Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Waterford, MI

For one person, living is cheaper in Montevideo: $1,771 a month against $2,403 in Waterford, MI, rent and utilities included – about $7,600 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Montevideo
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Montevideo Living Index
121

Cost of Living Index in Waterford, MI
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Waterford, MI Living Index

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Montevideo

🇺🇾 Uruguay

$1,771

/mo nomad

Waterford, MI

🇺🇸 United States

$2,403

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in Waterford, MI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Waterford, MI actually costs, broken down by who's living it.

A single person spends $1,771 per month in Montevideo vs $2,403 in Waterford, MI, rent included.

Montevideo $1,771
Waterford, MI $2,403

A couple spends around $2,784 per month in Montevideo vs $3,641 in Waterford, MI, rent included.

Montevideo $2,784
Waterford, MI $3,641

A family of three spends $3,797 per month in Montevideo vs $4,879 in Waterford, MI, rent included.

Montevideo $3,797
Waterford, MI $4,879

Montevideo is about 26% cheaper than Waterford, MI, and outside of rent the biggest gap is in utilities.

Both Montevideo and Waterford, MI sit above the global median – Montevideo by 30%, Waterford, MI by 77%.

Meal at Budget Restaurant

$15.63 UYU 629

$18.36 $18.36

-14.87%

Three-Course Dinner for Two, Mid-Range

$69.9 UYU 2,812

$74.2 $74.2

-5.78%

Fast Food Meal (McDonalds, etc)

$14.51 UYU 584

$9.35 $9.35

55.19%

Cappuccino

$4.43 UYU 178

$4.59 $4.59

-3.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 UYU 100

$2.81 $2.81

-11.39%

Water (0.33 liter bottle)

$1.95 UYU 78.5

$1.67 $1.67

16.77%

Local Beer (0.5 liter draught)

$4.78 UYU 192

$5.92 $5.92

-19.26%

Imported Beer (0.33 liter bottle)

$3.67 UYU 148

$4.41 $4.41

-16.78%

Milk (1 liter)

$1.26 UYU 50.6

$0.85 $0.85

48.24%

White Bread (500g)

$2.98 UYU 120

$3.61 $3.61

-17.45%

Rice (white) (1kg)

$1.74 UYU 70.1

$3.25 $3.25

-46.46%

Eggs

$4.80 UYU 193

$2.03 $2.03

136.45%

Local Cheese (1kg)

$14.06 UYU 565

$10.99 $10.99

27.93%

Chicken Fillets (1kg)

$11.35 UYU 457

$13.86 $13.86

-18.11%

Beef Round Steak (1kg)

$12.16 UYU 489

$14.61 $14.61

-16.77%

Apples (1kg)

$2.74 UYU 110

$4.88 $4.88

-43.85%

Banana (1kg)

$2.83 UYU 114

$1.07 $1.07

164.49%

Oranges (1kg)

$1.63 UYU 65.4

$5.55 $5.55

-70.63%

Tomato (1kg)

$3.18 UYU 128

$4.51 $4.51

-29.49%

Potato (1kg)

$2.02 UYU 81.1

$2.17 $2.17

-6.91%

Onion (1kg)

$2.13 UYU 85.5

$3.60 $3.60

-40.83%

Lettuce (1 head)

$1.39 UYU 56.0

$2.23 $2.23

-37.67%

Water (1.5 liter bottle)

$1.94 UYU 78.2

$2.43 $2.43

-20.16%

Cigarettes 20 Pack (Marlboro, Camel)

$5.34 UYU 215

$10.32 $10.32

-48.26%

Wine (Bottle)

$8.31 UYU 334

$14.76 $14.76

-43.70%

Local Beer (0.5 liter bottle)

$2.35 UYU 94.3

$2.04 $2.04

15.20%

Imported Beer (0.33 liter bottle)

$2.80 UYU 113

$2.49 $2.49

12.45%

One-way Ticket (Public Transport)

$1.55 UYU 62.4

$2.01 $2.01

-22.89%

Public Transport Monthly Pass (Regular Price)

$74.9 UYU 3,013

$59.0 $59.0

27.04%

Taxi Start (Normal Tariff)

$1.91 UYU 76.9

$4.61 $4.61

-58.57%

Taxi (Normal Tariff) (1km)

$0.41 UYU 16.55

$1.94 $1.94

-78.87%

Taxi 1hour Waiting (Normal Tariff)

$10.38 UYU 417

$31.80 $31.80

-67.36%

Gasoline (1 liter)

$2.23 UYU 89.5

$1.06 $1.06

110.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K UYU 1.1M

$27.3K $27.3K

-2.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$35.9K UYU 1.4M

$26.0K $26.0K

37.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$184 UYU 7,392

$132 $132

38.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.15 UYU 810

$49.02 $49.02

-58.89%

Internet (50+ Mbps, Unlimited Data)

$43.24 UYU 1,739

$72.3 $72.3

-40.19%

Gym Membership (Monthly)

$48.47 UYU 1,949

$40.91 $40.91

18.48%

Tennis Court (1 Hour on Weekend)

$19.71 UYU 792

Cinema Ticket

$12.11 UYU 487

$13.49 $13.49

-10.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$636 UYU 25.6K

$893 $893

-28.82%

International Primary School, 1 Child (Yearly)

$11.0K UYU 442.1K

$21.2K $21.2K

-48.07%

Jeans (Levis 501 Or Similar)

$101 UYU 4,050

$64.1 $64.1

57.18%

Summer Dress (H&M, Zara, etc)

$56.9 UYU 2,289

$77.2 $77.2

-26.28%

Sport Shoes (Adidas, Nike)

$123 UYU 4,937

$97.1 $97.1

26.39%

Men's Leather Business Shoes

$130 UYU 5,241

$119 $119

9.82%

1-bedroom Apartment, City Center (Monthly)

$747 UYU 30.0K

$1,738 $1,738

-57.00%

1-bedroom Apartment, Outside City Center (Monthly)

$581 UYU 23.3K

$1,170 $1,170

-50.37%

3-bedroom Apartment, City Center (Monthly)

$1,284 UYU 51.6K

$2,452 $2,452

-47.64%

3-bedroom Apartment, Outside City Center (Monthly)

$1,125 UYU 45.2K

$2,092 $2,092

-46.24%

Buy Apartment in City Center (m2)

$3,653 UYU 146.9K

$3,066 $3,066

19.13%

Buy Apartment Outside City Center (m2)

$2,029 UYU 81.6K

$2,352 $2,352

-13.75%

Average Monthly Net Salary (After Tax)

$1,284 UYU 51.6K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.65

6.82

-17.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 27, 2026

Last update for Waterford, MI: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$581 32.8%

Waterford, MI

$1.2K 48.7% 102% $589

Groceries & Markets

Montevideo

$330 18.6%

Waterford, MI

$384 16% 16.2% $53

Eating Out

Montevideo

$271 15.3%

Waterford, MI

$286 11.9% 5.8% $16

Monthly Utilities & Internet

Montevideo

$247 14%

Waterford, MI

$254 10.6% 2.6% $6.4

Clothing & Footwear

Montevideo

$185 10.4%

Waterford, MI

$161 6.7% 13.1% $24

Getting Around

Montevideo

$85 4.8%

Waterford, MI

$81 3.4% 4.4% $3.8

Sport & Entertainment

Montevideo

$73 4.1%

Waterford, MI

$68 2.8% 6.6% $4.8

Cost Breakdown

A central one-bedroom costs $747 in Montevideo versus $1,738 in Waterford, MI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $70 in Montevideo versus $74 in Waterford, MI. Monthly groceries follow the same trend: $330 vs $384 – making Montevideo the more affordable choice for daily food spending.

Good to know

🇺🇾 Montevideo

🇺🇸 Waterford, MI

🕒 Local time

17:45 5:45 PM

16:45 4:45 PM

1 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

19,517

💱 Currency

Uruguayan Peso UYU $U

United States Dollar USD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.23 EUR

1 USD = 0.898 EUR

Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 28, 2026: 1 USD = 40.21 UYU (100 UYU = 2.49 USD). 1 EUR = 44.77 UYU (100 UYU = 2.23 EUR).

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

USD to UYU in detail →

On the map

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Between locations

Montevideo Waterford, MI 9,060 km ≈ 12 h nonstop flight

From you

Montevideo
Waterford, MI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs Waterford, MI: Cost of Living - Frequently Asked Questions

Yes – Waterford, MI is pricier by about 36%, and outside of rent the gap shows up most in utilities.

For a comfortable life, plan on about $2,657 per month in Montevideo and $3,605 in Waterford, MI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments: a one-bedroom in the center costs $747 there versus $1,738 in Waterford, MI.

Kindergarten costs $636 per month in Montevideo and $893 in Waterford, MI. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 16% more in Waterford, MI, though the gap depends on what you buy.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.