste all factor in.