Last update: Oct 2026

Cost of Living Comparison Between Kalispell, MT and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $2,781 in Kalispell, MT, rent and utilities included – about $9,200 less a year. Rent and utilities account for most of the difference.

136

Cost of Living Index in Kalispell, MT
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Kalispell, MT Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Kalispell, MT

🇺🇸 United States

$2,781

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Kalispell, MT and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kalispell, MT and in Montreal actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,781 in Kalispell, MT versus $2,018 in Montreal.

Kalispell, MT $2,781
Montreal $2,018

Estimated couple costs with rent: $4,410 in Kalispell, MT versus $3,085 in Montreal.

Kalispell, MT $4,410
Montreal $3,085

Monthly costs for a family of three with rent: $6,039 in Kalispell, MT versus $4,152 in Montreal.

Kalispell, MT $6,039
Montreal $4,152

Living in Kalispell, MT is roughly 38% more expensive than in Montreal, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Kalispell, MT 106% above, Montreal 49% above.

Meal at Budget Restaurant

$30.45 $30.45

$18.82 CA$26.61

61.80%

Three-Course Dinner for Two, Mid-Range

$78.6 $78.6

$70.3 CA$99.4

11.78%

Fast Food Meal (McDonalds, etc)

$13.42 $13.42

$10.66 CA$15.06

25.89%

Cappuccino

$6.69 $6.69

$3.84 CA$5.43

74.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.12 $3.12

$1.92 CA$2.71

62.50%

Water (0.33 liter bottle)

$2.46 $2.46

$1.54 CA$2.18

59.74%

Local Beer (0.5 liter draught)

$6.05 $6.05

$6.23 CA$8.81

-2.89%

Imported Beer (0.33 liter bottle)

$5.70 $5.70

$7.10 CA$10.03

-19.72%

Milk (1 liter)

$1.13 $1.13

$2.31 CA$3.27

-51.08%

White Bread (500g)

$4.87 $4.87

$3.14 CA$4.44

55.10%

Rice (white) (1kg)

$5.98 $5.98

$3.21 CA$4.54

86.29%

Eggs

$5.22 $5.22

$3.52 CA$4.97

48.30%

Local Cheese (1kg)

$15.56 $15.56

$12.81 CA$18.11

21.47%

Chicken Fillets (1kg)

$10.82 $10.82

$11.46 CA$16.20

-5.58%

Beef Round Steak (1kg)

$14.75 $14.75

$13.39 CA$18.92

10.16%

Apples (1kg)

$6.06 $6.06

$3.14 CA$4.43

92.99%

Banana (1kg)

$2.95 $2.95

$1.44 CA$2.03

104.86%

Oranges (1kg)

$4.26 $4.26

$3.47 CA$4.91

22.77%

Tomato (1kg)

$6.30 $6.30

$3.07 CA$4.34

105.21%

Potato (1kg)

$3.26 $3.26

$1.90 CA$2.69

71.58%

Onion (1kg)

$1.92 $1.92

$1.77 CA$2.50

8.47%

Lettuce (1 head)

$1.55 $1.55

$2.34 CA$3.31

-33.76%

Water (1.5 liter bottle)

$3.46 $3.46

$1.55 CA$2.19

123.23%

Cigarettes 20 Pack (Marlboro, Camel)

$13.13 $13.13

$11.38 CA$16.09

15.38%

Wine (Bottle)

$15.14 $15.14

$10.63 CA$15.03

42.43%

Local Beer (0.5 liter bottle)

$3.66 $3.66

$2.27 CA$3.21

61.23%

Imported Beer (0.33 liter bottle)

$3.66 $3.66

$2.82 CA$3.99

29.79%

One-way Ticket (Public Transport)

$2.66 CA$3.76

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$3.20 CA$4.53

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

Taxi 1hour Waiting (Normal Tariff)

$25.04 $25.04

$32.88 CA$46.48

-23.84%

Gasoline (1 liter)

$0.98 $0.98

$1.34 CA$1.90

-26.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K $30.6K

$28.2K CA$39.8K

8.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.6K $28.6K

$19.6K CA$27.8K

45.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$315 $315

$76.0 CA$107

314.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$66.8 $66.8

$33.95 CA$48.00

96.76%

Internet (50+ Mbps, Unlimited Data)

$82.5 $82.5

$42.31 CA$59.8

95.08%

Gym Membership (Monthly)

$94.5 $94.5

$29.76 CA$42.07

217.47%

Tennis Court (1 Hour on Weekend)

$14.84 $14.84

$20.28 CA$28.67

-26.82%

Cinema Ticket

$15.16 $15.16

$11.15 CA$15.77

35.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,148 $1,148

$507 CA$717

126.40%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

Jeans (Levis 501 Or Similar)

$64.6 $64.6

$57.6 CA$81.4

12.22%

Summer Dress (H&M, Zara, etc)

$56.5 $56.5

$37.58 CA$53.1

50.29%

Sport Shoes (Adidas, Nike)

$102 $102

$91.9 CA$130

10.84%

Men's Leather Business Shoes

$95.6 $95.6

$110 CA$155

-12.76%

1-bedroom Apartment, City Center (Monthly)

$1,400 $1,400

$1,260 CA$1,782

11.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,157 $1,157

$948 CA$1,340

22.09%

3-bedroom Apartment, City Center (Monthly)

$2,435 $2,435

$2,137 CA$3,021

13.95%

3-bedroom Apartment, Outside City Center (Monthly)

$2,606 $2,606

$1,614 CA$2,281

61.47%

Buy Apartment in City Center (m2)

$3,902 $3,902

$4,960 CA$7,011

-21.33%

Buy Apartment Outside City Center (m2)

$3,836 $3,836

$3,838 CA$5,425

-0.03%

Average Monthly Net Salary (After Tax)

$3,336 $3,336

$2,827 CA$3,997

17.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.87

4.48

53.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalispell, MT: October 10, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kalispell, MT

$1.2K 41.6%

Montreal

$948 47% 18.1% $209

Monthly Utilities & Internet

Kalispell, MT

$465 16.7%

Montreal

$152 7.5% 67.2% $312

Groceries & Markets

Kalispell, MT

$464 16.7%

Montreal

$346 17.2% 25.3% $117

Eating Out

Kalispell, MT

$428 15.4%

Montreal

$288 14.3% 32.8% $140

Clothing & Footwear

Kalispell, MT

$143 5.2%

Montreal

$133 6.6% 6.9% $9.9

Sport & Entertainment

Kalispell, MT

$125 4.5%

Montreal

$52 2.6% 58.3% $73

Getting Around

Kalispell, MT

- * 0%

Montreal

$99 4.9%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,400 in Kalispell, MT and $1,260 in Montreal. Housing cost is often the main lever when comparing two cities.

Kalispell, MT pays 18% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $79.0 in Kalispell, MT vs $70.0 in Montreal for a mid-range dinner for two. Groceries echo the gap at $464 vs $346 per month, with Montreal cheaper across the board.

Good to know

🇺🇸 Kalispell, MT

🇨🇦 Montreal

🕒 Local time

12:47 12:47 PM

14:47 2:47 PM

2 h ahead of Kalispell, MT

🌤 Weather

👥 Population

22,052

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Kalispell, MT Montreal 3,080 km ≈ 4 h 15 min nonstop flight

From you

Kalispell, MT
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kalispell, MT vs Montreal: Cost of Living - Frequently Asked Questions

Montreal is cheaper overall, especially in groceries, eating out, and utilities. The 38% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 18% higher in Kalispell, MT, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,400 in Kalispell, MT versus $1,260 in Montreal. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,148 in Kalispell, MT versus $507 in Montreal. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Montreal – a meal for two runs $70.0 versus $79.0 in Kalispell, MT. If you eat out regularly, this makes a real dent in your monthly spending.

At $2,018 in Montreal versus $2,781 in Kalispell, MT, a $2,000 budget is realistic in Montreal but tight or insufficient in Kalispell, MT. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

For families, Montreal is more practical. Housing and childcare are both notably cheaper than in Kalispell, MT, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kalispell, MT and Montreal are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 38% less than in Kalispell, MT. Beyond cost, consider language, visa policies, and how big the international community is in each city.