Last update: Oct 2026

Cost of Living Comparison Between Montreal and Playa del Carmen

For one person, living is cheaper in Playa del Carmen: $1,204 a month against $2,064 in Montreal, rent and utilities included – about $10,300 less a year. Rent and utilities account for most of the difference.

Montreal, Canada
Playa del Carmen, Mexico
Montreal
🇨🇦 Canada
$2,064
/mo nomad
Playa del Carmen
🇲🇽 Mexico
$1,204
/mo nomad
Monthly Cost of Living

How much you'll spend in Montreal and in Playa del Carmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Playa del Carmen actually costs, broken down by who's living it.

A single person spends $2,064 per month in Montreal vs $1,204 in Playa del Carmen, rent included.

  • Montreal $2,064
  • Playa del Carmen $1,204

A couple spends around $3,156 per month in Montreal vs $2,082 in Playa del Carmen, rent included.

  • Montreal $3,156
  • Playa del Carmen $2,082

A family of three spends $4,247 per month in Montreal vs $2,959 in Playa del Carmen, rent included.

  • Montreal $4,247
  • Playa del Carmen $2,959

Montreal costs about 71% more than Playa del Carmen, and outside of rent the biggest gap is in groceries.

Montreal sits 52% above the global median, while Playa del Carmen is 12% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Montreal
Playa del Carmen
Difference
Meal at Budget Restaurant
$18.98 CA$26.55
$10.92 MX$203
73.81%
Three-Course Dinner for Two, Mid-Range
$73.0 CA$102
$43.37 MX$808
68.27%
Fast Food Meal (McDonalds, etc)
$10.88 CA$15.22
$11.78 MX$219
-7.64%
Cappuccino
$3.81 CA$5.34
$3.81 MX$71.0
-
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.94 CA$2.71
$1.28 MX$23.89
51.56%
Water (0.33 liter bottle)
$1.58 CA$2.21
$0.78 MX$14.58
102.56%
Local Beer (0.5 liter draught)
$6.37 CA$8.91
$3.17 MX$59.0
100.95%
Imported Beer (0.33 liter bottle)
$7.26 CA$10.16
$4.93 MX$91.9
47.26%
🛒 Groceries & Markets
Montreal
Playa del Carmen
Difference
Milk (1 liter)
$2.23 CA$3.11
$1.41 MX$26.20
58.16%
White Bread (500g)
$3.17 CA$4.44
$2.22 MX$41.30
42.79%
Rice (white) (1kg)
$3.31 CA$4.63
$1.42 MX$26.40
133.10%
Eggs
$3.63 CA$5.08
$2.52 MX$47.00
44.05%
Local Cheese (1kg)
$13.16 CA$18.40
$7.26 MX$135
81.27%
Chicken Fillets (1kg)
$11.56 CA$16.17
$7.70 MX$143
50.13%
Beef Round Steak (1kg)
$13.71 CA$19.18
$12.69 MX$236
8.04%
Apples (1kg)
$3.29 CA$4.60
$2.78 MX$51.9
18.35%
Banana (1kg)
$1.46 CA$2.04
$1.37 MX$25.49
6.57%
Oranges (1kg)
$3.37 CA$4.71
$2.55 MX$47.52
32.16%
Tomato (1kg)
$3.15 CA$4.40
$2.12 MX$39.55
48.58%
Potato (1kg)
$1.89 CA$2.64
$1.94 MX$36.11
-2.58%
Onion (1kg)
$1.79 CA$2.51
$1.89 MX$35.13
-5.29%
Lettuce (1 head)
$2.47 CA$3.46
$1.15 MX$21.36
114.78%
Water (1.5 liter bottle)
$1.58 CA$2.21
$1.18 MX$21.96
33.90%
Cigarettes 20 Pack (Marlboro, Camel)
$11.28 CA$15.78
$4.30 MX$80.0
162.33%
Wine (Bottle)
$10.49 CA$14.68
$9.95 MX$185
5.43%
Local Beer (0.5 liter bottle)
$2.34 CA$3.27
$1.58 MX$29.50
48.10%
Imported Beer (0.33 liter bottle)
$2.91 CA$4.07
$2.67 MX$49.76
8.99%
🚌 Getting Around
Montreal
Playa del Carmen
Difference
One-way Ticket (Public Transport)
$2.61 CA$3.65
$0.55 MX$10.31
374.55%
Public Transport Monthly Pass (Regular Price)
$79.1 CA$111
$26.62 MX$496
197.26%
Taxi Start (Normal Tariff)
$3.26 CA$4.56
$4.97 MX$92.6
-34.41%
Taxi (Normal Tariff) (1km)
$1.44 CA$2.01
$3.33 MX$62.1
-56.76%
Taxi 1hour Waiting (Normal Tariff)
$33.43 CA$46.76
$5.36 MX$99.8
523.69%
Gasoline (1 liter)
$1.33 CA$1.86
$1.44 MX$26.90
-7.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.6K CA$40.0K
$20.7K MX$385.0K
38.55%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.5K
$23.5K MX$437.2K
-10.08%
🧾 Monthly Utilities & Internet
Montreal
Playa del Carmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.1 CA$112
$84.8 MX$1,580
-5.58%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.30 CA$47.98
$23.41 MX$436
46.52%
Internet (50+ Mbps, Unlimited Data)
$42.85 CA$59.9
$28.66 MX$534
49.51%
🎉 Sport & Entertainment
Montreal
Playa del Carmen
Difference
Gym Membership (Monthly)
$31.14 CA$43.56
$57.1 MX$1,063
-45.42%
Tennis Court (1 Hour on Weekend)
$19.41 CA$27.14
$28.91 MX$539
-32.86%
Cinema Ticket
$11.23 CA$15.71
$5.14 MX$95.7
118.48%
🧸 Childcare & Education
Montreal
Playa del Carmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$525 CA$734
$207 MX$3,848
154.21%
International Primary School, 1 Child (Yearly)
$16.3K CA$22.8K
$3,927 MX$73.2K
315.79%
👕👟 Clothing & Footwear
Montreal
Playa del Carmen
Difference
Jeans (Levis 501 Or Similar)
$58.0 CA$81.1
$43.35 MX$808
33.79%
Summer Dress (H&M, Zara, etc)
$38.11 CA$53.3
$41.44 MX$772
-8.04%
Sport Shoes (Adidas, Nike)
$93.4 CA$131
$74.2 MX$1,382
25.89%
Men's Leather Business Shoes
$110 CA$154
$89.3 MX$1,663
23.45%
🏠 Accommodation & Living
Montreal
Playa del Carmen
Difference
1-bedroom Apartment, City Center (Monthly)
$1,285 CA$1,797
$980 MX$18.2K
31.19%
1-bedroom Apartment, Outside City Center (Monthly)
$977 CA$1,366
$381 MX$7,095
156.46%
3-bedroom Apartment, City Center (Monthly)
$2,271 CA$3,176
$1,708 MX$31.8K
32.95%
3-bedroom Apartment, Outside City Center (Monthly)
$1,665 CA$2,329
$1,075 MX$20.0K
54.85%
Buy Apartment in City Center (m2)
$5,139 CA$7,188
$3,943 MX$73.5K
30.34%
Buy Apartment Outside City Center (m2)
$3,834 CA$5,363
$6,158 MX$114.7K
-37.73%
💵 Salaries & Financials
Montreal
Playa del Carmen
Difference
Average Monthly Net Salary (After Tax)
$3,002 CA$4,199
$735 MX$13.7K
308.72%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.48
11.45
-60.87%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Playa del Carmen: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Montreal
$977
Playa del Carmen
$381 61% $596
Groceries & Markets
Montreal
$351
Playa del Carmen
$255 27.5% $96
Eating Out
Montreal
$291
Playa del Carmen
$202 30.4% $88
Monthly Utilities & Internet
Montreal
$157
Playa del Carmen
$137 13% $20
Clothing & Footwear
Montreal
$135
Playa del Carmen
$112 17.2% $23
Getting Around
Montreal
$100
Playa del Carmen
$50 49.6% $50
Sport & Entertainment
Montreal
$54
Playa del Carmen
$67 25.6% $14

Cost Breakdown

A central one-bedroom costs $1,285 in Montreal versus $980 in Playa del Carmen. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Montreal are about 4.1 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73 in Montreal versus $43 in Playa del Carmen. Monthly groceries follow the same trend: $351 vs $255 – making Playa del Carmen the more affordable choice for daily food spending.

Good to know
🇨🇦 Montreal
🇲🇽 Playa del Carmen
🕒 Local time
07:58 7:58 AM
06:58 6:58 AM
1 h behind Montreal
🌤 Weather
👥 Population
1,762,949
149,923
💱 Currency
Exchange rates and currency converter

MXN, USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 29, 2026: 1 USD = 1.4 CAD (1 CAD = 0.715 USD). 1 EUR = 1.56 CAD (1 CAD = 0.641 EUR).

Mexican Peso exchange rates as of October 29, 2026: 1 USD = 18.63 MXN (100 MXN = 5.37 USD). 1 EUR = 20.79 MXN (100 MXN = 4.81 EUR).

On the map
Between locations
  • Montreal Playa del Carmen 3,030 km ≈ 4 h 15 min nonstop flight
From you
  • Montreal
  • Playa del Carmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montreal vs Playa del Carmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Montreal or Playa del Carmen?
Montreal costs about 71% more than Playa del Carmen, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Montreal and in Playa del Carmen?
For a comfortable life, plan on about $3,096 per month in Montreal and $1,806 in Playa del Carmen. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Montreal or Playa del Carmen?
Rent is clearly cheaper in Playa del Carmen, especially for central apartments: a one-bedroom in the center costs $980 there versus $1,285 in Montreal.
Are groceries more expensive in Montreal or in Playa del Carmen?
Groceries cost about 38% more in Montreal, though the gap depends on what you buy.
How do dining costs compare in Montreal and in Playa del Carmen?
A mid-range dinner for two costs $73 in Montreal and $43 in Playa del Carmen. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Can you live on $1,500/month in Montreal or in Playa del Carmen?
A $1,500 monthly budget goes further in Playa del Carmen, where all-in costs run around $1,204, than in Montreal at $2,064. In Playa del Carmen it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Montreal or Playa del Carmen?
For digital nomads, it depends on budget. Playa del Carmen costs $1,204 versus $2,064 in Montreal. Both appeal to remote workers, and the cost gap matters when income varies month to month.
Should I move to Montreal or to Playa del Carmen?
If budget matters most, go with Playa del Carmen. If higher salaries or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.

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