Last update: Oct 2026

Cost of Living Comparison Between Montreal and Karmiel

For one person, living is cheaper in Karmiel: $1,647 a month against $2,064 in Montreal, rent and utilities included – about $5,000 less a year. Higher rent and utilities in Montreal outweigh lower spending on other living expenses.

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Cost of Living Index in Montreal
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Montreal Living Index

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Montreal

🇨🇦 Canada

$2,064

/mo nomad

Karmiel

🇮🇱 Israel

$1,647

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Karmiel

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Karmiel actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,064 in Montreal versus $1,647 in Karmiel.

Montreal $2,064
Karmiel $1,647

Estimated couple costs with rent: $3,156 in Montreal versus $2,618 in Karmiel.

Montreal $3,156
Karmiel $2,618

Monthly costs for a family of three with rent: $4,247 in Montreal versus $3,590 in Karmiel.

Montreal $4,247
Karmiel $3,590

Living in Montreal is roughly 25% more expensive than in Karmiel, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Montreal 52% above, Karmiel 21% above.

Meal at Budget Restaurant

$18.98 CA$26.64

$25.70 ₪80.0

-26.15%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$102

$91.6 ₪285

-20.34%

Fast Food Meal (McDonalds, etc)

$10.88 CA$15.27

$20.64 ₪64.3

-47.29%

Cappuccino

$3.81 CA$5.35

$4.73 ₪14.73

-19.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 CA$2.72

$3.83 ₪11.92

-49.35%

Water (0.33 liter bottle)

$1.58 CA$2.22

$2.78 ₪8.67

-43.17%

Local Beer (0.5 liter draught)

$6.37 CA$8.94

$9.71 ₪30.25

-34.40%

Imported Beer (0.33 liter bottle)

$7.26 CA$10.20

$10.12 ₪31.53

-28.26%

Milk (1 liter)

$2.23 CA$3.13

$2.64 ₪8.23

-15.53%

White Bread (500g)

$3.17 CA$4.45

$5.73 ₪17.86

-44.68%

Rice (white) (1kg)

$3.31 CA$4.64

$3.30 ₪10.28

0.30%

Eggs

$3.63 CA$5.09

$4.50 ₪14.00

-19.33%

Local Cheese (1kg)

$13.16 CA$18.47

$12.82 ₪39.92

2.65%

Chicken Fillets (1kg)

$11.56 CA$16.22

$19.03 ₪59.3

-39.25%

Beef Round Steak (1kg)

$13.71 CA$19.25

$25.97 ₪80.9

-47.21%

Apples (1kg)

$3.29 CA$4.62

$6.52 ₪20.30

-49.54%

Banana (1kg)

$1.46 CA$2.05

$3.31 ₪10.32

-55.89%

Oranges (1kg)

$3.37 CA$4.73

$3.11 ₪9.69

8.36%

Tomato (1kg)

$3.15 CA$4.42

$3.29 ₪10.26

-4.26%

Potato (1kg)

$1.89 CA$2.65

$2.06 ₪6.41

-8.25%

Onion (1kg)

$1.79 CA$2.52

$1.69 ₪5.26

5.92%

Lettuce (1 head)

$2.47 CA$3.47

$2.30 ₪7.16

7.39%

Water (1.5 liter bottle)

$1.58 CA$2.22

$2.48 ₪7.72

-36.29%

Cigarettes 20 Pack (Marlboro, Camel)

$11.28 CA$15.84

$10.16 ₪31.63

11.02%

Wine (Bottle)

$10.49 CA$14.73

$12.76 ₪39.74

-17.79%

Local Beer (0.5 liter bottle)

$2.34 CA$3.28

$4.65 ₪14.49

-49.68%

Imported Beer (0.33 liter bottle)

$2.91 CA$4.09

$4.01 ₪12.49

-27.43%

One-way Ticket (Public Transport)

$2.61 CA$3.66

$2.66 ₪8.30

-1.88%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$111

Taxi Start (Normal Tariff)

$3.26 CA$4.57

$7.87 ₪24.51

-58.58%

Taxi (Normal Tariff) (1km)

$1.44 CA$2.02

Taxi 1hour Waiting (Normal Tariff)

$33.43 CA$46.92

Gasoline (1 liter)

$1.33 CA$1.87

$2.56 ₪7.98

-48.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.6K CA$40.2K

$54.7K ₪170.3K

-47.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$52.9K ₪164.9K

-60.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.1 CA$112

$333 ₪1,037

-75.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.30 CA$48.14

$12.27 ₪38.20

179.54%

Internet (50+ Mbps, Unlimited Data)

$42.85 CA$60.1

$48.19 ₪150

-11.08%

Gym Membership (Monthly)

$31.14 CA$43.71

Tennis Court (1 Hour on Weekend)

$19.41 CA$27.24

Cinema Ticket

$11.23 CA$15.76

$16.31 ₪50.8

-31.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$525 CA$737

$1,627 ₪5,067

-67.72%

International Primary School, 1 Child (Yearly)

$16.3K CA$22.9K

Jeans (Levis 501 Or Similar)

$58.0 CA$81.4

$103 ₪322

-43.90%

Summer Dress (H&M, Zara, etc)

$38.11 CA$53.5

$65.1 ₪203

-41.42%

Sport Shoes (Adidas, Nike)

$93.4 CA$131

$173 ₪539

-46.00%

Men's Leather Business Shoes

$110 CA$155

$258 ₪802

-57.23%

1-bedroom Apartment, City Center (Monthly)

$1,285 CA$1,803

1-bedroom Apartment, Outside City Center (Monthly)

$977 CA$1,371

3-bedroom Apartment, City Center (Monthly)

$2,271 CA$3,187

3-bedroom Apartment, Outside City Center (Monthly)

$1,665 CA$2,336

Buy Apartment in City Center (m2)

$5,139 CA$7,212

Buy Apartment Outside City Center (m2)

$3,834 CA$5,381

Average Monthly Net Salary (After Tax)

$3,002 CA$4,213

$2,579 ₪8,032

16.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.05

-11.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Karmiel: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$977 47.3%

Karmiel

–

Groceries & Markets

Montreal

$351 17%

Karmiel

–

Eating Out

Montreal

$291 14.1%

Karmiel

–

Monthly Utilities & Internet

Montreal

$157 7.6%

Karmiel

–

Clothing & Footwear

Montreal

$135 6.5%

Karmiel

–

Getting Around

Montreal

$100 4.9%

Karmiel

–

Sport & Entertainment

Montreal

$54 2.6%

Karmiel

–

Cost Breakdown

Montreal pays 16% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $73 in Montreal vs $92 in Karmiel for a mid-range dinner for two. Groceries echo the gap at $351 vs $513 per month, with Montreal cheaper across the board.

Good to know

🇨🇦 Montreal

🇮🇱 Karmiel

🕒 Local time

13:59 1:59 PM

19:59 7:59 PM

6 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

53,736

💱 Currency

Canadian Dollar CAD $

Israeli New Shekel ILS ₪

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.64 EUR

1 ILS = 0.321 USD

1 ILS = 0.288 EUR

Exchange rates and currency converter

ILS, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

Israeli New Shekel exchange rates as of October 28, 2026: 1 USD = 3.11 ILS (1 ILS = 0.321 USD). 1 EUR = 3.47 ILS (1 ILS = 0.288 EUR).

USD to CAD in detail →

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Between locations

Montreal Karmiel 8,740 km ≈ 11 h nonstop flight

From you

Montreal
Karmiel

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Karmiel: Cost of Living - Frequently Asked Questions

Montreal and Karmiel differ by about 25% in total monthly costs ($2,064 vs $1,647 including rent). Karmiel is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 16% higher in Montreal, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Shoppers in Montreal pay roughly 32% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $2,064 per month in Montreal versus $1,647 in Karmiel – a 25% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $3,000 a month, though Karmiel gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Montreal and Karmiel are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Karmiel wins on affordability, Montreal on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.