Last update: Oct 2026

Cost of Living Comparison Between Florida and Montreal

For one person, living is cheaper in Florida: $1,273 a month against $2,018 in Montreal, rent and utilities included – about $8,900 less a year. Rent and utilities account for most of the difference.

62

Cost of Living Index in Florida
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Florida Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Florida

🇺🇾 Uruguay

$1,273

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Florida and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Florida and in Montreal actually costs, broken down by who's living it.

A single person spends $1,273 per month in Florida vs $2,018 in Montreal, rent included.

Florida $1,273
Montreal $2,018

A couple spends around $1,939 per month in Florida vs $3,085 in Montreal, rent included.

Florida $1,939
Montreal $3,085

A family of three spends $2,606 per month in Florida vs $4,152 in Montreal, rent included.

Florida $2,606
Montreal $4,152

Florida is about 37% cheaper than Montreal, and outside of rent the biggest gap is in transport.

Florida sits 6% below the global median, while Montreal is 49% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$12.75 UYU 512

$18.82 CA$26.61

-32.25%

Three-Course Dinner for Two, Mid-Range

$42.81 UYU 1,718

$70.3 CA$99.4

-39.10%

Fast Food Meal (McDonalds, etc)

$13.60 UYU 546

$10.66 CA$15.06

27.58%

Cappuccino

$4.80 UYU 193

$3.84 CA$5.43

25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.35 UYU 94.2

$1.92 CA$2.71

22.40%

Water (0.33 liter bottle)

$2.21 UYU 88.6

$1.54 CA$2.18

43.51%

Local Beer (0.5 liter draught)

$2.91 UYU 117

$6.23 CA$8.81

-53.29%

Imported Beer (0.33 liter bottle)

$3.58 UYU 144

$7.10 CA$10.03

-49.58%

Milk (1 liter)

$1.05 UYU 42.16

$2.31 CA$3.27

-54.55%

White Bread (500g)

$2.65 UYU 106

$3.14 CA$4.44

-15.61%

Rice (white) (1kg)

$1.75 UYU 70.2

$3.21 CA$4.54

-45.48%

Eggs

$3.34 UYU 134

$3.52 CA$4.97

-5.11%

Local Cheese (1kg)

$11.96 UYU 480

$12.81 CA$18.11

-6.64%

Chicken Fillets (1kg)

$11.64 UYU 467

$11.46 CA$16.20

1.57%

Beef Round Steak (1kg)

$11.71 UYU 470

$13.39 CA$18.92

-12.55%

Apples (1kg)

$2.94 UYU 118

$3.14 CA$4.43

-6.37%

Banana (1kg)

$3.32 UYU 133

$1.44 CA$2.03

130.56%

Oranges (1kg)

$2.18 UYU 87.6

$3.47 CA$4.91

-37.18%

Tomato (1kg)

$4.08 UYU 164

$3.07 CA$4.34

32.90%

Potato (1kg)

$2.09 UYU 83.8

$1.90 CA$2.69

10.00%

Onion (1kg)

$2.05 UYU 82.3

$1.77 CA$2.50

15.82%

Lettuce (1 head)

$1.54 UYU 61.8

$2.34 CA$3.31

-34.19%

Water (1.5 liter bottle)

$1.89 UYU 75.7

$1.55 CA$2.19

21.94%

Cigarettes 20 Pack (Marlboro, Camel)

$9.91 UYU 398

$11.38 CA$16.09

-12.92%

Wine (Bottle)

$8.10 UYU 325

$10.63 CA$15.03

-23.80%

Local Beer (0.5 liter bottle)

$3.08 UYU 124

$2.27 CA$3.21

35.68%

Imported Beer (0.33 liter bottle)

$3.33 UYU 134

$2.82 CA$3.99

18.09%

One-way Ticket (Public Transport)

$2.66 CA$3.76

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

Taxi Start (Normal Tariff)

$3.56 UYU 143

$3.20 CA$4.53

11.25%

Taxi (Normal Tariff) (1km)

$3.51 UYU 141

$1.48 CA$2.09

137.16%

Taxi 1hour Waiting (Normal Tariff)

$10.03 UYU 402

$32.88 CA$46.48

-69.50%

Gasoline (1 liter)

$1.79 UYU 71.9

$1.34 CA$1.90

33.58%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K UYU 1.4M

$28.2K CA$39.8K

26.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.4K UYU 1.6M

$19.6K CA$27.8K

100.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$114 UYU 4,588

$76.0 CA$107

50.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.69 UYU 951

$33.95 CA$48.00

-30.22%

Internet (50+ Mbps, Unlimited Data)

$47.45 UYU 1,904

$42.31 CA$59.8

12.15%

Gym Membership (Monthly)

$43.81 UYU 1,758

$29.76 CA$42.07

47.21%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

Cinema Ticket

$7.34 UYU 295

$11.15 CA$15.77

-34.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 UYU 19.6K

$507 CA$717

-3.63%

International Primary School, 1 Child (Yearly)

$6,635 UYU 266.3K

$16.1K CA$22.7K

-58.66%

Jeans (Levis 501 Or Similar)

$44.11 UYU 1,770

$57.6 CA$81.4

-23.35%

Summer Dress (H&M, Zara, etc)

$37.56 UYU 1,508

$37.58 CA$53.1

-0.05%

Sport Shoes (Adidas, Nike)

$72.9 UYU 2,927

$91.9 CA$130

-20.63%

Men's Leather Business Shoes

$85.5 UYU 3,433

$110 CA$155

-21.95%

1-bedroom Apartment, City Center (Monthly)

$503 UYU 20.2K

$1,260 CA$1,782

-60.12%

1-bedroom Apartment, Outside City Center (Monthly)

$332 UYU 13.3K

$948 CA$1,340

-64.99%

3-bedroom Apartment, City Center (Monthly)

$865 UYU 34.7K

$2,137 CA$3,021

-59.50%

3-bedroom Apartment, Outside City Center (Monthly)

$552 UYU 22.2K

$1,614 CA$2,281

-65.80%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

Average Monthly Net Salary (After Tax)

$794 UYU 31.9K

$2,827 CA$3,997

-71.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

234.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Florida: October 10, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Florida

$332 26.1%

Montreal

$948 47% 186% $616

Groceries & Markets

Florida

$328 25.7%

Montreal

$346 17.2% 5.7% $19

Eating Out

Florida

$240 18.9%

Montreal

$288 14.3% 19.7% $47

Monthly Utilities & Internet

Florida

$185 14.6%

Montreal

$152 7.5% 17.9% $33

Clothing & Footwear

Florida

$108 8.5%

Montreal

$133 6.6% 23.5% $25

Sport & Entertainment

Florida

$58 4.6%

Montreal

$52 2.6% 11% $6.4

Getting Around

Florida

$21 * 1.7%

Montreal

$99 4.9% 367% $77

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $503 in Florida versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 256% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $43.00 in Florida versus $70.0 in Montreal. Monthly groceries follow the same trend: $328 vs $346 – making Florida the more affordable choice for daily food spending.

Good to know

🇺🇾 Florida

🇨🇦 Montreal

🕒 Local time

21:56 9:56 PM

20:56 8:56 PM

1 h behind Florida

🌤 Weather

👥 Population

33,640

1,762,949

💱 Currency

Uruguayan Peso UYU $U

Canadian Dollar CAD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 19, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to UYU in detail →

On the map

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Highest

Between locations

Florida Montreal 9,020 km ≈ 12 h nonstop flight

From you

Florida
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Florida vs Montreal: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,273 in Florida, $2,018 in Montreal – roughly 59% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $1,910 per month in Florida and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Florida, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,273 in Florida and $2,018 in Montreal. That's a gap of about 59%.

Kindergarten costs $489 per month in Florida and $507 in Montreal. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Florida, where all-in costs run around $1,273, than in Montreal at $2,018. In Florida it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $1,273 in Florida to $2,018 in Montreal. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Florida. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.