Last update: Nov 2026

Cost of Living Comparison Between Montreal and Cayey

For one person, living is cheaper in Montreal: $2,067 a month against $2,156 in Cayey, rent and utilities included – about $1,100 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Montreal
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Montreal Living Index
103

Cost of Living Index in Cayey
Learn more

Cayey Living Index

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Montreal

🇨🇦 Canada

$2,067

/mo nomad

Cayey

🇵🇷 Puerto Rico

$2,156

/mo nomad

Monthly Cost of Living

How much you'll spend in Montreal and in Cayey

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Cayey actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,067 in Montreal versus $2,156 in Cayey.

Montreal $2,067
Cayey $2,156

Estimated couple costs with rent: $3,179 in Montreal versus $3,430 in Cayey.

Montreal $3,179
Cayey $3,430

Monthly costs for a family of three with rent: $4,291 in Montreal versus $4,704 in Cayey.

Montreal $4,291
Cayey $4,704

Living in Montreal costs roughly 4% less than in Cayey, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Montreal 53% above, Cayey 59% above.

Meal at Budget Restaurant

$18.89 CA$26.48

$19.05 $19.05

-0.84%

Three-Course Dinner for Two, Mid-Range

$72.6 CA$102

$83.6 $83.6

-13.16%

Fast Food Meal (McDonalds, etc)

$10.79 CA$15.13

$9.04 $9.04

19.36%

Cappuccino

$3.98 CA$5.58

$3.52 $3.52

13.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 CA$2.83

$1.83 $1.83

10.38%

Water (0.33 liter bottle)

$1.63 CA$2.29

$1.49 $1.49

9.40%

Local Beer (0.5 liter draught)

$6.32 CA$8.86

$2.98 $2.98

112.08%

Imported Beer (0.33 liter bottle)

$7.06 CA$9.90

$5.12 $5.12

37.89%

Milk (1 liter)

$2.33 CA$3.27

$2.19 $2.19

6.39%

White Bread (500g)

$3.25 CA$4.55

$3.61 $3.61

-9.97%

Rice (white) (1kg)

$3.26 CA$4.58

$2.35 $2.35

38.72%

Eggs

$3.48 CA$4.87

$7.33 $7.33

-52.52%

Local Cheese (1kg)

$13.73 CA$19.25

$12.51 $12.51

9.75%

Chicken Fillets (1kg)

$11.48 CA$16.09

$9.59 $9.59

19.71%

Beef Round Steak (1kg)

$14.26 CA$19.99

$13.27 $13.27

7.46%

Apples (1kg)

$3.52 CA$4.94

$5.09 $5.09

-30.84%

Banana (1kg)

$1.46 CA$2.04

$2.65 $2.65

-44.91%

Oranges (1kg)

$3.41 CA$4.78

$4.79 $4.79

-28.81%

Tomato (1kg)

$3.20 CA$4.49

$4.88 $4.88

-34.43%

Potato (1kg)

$1.94 CA$2.71

$3.73 $3.73

-47.99%

Onion (1kg)

$1.78 CA$2.50

$4.04 $4.04

-55.94%

Lettuce (1 head)

$2.52 CA$3.53

$3.37 $3.37

-25.22%

Water (1.5 liter bottle)

$1.58 CA$2.22

$1.57 $1.57

0.64%

Cigarettes 20 Pack (Marlboro, Camel)

$11.51 CA$16.13

$12.22 $12.22

-5.81%

Wine (Bottle)

$10.57 CA$14.82

$15.40 $15.40

-31.36%

Local Beer (0.5 liter bottle)

$2.35 CA$3.29

$3.13 $3.13

-24.92%

Imported Beer (0.33 liter bottle)

$2.90 CA$4.06

$3.96 $3.96

-26.77%

One-way Ticket (Public Transport)

$2.61 CA$3.66

Public Transport Monthly Pass (Regular Price)

$78.5 CA$110

Taxi Start (Normal Tariff)

$3.17 CA$4.45

$2.55 $2.55

24.31%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.09

$1.52 $1.52

-1.97%

Taxi 1hour Waiting (Normal Tariff)

$33.49 CA$46.94

$41.65 $41.65

-19.59%

Gasoline (1 liter)

$1.36 CA$1.91

$1.02 $1.02

33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$39.3K

$35.0K $35.0K

-19.90%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.1K CA$29.6K

$27.6K $27.6K

-23.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.6 CA$109

$318 $318

-75.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.63 CA$49.94

$70.5 $70.5

-49.45%

Internet (50+ Mbps, Unlimited Data)

$43.73 CA$61.3

$69.7 $69.7

-37.25%

Gym Membership (Monthly)

$30.07 CA$42.16

$40.63 $40.63

-25.99%

Tennis Court (1 Hour on Weekend)

$19.97 CA$27.99

Cinema Ticket

$11.27 CA$15.80

$10.09 $10.09

11.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$522 CA$732

$812 $812

-35.68%

International Primary School, 1 Child (Yearly)

$17.8K CA$24.9K

$12.5K $12.5K

42.00%

Jeans (Levis 501 Or Similar)

$59.0 CA$82.7

$57.0 $57.0

3.46%

Summer Dress (H&M, Zara, etc)

$39.01 CA$54.7

$60.8 $60.8

-35.85%

Sport Shoes (Adidas, Nike)

$99.8 CA$140

$108 $108

-7.47%

Men's Leather Business Shoes

$110 CA$154

$113 $113

-3.20%

1-bedroom Apartment, City Center (Monthly)

$1,298 CA$1,820

$1,215 $1,215

6.83%

1-bedroom Apartment, Outside City Center (Monthly)

$970 CA$1,360

$801 $801

21.09%

3-bedroom Apartment, City Center (Monthly)

$2,323 CA$3,257

$2,414 $2,414

-3.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,689 CA$2,368

$1,784 $1,784

-5.30%

Buy Apartment in City Center (m2)

$5,004 CA$7,014

Buy Apartment Outside City Center (m2)

$3,736 CA$5,237

Average Monthly Net Salary (After Tax)

$2,943 CA$4,125

$3,643 $3,643

-19.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.51

6.55

-31.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: November 3, 2026

Last update for Cayey: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montreal

$970 47%

Cayey

$801 37.2% 17.4% $169

Groceries & Markets

Montreal

$357 17.3%

Cayey

$413 19.2% 15.6% $56

Eating Out

Montreal

$292 14.1%

Cayey

$260 12.1% 10.8% $31

Monthly Utilities & Internet

Montreal

$157 7.6%

Cayey

$458 21.3% 192% $301

Clothing & Footwear

Montreal

$138 6.7%

Cayey

$153 7.1% 10.3% $14

Getting Around

Montreal

$100 4.8%

Cayey

$10 * 0.5% 89.8% $89

Sport & Entertainment

Montreal

$53 2.6%

Cayey

$61 2.8% 15.6% $8.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,298 in Montreal and $1,215 in Cayey. Housing cost is often the main lever when comparing two cities.

Cayey pays 24% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $73 in Montreal vs $84 in Cayey for a mid-range dinner for two. Groceries echo the gap at $357 vs $413 per month, with Montreal cheaper across the board.

Good to know

🇨🇦 Montreal

🇵🇷 Cayey

🕒 Local time

02:10 2:10 AM

03:10 3:10 AM

1 h ahead of Montreal

🌤 Weather

👥 Population

1,762,949

13,999

💱 Currency

Canadian Dollar CAD $

United States Dollar USD $

📈 Exchange rate

1 CAD = 0.713 USD

1 CAD = 0.635 EUR

1 USD = 0.891 EUR

Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.57 CAD (1 CAD = 0.635 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.891 EUR).

USD to CAD in detail →

On the map

Lowest

Highest

Between locations

Montreal Cayey 3,120 km ≈ 4 h 30 min nonstop flight

From you

Montreal
Cayey

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Cayey: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,067 in Montreal and $2,156 in Cayey, so Montreal is about 4% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 19% lower in Montreal. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,298 in Montreal versus $1,215 in Cayey. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $522 in Montreal versus $812 in Cayey. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Montreal – a meal for two runs $73 versus $84 in Cayey. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $2,000. Montreal is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

It comes down to priorities – Montreal wins on affordability, Cayey on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.