Last update: Oct 2026

Cost of Living Comparison Between Montreal and Pando

For one person, living is cheaper in Pando: $997 a month against $2,059 in Montreal, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
48

Cost of Living Index in Pando
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Pando Living Index

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Montreal

🇨🇦 Canada

$2,059

/mo nomad

Pando

🇺🇾 Uruguay

$997

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Pando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Pando actually costs, broken down by who's living it.

A single person spends $2,059 per month in Montreal vs $997 in Pando, rent included.

Montreal $2,059
Pando $997

A couple spends around $3,123 per month in Montreal vs $1,900 in Pando, rent included.

Montreal $3,123
Pando $1,900

A family of three spends $4,187 per month in Montreal vs $2,802 in Pando, rent included.

Montreal $4,187
Pando $2,802

Montreal costs about 107% more than Pando, and outside of rent the biggest gap is in transport.

Montreal sits 52% above the global median, while Pando is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.84 CA$26.63

$12.97 UYU 521

45.26%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$43.80 UYU 1,758

67.17%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$13.92 UYU 559

-24.28%

Cappuccino

$3.97 CA$5.61

$5.07 UYU 203

-21.70%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$2.35 UYU 94.2

-17.45%

Water (0.33 liter bottle)

$1.57 CA$2.22

$2.26 UYU 90.8

-30.53%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$2.93 UYU 117

119.11%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$3.61 UYU 145

99.45%

Milk (1 liter)

$2.32 CA$3.28

$1.13 UYU 45.54

105.31%

White Bread (500g)

$3.19 CA$4.51

$2.82 UYU 113

13.12%

Rice (white) (1kg)

$3.19 CA$4.50

$1.69 UYU 67.8

88.76%

Eggs

$3.68 CA$5.20

$4.32 UYU 173

-14.81%

Local Cheese (1kg)

$13.24 CA$18.72

$12.35 UYU 496

7.21%

Chicken Fillets (1kg)

$11.69 CA$16.53

$11.88 UYU 477

-1.60%

Beef Round Steak (1kg)

$13.98 CA$19.76

$12.07 UYU 485

15.82%

Apples (1kg)

$3.14 CA$4.44

$3.04 UYU 122

3.29%

Banana (1kg)

$1.45 CA$2.05

$3.34 UYU 134

-56.59%

Oranges (1kg)

$3.38 CA$4.78

$2.30 UYU 92.3

46.96%

Tomato (1kg)

$3.11 CA$4.40

$3.97 UYU 159

-21.66%

Potato (1kg)

$1.93 CA$2.72

$2.07 UYU 83.1

-6.76%

Onion (1kg)

$1.83 CA$2.58

$2.08 UYU 83.5

-12.02%

Lettuce (1 head)

$2.36 CA$3.34

$1.57 UYU 63.2

50.32%

Water (1.5 liter bottle)

$1.50 CA$2.12

$1.91 UYU 76.6

-21.47%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$9.96 UYU 400

11.65%

Wine (Bottle)

$10.60 CA$14.98

$7.97 UYU 320

33.00%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$3.02 UYU 121

-26.49%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$3.36 UYU 135

-15.48%

One-way Ticket (Public Transport)

$2.62 CA$3.71

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$3.59 UYU 144

-10.03%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$3.44 UYU 138

-56.98%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

$9.78 UYU 393

229.45%

Gasoline (1 liter)

$1.36 CA$1.92

$2.15 UYU 86.3

-36.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$35.9K UYU 1.4M

-22.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$40.2K UYU 1.6M

-47.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$113 UYU 4,536

-31.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$24.04 UYU 965

42.01%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$46.87 UYU 1,881

-9.99%

Gym Membership (Monthly)

$30.81 CA$43.56

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$11.47 CA$16.22

$12.53 UYU 503

-8.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$492 UYU 19.7K

2.86%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

$6,713 UYU 269.4K

141.85%

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$88.1 UYU 3,535

-34.98%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$37.69 UYU 1,513

1.09%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$163 UYU 6,545

-43.64%

Men's Leather Business Shoes

$110 CA$155

$117 UYU 4,714

-6.56%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$346 UYU 13.9K

257.66%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$740 UYU 29.7K

194.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$606 UYU 24.3K

165.23%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

-10.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Pando: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Pando

- * 0% 100%

Groceries & Markets

Montreal

$351 17.1%

Pando

$338 33.9% 3.8% $13

Eating Out

Montreal

$290 14.1%

Pando

$247 24.7% 15.1% $44

Monthly Utilities & Internet

Montreal

$153 7.5%

Pando

$184 18.5% 19.9% $31

Clothing & Footwear

Montreal

$134 6.5%

Pando

$183 18.3% 36.8% $49

Getting Around

Montreal

$100 4.9%

Pando

$21 * 2.1% 79.3% $80

Sport & Entertainment

Montreal

$54 2.6%

Pando

$25 * 2.5% 53.4% $29

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,237 in Montreal versus $346 in Pando. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73.0 in Montreal versus $44.00 in Pando. Monthly groceries follow the same trend: $351 vs $338 – making Pando the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇺🇾 Pando

🕒 Local time

12:26 12:26 PM

13:26 1:26 PM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

25,949

💱 Currency

Canadian Dollar CAD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 24, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Uruguayan Peso exchange rates as of October 24, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Montreal Pando 9,090 km ≈ 12 h nonstop flight

From you

Montreal
Pando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Pando: Cost of Living - Frequently Asked Questions

Montreal costs about 107% more than Pando, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,089 per month in Montreal and $1,496 in Pando. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $73.0 in Montreal and $44.00 in Pando. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 4% more in Montreal, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Pando, where all-in costs run around $997, than in Montreal at $2,059. In Pando it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Pando costs $997 versus $2,059 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pando. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.