Last update: Oct 2026

Cost of Living Comparison Between Montreal and Kalispell, MT

For one person, living is cheaper in Montreal: $2,018 a month against $2,781 in Kalispell, MT, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
136

Cost of Living Index in Kalispell, MT
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Kalispell, MT Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Kalispell, MT

🇺🇸 United States

$2,781

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Kalispell, MT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Kalispell, MT actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,018 in Montreal versus $2,781 in Kalispell, MT.

Montreal $2,018
Kalispell, MT $2,781

Estimated couple costs with rent: $3,085 in Montreal versus $4,410 in Kalispell, MT.

Montreal $3,085
Kalispell, MT $4,410

Monthly costs for a family of three with rent: $4,152 in Montreal versus $6,039 in Kalispell, MT.

Montreal $4,152
Kalispell, MT $6,039

Living in Montreal costs roughly 27% less than in Kalispell, MT, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Montreal 49% above, Kalispell, MT 106% above.

Meal at Budget Restaurant

$18.82 CA$26.61

$30.45 $30.45

-38.19%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$78.6 $78.6

-10.54%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$13.42 $13.42

-20.57%

Cappuccino

$3.84 CA$5.43

$6.69 $6.69

-42.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$3.12 $3.12

-38.46%

Water (0.33 liter bottle)

$1.54 CA$2.18

$2.46 $2.46

-37.40%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$6.05 $6.05

2.98%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$5.70 $5.70

24.56%

Milk (1 liter)

$2.31 CA$3.27

$1.13 $1.13

104.42%

White Bread (500g)

$3.14 CA$4.44

$4.87 $4.87

-35.52%

Rice (white) (1kg)

$3.21 CA$4.54

$5.98 $5.98

-46.32%

Eggs

$3.52 CA$4.97

$5.22 $5.22

-32.57%

Local Cheese (1kg)

$12.81 CA$18.11

$15.56 $15.56

-17.67%

Chicken Fillets (1kg)

$11.46 CA$16.20

$10.82 $10.82

5.91%

Beef Round Steak (1kg)

$13.39 CA$18.92

$14.75 $14.75

-9.22%

Apples (1kg)

$3.14 CA$4.43

$6.06 $6.06

-48.18%

Banana (1kg)

$1.44 CA$2.03

$2.95 $2.95

-51.19%

Oranges (1kg)

$3.47 CA$4.91

$4.26 $4.26

-18.54%

Tomato (1kg)

$3.07 CA$4.34

$6.30 $6.30

-51.27%

Potato (1kg)

$1.90 CA$2.69

$3.26 $3.26

-41.72%

Onion (1kg)

$1.77 CA$2.50

$1.92 $1.92

-7.81%

Lettuce (1 head)

$2.34 CA$3.31

$1.55 $1.55

50.97%

Water (1.5 liter bottle)

$1.55 CA$2.19

$3.46 $3.46

-55.20%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$13.13 $13.13

-13.33%

Wine (Bottle)

$10.63 CA$15.03

$15.14 $15.14

-29.79%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$3.66 $3.66

-37.98%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$3.66 $3.66

-22.95%

One-way Ticket (Public Transport)

$2.66 CA$3.76

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$3.20 CA$4.53

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$25.04 $25.04

31.31%

Gasoline (1 liter)

$1.34 CA$1.90

$0.98 $0.98

36.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$30.6K $30.6K

-7.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$28.6K $28.6K

-31.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$315 $315

-75.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$66.8 $66.8

-49.18%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$82.5 $82.5

-48.74%

Gym Membership (Monthly)

$29.76 CA$42.07

$94.5 $94.5

-68.50%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

$14.84 $14.84

36.66%

Cinema Ticket

$11.15 CA$15.77

$15.16 $15.16

-26.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$1,148 $1,148

-55.83%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$64.6 $64.6

-10.89%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$56.5 $56.5

-33.46%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$102 $102

-9.78%

Men's Leather Business Shoes

$110 CA$155

$95.6 $95.6

14.62%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$1,400 $1,400

-9.98%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$1,157 $1,157

-18.09%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$2,435 $2,435

-12.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$2,606 $2,606

-38.07%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$3,902 $3,902

27.12%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$3,836 $3,836

0.03%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$3,336 $3,336

-15.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

6.87

-34.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Kalispell, MT: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Kalispell, MT

$1.2K 41.6% 22.1% $209

Groceries & Markets

Montreal

$346 17.2%

Kalispell, MT

$464 16.7% 33.8% $117

Eating Out

Montreal

$288 14.3%

Kalispell, MT

$428 15.4% 48.7% $140

Monthly Utilities & Internet

Montreal

$152 7.5%

Kalispell, MT

$465 16.7% 205% $312

Clothing & Footwear

Montreal

$133 6.6%

Kalispell, MT

$143 5.2% 7.4% $9.9

Getting Around

Montreal

$99 4.9%

Kalispell, MT

- * 0% 100%

Sport & Entertainment

Montreal

$52 2.6%

Kalispell, MT

$125 4.5% 140% $73

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,260 in Montreal and $1,400 in Kalispell, MT. Housing cost is often the main lever when comparing two cities.

Kalispell, MT pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $70.0 in Montreal vs $79.0 in Kalispell, MT for a mid-range dinner for two. Groceries echo the gap at $346 vs $464 per month, with Montreal cheaper across the board.

Good to know

🇨🇦 Montreal

🇺🇸 Kalispell, MT

🕒 Local time

15:51 3:51 PM

13:51 1:51 PM

2 h behind Montreal

🌤 Weather

👥 Population

1,762,949

22,052

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Kalispell, MT 3,080 km ≈ 4 h 15 min nonstop flight

From you

Montreal
Kalispell, MT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Kalispell, MT: Cost of Living - Frequently Asked Questions

Montreal is cheaper overall, especially in groceries, eating out, and clothing. The 38% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 18% lower in Kalispell, MT. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,260 in Montreal versus $1,400 in Kalispell, MT. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $507 in Montreal versus $1,148 in Kalispell, MT. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Montreal – a meal for two runs $70.0 versus $79.0 in Kalispell, MT. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,018 in Montreal versus $2,781 in Kalispell, MT, a $2,000 budget is realistic in Montreal but tight or insufficient in Kalispell, MT. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

For families, Montreal is more practical. Housing and childcare are both notably cheaper than in Kalispell, MT, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Montreal and Kalispell, MT are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 38% less than in Kalispell, MT. Beyond cost, consider language, visa policies, and how big the international community is in each city.