Last update: Oct 2026

Cost of Living Comparison Between Montreal and Florida

For one person, living is cheaper in Florida: $1,273 a month against $2,018 in Montreal, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
62

Cost of Living Index in Florida
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Florida Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Florida

🇺🇾 Uruguay

$1,273

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Florida

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Florida actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $1,273 in Florida, rent included.

Montreal $2,018
Florida $1,273

A couple spends around $3,085 per month in Montreal vs $1,939 in Florida, rent included.

Montreal $3,085
Florida $1,939

A family of three spends $4,152 per month in Montreal vs $2,606 in Florida, rent included.

Montreal $4,152
Florida $2,606

Montreal costs about 59% more than Florida, and outside of rent the biggest gap is in transport.

Montreal sits 49% above the global median, while Florida is 6% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.82 CA$26.61

$12.75 UYU 512

47.61%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$42.81 UYU 1,718

64.19%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$13.60 UYU 546

-21.62%

Cappuccino

$3.84 CA$5.43

$4.80 UYU 193

-20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$2.35 UYU 94.2

-18.30%

Water (0.33 liter bottle)

$1.54 CA$2.18

$2.21 UYU 88.6

-30.32%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$2.91 UYU 117

114.09%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

$3.58 UYU 144

98.32%

Milk (1 liter)

$2.31 CA$3.27

$1.05 UYU 42.16

120.00%

White Bread (500g)

$3.14 CA$4.44

$2.65 UYU 106

18.49%

Rice (white) (1kg)

$3.21 CA$4.54

$1.75 UYU 70.2

83.43%

Eggs

$3.52 CA$4.97

$3.34 UYU 134

5.39%

Local Cheese (1kg)

$12.81 CA$18.11

$11.96 UYU 480

7.11%

Chicken Fillets (1kg)

$11.46 CA$16.20

$11.64 UYU 467

-1.55%

Beef Round Steak (1kg)

$13.39 CA$18.92

$11.71 UYU 470

14.35%

Apples (1kg)

$3.14 CA$4.43

$2.94 UYU 118

6.80%

Banana (1kg)

$1.44 CA$2.03

$3.32 UYU 133

-56.63%

Oranges (1kg)

$3.47 CA$4.91

$2.18 UYU 87.6

59.17%

Tomato (1kg)

$3.07 CA$4.34

$4.08 UYU 164

-24.75%

Potato (1kg)

$1.90 CA$2.69

$2.09 UYU 83.8

-9.09%

Onion (1kg)

$1.77 CA$2.50

$2.05 UYU 82.3

-13.66%

Lettuce (1 head)

$2.34 CA$3.31

$1.54 UYU 61.8

51.95%

Water (1.5 liter bottle)

$1.55 CA$2.19

$1.89 UYU 75.7

-17.99%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$9.91 UYU 398

14.83%

Wine (Bottle)

$10.63 CA$15.03

$8.10 UYU 325

31.23%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$3.08 UYU 124

-26.30%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$3.33 UYU 134

-15.32%

One-way Ticket (Public Transport)

$2.66 CA$3.76

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$3.56 UYU 143

-10.11%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$3.51 UYU 141

-57.83%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$10.03 UYU 402

227.82%

Gasoline (1 liter)

$1.34 CA$1.90

$1.79 UYU 71.9

-25.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$35.6K UYU 1.4M

-20.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$39.4K UYU 1.6M

-50.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$114 UYU 4,588

-33.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$23.69 UYU 951

43.31%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$47.45 UYU 1,904

-10.83%

Gym Membership (Monthly)

$29.76 CA$42.07

$43.81 UYU 1,758

-32.07%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$11.15 CA$15.77

$7.34 UYU 295

51.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$489 UYU 19.6K

3.77%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

$6,635 UYU 266.3K

141.90%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$44.11 UYU 1,770

30.47%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$37.56 UYU 1,508

0.05%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$72.9 UYU 2,927

25.99%

Men's Leather Business Shoes

$110 CA$155

$85.5 UYU 3,433

28.12%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$503 UYU 20.2K

150.77%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$332 UYU 13.3K

185.63%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$865 UYU 34.7K

146.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$552 UYU 22.2K

192.38%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$794 UYU 31.9K

256.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

-70.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Florida: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Florida

$332 26.1% 65% $616

Groceries & Markets

Montreal

$346 17.2%

Florida

$328 25.7% 5.4% $19

Eating Out

Montreal

$288 14.3%

Florida

$240 18.9% 16.5% $47

Monthly Utilities & Internet

Montreal

$152 7.5%

Florida

$185 14.6% 21.8% $33

Clothing & Footwear

Montreal

$133 6.6%

Florida

$108 8.5% 19% $25

Getting Around

Montreal

$99 4.9%

Florida

$21 * 1.7% 78.6% $77

Sport & Entertainment

Montreal

$52 2.6%

Florida

$58 4.6% 12.4% $6.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $503 in Florida. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 256% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Montreal versus $43.00 in Florida. Monthly groceries follow the same trend: $346 vs $328 – making Florida the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇺🇾 Florida

🕒 Local time

03:55 3:55 AM

04:55 4:55 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

33,640

💱 Currency

Canadian Dollar CAD $

Uruguayan Peso UYU $U

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Uruguayan Peso exchange rates as of October 19, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

USD to CAD in detail →

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Between locations

Montreal Florida 9,020 km ≈ 12 h nonstop flight

From you

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Florida: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,018 in Montreal, $1,273 in Florida – roughly 59% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,027 per month in Montreal and $1,910 in Florida. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Florida, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,018 in Montreal and $1,273 in Florida. That's a gap of about 59%.

Kindergarten costs $507 per month in Montreal and $489 in Florida. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Florida, where all-in costs run around $1,273, than in Montreal at $2,018. In Florida it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,273 in Florida to $2,018 in Montreal. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Florida. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.