Last update: Oct 2026

Cost of Living Comparison Between Montreal and Gardez

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Cost of Living Index in Montreal
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Montreal Living Index

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Montreal

🇨🇦 Canada

$2,003

/mo nomad

Gardez

🇦🇫 Afghanistan

/mo nomad

Meal at Budget Restaurant

$19.31 CA$27.46

Three-Course Dinner for Two, Mid-Range

$75.5 CA$107

$17.01 ؋1,102

343.86%

Fast Food Meal (McDonalds, etc)

$10.63 CA$15.11

Cappuccino

$3.93 CA$5.58

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.73

Water (0.33 liter bottle)

$1.48 CA$2.11

Local Beer (0.5 liter draught)

$6.30 CA$8.96

Imported Beer (0.33 liter bottle)

$7.19 CA$10.22

Milk (1 liter)

$2.22 CA$3.16

White Bread (500g)

$3.06 CA$4.35

Rice (white) (1kg)

$2.94 CA$4.18

Eggs

$3.53 CA$5.02

Local Cheese (1kg)

$13.19 CA$18.76

Chicken Fillets (1kg)

$11.24 CA$15.98

Beef Round Steak (1kg)

$13.81 CA$19.65

Apples (1kg)

$3.40 CA$4.84

Banana (1kg)

$1.44 CA$2.05

Oranges (1kg)

$3.26 CA$4.64

Tomato (1kg)

$2.88 CA$4.09

Potato (1kg)

$1.86 CA$2.64

Onion (1kg)

$1.82 CA$2.60

Lettuce (1 head)

$2.43 CA$3.45

Water (1.5 liter bottle)

$1.52 CA$2.17

Cigarettes 20 Pack (Marlboro, Camel)

$11.45 CA$16.29

Wine (Bottle)

$10.36 CA$14.73

Local Beer (0.5 liter bottle)

$2.22 CA$3.15

Imported Beer (0.33 liter bottle)

$2.82 CA$4.01

One-way Ticket (Public Transport)

$2.58 CA$3.66

Public Transport Monthly Pass (Regular Price)

$76.9 CA$109

Taxi Start (Normal Tariff)

$3.25 CA$4.63

Taxi (Normal Tariff) (1km)

$1.48 CA$2.11

Taxi 1hour Waiting (Normal Tariff)

$33.04 CA$46.99

Gasoline (1 liter)

$1.36 CA$1.93

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.4K CA$39.0K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.0K CA$28.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.1 CA$108

SIM Card Monthly Plan (Calls and 10GB+ Data)

$34.68 CA$49.32

Internet (50+ Mbps, Unlimited Data)

$42.69 CA$60.7

Gym Membership (Monthly)

$28.94 CA$41.17

Tennis Court (1 Hour on Weekend)

$20.33 CA$28.91

Cinema Ticket

$11.21 CA$15.94

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$505 CA$718

International Primary School, 1 Child (Yearly)

$16.0K CA$22.8K

Jeans (Levis 501 Or Similar)

$58.5 CA$83.2

Summer Dress (H&M, Zara, etc)

$38.00 CA$54.1

Sport Shoes (Adidas, Nike)

$92.7 CA$132

Men's Leather Business Shoes

$106 CA$150

1-bedroom Apartment, City Center (Monthly)

$1,240 CA$1,764

1-bedroom Apartment, Outside City Center (Monthly)

$986 CA$1,402

3-bedroom Apartment, City Center (Monthly)

$2,102 CA$2,990

3-bedroom Apartment, Outside City Center (Monthly)

$1,615 CA$2,297

Buy Apartment in City Center (m2)

$5,043 CA$7,173

Buy Apartment Outside City Center (m2)

$3,830 CA$5,447

Average Monthly Net Salary (After Tax)

$2,920 CA$4,154

20-Year Fixed Mortgage Interest Rate (Annual %)

4.46

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 6, 2026

Last update for Gardez: October 6, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$986 47.9%

Gardez

–

Groceries & Markets

Montreal

$344 16.7%

Gardez

–

Eating Out

Montreal

$293 14.2%

Gardez

–

Monthly Utilities & Internet

Montreal

$154 7.5%

Gardez

–

Clothing & Footwear

Montreal

$133 6.5%

Gardez

–

Getting Around

Montreal

$98 4.8%

Gardez

–

Sport & Entertainment

Montreal

$51 2.5%

Gardez

–

Cost Breakdown

Dining out at a mid-range restaurant: $75.0 in Montreal vs $17.00 in Gardez for two.

Good to know

🇨🇦 Montreal

🇦🇫 Gardez

🕒 Local time

07:31 7:31 AM

16:01 4:01 PM

8 h 30 min ahead of Montreal

🌤 Weather

👥 Population

1,762,949

70,000

💱 Currency

Canadian Dollar CAD $

Afghanistan Afghani AFN ؋

📈 Exchange rate

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

100 AFN = 1.54 USD

100 AFN = 1.38 EUR

Exchange rates and currency converter

AFN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.59 CAD (1 CAD = 0.627 EUR).

Afghanistan Afghani exchange rates as of October 10, 2026: 1 USD = 64.76 AFN (100 AFN = 1.54 USD). 1 EUR = 72.57 AFN (100 AFN = 1.38 EUR).

USD to CAD in detail →

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Montreal Gardez 10,460 km ≈ 14 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Gardez: Cost of Living - Frequently Asked Questions

For families, Gardez is more practical. Housing and childcare are both notably cheaper than in Montreal, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Montreal and Gardez are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Gardez wins on affordability, Montreal on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.