Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Temple, TX

For one person, living is cheaper in Montevideo: $1,784 a month against $2,391 in Temple, TX, rent and utilities included – about $7,300 less a year. Higher rent and utilities in Temple, TX outweigh lower spending on other living expenses.

86

Cost of Living Index in Montevideo
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Montevideo Living Index
116

Cost of Living Index in Temple, TX
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Temple, TX Living Index

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Montevideo

🇺🇾 Uruguay

$1,784

/mo nomad

Temple, TX

🇺🇸 United States

$2,391

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in Temple, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Temple, TX actually costs, broken down by who's living it.

A single person spends $1,784 per month in Montevideo vs $2,391 in Temple, TX, rent included.

Montevideo $1,784
Temple, TX $2,391

A couple spends around $2,756 per month in Montevideo vs $3,282 in Temple, TX, rent included.

Montevideo $2,756
Temple, TX $3,282

A family of three spends $3,728 per month in Montevideo vs $4,174 in Temple, TX, rent included.

Montevideo $3,728
Temple, TX $4,174

Montevideo is about 25% cheaper than Temple, TX, and outside of rent the biggest gap is in clothing.

Both Montevideo and Temple, TX sit above the global median – Montevideo by 32%, Temple, TX by 76%.

Meal at Budget Restaurant

$14.82 UYU 595

$18.60 $18.60

-20.32%

Three-Course Dinner for Two, Mid-Range

$69.7 UYU 2,797

$50.7 $50.7

37.58%

Fast Food Meal (McDonalds, etc)

$14.68 UYU 589

$8.78 $8.78

67.20%

Cappuccino

$4.65 UYU 186

$4.97 $4.97

-6.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 UYU 110

$2.79 $2.79

-1.79%

Water (0.33 liter bottle)

$2.07 UYU 82.9

$1.69 $1.69

22.49%

Local Beer (0.5 liter draught)

$4.79 UYU 192

$3.54 $3.54

35.31%

Imported Beer (0.33 liter bottle)

$3.63 UYU 146

$4.03 $4.03

-9.93%

Milk (1 liter)

$1.39 UYU 55.8

$0.94 $0.94

47.87%

White Bread (500g)

$2.89 UYU 116

$2.12 $2.12

36.32%

Rice (white) (1kg)

$1.70 UYU 68.1

$4.12 $4.12

-58.74%

Eggs

$4.62 UYU 185

$2.85 $2.85

62.11%

Local Cheese (1kg)

$14.22 UYU 571

$8.81 $8.81

61.41%

Chicken Fillets (1kg)

$11.62 UYU 466

$8.70 $8.70

33.56%

Beef Round Steak (1kg)

$12.23 UYU 491

$15.42 $15.42

-20.69%

Apples (1kg)

$2.77 UYU 111

$5.01 $5.01

-44.71%

Banana (1kg)

$2.85 UYU 114

$1.55 $1.55

83.87%

Oranges (1kg)

$1.81 UYU 72.5

$4.15 $4.15

-56.39%

Tomato (1kg)

$3.20 UYU 129

$3.65 $3.65

-12.33%

Potato (1kg)

$1.94 UYU 77.8

$2.15 $2.15

-9.77%

Onion (1kg)

$2.16 UYU 86.5

$2.44 $2.44

-11.48%

Lettuce (1 head)

$1.43 UYU 57.3

$1.60 $1.60

-10.63%

Water (1.5 liter bottle)

$1.94 UYU 77.9

$1.97 $1.97

-1.52%

Cigarettes 20 Pack (Marlboro, Camel)

$5.47 UYU 219

$10.21 $10.21

-46.43%

Wine (Bottle)

$8.95 UYU 359

$9.15 $9.15

-2.19%

Local Beer (0.5 liter bottle)

$2.26 UYU 90.8

$2.00 $2.00

13.00%

Imported Beer (0.33 liter bottle)

$2.81 UYU 113

$2.43 $2.43

15.64%

One-way Ticket (Public Transport)

$1.56 UYU 62.6

$1.96 $1.96

-20.41%

Public Transport Monthly Pass (Regular Price)

$73.8 UYU 2,962

$50.2 $50.2

47.09%

Taxi Start (Normal Tariff)

$1.90 UYU 76.2

$3.08 $3.08

-38.31%

Taxi (Normal Tariff) (1km)

$0.43 UYU 17.36

$1.77 $1.77

-75.71%

Taxi 1hour Waiting (Normal Tariff)

$10.59 UYU 425

$24.10 $24.10

-56.06%

Gasoline (1 liter)

$2.12 UYU 85.2

$0.72 $0.72

194.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K UYU 1.1M

$24.6K $24.6K

8.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.0K UYU 1.5M

$25.0K $25.0K

47.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 UYU 7,727

$211 $211

-8.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.91 UYU 839

$43.64 $43.64

-52.09%

Internet (50+ Mbps, Unlimited Data)

$44.89 UYU 1,802

$84.0 $84.0

-46.54%

Gym Membership (Monthly)

$50.8 UYU 2,038

$17.57 $17.57

188.96%

Tennis Court (1 Hour on Weekend)

$19.73 UYU 792

Cinema Ticket

$12.30 UYU 494

$12.10 $12.10

1.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$629 UYU 25.2K

$1,901 $1,901

-66.92%

International Primary School, 1 Child (Yearly)

$10.9K UYU 437.3K

$27.7K $27.7K

-60.65%

Jeans (Levis 501 Or Similar)

$104 UYU 4,166

$19.22 $19.22

440.01%

Summer Dress (H&M, Zara, etc)

$57.4 UYU 2,305

$49.07 $49.07

17.06%

Sport Shoes (Adidas, Nike)

$125 UYU 5,010

$86.7 $86.7

44.03%

Men's Leather Business Shoes

$132 UYU 5,315

$83.7 $83.7

58.20%

1-bedroom Apartment, City Center (Monthly)

$713 UYU 28.6K

$1,450 $1,450

-50.83%

1-bedroom Apartment, Outside City Center (Monthly)

$575 UYU 23.1K

$1,236 $1,236

-53.43%

3-bedroom Apartment, City Center (Monthly)

$1,164 UYU 46.7K

$2,048 $2,048

-43.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,033 UYU 41.5K

$1,769 $1,769

-41.57%

Buy Apartment in City Center (m2)

$3,418 UYU 137.2K

$1,744 $1,744

96.01%

Buy Apartment Outside City Center (m2)

$1,760 UYU 70.6K

$1,710 $1,710

2.95%

Average Monthly Net Salary (After Tax)

$1,244 UYU 49.9K

$3,927 $3,927

-68.32%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

6.62

-13.29%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 19, 2026

Last update for Temple, TX: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$575 32.2%

Temple, TX

$1.2K 51.7% 115% $660

Groceries & Markets

Montevideo

$334 18.7%

Temple, TX

$318 13.3% 4.5% $15

Eating Out

Montevideo

$269 15.1%

Temple, TX

$278 11.7% 3.6% $9.6

Monthly Utilities & Internet

Montevideo

$258 14.5%

Temple, TX

$339 14.2% 31.2% $81

Clothing & Footwear

Montevideo

$188 10.6%

Temple, TX

$107 4.5% 43% $81

Getting Around

Montevideo

$84 4.7%

Temple, TX

$70 2.9% 16.8% $14

Sport & Entertainment

Montevideo

$75 4.2%

Temple, TX

$42 1.8% 44.6% $34

Cost Breakdown

A central one-bedroom costs $713 in Montevideo versus $1,450 in Temple, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 216% higher in Temple, TX, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $70.0 in Montevideo versus $51.0 in Temple, TX. Monthly groceries follow the same trend: $334 vs $318 – making Temple, TX the more affordable choice for daily food spending.

Good to know

🇺🇾 Montevideo

🇺🇸 Temple, TX

🕒 Local time

12:12 12:12 PM

10:12 10:12 AM

2 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

82,073

💱 Currency

Uruguayan Peso UYU $U

United States Dollar USD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 20, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to UYU in detail →

On the map

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Between locations

Montevideo Temple, TX 8,510 km ≈ 11 h nonstop flight

From you

Montevideo
Temple, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs Temple, TX: Cost of Living - Frequently Asked Questions

Yes – Temple, TX is pricier by about 34%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,676 per month in Montevideo and $3,586 in Temple, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montevideo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $629 per month in Montevideo and $1,901 in Temple, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 5% cheaper in Temple, TX – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $2,500 monthly budget goes further in Montevideo, where all-in costs run around $1,784, than in Temple, TX at $2,391. In Montevideo it covers expenses comfortably, while in Temple, TX it requires careful planning or may not stretch far enough.

Families tend to lean toward Montevideo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montevideo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Temple, TX makes more sense. Both are solid long-term options with distinct trade-offs.