Last update: Oct 2026

Cost of Living Comparison Between Montreal and Ojai, CA

For one person, living is cheaper in Montreal: $2,059 a month against $3,566 in Ojai, CA, rent and utilities included – about $18,100 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
174

Cost of Living Index in Ojai, CA
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Ojai, CA Living Index

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Montreal

🇨🇦 Canada

$2,059

/mo nomad

Ojai, CA

🇺🇸 United States

$3,566

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Ojai, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Ojai, CA actually costs, broken down by who's living it.

A single person spends $2,059 per month in Montreal vs $3,566 in Ojai, CA, rent included.

Montreal $2,059
Ojai, CA $3,566

A couple spends around $3,123 per month in Montreal vs $4,238 in Ojai, CA, rent included.

Montreal $3,123
Ojai, CA $4,238

A family of three spends $4,187 per month in Montreal vs $4,911 in Ojai, CA, rent included.

Montreal $4,187
Ojai, CA $4,911

Montreal is about 42% cheaper than Ojai, CA, and outside of rent the biggest gap is in eating out.

Both Montreal and Ojai, CA sit above the global median – Montreal by 52%, Ojai, CA by 163%.

Meal at Budget Restaurant

$18.84 CA$26.63

$24.99 $24.99

-24.61%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$51.7 $51.7

41.60%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$11.29 $11.29

-6.64%

Cappuccino

$3.97 CA$5.61

$5.62 $5.62

-29.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$2.43 $2.43

-20.16%

Water (0.33 liter bottle)

$1.57 CA$2.22

$1.72 $1.72

-8.72%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$8.07 $8.07

-20.45%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$9.68 $9.68

-25.62%

Milk (1 liter)

$2.32 CA$3.28

$1.15 $1.15

101.74%

White Bread (500g)

$3.19 CA$4.51

$3.79 $3.79

-15.83%

Rice (white) (1kg)

$3.19 CA$4.50

$4.27 $4.27

-25.29%

Eggs

$3.68 CA$5.20

$4.71 $4.71

-21.87%

Local Cheese (1kg)

$13.24 CA$18.72

$12.26 $12.26

7.99%

Chicken Fillets (1kg)

$11.69 CA$16.53

$5.18 $5.18

125.68%

Beef Round Steak (1kg)

$13.98 CA$19.76

$10.95 $10.95

27.67%

Apples (1kg)

$3.14 CA$4.44

$5.53 $5.53

-43.22%

Banana (1kg)

$1.45 CA$2.05

$1.78 $1.78

-18.54%

Oranges (1kg)

$3.38 CA$4.78

$4.14 $4.14

-18.36%

Tomato (1kg)

$3.11 CA$4.40

$6.62 $6.62

-53.02%

Potato (1kg)

$1.93 CA$2.72

$1.33 $1.33

45.11%

Onion (1kg)

$1.83 CA$2.58

$2.71 $2.71

-32.47%

Lettuce (1 head)

$2.36 CA$3.34

$1.96 $1.96

20.41%

Water (1.5 liter bottle)

$1.50 CA$2.12

$2.21 $2.21

-32.13%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$11.18 $11.18

-0.54%

Wine (Bottle)

$10.60 CA$14.98

$14.79 $14.79

-28.33%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$1.78 $1.78

24.72%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$3.08 $3.08

-7.79%

One-way Ticket (Public Transport)

$2.62 CA$3.71

$1.94 $1.94

35.05%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$4.42 $4.42

-26.92%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$1.82 $1.82

-18.68%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

$35.29 $35.29

-8.70%

Gasoline (1 liter)

$1.36 CA$1.92

$1.49 $1.49

-8.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$27.3K $27.3K

1.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$26.1K $26.1K

-18.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$219 $219

-64.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$72.1 $72.1

-52.63%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$70.8 $70.8

-40.38%

Gym Membership (Monthly)

$30.81 CA$43.56

$41.58 $41.58

-25.90%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$11.47 CA$16.22

$12.05 $12.05

-4.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$1,983 $1,983

-74.48%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

$42.7K $42.7K

-61.98%

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$58.2 $58.2

-1.55%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$40.86 $40.86

-6.75%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$75.0 $75.0

22.61%

Men's Leather Business Shoes

$110 CA$155

$173 $173

-36.46%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$2,803 $2,803

-55.87%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$2,226 $2,226

-56.12%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$2,484 $2,484

-12.25%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$2,111 $2,111

-23.83%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$2,789 $2,789

83.35%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$2,200 $2,200

70.19%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.64

-32.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Ojai, CA: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Ojai, CA

$2.2K 62.4% 128% $1.2K

Groceries & Markets

Montreal

$351 17.1%

Ojai, CA

$357 10% 1.8% $6.2

Eating Out

Montreal

$290 14.1%

Ojai, CA

$378 10.6% 30% $87

Monthly Utilities & Internet

Montreal

$153 7.5%

Ojai, CA

$362 10.2% 136% $209

Clothing & Footwear

Montreal

$134 6.5%

Ojai, CA

$156 4.4% 16.7% $22

Getting Around

Montreal

$100 4.9%

Ojai, CA

$21 * 0.6% 78.8% $79

Sport & Entertainment

Montreal

$54 2.6%

Ojai, CA

$66 1.8% 22.2% $12

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,237 in Montreal versus $2,803 in Ojai, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73.0 in Montreal versus $52.0 in Ojai, CA. Groceries tell a different story – $351 in Montreal vs $357 in Ojai, CA – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇺🇸 Ojai, CA

🕒 Local time

05:13 5:13 AM

02:13 2:13 AM

3 h behind Montreal

🌤 Weather

👥 Population

1,762,949

7,500

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 23, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 23, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Ojai, CA 4,020 km ≈ 6 h nonstop flight

From you

Montreal
Ojai, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Ojai, CA: Cost of Living - Frequently Asked Questions

Ojai, CA costs about 73% more than Montreal, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,089 per month in Montreal and $5,348 in Ojai, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $73.0 in Montreal and $52.0 in Ojai, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 2% more in Ojai, CA, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Ojai, CA at $3,566. In Montreal it covers expenses comfortably, while in Ojai, CA it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,059 versus $3,566 in Ojai, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ojai, CA makes more sense. Both are solid long-term options with distinct trade-offs.