Last update: Nov 2026

Cost of Living Comparison Between Montreal and Frederiksted

For one person, living is cheaper in Frederiksted: $352 a month against $2,067 in Montreal, rent and utilities included – about $20,600 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Montreal
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Montreal Living Index

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Montreal

🇨🇦 Canada

$2,067

/mo nomad

Frederiksted

🇻🇮 U.S. Virgin Islands

$352

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Frederiksted

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Frederiksted actually costs, broken down by who's living it.

A single person spends $2,067 per month in Montreal vs $352 in Frederiksted, rent included.

Montreal $2,067
Frederiksted $352

A couple spends around $3,179 per month in Montreal vs $750 in Frederiksted, rent included.

Montreal $3,179
Frederiksted $750

A family of three spends $4,291 per month in Montreal vs $1,149 in Frederiksted, rent included.

Montreal $4,291
Frederiksted $1,149

Montreal costs about 488% more than Frederiksted.

Montreal sits 53% above the global median, while Frederiksted is 74% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.89 CA$26.57

$29.98 $29.98

-36.99%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$79.9 $79.9

-9.22%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.18

Cappuccino

$3.98 CA$5.60

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.84

Water (0.33 liter bottle)

$1.63 CA$2.29

Local Beer (0.5 liter draught)

$6.32 CA$8.89

$7.20 $7.20

-12.22%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.93

$8.10 $8.10

-12.84%

Milk (1 liter)

$2.33 CA$3.28

White Bread (500g)

$3.25 CA$4.57

Rice (white) (1kg)

$3.26 CA$4.59

Eggs

$3.48 CA$4.89

Local Cheese (1kg)

$13.73 CA$19.31

Chicken Fillets (1kg)

$11.48 CA$16.14

Beef Round Steak (1kg)

$14.26 CA$20.05

Apples (1kg)

$3.52 CA$4.95

Banana (1kg)

$1.46 CA$2.05

Oranges (1kg)

$3.41 CA$4.80

Tomato (1kg)

$3.20 CA$4.50

Potato (1kg)

$1.94 CA$2.72

Onion (1kg)

$1.78 CA$2.50

Lettuce (1 head)

$2.52 CA$3.54

Water (1.5 liter bottle)

$1.58 CA$2.22

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.18

Wine (Bottle)

$10.57 CA$14.87

Local Beer (0.5 liter bottle)

$2.35 CA$3.30

Imported Beer (0.33 liter bottle)

$2.90 CA$4.07

One-way Ticket (Public Transport)

$2.61 CA$3.68

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$3.17 CA$4.46

Taxi (Normal Tariff) (1km)

$1.49 CA$2.10

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$47.10

Gasoline (1 liter)

$1.36 CA$1.92

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.4K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$109

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$50.1

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.5

Gym Membership (Monthly)

$30.07 CA$42.29

$59.6 $59.6

-49.55%

Tennis Court (1 Hour on Weekend)

$19.97 CA$28.08

Cinema Ticket

$11.27 CA$15.85

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$734

International Primary School, 1 Child (Yearly)

$17.8K CA$25.0K

Jeans (Levis 501 Or Similar)

$59.0 CA$82.9

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.9

Sport Shoes (Adidas, Nike)

$99.8 CA$140

Men's Leather Business Shoes

$110 CA$154

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,826

$1,344 $1,344

-3.40%

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,365

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,267

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,376

Buy Apartment in City Center (m2)

$5,004 CA$7,037

Buy Apartment Outside City Center (m2)

$3,736 CA$5,255

Average Monthly Net Salary (After Tax)

$2,943 CA$4,139

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for Frederiksted: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

Frederiksted

–

Groceries & Markets

Montreal

$357 17.3%

Frederiksted

–

Eating Out

Montreal

$292 14.1%

Frederiksted

–

Monthly Utilities & Internet

Montreal

$157 7.6%

Frederiksted

–

Clothing & Footwear

Montreal

$138 6.7%

Frederiksted

–

Getting Around

Montreal

$100 4.8%

Frederiksted

–

Sport & Entertainment

Montreal

$53 2.6%

Frederiksted

–

Cost Breakdown

A central one-bedroom costs $1,298 in Montreal versus $1,344 in Frederiksted. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $73 in Montreal versus $80 in Frederiksted. Use this as a proxy for overall food spending across the two cities.

Good to know

🇨🇦 Montreal

🇻🇮 Frederiksted

🕒 Local time

11:36 11:36 AM

12:36 12:36 PM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

528

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.711 USD

1 CAD = 0.633 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.58 CAD (1 CAD = 0.633 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Frederiksted 3,190 km ≈ 4 h 30 min nonstop flight

From you

Montreal
Frederiksted

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Frederiksted: Cost of Living - Frequently Asked Questions

Montreal costs about 488% more than Frederiksted, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,100 per month in Montreal and $527 in Frederiksted. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,298 in Montreal and $1,344 in Frederiksted. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $2,067 in Montreal and $352 in Frederiksted. That makes Frederiksted about 83% cheaper.

A mid-range dinner for two costs $73 in Montreal and $80 in Frederiksted. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Frederiksted, where all-in costs run around $352, than in Montreal at $2,067. In Frederiksted it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $352 in Frederiksted to $2,067 in Montreal. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.