Last update: Oct 2026

Cost of Living Comparison Between Montreal and Chiclayo

For one person, living is cheaper in Chiclayo: $995 a month against $2,018 in Montreal, rent and utilities included – about $12,300 less a year. Rent and utilities account for most of the difference.

99

Cost of Living Index in Montreal
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Montreal Living Index
49

Cost of Living Index in Chiclayo
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Chiclayo Living Index

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Montreal

🇨🇦 Canada

$2,018

/mo nomad

Chiclayo

🇵🇪 Peru

$995

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Chiclayo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Chiclayo actually costs, broken down by who's living it.

A single person spends $2,018 per month in Montreal vs $995 in Chiclayo, rent included.

Montreal $2,018
Chiclayo $995

A couple spends around $3,085 per month in Montreal vs $1,581 in Chiclayo, rent included.

Montreal $3,085
Chiclayo $1,581

A family of three spends $4,152 per month in Montreal vs $2,167 in Chiclayo, rent included.

Montreal $4,152
Chiclayo $2,167

Montreal costs about 103% more than Chiclayo, and outside of rent the biggest gap is in eating out.

Montreal sits 49% above the global median, while Chiclayo is 26% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$18.82 CA$26.61

$5.09 PEN 17.49

269.74%

Three-Course Dinner for Two, Mid-Range

$70.3 CA$99.4

$34.64 PEN 119

102.92%

Fast Food Meal (McDonalds, etc)

$10.66 CA$15.06

$8.94 PEN 30.69

19.24%

Cappuccino

$3.84 CA$5.43

$4.28 PEN 14.70

-10.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 CA$2.71

$0.88 PEN 3.02

118.18%

Water (0.33 liter bottle)

$1.54 CA$2.18

$0.46 PEN 1.58

234.78%

Local Beer (0.5 liter draught)

$6.23 CA$8.81

$8.49 PEN 29.16

-26.62%

Imported Beer (0.33 liter bottle)

$7.10 CA$10.03

Milk (1 liter)

$2.31 CA$3.27

$2.18 PEN 7.49

5.96%

White Bread (500g)

$3.14 CA$4.44

$2.21 PEN 7.60

42.08%

Rice (white) (1kg)

$3.21 CA$4.54

$2.15 PEN 7.38

49.30%

Eggs

$3.52 CA$4.97

$2.42 PEN 8.30

45.45%

Local Cheese (1kg)

$12.81 CA$18.11

$6.72 PEN 23.07

90.63%

Chicken Fillets (1kg)

$11.46 CA$16.20

$6.36 PEN 21.85

80.19%

Beef Round Steak (1kg)

$13.39 CA$18.92

$9.56 PEN 32.85

40.06%

Apples (1kg)

$3.14 CA$4.43

$2.53 PEN 8.69

24.11%

Banana (1kg)

$1.44 CA$2.03

$1.81 PEN 6.22

-20.44%

Oranges (1kg)

$3.47 CA$4.91

$2.47 PEN 8.47

40.49%

Tomato (1kg)

$3.07 CA$4.34

$1.74 PEN 5.98

76.44%

Potato (1kg)

$1.90 CA$2.69

$1.15 PEN 3.95

65.22%

Onion (1kg)

$1.77 CA$2.50

$2.15 PEN 7.39

-17.67%

Lettuce (1 head)

$2.34 CA$3.31

$0.67 PEN 2.28

249.25%

Water (1.5 liter bottle)

$1.55 CA$2.19

$0.95 PEN 3.27

63.16%

Cigarettes 20 Pack (Marlboro, Camel)

$11.38 CA$16.09

$5.29 PEN 18.17

115.12%

Wine (Bottle)

$10.63 CA$15.03

$12.02 PEN 41.28

-11.56%

Local Beer (0.5 liter bottle)

$2.27 CA$3.21

$1.50 PEN 5.15

51.33%

Imported Beer (0.33 liter bottle)

$2.82 CA$3.99

$1.84 PEN 6.32

53.26%

One-way Ticket (Public Transport)

$2.66 CA$3.76

$0.73 PEN 2.52

264.38%

Public Transport Monthly Pass (Regular Price)

$77.3 CA$109

$29.06 PEN 99.8

165.97%

Taxi Start (Normal Tariff)

$3.20 CA$4.53

$3.20 PEN 10.99

Taxi (Normal Tariff) (1km)

$1.48 CA$2.09

$2.91 PEN 9.98

-49.14%

Taxi 1hour Waiting (Normal Tariff)

$32.88 CA$46.48

$6.41 PEN 22.01

412.95%

Gasoline (1 liter)

$1.34 CA$1.90

$1.29 PEN 4.43

3.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.2K CA$39.8K

$25.0K PEN 85.7K

12.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.6K CA$27.8K

$23.8K PEN 81.7K

-17.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.0 CA$107

$49.99 PEN 172

51.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.95 CA$48.00

$26.73 PEN 91.8

27.01%

Internet (50+ Mbps, Unlimited Data)

$42.31 CA$59.8

$31.73 PEN 109

33.34%

Gym Membership (Monthly)

$29.76 CA$42.07

$61.1 PEN 210

-51.32%

Tennis Court (1 Hour on Weekend)

$20.28 CA$28.67

$25.30 PEN 86.9

-19.84%

Cinema Ticket

$11.15 CA$15.77

$7.63 PEN 26.21

46.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$507 CA$717

$248 PEN 852

104.32%

International Primary School, 1 Child (Yearly)

$16.1K CA$22.7K

$3,972 PEN 13.6K

304.11%

Jeans (Levis 501 Or Similar)

$57.6 CA$81.4

$50.1 PEN 172

14.82%

Summer Dress (H&M, Zara, etc)

$37.58 CA$53.1

$59.6 PEN 205

-36.93%

Sport Shoes (Adidas, Nike)

$91.9 CA$130

$199 PEN 684

-53.88%

Men's Leather Business Shoes

$110 CA$155

$147 PEN 505

-25.41%

1-bedroom Apartment, City Center (Monthly)

$1,260 CA$1,782

$235 PEN 806

436.74%

1-bedroom Apartment, Outside City Center (Monthly)

$948 CA$1,340

$146 PEN 502

548.79%

3-bedroom Apartment, City Center (Monthly)

$2,137 CA$3,021

$449 PEN 1,541

376.37%

3-bedroom Apartment, Outside City Center (Monthly)

$1,614 CA$2,281

$253 PEN 869

537.60%

Buy Apartment in City Center (m2)

$4,960 CA$7,011

$1,123 PEN 3,858

341.49%

Buy Apartment Outside City Center (m2)

$3,838 CA$5,425

$1,080 PEN 3,710

255.21%

Average Monthly Net Salary (After Tax)

$2,827 CA$3,997

$489 PEN 1,680

477.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

-59.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 12, 2026

Last update for Chiclayo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$948 47%

Chiclayo

$146 14.7% 84.6% $802

Groceries & Markets

Montreal

$346 17.2%

Chiclayo

$242 24.3% 30.2% $104

Eating Out

Montreal

$288 14.3%

Chiclayo

$167 * 16.8% 42.1% $121

Monthly Utilities & Internet

Montreal

$152 7.5%

Chiclayo

$108 10.9% 28.8% $44

Clothing & Footwear

Montreal

$133 6.6%

Chiclayo

$205 20.6% 53.7% $72

Getting Around

Montreal

$99 4.9%

Chiclayo

$50 5% 49.5% $49

Sport & Entertainment

Montreal

$52 2.6%

Chiclayo

$76 7.7% 46.8% $24

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,260 in Montreal versus $235 in Chiclayo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 478% higher in Montreal, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Montreal versus $35.00 in Chiclayo. Monthly groceries follow the same trend: $346 vs $242 – making Chiclayo the more affordable choice for daily food spending.

Good to know

🇨🇦 Montreal

🇵🇪 Chiclayo

🕒 Local time

23:46 11:46 PM

22:46 10:46 PM

1 h behind Montreal

🌤 Weather

👥 Population

1,762,949

60,325

💱 Currency

Canadian Dollar CAD $

Peruvian Sol PEN S/

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 18, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

Peruvian Sol exchange rates as of October 18, 2026: 1 USD = 3.43 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

USD to CAD in detail →

On the map

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Between locations

Montreal Chiclayo 5,850 km ≈ 8 h nonstop flight

From you

Montreal
Chiclayo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Chiclayo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,018 in Montreal, $995 in Chiclayo – roughly 103% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,027 per month in Montreal and $1,492 in Chiclayo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiclayo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $70.0 in Montreal and $35.00 in Chiclayo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,018 in Montreal and $995 in Chiclayo. That's a gap of about 103%.

A $2,000 monthly budget goes further in Chiclayo, where all-in costs run around $995, than in Montreal at $2,018. In Chiclayo it covers expenses comfortably, while in Montreal it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $995 in Chiclayo to $2,018 in Montreal. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiclayo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montreal makes more sense. Both are solid long-term options with distinct trade-offs.