Last update: Oct 2026

Cost of Living Comparison Between Montreal and Munster

For one person, living is cheaper in Montreal: $2,059 a month against $2,264 in Munster, rent and utilities included – about $2,500 less a year. Higher rent and utilities in Munster outweigh lower spending on other living expenses.

99

Cost of Living Index in Montreal
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Montreal Living Index
110

Cost of Living Index in Munster
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Munster Living Index

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Montreal

🇨🇦 Canada

$2,059

/mo nomad

Munster

🇩🇪 Germany

$2,264

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Munster

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Munster actually costs, broken down by who's living it.

A single person spends $2,059 per month in Montreal vs $2,264 in Munster, rent included.

Montreal $2,059
Munster $2,264

A couple spends around $3,123 per month in Montreal vs $3,311 in Munster, rent included.

Montreal $3,123
Munster $3,311

A family of three spends $4,187 per month in Montreal vs $4,357 in Munster, rent included.

Montreal $4,187
Munster $4,357

Montreal is about 9% cheaper than Munster, and outside of rent the biggest gap is in clothing.

Both Montreal and Munster sit above the global median – Montreal by 52%, Munster by 67%.

Meal at Budget Restaurant

$18.84 CA$26.63

$13.22 €11.76

42.51%

Three-Course Dinner for Two, Mid-Range

$73.2 CA$104

$74.2 €66.0

-1.36%

Fast Food Meal (McDonalds, etc)

$10.54 CA$14.90

$12.44 €11.07

-15.27%

Cappuccino

$3.97 CA$5.61

$3.93 €3.49

1.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.74

$3.87 €3.44

-49.87%

Water (0.33 liter bottle)

$1.57 CA$2.22

$2.70 €2.41

-41.85%

Local Beer (0.5 liter draught)

$6.42 CA$9.08

$5.55 €4.93

15.68%

Imported Beer (0.33 liter bottle)

$7.20 CA$10.19

$4.44 €3.95

62.16%

Milk (1 liter)

$2.32 CA$3.28

$1.34 €1.19

73.13%

White Bread (500g)

$3.19 CA$4.51

$2.02 €1.79

57.92%

Rice (white) (1kg)

$3.19 CA$4.50

$4.29 €3.81

-25.64%

Eggs

$3.68 CA$5.20

$3.87 €3.44

-4.91%

Local Cheese (1kg)

$13.24 CA$18.72

$14.19 €12.62

-6.69%

Chicken Fillets (1kg)

$11.69 CA$16.53

$10.43 €9.27

12.08%

Beef Round Steak (1kg)

$13.98 CA$19.76

$28.05 €24.95

-50.16%

Apples (1kg)

$3.14 CA$4.44

$3.43 €3.05

-8.45%

Banana (1kg)

$1.45 CA$2.05

$2.30 €2.04

-36.96%

Oranges (1kg)

$3.38 CA$4.78

$1.95 €1.74

73.33%

Tomato (1kg)

$3.11 CA$4.40

$3.82 €3.40

-18.59%

Potato (1kg)

$1.93 CA$2.72

$1.67 €1.48

15.57%

Onion (1kg)

$1.83 CA$2.58

$1.09 €0.97

67.89%

Lettuce (1 head)

$2.36 CA$3.34

$1.43 €1.27

65.03%

Water (1.5 liter bottle)

$1.50 CA$2.12

$0.90 €0.80

66.67%

Cigarettes 20 Pack (Marlboro, Camel)

$11.12 CA$15.73

$9.48 €8.44

17.30%

Wine (Bottle)

$10.60 CA$14.98

$5.99 €5.33

76.96%

Local Beer (0.5 liter bottle)

$2.22 CA$3.14

$1.12 €1.00

98.21%

Imported Beer (0.33 liter bottle)

$2.84 CA$4.01

$1.55 €1.38

83.23%

One-way Ticket (Public Transport)

$2.62 CA$3.71

$2.83 €2.52

-7.42%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

$64.6 €57.4

22.60%

Taxi Start (Normal Tariff)

$3.23 CA$4.56

$4.52 €4.02

-28.54%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$2.72 €2.42

-45.59%

Taxi 1hour Waiting (Normal Tariff)

$32.22 CA$45.55

$34.12 €30.35

-5.57%

Gasoline (1 liter)

$1.36 CA$1.92

$2.04 €1.82

-33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.6K CA$39.1K

$32.5K €28.9K

-14.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$30.0K

$38.3K €34.1K

-44.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.0 CA$109

$478 €425

-83.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.14 CA$48.26

$24.24 €21.56

40.84%

Internet (50+ Mbps, Unlimited Data)

$42.19 CA$59.7

$41.75 €37.13

1.05%

Gym Membership (Monthly)

$30.81 CA$43.56

$32.61 €29.01

-5.52%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

$22.90 €20.37

-14.15%

Cinema Ticket

$11.47 CA$16.22

$13.96 €12.42

-17.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$506 CA$716

$836 €744

-39.48%

International Primary School, 1 Child (Yearly)

$16.2K CA$23.0K

$15.2K €13.6K

6.50%

Jeans (Levis 501 Or Similar)

$57.3 CA$81.0

$106 €94.6

-46.15%

Summer Dress (H&M, Zara, etc)

$38.10 CA$53.9

$47.89 €42.60

-20.44%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$113 €100

-18.46%

Men's Leather Business Shoes

$110 CA$155

$132 €117

-16.84%

1-bedroom Apartment, City Center (Monthly)

$1,237 CA$1,748

$977 €869

26.64%

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,381

$786 €699

24.21%

3-bedroom Apartment, City Center (Monthly)

$2,180 CA$3,082

$1,954 €1,738

11.59%

3-bedroom Apartment, Outside City Center (Monthly)

$1,608 CA$2,273

$1,356 €1,206

18.62%

Buy Apartment in City Center (m2)

$5,113 CA$7,228

$8,381 €7,455

-38.99%

Buy Apartment Outside City Center (m2)

$3,744 CA$5,293

$4,458 €3,966

-16.01%

Average Monthly Net Salary (After Tax)

$2,957 CA$4,180

$3,360 €2,989

-12.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

3.95

13.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 20, 2026

Last update for Munster: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.4%

Munster

$786 34.7% 19.5% $190

Groceries & Markets

Montreal

$351 17.1%

Munster

$347 15.3% 1.1% $3.8

Eating Out

Montreal

$290 14.1%

Munster

$253 11.2% 12.9% $37

Monthly Utilities & Internet

Montreal

$153 7.5%

Munster

$544 24% 254% $390

Clothing & Footwear

Montreal

$134 6.5%

Munster

$180 7.9% 34.3% $46

Getting Around

Montreal

$100 4.9%

Munster

$94 4.2% 6.3% $6.3

Sport & Entertainment

Montreal

$54 2.6%

Munster

$61 2.7% 12.6% $6.8

Cost Breakdown

A central one-bedroom costs $1,237 in Montreal versus $977 in Munster. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 14% higher in Munster, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Montreal versus $74.0 in Munster. Groceries tell a different story – $351 in Montreal vs $347 in Munster – so Munster wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Montreal

🇩🇪 Munster

🕒 Local time

07:15 7:15 AM

13:15 1:15 PM

6 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

314,332

💱 Currency

Canadian Dollar CAD $

Euro EUR €

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 24, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Euro exchange rates as of October 24, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to CAD in detail →

On the map

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Montreal Munster 5,680 km ≈ 8 h nonstop flight

From you

Montreal
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Munster: Cost of Living - Frequently Asked Questions

Munster costs about 10% more than Montreal, and outside of rent the gap comes mainly from clothing. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,089 per month in Montreal and $3,396 in Munster. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 1% cheaper in Munster – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $73.0 in Montreal and $74.0 in Munster. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Munster at $2,264. In Montreal it covers expenses comfortably, while in Munster it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,059 versus $2,264 in Munster. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Munster makes more sense. Both are solid long-term options with distinct trade-offs.