๐A single person spends $2,065 per month in Montreal vs $2,341 in Montmagny, rent included.
๐A couple spends around $3,180 per month in Montreal vs $3,469 in Montmagny, rent included.
๐A family of three spends $4,296 per month in Montreal vs $4,597 in Montmagny, rent included.
๐Montreal is about 12% cheaper than Montmagny, driven mainly by Monthly Utilities & Internet.
๐Both Montreal and Montmagny sit above the global median โ Montreal by 53%, Montmagny by 74%.
Currency
๐ฝ Eating Out
Montreal
Montmagny
Difference
Meal at Budget Restaurant
$16.08CA$22.03
$14.45CA$19.80
11.28%
Three-Course Dinner for Two, Mid-Range
$73.8CA$101
$68.7CA$94.1
7.45%
Fast Food Meal(McDonalds, etc)
$10.91CA$14.95
$11.00CA$15.07
-0.82%
Cappuccino
$3.67CA$5.03
$4.14CA$5.67
-11.35%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.06CA$2.83
$2.65CA$3.64
-22.26%
Water(0.33 liter bottle)
$1.44CA$1.97
$2.01CA$2.75
-28.36%
Local Beer(0.5 liter draught)
$6.21CA$8.50
$5.30CA$7.26
17.17%
Imported Beer(0.33 liter bottle)
$6.44CA$8.82
$8.81CA$12.07
-26.90%
๐ Groceries & Markets
Montreal
Montmagny
Difference
Milk(1 liter)
$2.34CA$3.21
$2.63CA$3.60
-11.03%
White Bread(500g)
$3.23CA$4.42
$2.87CA$3.94
12.54%
Rice(white)(1kg)
$3.84CA$5.26
$2.71CA$3.72
41.70%
Eggs
$3.32CA$4.54
$3.11CA$4.26
6.75%
Local Cheese(1kg)
$16.35CA$22.40
$10.91CA$14.95
49.86%
Chicken Fillets(1kg)
$11.92CA$16.33
$12.79CA$17.52
-6.80%
Beef Round Steak(1kg)
$15.10CA$20.69
$14.33CA$19.63
5.37%
Apples(1kg)
$3.68CA$5.04
$6.16CA$8.44
-40.26%
Banana(1kg)
$1.69CA$2.32
$2.47CA$3.38
-31.58%
Oranges(1kg)
$4.12CA$5.64
$5.07CA$6.94
-18.74%
Tomato(1kg)
$4.29CA$5.88
$4.51CA$6.18
-4.88%
Potato(1kg)
$2.79CA$3.82
$2.42CA$3.31
15.29%
Onion(1kg)
$2.70CA$3.70
$2.63CA$3.60
2.66%
Lettuce(1 head)
$2.17CA$2.97
$2.66CA$3.64
-18.42%
Water(1.5 liter bottle)
$1.78CA$2.44
$1.24CA$1.69
43.55%
Cigarettes 20 Pack(Marlboro, Camel)
$13.22CA$18.12
$11.14CA$15.26
18.67%
Wine(Bottle)
$11.04CA$15.12
$10.98CA$15.04
0.55%
Local Beer(0.5 liter bottle)
$2.97CA$4.07
$2.19CA$3.00
35.62%
Imported Beer(0.33 liter bottle)
$3.44CA$4.71
$2.63CA$3.61
30.80%
๐ Getting Around
Montreal
Montmagny
Difference
One-way Ticket(Public Transport)
$2.80CA$3.84
$2.31CA$3.17
21.21%
Public Transport Monthly Pass(Regular Price)
$72.2CA$98.9
$62.9CA$86.2
14.71%
Taxi Start(Normal Tariff)
$3.67CA$5.03
$3.01CA$4.12
21.93%
Taxi(Normal Tariff)(1km)
$1.40CA$1.92
$2.72CA$3.73
-48.53%
Taxi 1hour Waiting(Normal Tariff)
$34.07CA$46.68
$25.53CA$34.98
33.45%
Gasoline(1 liter)
$1.21CA$1.66
$1.20CA$1.64
0.83%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.3KCA$34.7K
$25.1KCA$34.3K
1.05%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9KCA$30.0K
$19.9KCA$27.3K
9.61%
๐งพ Monthly Utilities & Internet
Montreal
Montmagny
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$74.4CA$102
$101CA$139
-26.58%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$36.64CA$50.2
$56.1CA$76.9
-34.73%
Internet(50+ Mbps, Unlimited Data)
$43.41CA$59.5
$46.96CA$64.3
-7.56%
๐ Sport & Entertainment
Montreal
Montmagny
Difference
Gym Membership(Monthly)
$43.20CA$59.2
$41.21CA$56.5
4.83%
Tennis Court(1 Hour on Weekend)
$17.18CA$23.54
-
-
Cinema Ticket
$10.99CA$15.06
$11.02CA$15.10
-0.27%
๐งธ Childcare & Education
Montreal
Montmagny
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$614CA$842
$708CA$971
-13.27%
International Primary School, 1 Child(Yearly)
$5,855CA$8,022
$4,403CA$6,032
32.98%
๐๐ Clothing & Footwear
Montreal
Montmagny
Difference
Jeans(Levis 501 Or Similar)
$62.6CA$85.8
$55.9CA$76.6
12.03%
Summer Dress(H&M, Zara, etc)
$44.25CA$60.6
$57.9CA$79.3
-23.51%
Sport Shoes(Adidas, Nike)
$103CA$142
$104CA$142
-0.62%
Men's Leather Business Shoes
$122CA$167
$146CA$200
-16.73%
๐ Accommodation & Living
Montreal
Montmagny
Difference
1-bedroom Apartment, City Center(Monthly)
$1,190CA$1,631
$1,326CA$1,816
-10.22%
1-bedroom Apartment, Outside City Center(Monthly)
$946CA$1,296
$1,172CA$1,606
-19.28%
3-bedroom Apartment, City Center(Monthly)
$2,037CA$2,791
$2,048CA$2,806
-0.54%
3-bedroom Apartment, Outside City Center(Monthly)
$1,548CA$2,120
$1,833CA$2,511
-15.54%
Buy Apartment in City Center(m2)
$5,398CA$7,395
$4,279CA$5,863
26.14%
Buy Apartment Outside City Center(m2)
$4,014CA$5,499
$4,186CA$5,735
-4.12%
๐ต Salaries & Financials
Montreal
Montmagny
Difference
Average Monthly Net Salary(After Tax)
$3,013CA$4,128
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.01
6.53
-23.28%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Montreal: April 11, 2026
Last update for Montmagny: April 12, 2026
Cost Breakdown
๐ A central one-bedroom costs $1,190 in Montreal versus $1,326 in Montmagny. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
๐A mid-range dinner for two costs $74 in Montreal versus $69 in Montmagny. Monthly groceries follow the same trend: $392 vs $383 โ making Montmagny the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montreal vs Montmagny: Cost of Living - Frequently Asked Questions
Is Montmagny cheaper than Montreal?
Yes โ Montmagny is pricier by about 13%, and the gap shows up most in Monthly Utilities & Internet. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,097 per month in Montreal and $3,512 in Montmagny. That covers rent, food, utilities, transport, and enough left over to feel settled โ not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper kindergarten?
Kindergarten costs $614 per month in Montreal and $708 in Montmagny. For families with young kids, this one expense can tip the scales when choosing between the two cities.
How do food prices compare in Montreal and Montmagny?
Interestingly, groceries are about 3% cheaper in Montmagny โ one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.
Is $2,000 a realistic budget for Montreal or Montmagny?
A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,065, than in Montmagny at $2,341. In Montreal it covers expenses comfortably, while in Montmagny it requires careful planning or may not stretch far enough.
Is Montreal or Montmagny more family-friendly?
Families tend to lean toward Montreal โ lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Montreal or Montmagny?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison โ central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montmagny makes more sense. Both are solid long-term options with distinct trade-offs.