Last update: Oct 2026

Cost of Living Comparison Between Montevideo and Somerset, KY

For one person, living is cheaper in Somerset, KY: $1,591 a month against $1,784 in Montevideo, rent and utilities included – about $2,300 less a year. Other living expenses account for most of the difference.

86

Cost of Living Index in Montevideo
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Montevideo Living Index
77

Cost of Living Index in Somerset, KY
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Somerset, KY Living Index

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Montevideo

🇺🇾 Uruguay

$1,784

/mo nomad

Somerset, KY

🇺🇸 United States

$1,591

/mo nomad

Monthly Cost of Living

How much you'll spend in Montevideo and in Somerset, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Montevideo and in Somerset, KY actually costs, broken down by who's living it.

A single person spends $1,784 per month in Montevideo vs $1,591 in Somerset, KY, rent included.

Montevideo $1,784
Somerset, KY $1,591

A couple spends around $2,756 per month in Montevideo vs $2,440 in Somerset, KY, rent included.

Montevideo $2,756
Somerset, KY $2,440

A family of three spends $3,728 per month in Montevideo vs $3,289 in Somerset, KY, rent included.

Montevideo $3,728
Somerset, KY $3,289

Montevideo costs about 12% more than Somerset, KY, and outside of rent the biggest gap is in clothing.

Both Montevideo and Somerset, KY sit above the global median – Montevideo by 32%, Somerset, KY by 17%.

Meal at Budget Restaurant

$14.82 UYU 595

$14.84 $14.84

-0.13%

Three-Course Dinner for Two, Mid-Range

$69.7 UYU 2,797

$49.92 $49.92

39.62%

Fast Food Meal (McDonalds, etc)

$14.68 UYU 589

$8.42 $8.42

74.35%

Cappuccino

$4.65 UYU 186

$4.11 $4.11

13.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.74 UYU 110

$2.30 $2.30

19.13%

Water (0.33 liter bottle)

$2.07 UYU 82.9

$1.65 $1.65

25.45%

Local Beer (0.5 liter draught)

$4.79 UYU 192

$3.45 $3.45

38.84%

Imported Beer (0.33 liter bottle)

$3.63 UYU 146

$4.08 $4.08

-11.03%

Milk (1 liter)

$1.39 UYU 55.8

$0.88 $0.88

57.95%

White Bread (500g)

$2.89 UYU 116

$2.83 $2.83

2.12%

Rice (white) (1kg)

$1.70 UYU 68.1

$3.80 $3.80

-55.26%

Eggs

$4.62 UYU 185

$4.22 $4.22

9.48%

Local Cheese (1kg)

$14.22 UYU 571

$6.80 $6.80

109.12%

Chicken Fillets (1kg)

$11.62 UYU 466

$8.59 $8.59

35.27%

Beef Round Steak (1kg)

$12.23 UYU 491

$13.43 $13.43

-8.94%

Apples (1kg)

$2.77 UYU 111

$5.65 $5.65

-50.97%

Banana (1kg)

$2.85 UYU 114

$1.18 $1.18

141.53%

Oranges (1kg)

$1.81 UYU 72.5

$4.36 $4.36

-58.49%

Tomato (1kg)

$3.20 UYU 129

$4.81 $4.81

-33.47%

Potato (1kg)

$1.94 UYU 77.8

$2.63 $2.63

-26.24%

Onion (1kg)

$2.16 UYU 86.5

$3.18 $3.18

-32.08%

Lettuce (1 head)

$1.43 UYU 57.3

$1.96 $1.96

-27.04%

Water (1.5 liter bottle)

$1.94 UYU 77.9

$1.54 $1.54

25.97%

Cigarettes 20 Pack (Marlboro, Camel)

$5.47 UYU 219

$5.83 $5.83

-6.17%

Wine (Bottle)

$8.95 UYU 359

$12.04 $12.04

-25.66%

Local Beer (0.5 liter bottle)

$2.26 UYU 90.8

$2.16 $2.16

4.63%

Imported Beer (0.33 liter bottle)

$2.81 UYU 113

$1.52 $1.52

84.87%

One-way Ticket (Public Transport)

$1.56 UYU 62.6

$1.80 $1.80

-13.33%

Public Transport Monthly Pass (Regular Price)

$73.8 UYU 2,962

Taxi Start (Normal Tariff)

$1.90 UYU 76.2

$3.70 $3.70

-48.65%

Taxi (Normal Tariff) (1km)

$0.43 UYU 17.36

$1.22 $1.22

-64.75%

Taxi 1hour Waiting (Normal Tariff)

$10.59 UYU 425

$24.77 $24.77

-57.25%

Gasoline (1 liter)

$2.12 UYU 85.2

$0.98 $0.98

116.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.8K UYU 1.1M

$25.3K $25.3K

6.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.0K UYU 1.5M

$26.7K $26.7K

38.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$193 UYU 7,727

$150 $150

28.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.91 UYU 839

$78.2 $78.2

-73.24%

Internet (50+ Mbps, Unlimited Data)

$44.89 UYU 1,802

$71.4 $71.4

-37.16%

Gym Membership (Monthly)

$50.8 UYU 2,038

$41.93 $41.93

21.08%

Tennis Court (1 Hour on Weekend)

$19.73 UYU 792

Cinema Ticket

$12.30 UYU 494

$8.08 $8.08

52.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$629 UYU 25.2K

$648 $648

-2.99%

International Primary School, 1 Child (Yearly)

$10.9K UYU 437.3K

$19.3K $19.3K

-43.52%

Jeans (Levis 501 Or Similar)

$104 UYU 4,166

$24.53 $24.53

323.11%

Summer Dress (H&M, Zara, etc)

$57.4 UYU 2,305

$30.24 $30.24

89.95%

Sport Shoes (Adidas, Nike)

$125 UYU 5,010

$55.7 $55.7

124.07%

Men's Leather Business Shoes

$132 UYU 5,315

$101 $101

31.54%

1-bedroom Apartment, City Center (Monthly)

$713 UYU 28.6K

$618 $618

15.32%

1-bedroom Apartment, Outside City Center (Monthly)

$575 UYU 23.1K

$559 $559

2.96%

3-bedroom Apartment, City Center (Monthly)

$1,164 UYU 46.7K

$1,072 $1,072

8.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,033 UYU 41.5K

$1,064 $1,064

-2.89%

Buy Apartment in City Center (m2)

$3,418 UYU 137.2K

$2,734 $2,734

25.02%

Buy Apartment Outside City Center (m2)

$1,760 UYU 70.6K

$2,404 $2,404

-26.78%

Average Monthly Net Salary (After Tax)

$1,244 UYU 49.9K

$4,640 $4,640

-73.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

14.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Montevideo: October 19, 2026

Last update for Somerset, KY: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Montevideo

$575 32.2%

Somerset, KY

$559 35.1% 2.9% $17

Groceries & Markets

Montevideo

$334 18.7%

Somerset, KY

$328 20.6% 1.6% $5.4

Eating Out

Montevideo

$269 15.1%

Somerset, KY

$235 14.7% 12.7% $34

Monthly Utilities & Internet

Montevideo

$258 14.5%

Somerset, KY

$300 18.8% 15.9% $41

Clothing & Footwear

Montevideo

$188 10.6%

Somerset, KY

$95 6% 49.5% $93

Getting Around

Montevideo

$84 4.7%

Somerset, KY

$17 * 1.1% 79.8% $67

Sport & Entertainment

Montevideo

$75 4.2%

Somerset, KY

$58 3.7% 22.9% $17

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $713 in Montevideo versus $618 in Somerset, KY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 273% higher in Somerset, KY, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $70.0 in Montevideo versus $50.0 in Somerset, KY. Monthly groceries follow the same trend: $334 vs $328 – making Somerset, KY the more affordable choice for daily food spending.

Good to know

🇺🇾 Montevideo

🇺🇸 Somerset, KY

🕒 Local time

18:09 6:09 PM

17:09 5:09 PM

1 h behind Montevideo

🌤 Weather

👥 Population

1,319,108 Capital

11,924

💱 Currency

Uruguayan Peso UYU $U

United States Dollar USD $

📈 Exchange rate

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to UYU – Uruguayan Peso Converter

🇺🇸 United States Dollar ($)

🇺🇾 Uruguayan Peso ($U)

Uruguayan Peso exchange rates as of October 20, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to UYU in detail →

On the map

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Between locations

Montevideo Somerset, KY 8,530 km ≈ 11 h nonstop flight

From you

Montevideo
Somerset, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Montevideo vs Somerset, KY: Cost of Living - Frequently Asked Questions

Yes – Montevideo is pricier by about 12%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,676 per month in Montevideo and $2,387 in Somerset, KY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Somerset, KY, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $70.0 in Montevideo and $50.0 in Somerset, KY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 2% more in Montevideo, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Somerset, KY, where all-in costs run around $1,591, than in Montevideo at $1,784. In Somerset, KY it covers expenses comfortably, while in Montevideo it requires careful planning or may not stretch far enough.

Families tend to lean toward Somerset, KY – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Somerset, KY. If higher salaries, better infrastructure, or specific career opportunities are the priority, Montevideo makes more sense. Both are solid long-term options with distinct trade-offs.