Last update: Oct 2026

Cost of Living Comparison Between Montreal and Ajax, ON

For one person, living is cheaper in Montreal: $2,064 a month against $2,515 in Ajax, ON, rent and utilities included – about $5,400 less a year. Rent and utilities account for most of the difference.

Montreal, Canada
Ajax, ON, Canada
Montreal
🇨🇦 Canada
$2,064
/mo nomad
Ajax, ON
🇨🇦 Canada
$2,515
/mo nomad
Monthly Cost of Living

How much you'll spend in Montreal and in Ajax, ON

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montreal and in Ajax, ON actually costs, broken down by who's living it.

A single person spends $2,064 per month in Montreal vs $2,515 in Ajax, ON, rent included.

  • Montreal $2,064
  • Ajax, ON $2,515

A couple spends around $3,156 per month in Montreal vs $3,611 in Ajax, ON, rent included.

  • Montreal $3,156
  • Ajax, ON $3,611

A family of three spends $4,247 per month in Montreal vs $4,707 in Ajax, ON, rent included.

  • Montreal $4,247
  • Ajax, ON $4,707

Montreal is about 18% cheaper than Ajax, ON, and outside of rent the biggest gap is in groceries.

Both Montreal and Ajax, ON sit above the global median – Montreal by 52%, Ajax, ON by 85%.

Currency
🍽 Eating Out
Montreal
Ajax, ON
Difference
Meal at Budget Restaurant
$18.98 CA$26.64
$18.19 CA$25.53
4.34%
Three-Course Dinner for Two, Mid-Range
$73.0 CA$102
$53.8 CA$75.5
35.63%
Fast Food Meal (McDonalds, etc)
$10.88 CA$15.27
$10.50 CA$14.73
3.62%
Cappuccino
$3.81 CA$5.35
$3.76 CA$5.28
1.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.94 CA$2.72
$1.83 CA$2.56
6.01%
Water (0.33 liter bottle)
$1.58 CA$2.22
$1.52 CA$2.13
3.95%
Local Beer (0.5 liter draught)
$6.37 CA$8.94
$3.52 CA$4.93
80.97%
Imported Beer (0.33 liter bottle)
$7.26 CA$10.20
$5.62 CA$7.89
29.18%
🛒 Groceries & Markets
Montreal
Ajax, ON
Difference
Milk (1 liter)
$2.23 CA$3.13
$2.02 CA$2.83
10.40%
White Bread (500g)
$3.17 CA$4.45
$2.99 CA$4.20
6.02%
Rice (white) (1kg)
$3.31 CA$4.64
$3.41 CA$4.79
-2.93%
Eggs
$3.63 CA$5.09
$3.87 CA$5.43
-6.20%
Local Cheese (1kg)
$13.16 CA$18.47
$10.56 CA$14.81
24.62%
Chicken Fillets (1kg)
$11.56 CA$16.22
$11.77 CA$16.52
-1.78%
Beef Round Steak (1kg)
$13.71 CA$19.25
$17.12 CA$24.02
-19.92%
Apples (1kg)
$3.29 CA$4.62
$4.14 CA$5.81
-20.53%
Banana (1kg)
$1.46 CA$2.05
$1.73 CA$2.43
-15.61%
Oranges (1kg)
$3.37 CA$4.73
$3.15 CA$4.42
6.98%
Tomato (1kg)
$3.15 CA$4.42
$3.37 CA$4.73
-6.53%
Potato (1kg)
$1.89 CA$2.65
$2.31 CA$3.24
-18.18%
Onion (1kg)
$1.79 CA$2.52
$2.46 CA$3.46
-27.24%
Lettuce (1 head)
$2.47 CA$3.47
$2.20 CA$3.09
12.27%
Water (1.5 liter bottle)
$1.58 CA$2.22
$1.94 CA$2.72
-18.56%
Cigarettes 20 Pack (Marlboro, Camel)
$11.28 CA$15.84
$14.11 CA$19.81
-20.06%
Wine (Bottle)
$10.49 CA$14.73
$13.79 CA$19.35
-23.93%
Local Beer (0.5 liter bottle)
$2.34 CA$3.28
$2.12 CA$2.98
10.38%
Imported Beer (0.33 liter bottle)
$2.91 CA$4.09
$2.55 CA$3.58
14.12%
🚌 Getting Around
Montreal
Ajax, ON
Difference
One-way Ticket (Public Transport)
$2.61 CA$3.66
$2.47 CA$3.47
5.67%
Public Transport Monthly Pass (Regular Price)
$79.1 CA$111
$86.5 CA$121
-8.50%
Taxi Start (Normal Tariff)
$3.26 CA$4.57
$3.38 CA$4.75
-3.55%
Taxi (Normal Tariff) (1km)
$1.44 CA$2.02
-
-
Taxi 1hour Waiting (Normal Tariff)
$33.43 CA$46.92
$24.55 CA$34.45
36.17%
Gasoline (1 liter)
$1.33 CA$1.87
$1.18 CA$1.66
12.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.6K CA$40.2K
$28.2K CA$39.5K
1.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.1K CA$29.6K
$21.8K CA$30.6K
-3.08%
🧾 Monthly Utilities & Internet
Montreal
Ajax, ON
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.1 CA$112
$128 CA$179
-37.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$34.30 CA$48.14
$29.35 CA$41.18
16.87%
Internet (50+ Mbps, Unlimited Data)
$42.85 CA$60.1
$58.9 CA$82.6
-27.20%
🎉 Sport & Entertainment
Montreal
Ajax, ON
Difference
Gym Membership (Monthly)
$31.14 CA$43.71
$33.96 CA$47.66
-8.30%
Tennis Court (1 Hour on Weekend)
$19.41 CA$27.24
$10.73 CA$15.06
80.89%
Cinema Ticket
$11.23 CA$15.76
$10.33 CA$14.50
8.71%
🧸 Childcare & Education
Montreal
Ajax, ON
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$525 CA$737
$522 CA$732
0.62%
International Primary School, 1 Child (Yearly)
$16.3K CA$22.9K
$16.7K CA$23.5K
-2.43%
👕👟 Clothing & Footwear
Montreal
Ajax, ON
Difference
Jeans (Levis 501 Or Similar)
$58.0 CA$81.4
$51.9 CA$72.9
11.71%
Summer Dress (H&M, Zara, etc)
$38.11 CA$53.5
$51.8 CA$72.8
-26.49%
Sport Shoes (Adidas, Nike)
$93.4 CA$131
$94.9 CA$133
-1.56%
Men's Leather Business Shoes
$110 CA$155
$107 CA$151
2.61%
🏠 Accommodation & Living
Montreal
Ajax, ON
Difference
1-bedroom Apartment, City Center (Monthly)
$1,285 CA$1,803
$1,510 CA$2,119
-14.89%
1-bedroom Apartment, Outside City Center (Monthly)
$977 CA$1,371
$1,374 CA$1,928
-28.93%
3-bedroom Apartment, City Center (Monthly)
$2,271 CA$3,187
$2,351 CA$3,299
-3.41%
3-bedroom Apartment, Outside City Center (Monthly)
$1,665 CA$2,336
$2,173 CA$3,050
-23.40%
Buy Apartment in City Center (m2)
$5,139 CA$7,212
-
-
Buy Apartment Outside City Center (m2)
$3,834 CA$5,381
-
-
💵 Salaries & Financials
Montreal
Ajax, ON
Difference
Average Monthly Net Salary (After Tax)
$3,002 CA$4,213
$3,081 CA$4,323
-2.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.48
4.8
-6.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montreal: October 25, 2026

Last update for Ajax, ON: October 27, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Montreal
$977
Ajax, ON
$1.4K 40.7% $397
Groceries & Markets
Montreal
$351
Ajax, ON
$369 5% $18
Eating Out
Montreal
$291
Ajax, ON
$264 9.1% $26
Monthly Utilities & Internet
Montreal
$157
Ajax, ON
$216 37.4% $59
Clothing & Footwear
Montreal
$135
Ajax, ON
$138 2.1% $2.8
Getting Around
Montreal
$100
Ajax, ON
$100 * 0.3% $0.3
Sport & Entertainment
Montreal
$54
Ajax, ON
$55 1.9% $1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,285 in Montreal versus $1,510 in Ajax, ON. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 3% higher in Ajax, ON, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73 in Montreal versus $54 in Ajax, ON. Groceries tell a different story – $351 in Montreal vs $369 in Ajax, ON – so Montreal wins on supermarket bills even if dining out costs more.

Good to know
🇨🇦 Montreal
🇨🇦 Ajax, ON
🕒 Local time
19:07 7:07 PM
19:07 7:07 PM
Same time as Montreal
🌤 Weather
👥 Population
1,762,949
119,677
💱 Currency
Exchange rates and currency converter

USD, EUR to CAD – Canadian Dollar Converter

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

On the map
Between locations
  • Montreal Ajax, ON 470 km
From you
  • Montreal
  • Ajax, ON

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Montreal vs Ajax, ON: Cost of Living - Frequently Asked Questions
Is Montreal cheaper than Ajax, ON?
Yes – Ajax, ON is pricier by about 22%, and outside of rent the gap shows up most in groceries.
What income do you need for each city?
For a comfortable life, plan on about $3,096 per month in Montreal and $3,773 in Ajax, ON. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Montreal, especially for central apartments: a one-bedroom in the center costs $1,285 there versus $1,510 in Ajax, ON.
What are total monthly expenses in Montreal and in Ajax, ON?
Monthly expenses with rent come to $2,064 in Montreal and $2,515 in Ajax, ON. That makes Montreal about 18% cheaper.
Which city has cheaper public transport?
Public transport costs about 8% less in Montreal. For daily commuters, that gap adds up to noticeable savings over a year.
Is $2,000 enough to cover costs in Montreal or in Ajax, ON?
$2,000 is a stretch for both – monthly costs hit $2,064 in Montreal and $2,515 in Ajax, ON. You’ll need shared housing and careful budgeting no matter which city you pick.
Is it better to live in Montreal or in Ajax, ON?
It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,064 in Montreal to $2,515 in Ajax, ON. Climate, culture, job market, and personal taste all factor in.
Which city is the better choice to relocate to?
If budget matters most, go with Montreal. If higher salaries or specific career opportunities are the priority, Ajax, ON makes more sense. Both are solid long-term options with distinct trade-offs.

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