Cost of Living Comparison Between Montreal and New Westminster Cost of Living Comparison Between Montreal and New Westminster

Monthly Cost of Living

A single person spends $2,085 per month in Montreal vs $2,521 in New Westminster, rent included.

A couple spends around $3,174 per month in Montreal vs $3,864 in New Westminster, rent included.

A family of three spends $4,262 per month in Montreal vs $5,207 in New Westminster, rent included.

Montreal is about 17% cheaper than New Westminster, driven mainly by Groceries & Markets.

Both Montreal and New Westminster sit above the global median – Montreal by 56%, New Westminster by 89%.

Meal at Budget Restaurant

$16.52 CA$23.24

$14.70 CA$20.68

12.38%

Three-Course Dinner for Two, Mid-Range

$74.0 CA$104

$74.9 CA$105

-1.19%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.40

$9.85 CA$13.86

11.07%

Cappuccino

$3.84 CA$5.41

$4.07 CA$5.73

-5.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 CA$3.01

$2.01 CA$2.84

6.47%

Water (0.33 liter bottle)

$1.45 CA$2.04

$1.40 CA$1.97

3.57%

Local Beer (0.5 liter draught)

$6.13 CA$8.63

$6.24 CA$8.78

-1.76%

Imported Beer (0.33 liter bottle)

$6.73 CA$9.47

$6.55 CA$9.21

2.75%

Milk (1 liter)

$2.35 CA$3.31

$2.32 CA$3.27

1.29%

White Bread (500g)

$3.34 CA$4.69

$2.49 CA$3.51

34.14%

Rice (white) (1kg)

$3.74 CA$5.27

$3.76 CA$5.29

-0.53%

Eggs

$3.39 CA$4.77

$3.60 CA$5.07

-5.83%

Local Cheese (1kg)

$16.30 CA$22.93

$10.04 CA$14.13

62.35%

Chicken Fillets (1kg)

$11.81 CA$16.62

$10.21 CA$14.37

15.67%

Beef Round Steak (1kg)

$15.64 CA$22.01

$9.85 CA$13.86

58.78%

Apples (1kg)

$3.69 CA$5.20

$3.11 CA$4.37

18.65%

Banana (1kg)

$1.70 CA$2.39

$1.42 CA$2.00

19.72%

Oranges (1kg)

$4.11 CA$5.79

$2.94 CA$4.14

39.80%

Tomato (1kg)

$4.41 CA$6.20

$3.72 CA$5.24

18.55%

Potato (1kg)

$2.79 CA$3.93

$2.53 CA$3.56

10.28%

Onion (1kg)

$2.64 CA$3.72

$2.20 CA$3.10

20.00%

Lettuce (1 head)

$2.29 CA$3.22

$1.88 CA$2.65

21.81%

Water (1.5 liter bottle)

$1.78 CA$2.51

$2.14 CA$3.00

-16.82%

Cigarettes 20 Pack (Marlboro, Camel)

$13.17 CA$18.53

$15.89 CA$22.35

-17.12%

Wine (Bottle)

$10.64 CA$14.97

$10.66 CA$15.00

-0.19%

Local Beer (0.5 liter bottle)

$2.99 CA$4.20

$2.17 CA$3.06

37.79%

Imported Beer (0.33 liter bottle)

$3.44 CA$4.83

$2.99 CA$4.20

15.05%

One-way Ticket (Public Transport)

$2.81 CA$3.95

$2.57 CA$3.61

9.34%

Public Transport Monthly Pass (Regular Price)

$72.8 CA$102

$94.6 CA$133

-23.06%

Taxi Start (Normal Tariff)

$3.52 CA$4.95

$2.16 CA$3.03

62.96%

Taxi (Normal Tariff) (1km)

$1.45 CA$2.05

$1.60 CA$2.25

-9.38%

Taxi 1hour Waiting (Normal Tariff)

$34.29 CA$48.26

$23.11 CA$32.52

48.38%

Gasoline (1 liter)

$1.22 CA$1.72

$1.26 CA$1.77

-3.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.5K

$25.4K CA$35.8K

-0.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K CA$31.1K

$19.8K CA$27.9K

11.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.5 CA$108

$115 CA$161

-33.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.60 CA$50.1

$45.62 CA$64.2

-21.96%

Internet (50+ Mbps, Unlimited Data)

$42.96 CA$60.5

$66.8 CA$93.9

-35.65%

Gym Membership (Monthly)

$43.39 CA$61.1

$35.04 CA$49.31

23.83%

Tennis Court (1 Hour on Weekend)

$16.83 CA$23.68

$18.72 CA$26.34

-10.10%

Cinema Ticket

$11.09 CA$15.60

$12.17 CA$17.13

-8.87%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 CA$879

$820 CA$1,153

-23.81%

International Primary School, 1 Child (Yearly)

$5,896 CA$8,296

$8,048 CA$11.3K

-26.74%

Jeans (Levis 501 Or Similar)

$63.1 CA$88.8

$48.26 CA$67.9

30.75%

Summer Dress (H&M, Zara, etc)

$44.50 CA$62.6

$33.28 CA$46.83

33.71%

Sport Shoes (Adidas, Nike)

$103 CA$145

$83.0 CA$117

23.86%

Men's Leather Business Shoes

$118 CA$166

$105 CA$147

13.13%

1-bedroom Apartment, City Center (Monthly)

$1,207 CA$1,699

$1,625 CA$2,286

-25.70%

1-bedroom Apartment, Outside City Center (Monthly)

$965 CA$1,358

$1,374 CA$1,933

-29.74%

3-bedroom Apartment, City Center (Monthly)

$2,031 CA$2,858

$3,016 CA$4,243

-32.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,577 CA$2,219

$2,752 CA$3,873

-42.71%

Buy Apartment in City Center (m2)

$5,085 CA$7,155

$4,732 CA$6,659

7.45%

Buy Apartment Outside City Center (m2)

$3,783 CA$5,324

$4,089 CA$5,754

-7.48%

Average Monthly Net Salary (After Tax)

$2,890 CA$4,066

$3,065 CA$4,313

-5.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

6.44

-22.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: July 11, 2026

Last update for New Westminster: July 12, 2026

Cost Breakdown

A central one-bedroom costs $1,207 in Montreal versus $1,625 in New Westminster. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in New Westminster, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in Montreal versus $75.0 in New Westminster. Groceries tell a different story – $395 in Montreal vs $326 in New Westminster – so New Westminster wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs New Westminster: Cost of Living - Frequently Asked Questions

New Westminster costs about 21% more than Montreal, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,127 per month in Montreal and $3,782 in New Westminster. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 21% cheaper in New Westminster – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $74.0 in Montreal and $75.0 in New Westminster. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,085, than in New Westminster at $2,521. In Montreal it covers expenses comfortably, while in New Westminster it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,085 versus $2,521 in New Westminster. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, New Westminster makes more sense. Both are solid long-term options with distinct trade-offs.