Last update: Oct 2026

Cost of Living Comparison Between Montreal and Cumbaya

For one person, living is cheaper in Cumbaya: $840 a month against $2,018 in Montreal, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
41

Cost of Living Index in Cumbaya
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Cumbaya Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Cumbaya

🇪🇨 Ecuador

$840

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Cumbaya

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Cumbaya actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $840 in Cumbaya, rent included.

Montreal $2,018
Cumbaya $840

A couple spends around $3,085 per month in Montreal vs $1,403 in Cumbaya, rent included.

Montreal $3,085
Cumbaya $1,403

A family of three spends $4,152 per month in Montreal vs $1,965 in Cumbaya, rent included.

Montreal $4,152
Cumbaya $1,965

Montreal costs about 140% more than Cumbaya, and outside of rent the biggest gap is in groceries.

Montreal sits 49% above the global median, while Cumbaya is 38% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.82 CA$26.74

$5.99 $5.99

214.19%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.9

$54.0 $54.0

30.24%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.14

$7.62 $7.62

39.90%

Cappuccino

$3.84 CA$5.46

$3.41 $3.41

12.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.72

$1.44 $1.44

33.33%

Water (0.33 liter bottle)

$1.54 CA$2.19

$1.10 $1.10

40.00%

Local Beer (0.5 liter draught)

$6.23 CA$8.86

$3.60 $3.60

73.06%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.08

$5.86 $5.86

21.16%

Milk (1 liter)

$2.31 CA$3.29

$1.15 $1.15

100.87%

White Bread (500g)

$3.14 CA$4.46

$1.60 $1.60

96.25%

Rice (white) (1kg)

$3.21 CA$4.56

$1.50 $1.50

114.00%

Eggs

$3.52 CA$5.00

$2.18 $2.18

61.47%

Local Cheese (1kg)

$12.81 CA$18.20

$6.37 $6.37

101.10%

Chicken Fillets (1kg)

$11.46 CA$16.28

$5.58 $5.58

105.38%

Beef Round Steak (1kg)

$13.39 CA$19.02

$7.66 $7.66

74.80%

Apples (1kg)

$3.14 CA$4.45

$2.23 $2.23

40.81%

Banana (1kg)

$1.44 CA$2.04

$1.19 $1.19

21.01%

Oranges (1kg)

$3.47 CA$4.93

$1.28 $1.28

171.09%

Tomato (1kg)

$3.07 CA$4.36

$1.13 $1.13

171.68%

Potato (1kg)

$1.90 CA$2.70

$1.25 $1.25

52.00%

Onion (1kg)

$1.77 CA$2.52

$1.07 $1.07

65.42%

Lettuce (1 head)

$2.34 CA$3.33

$0.87 $0.87

168.97%

Water (1.5 liter bottle)

$1.55 CA$2.20

$1.03 $1.03

50.49%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.16

$5.87 $5.87

93.87%

Wine (Bottle)

$10.63 CA$15.10

$10.13 $10.13

4.94%

Local Beer (0.5 liter bottle)

$2.27 CA$3.23

$1.56 $1.56

45.51%

Imported Beer (0.33 liter bottle)

$2.82 CA$4.01

$3.03 $3.03

-6.93%

One-way Ticket (Public Transport)

$2.66 CA$3.78

$0.34 $0.34

682.35%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$110

$20.68 $20.68

273.74%

Taxi Start (Normal Tariff)

$3.20 CA$4.55

$1.51 $1.51

111.92%

Taxi (Normal Tariff) (1km)

$1.48 CA$2.10

$1.46 $1.46

1.37%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.71

$10.09 $10.09

225.87%

Gasoline (1 liter)

$1.34 CA$1.91

$0.88 $0.88

52.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$40.0K

$21.1K $21.1K

33.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.9K

$28.2K $28.2K

-30.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$108

$28.10 $28.10

170.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.24

$17.60 $17.60

92.90%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$60.1

$28.90 $28.90

46.40%

Gym Membership (Monthly)

$29.76 CA$42.27

$26.87 $26.87

10.76%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.81

$17.73 $17.73

14.38%

Cinema Ticket

$11.15 CA$15.84

$6.49 $6.49

71.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$720

$227 $227

123.51%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.8K

$8,876 $8,876

80.83%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.8

$71.5 $71.5

-19.47%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.4

$49.06 $49.06

-23.40%

Sport Shoes (Adidas, Nike)

$91.9 CA$131

$117 $117

-21.26%

Men's Leather Business Shoes

$110 CA$156

$109 $109

0.52%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,791

$278 $278

354.06%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,346

$190 $190

398.53%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,036

$736 $736

190.35%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,292

$357 $357

351.47%

Buy Apartment in City Center (m2)

$4,960 CA$7,046

$1,240 $1,240

300.08%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,452

$867 $867

342.84%

Average Monthly Net Salary (After Tax)

$2,827 CA$4,017

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

10.12

-55.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Cumbaya: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Cumbaya

$190 22.6% 79.9% $757

Groceries & Markets

Montreal

$346 17.2%

Cumbaya

$197 23.5% 43.1% $149

Eating Out

Montreal

$288 14.3%

Cumbaya

$152 18.1% 47.3% $136

Monthly Utilities & Internet

Montreal

$152 7.5%

Cumbaya

$75 8.9% 51% $78

Clothing & Footwear

Montreal

$133 6.6%

Cumbaya

$156 18.6% 16.7% $22

Getting Around

Montreal

$99 4.9%

Cumbaya

$31 3.7% 68.7% $68

Sport & Entertainment

Montreal

$52 2.6%

Cumbaya

$40 4.7% 23.5% $12

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $278 in Cumbaya. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $70.0 in Montreal versus $54.0 in Cumbaya. Monthly groceries follow the same trend: $346 vs $197 – making Cumbaya the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇪🇨 Cumbaya

🕒 Local time

15:19 3:19 PM

14:19 2:19 PM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.704 USD

1 CAD = 0.629 EUR

1 USD = 0.893 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 15, 2026: 1 USD = 1.42 CAD (1 CAD = 0.704 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

United States Dollar exchange rates as of October 15, 2026: 1 EUR = 1.12 USD (1 USD = 0.893 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Cumbaya 5,100 km ≈ 7 h nonstop flight

From you

Montreal
Cumbaya

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Cumbaya: Cost of Living - Frequently Asked Questions

Montreal costs about 140% more than Cumbaya, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,027 per month in Montreal and $1,260 in Cumbaya. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cumbaya, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 274% less in Cumbaya. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $507 per month in Montreal and $227 in Cumbaya. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Cumbaya, where all-in costs run around $840, than in Montreal at $2,018. In Cumbaya it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cumbaya costs $840 versus $2,018 in Montreal. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cumbaya. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.