Cost of Living Comparison Between Montreal and Calgary Cost of Living Comparison Between Montreal and Calgary

Monthly Cost of Living

Monthly costs for one person with rent: $2,085 in Montreal versus $2,462 in Calgary.

Estimated couple costs with rent: $3,174 in Montreal versus $3,628 in Calgary.

Monthly costs for a family of three with rent: $4,262 in Montreal versus $4,795 in Calgary.

Living in Montreal costs roughly 15% less than in Calgary, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Montreal 56% above, Calgary 84% above.

Meal at Budget Restaurant

$16.52 CA$23.24

$18.33 CA$25.79

-9.87%

Three-Course Dinner for Two, Mid-Range

$74.0 CA$104

$69.9 CA$98.3

5.88%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.40

$10.95 CA$15.41

-0.09%

Cappuccino

$3.84 CA$5.41

$3.74 CA$5.26

2.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 CA$3.01

$2.04 CA$2.87

4.90%

Water (0.33 liter bottle)

$1.45 CA$2.04

$1.67 CA$2.35

-13.17%

Local Beer (0.5 liter draught)

$6.13 CA$8.63

$5.20 CA$7.32

17.88%

Imported Beer (0.33 liter bottle)

$6.73 CA$9.47

$6.71 CA$9.45

0.30%

Milk (1 liter)

$2.35 CA$3.31

$2.25 CA$3.16

4.44%

White Bread (500g)

$3.34 CA$4.69

$2.75 CA$3.87

21.45%

Rice (white) (1kg)

$3.74 CA$5.27

$3.23 CA$4.54

15.79%

Eggs

$3.39 CA$4.77

$3.45 CA$4.85

-1.74%

Local Cheese (1kg)

$16.30 CA$22.93

$14.40 CA$20.26

13.19%

Chicken Fillets (1kg)

$11.81 CA$16.62

$12.89 CA$18.13

-8.38%

Beef Round Steak (1kg)

$15.64 CA$22.01

$15.86 CA$22.32

-1.39%

Apples (1kg)

$3.69 CA$5.20

$4.30 CA$6.05

-14.19%

Banana (1kg)

$1.70 CA$2.39

$1.34 CA$1.89

26.87%

Oranges (1kg)

$4.11 CA$5.79

$3.85 CA$5.42

6.75%

Tomato (1kg)

$4.41 CA$6.20

$4.25 CA$5.99

3.76%

Potato (1kg)

$2.79 CA$3.93

$2.55 CA$3.58

9.41%

Onion (1kg)

$2.64 CA$3.72

$2.62 CA$3.69

0.76%

Lettuce (1 head)

$2.29 CA$3.22

$2.80 CA$3.94

-18.21%

Water (1.5 liter bottle)

$1.78 CA$2.51

$1.95 CA$2.74

-8.72%

Cigarettes 20 Pack (Marlboro, Camel)

$13.17 CA$18.53

$14.97 CA$21.06

-12.02%

Wine (Bottle)

$10.64 CA$14.97

$13.90 CA$19.57

-23.45%

Local Beer (0.5 liter bottle)

$2.99 CA$4.20

$2.92 CA$4.11

2.40%

Imported Beer (0.33 liter bottle)

$3.44 CA$4.83

$3.91 CA$5.50

-12.02%

One-way Ticket (Public Transport)

$2.81 CA$3.95

$2.74 CA$3.85

2.55%

Public Transport Monthly Pass (Regular Price)

$72.8 CA$102

$87.8 CA$124

-17.06%

Taxi Start (Normal Tariff)

$3.52 CA$4.95

$3.60 CA$5.06

-2.22%

Taxi (Normal Tariff) (1km)

$1.45 CA$2.05

$1.30 CA$1.83

11.54%

Taxi 1hour Waiting (Normal Tariff)

$34.29 CA$48.26

$28.70 CA$40.39

19.48%

Gasoline (1 liter)

$1.22 CA$1.72

$1.12 CA$1.57

8.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.3K CA$35.5K

$25.5K CA$35.8K

-0.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.1K CA$31.1K

$21.7K CA$30.6K

1.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$76.5 CA$108

$213 CA$300

-64.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$35.60 CA$50.1

$40.96 CA$57.6

-13.09%

Internet (50+ Mbps, Unlimited Data)

$42.96 CA$60.5

$57.9 CA$81.5

-25.82%

Gym Membership (Monthly)

$43.39 CA$61.1

$54.2 CA$76.2

-19.92%

Tennis Court (1 Hour on Weekend)

$16.83 CA$23.68

$53.8 CA$75.6

-68.69%

Cinema Ticket

$11.09 CA$15.60

$12.63 CA$17.77

-12.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$625 CA$879

$874 CA$1,230

-28.57%

International Primary School, 1 Child (Yearly)

$5,896 CA$8,296

$15.9K CA$22.3K

-62.86%

Jeans (Levis 501 Or Similar)

$63.1 CA$88.8

$58.6 CA$82.5

7.64%

Summer Dress (H&M, Zara, etc)

$44.50 CA$62.6

$47.01 CA$66.2

-5.34%

Sport Shoes (Adidas, Nike)

$103 CA$145

$85.1 CA$120

20.86%

Men's Leather Business Shoes

$118 CA$166

$108 CA$151

9.81%

1-bedroom Apartment, City Center (Monthly)

$1,207 CA$1,699

$1,380 CA$1,942

-12.54%

1-bedroom Apartment, Outside City Center (Monthly)

$965 CA$1,358

$1,159 CA$1,631

-16.75%

3-bedroom Apartment, City Center (Monthly)

$2,031 CA$2,858

$2,324 CA$3,270

-12.60%

3-bedroom Apartment, Outside City Center (Monthly)

$1,577 CA$2,219

$1,905 CA$2,680

-17.21%

Buy Apartment in City Center (m2)

$5,085 CA$7,155

$3,786 CA$5,327

34.31%

Buy Apartment Outside City Center (m2)

$3,783 CA$5,324

$3,511 CA$4,940

7.77%

Average Monthly Net Salary (After Tax)

$2,890 CA$4,066

$2,940 CA$4,136

-1.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.01

5.71

-12.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: July 11, 2026

Last update for Calgary: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,207 in Montreal and $1,380 in Calgary. Housing cost is often the main lever when comparing two cities.

Calgary pays 2% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $74.0 in Montreal vs $70.0 in Calgary. Groceries flip the comparison at $395 vs $396, with Montreal cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montreal vs Calgary: Cost of Living - Frequently Asked Questions

Montreal is cheaper overall, especially in Groceries & Markets, Eating Out, Getting Around, Monthly Utilities & Internet, Sport & Entertainment. The 18% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2% lower in Calgary. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,207 in Montreal versus $1,380 in Calgary. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Montreal – a meal for two runs $74.0 versus $70.0 in Calgary. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,085 per month in Montreal versus $2,462 in Calgary – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,085 in Montreal versus $2,462 in Calgary, a $2,000 budget is realistic in Montreal but tight or insufficient in Calgary. The gap between the two cities makes Montreal the clear choice for anyone on this budget.

For families, Montreal is more practical. Housing and childcare are both notably cheaper than in Calgary, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Montreal and Calgary are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Montreal gentler on the wallet – expenses run 18% less than in Calgary. Beyond cost, consider language, visa policies, and how big the international community is in each city.